CIVB
Civista Bancshares, Inc. NASDAQ Listed Apr 6, 1994$26.85
+1.24%
vs $26.52
Mkt Cap $470.1M
52w Low $19.28
95.5% of range
52w High $27.21
50d MA $25.23
200d MA $23.10
P/E (TTM)
10.2x
EV/EBITDA
3.2x
P/B
0.9x
Debt/Equity
0.5x
ROE
8.5%
P/FCF
10.6x
RSI (14)
59.00
ATR (14)
$0.64
Beta
0.63
50d MA
$25.23
200d MA
$23.10
Avg Volume
86.7K
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also purchases securities; and provides trust and third-party insurance services. It operates approximately 42 locations in Northern, Central, Southwestern, and Northwestern Ohio, as well as Southeastern Indiana and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.
100 East Water Street · Sandusky, OH 44870-2514 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 22, 2026 | AMC | 0.56 | 0.74 | +32.1% | 24.58 | +0.2% | -0.2% | +1.7% | +1.6% | +0.6% | -2.7% | — |
| Jan 29, 2026 | AMC | 0.61 | 0.75 | +23.0% | 24.63 | +0.1% | -2.0% | +2.0% | -0.2% | +0.9% | +0.4% | — |
| Oct 23, 2025 | AMC | 0.61 | 0.68 | +11.5% | 21.28 | +1.5% | +4.2% | -0.9% | -0.2% | -1.3% | -0.5% | — |
| Jul 24, 2025 | AMC | 0.69 | 0.66 | -4.3% | 20.90 | +0.5% | -3.4% | -0.0% | -0.4% | -1.8% | -1.3% | — |
| Apr 24, 2025 | AMC | 0.50 | 0.66 | +32.0% | 20.85 | +0.4% | +1.0% | +5.7% | +1.2% | -0.1% | -0.6% | — |
| Jan 30, 2025 | AMC | 0.53 | 0.63 | +18.9% | 21.39 | +0.9% | +3.1% | -5.3% | +0.9% | +0.7% | +1.0% | — |
| Oct 29, 2024 | AMC | 0.44 | 0.53 | +20.5% | 18.74 | +0.9% | +8.1% | +0.6% | -0.0% | +0.0% | +2.8% | — |
| Jul 29, 2024 | AMC | 0.39 | 0.45 | +15.4% | 17.45 | +2.3% | +4.0% | -1.1% | -6.0% | -3.4% | -4.3% | — |
| Apr 30, 2024 | AMC | 0.46 | 0.41 | -10.9% | 14.28 | -0.6% | +0.0% | -0.1% | -0.4% | +0.1% | -3.0% | — |
| Feb 8, 2024 | AMC | 0.58 | 0.62 | +6.9% | 16.29 | -0.2% | -2.0% | -0.4% | -6.2% | +1.9% | +3.3% | — |
| Oct 27, 2023 | AMC | 0.61 | 0.66 | +8.2% | 14.69 | +2.1% | +1.4% | -2.1% | -0.4% | +1.4% | +2.3% | — |
| Jul 28, 2023 | AMC | 0.72 | 0.64 | -11.1% | 19.00 | -0.1% | -4.0% | +0.1% | -0.3% | +1.4% | +0.2% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 24 | Piper Sandler | Maintains | Neutral → Neutral | — | $24.53 | $24.60 | +0.3% | +1.7% | +1.6% | +0.6% | -2.7% | +0.3% |
| Apr 2 | Piper Sandler | Maintains | Neutral → Neutral | — | $23.05 | $22.61 | -1.9% | -0.2% | +0.8% | +1.3% | +1.0% | +2.0% |
| Jan 30 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $24.63 | $24.65 | +0.1% | -2.0% | +2.0% | -0.2% | +0.9% | +0.4% |
| Jan 30 | DA Davidson | Maintains | Buy → Buy | — | $24.63 | $24.65 | +0.1% | -2.0% | +2.0% | -0.2% | +0.9% | +0.4% |
| Nov 21 | DA Davidson | Maintains | Buy → Buy | — | $21.47 | $21.58 | +0.5% | +4.6% | -0.8% | +2.5% | -0.2% | -0.3% |
| Oct 24 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $21.28 | $21.60 | +1.5% | +4.2% | -0.9% | -0.2% | -1.3% | -0.5% |
| Jul 29 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $20.18 | $20.15 | -0.1% | -0.4% | -1.8% | -1.3% | -0.6% | +0.6% |
| Jul 14 | DA Davidson | Maintains | Buy → Buy | — | $21.43 | $21.25 | -0.8% | +1.4% | -1.6% | +0.9% | -0.6% | -0.6% |
| Apr 28 | Piper Sandler | Maintains | Neutral → Neutral | — | $21.06 | $21.34 | +1.3% | +5.7% | +1.2% | -0.1% | -0.6% | +2.8% |
| Apr 25 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $20.85 | $20.93 | +0.4% | +1.0% | +5.7% | +1.2% | -0.1% | -0.6% |
| Apr 25 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $20.85 | $20.93 | +0.4% | +1.0% | +5.7% | +1.2% | -0.1% | -0.6% |
| Jan 31 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $21.39 | $21.59 | +0.9% | +3.1% | -5.3% | +0.9% | +0.7% | +1.0% |
| Dec 4 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $22.75 | $22.69 | -0.3% | +0.5% | +0.3% | -1.4% | -0.8% | +0.7% |
| Oct 30 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $18.74 | $18.90 | +0.9% | +8.1% | +0.6% | -0.0% | +0.0% | +2.8% |
| Oct 30 | Hovde Group | Upgrade | Market Perform → Outperform | — | $18.74 | $18.90 | +0.9% | +8.1% | +0.6% | -0.0% | +0.0% | +2.8% |
| Aug 1 | Piper Sandler | Maintains | Neutral → Neutral | — | $17.95 | $18.06 | +0.6% | -6.0% | -3.4% | -4.3% | +0.2% | -0.9% |
| Jul 30 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $17.45 | $17.86 | +2.3% | +4.0% | -1.1% | -6.0% | -3.4% | -4.3% |
| May 1 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $14.28 | $14.19 | -0.6% | +0.0% | -0.1% | -0.4% | +0.1% | -3.0% |
| Feb 9 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $16.29 | $16.26 | -0.2% | -2.0% | -0.4% | -6.2% | +1.9% | +3.3% |
| Aug 1 | Stephens & Co. | Maintains | Overweight → Overweight | — | $18.24 | $18.25 | +0.1% | +0.1% | -0.3% | +1.4% | +0.2% | +0.8% |
| Apr 6 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $17.10 | $16.96 | -0.8% | -1.1% | -2.5% | -0.4% | -1.8% | -0.6% |
| Feb 8 | Stephens & Co. | Maintains | Overweight → Overweight | — | $21.92 | $21.75 | -0.8% | -0.3% | -1.4% | +1.4% | -1.8% | -0.9% |
| Nov 30 | Janney Montgomery Scott | Maintains | Buy → Buy | — | $22.80 | $22.97 | +0.7% | +0.3% | -0.2% | +0.7% | +0.9% | -0.4% |
| Oct 26 | Piper Sandler | Maintains | Overweight → Overweight | — | $15.35 | $15.33 | -0.1% | +0.3% | -5.8% | -4.2% | +2.6% | +0.1% |
| Sep 29 | Piper Sandler | Maintains | Overweight → Overweight | — | $12.63 | $12.45 | -1.4% | -0.4% | -0.5% | +2.6% | +3.6% | +2.3% |
| Jul 7 | Stephens & Co. | Maintains | Overweight → Overweight | — | $15.03 | $15.26 | +1.5% | -4.0% | -0.6% | -5.7% | +3.0% | +1.6% |
| Feb 11 | Boenning & Scattergood | Upgrade | Neutral → Outperform | — | $21.55 | $22.17 | +2.9% | +4.6% | +0.0% | -0.3% | -1.6% | +1.4% |
| Aug 9 | DA Davidson | Upgrade | Neutral → Buy | — | $21.10 | $21.94 | +4.0% | +1.1% | +0.9% | -0.1% | -3.6% | -0.3% |
| Jul 8 | Keefe Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $22.15 | $21.54 | -2.8% | -1.7% | +0.8% | -1.7% | +0.5% | -0.7% |
| Jul 8 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $22.15 | $21.54 | -2.8% | -1.7% | +0.8% | -1.7% | +0.5% | -0.7% |
| Sep 19 | Hovde Group | Upgrade | Market Perform → Outperform | — | $22.93 | $23.78 | +3.7% | +1.0% | +3.7% | +4.5% | -0.7% | -0.8% |
| Apr 30 | DA Davidson | Maintains | Neutral → Neutral | — | $22.71 | $22.86 | +0.7% | +1.0% | +1.6% | -1.3% | -1.2% | +1.2% |
| Apr 7 | DA Davidson | Maintains | Neutral → Neutral | — | $22.23 | $21.99 | -1.1% | -1.0% | +0.1% | -0.5% | -0.7% | +0.5% |
| Nov 29 | Keefe Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $15.66 | $15.75 | +0.6% | +8.2% | +12.2% | -2.6% | -7.3% | +10.2% |
| Nov 29 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $15.66 | $15.75 | +0.6% | +8.2% | +12.2% | -2.6% | -7.3% | +10.2% |
| Jul 25 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $14.27 | $14.60 | +2.3% | +0.2% | -1.3% | +0.9% | -1.8% | -1.6% |
| Jul 25 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $14.27 | $14.60 | +2.3% | +0.2% | -1.3% | +0.9% | -1.8% | -1.6% |
| Jul 11 | Hovde Group | Downgrade | Outperform → Market Perform | — | $13.68 | $13.75 | +0.5% | +4.3% | -1.3% | -2.3% | +1.9% | -0.8% |
| Jul 11 | Hovde Group | Downgrade | Outperform → Perform | — | $13.68 | $13.75 | +0.5% | +4.3% | -1.3% | -2.3% | +1.9% | -0.8% |
| Apr 25 | Hovde Group | Upgrade | Market Perform → Outperform | — | $10.90 | $11.18 | +2.6% | +2.6% | +2.9% | +1.3% | -1.6% | +0.7% |
No insider trades available.
8-K · 7.01
! Medium
Civista Bancshares, Inc. -- 8-K 7.01: Regulation FD Disclosure
May 19
8-K
Civista Bancshares, Inc. -- 8-K Filing
May 19
8-K
Civista Bancshares, Inc. -- 8-K Filing
Civista Bancshares reported Q1 2026 earnings of $0.72 per share, a 9% increase from $0.66 in Q1 2025, demonstrating solid year-over-year earnings growth.
Apr 22
8-K
Civista Bancshares, Inc. -- 8-K Filing
Civista Bancshares declared its second quarter common dividend, signaling continued shareholder returns and management confidence in the regional bank's financial performance and capital position.
Apr 21
8-K · 8.01
!! High
Unknown — 8-K 8.01: Material Event / Announcement
Civista Bancshares announced its Q1 2026 earnings release date, signaling the company remains on schedule to report financial results, which investors should monitor for profitability trends and asset quality indicators.
Mar 20
8-K · 5.02
!!! Very High
Unknown — 8-K 5.02: Executive Change
CIVB's departure of an executive signals potential operational uncertainty and warrants investor scrutiny of leadership stability and strategic direction changes.
Mar 19
8-K · 5.02
!!! Very High
Civista Bancshares, Inc. -- 8-K 5.02: Executive Change
Civista Bancshares (CIVB) is replacing retiring CEO Dennis Shaffer with Charles Parcher effective August 28, 2026, signaling a significant leadership transition for the Ohio-based bank.
Mar 2
8-K · 5.02
!!! Very High
Civista Bancshares, Inc. -- 8-K 5.02: Executive Change
Civista Bancshares (CIVB) appointed Veronica Doucette as an officer, marking a management change that investors should monitor for potential strategic shifts in leadership direction.
Feb 26
8-K · 8.01
!! High
Civista Bancshares, Inc. -- 8-K 8.01: Material Event / Announcement
Civista Bancshares reported a material event requiring SEC disclosure via Form 8-K, though the specific details warrant investor review of the complete filing for full disclosure of the announcement's financial implications.
Feb 17
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Capital Management Llc | 862,447 | $20M | New | Mar 2026 |
| 2 | Endeavour Capital Advisors Inc | 620,875 | $14M | Added | Mar 2026 |
| 3 | Ubs Group Ag | 336,194 | $8M | Added | Mar 2026 |
| 4 | Morgan Stanley | 338,360 | $8M | Added | Dec 2025 |
| 5 | Vanguard Portfolio Management Llc | 233,577 | $5M | New | Mar 2026 |
| 6 | Beese Fulmer Investment Management, Inc. | 162,128 | $4M | Reduced | Mar 2026 |
| 7 | Northern Trust Corp | 160,301 | $4M | Added | Mar 2026 |
| 8 | Aqr Capital Management Llc | 156,356 | $4M | Added | Mar 2026 |
| 9 | Summit Financial Strategies, Inc. | 142,614 | $3M | — | Mar 2026 |
| 10 | Knights Of Columbus Asset Advisors Llc | 115,727 | $3M | Added | Mar 2026 |
| 11 | Stieven Capital Advisors, L.p. | 109,700 | $2M | — | Dec 2025 |
| 12 | Fort Washington Investment Advisors Inc /oh/ | 106,394 | $2M | Reduced | Mar 2026 |
| 13 | Two Sigma Investments, Lp | 88,510 | $2M | Reduced | Mar 2026 |
| 14 | Qube Research & Technologies Ltd | 87,923 | $2M | Added | Mar 2026 |
| 15 | Arrowstreet Capital, Limited Partnership | 86,414 | $2M | Reduced | Mar 2026 |
| 16 | First Trust Advisors Lp | 73,391 | $2M | Reduced | Mar 2026 |
| 17 | Bank Of New York Mellon Corp | 70,859 | $2M | Added | Mar 2026 |
| 18 | Prudential Financial Inc | 70,750 | $2M | Reduced | Mar 2026 |
| 19 | Wells Fargo & Company/mn | 62,720 | $1M | New | Mar 2026 |
| 20 | Elizabeth Park Capital Advisors, Ltd. | 60,891 | $1M | — | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$470.1M
Enterprise Value
$179.4M
P/E (TTM)
10.17x
Forward P/E
9.65x
PEG Ratio
0.27x
P/B
0.87x
P/S
1.84x
P/FCF
10.65x
EV/EBITDA
3.25x
Shares Out
17.5M
Financials (TTM)
Revenue
$255.0M
Net Income
$46.2M
EBITDA
$55.2M
Free Cash Flow
$44.1M
Op Cash Flow
$18.0M
EPS Basic
$2.64
EPS Diluted
$2.64
EPS Forward
$2.78
Gross Margin
66.3%
Op Margin
21.7%
Net Margin
18.1%
Balance Sheet
Total Assets
$4.34B
Total Liab.
$3.79B
Total Equity
$543.5M
Cash
$399.8M
LT Debt
$109.2M
Book Value/Sh
$31.04
Debt/Equity
0.52x
Current Ratio
4.32
Quick Ratio
4.32
Returns & Growth
ROE
8.5%
ROA
1.1%
ROIC
4.9%
Rev Growth YoY
+5.4%
EPS Growth YoY
+31.3%
Price Returns
2W
+5.6%
1M
+4.1%
3M
+8.8%
6M
+13.9%
12M
+14.9%
Technicals
52W High
$27.21
52W Low
$19.28
50d MA
$25.23
200d MA
$23.10
RSI (14)
59.00
ATR (14)
$0.64
Beta
0.63
Avg Volume
87K
Dividends
Div Rate
$0.68
Div Yield
2.7%
Frequency
4
Ex-Div Date
May 5, 2026
Analyst Price Targets
Consensus
$27.00
High
$27.00
Low
$27.00
Median
$27.00
Data updated apr 25, 2026 1:30am
· Source: financialmodelingprep.com