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Portfolio (Quarterly) Guide ↗

ADIRONDACK TRUST CO

· CIK 0001054257
13F Portfolio $304M AUM 624 positions Filed Jan 8, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 537 New
Page 4 of 27  ·  537 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
61 IBDS ISHARES IBONDS DEC 2027 CORPORATE ETF 44,479.0 $1.1M 0.35% NEW $24.27 -0.2%
62 MS MORGAN STANLEY Financial Services 5,845.0 $1.0M 0.34% NEW $177.53 +13.7%
63 EFA ISHARES MSCI EAFE ETF FUND 10,143.0 $974K 0.32% NEW $96.03 +9.5%
64 GEV GE VERNOVA INC COM Utilities 1,472.0 $962K 0.32% NEW $653.56 +63.8%
65 MRK MERCK & CO., INC Healthcare 9,014.0 $949K 0.31% NEW $105.26 +13.8%
66 VZ VERIZON COMMUNICATIONS INC Communication Services 23,285.0 $948K 0.31% NEW $40.72 +18.7%
67 CL COLGATE PALMOLIVE Consumer Defensive 11,945.0 $944K 0.31% NEW $79.02 +13.7%
68 C CITIGROUP INC. Financial Services 8,077.0 $942K 0.31% NEW $116.69 +8.7%
69 GD GENERAL DYNAMICS CORPORATION Industrials 2,779.0 $936K 0.31% NEW $336.65 +2.4%
70 DHR DANAHER CORP Healthcare 3,907.0 $894K 0.29% NEW $228.92 -24.5%
71 ADP AUTOMATIC DATA PROCESSING INC Industrials 3,433.0 $883K 0.29% NEW $257.22 -15.1%
72 GLD SPDR GOLD TRUST Financial Services 2,118.0 $839K 0.28% NEW $396.30 +4.5%
73 AMGN AMGEN INCORPORATED Healthcare 2,531.0 $828K 0.27% NEW $327.29 +2.6%
74 XLC COMMUNICATION SERVICES SELECT SECTOR SPDR FUND 6,850.0 $806K 0.27% NEW $117.72 -1.8%
75 IBDR ISHARES IBONDS DEC 2026 TERMCORPORATE ETF 33,145.0 $803K 0.26% NEW $24.22 +0.0%
76 IBCA ISHARES IBONDS DEC 2035 TERMCORPORATE ETF 30,605.0 $794K 0.26% NEW $25.93 -1.4%
77 BBUS JPMORGAN BETABUILDER ETF 6,425.0 $792K 0.26% NEW $123.30 +9.6%
78 VLO VALERO ENERGY NEW Energy 4,784.0 $779K 0.26% NEW $162.79 +48.3%
79 MET METLIFE INC Financial Services 9,739.0 $769K 0.25% NEW $78.94 +5.5%
80 XLF FINANCIAL SELECT SECTOR SPDR FUND 14,002.0 $767K 0.25% NEW $54.77 -5.3%
Page 4 of 27  ·  537 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Financial Services 28.5%
Technology 27.7%
Healthcare 9.6%
Consumer Cyclical 8.8%
Industrials 7.4%
Consumer Defensive 6.9%
Energy 4.3%
Communication Services 3.6%
Utilities 2.6%
Basic Materials 0.5%