HTBK
Heritage Commerce Corp NASDAQ Listed Jul 20, 1998$13.45
+0.00%
vs $13.45
Mkt Cap $829.9M
52w Low $9.04
94.6% of range
52w High $13.70
50d MA $12.78
200d MA $11.34
P/E (TTM)
17.2x
EV/EBITDA
3.6x
P/B
1.2x
Debt/Equity
0.1x
ROE
6.8%
P/FCF
13.7x
RSI (14)
75.00
ATR (14)
$0.29
Beta
0.68
50d MA
$12.78
200d MA
$11.34
Avg Volume
945.9K
Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. Its deposit products for business banking and retail markets include interest and non-interest bearing demand, savings, and money market accounts, as well as certificates of deposit and time deposits. The company's loan portfolio comprises commercial loans, such as operating secured and unsecured loans advanced for working capital, equipment purchases, and other business purposes; commercial real estate loans; commercial construction loans for rental properties, commercial buildings, and homes; small business administration loans; home equity lines of credit; multifamily loans on residential properties; residential mortgage loans; and consumer loans consisting of loans for financing automobiles, various consumer goods, and other personal purposes. In addition, it offers other banking services, including cashier's checks, bank by mail, night depositories, safe deposit boxes, direct deposit, automated payroll, electronic funds transfer, online bill pay, homeowner association, remote deposit capture, automated clearing house origination, electronic data interchange, and check imaging services, as well as other customary banking, factoring financing, and electronic banking services. The company operates through 17 full-service branch offices located in the general San Francisco Bay Area of California. Heritage Commerce Corp was founded in 1994 and is headquartered in San Jose, California.
224 Airport Parkway · San Jose, CA 95110 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jan 22, 2026 | AMC | 0.23 | 0.28 | +21.7% | 13.37 | +0.4% | -3.7% | -0.7% | -1.1% | -0.7% | +1.2% | — |
| Oct 23, 2025 | AMC | 0.21 | 0.24 | +14.3% | 9.74 | +2.6% | +8.8% | +0.2% | +0.2% | -1.9% | +0.2% | — |
| Jul 24, 2025 | AMC | 0.19 | 0.21 | +10.5% | 9.89 | -0.9% | -3.1% | +2.1% | -1.5% | -3.4% | -0.5% | — |
| Apr 24, 2025 | AMC | 0.18 | 0.19 | +5.6% | 9.11 | +0.9% | -1.6% | -0.4% | +1.8% | -0.4% | +0.4% | — |
| Mar 7, 2025 | AMC | — | 0.17 | — | 10.02 | -0.9% | -4.1% | -1.7% | +1.0% | -0.5% | +1.6% | — |
| Oct 24, 2024 | AMC | 0.17 | 0.17 | +0.0% | 9.69 | +2.4% | -1.9% | +4.9% | -1.0% | +0.5% | -2.2% | — |
| Jul 25, 2024 | AMC | 0.18 | 0.15 | -16.7% | 10.71 | +2.6% | -0.5% | -0.8% | -0.7% | -1.4% | -2.3% | — |
| Apr 25, 2024 | AMC | 0.19 | 0.17 | -10.5% | 8.18 | -4.0% | -2.2% | +0.2% | -1.0% | +2.4% | +1.0% | — |
| Mar 9, 2024 | AMC | — | 0.22 | — | — | — | — | — | — | — | — | — |
| Oct 26, 2023 | AMC | 0.25 | 0.25 | +0.0% | 8.34 | +0.7% | -1.1% | +0.7% | -1.6% | +0.2% | +3.3% | — |
| Jul 27, 2023 | AMC | 0.29 | 0.27 | -6.9% | 9.68 | +3.7% | -0.1% | -0.7% | +0.3% | +1.6% | +0.1% | — |
| Apr 27, 2023 | AMC | 0.30 | 0.31 | +3.3% | 7.78 | +0.0% | +9.3% | -4.1% | -9.1% | +1.8% | -9.3% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Feb 4 | DA Davidson | Maintains | Neutral → Neutral | — | $13.16 | $13.32 | +1.2% | +2.1% | -0.2% | +2.2% | -0.2% | -1.5% |
| Jan 7 | Raymond James | Downgrade | Outperform → Market Perform | — | $12.43 | $12.29 | -1.1% | -1.0% | +2.8% | -1.0% | -1.6% | +0.3% |
| Jan 5 | Stephens & Co. | Downgrade | Overweight → Equal Weight | — | $12.06 | $12.06 | +0.0% | +2.3% | +0.7% | -1.0% | +2.8% | -1.0% |
| Dec 22 | Janney Montgomery Scott | Downgrade | Buy → Neutral | — | $12.42 | $12.37 | -0.4% | +0.9% | -0.3% | +0.6% | -0.2% | -1.0% |
| Dec 18 | DA Davidson | Downgrade | Buy → Neutral | — | $12.21 | $12.44 | +1.9% | +2.0% | -0.3% | +0.9% | -0.3% | +0.6% |
| Oct 28 | DA Davidson | Maintains | Buy → Buy | — | $10.62 | $10.60 | -0.2% | +0.2% | -1.9% | +0.2% | -0.6% | +1.8% |
| Oct 27 | Piper Sandler | Maintains | Overweight → Overweight | — | $10.60 | $10.73 | +1.2% | +0.2% | +0.2% | -1.9% | +0.2% | -0.6% |
| Oct 27 | Stephens & Co. | Maintains | Overweight → Overweight | — | $10.60 | $10.73 | +1.2% | +0.2% | +0.2% | -1.9% | +0.2% | -0.6% |
| Apr 28 | Stephens & Co. | Maintains | Overweight → Overweight | — | $8.96 | $8.91 | -0.6% | -0.4% | +1.8% | -0.4% | +0.4% | +2.4% |
| Apr 25 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $9.11 | $9.19 | +0.9% | -1.6% | -0.4% | +1.8% | -0.4% | +0.4% |
| Feb 7 | Stephens & Co. | Upgrade | Equal Weight → Overweight | — | $10.22 | $10.32 | +1.0% | +1.0% | +0.2% | +2.2% | -1.0% | +1.2% |
| Jan 27 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $9.54 | $9.63 | +0.9% | +1.7% | -0.7% | -0.1% | +1.9% | -1.1% |
| Jan 24 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $9.19 | $9.25 | +0.7% | +3.8% | +1.7% | -0.7% | -0.1% | +1.9% |
| Jul 26 | Piper Sandler | Maintains | Overweight → Overweight | — | $10.71 | $10.99 | +2.6% | -0.5% | -0.8% | -0.7% | -1.4% | -2.3% |
| Jul 26 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $10.71 | $10.99 | +2.6% | -0.5% | -0.8% | -0.7% | -1.4% | -2.3% |
| Apr 26 | Piper Sandler | Maintains | Overweight → Overweight | — | $8.18 | $7.85 | -4.0% | -2.2% | +0.2% | -1.0% | +2.4% | +1.0% |
| Jan 26 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $9.61 | $9.50 | -1.1% | -4.4% | +0.1% | +0.3% | -3.7% | -2.9% |
| Jan 26 | Piper Sandler | Maintains | Overweight → Overweight | — | $9.61 | $9.50 | -1.1% | -4.4% | +0.1% | +0.3% | -3.7% | -2.9% |
| Jan 5 | Raymond James | Maintains | Outperform → Outperform | — | $9.74 | $9.69 | -0.5% | +0.0% | +0.1% | -1.4% | +0.5% | -1.3% |
| Oct 30 | Raymond James | Maintains | Outperform → Outperform | — | $8.25 | $8.27 | +0.2% | +0.7% | -1.6% | +0.2% | +3.3% | +3.7% |
| Aug 11 | Stephens & Co. | Downgrade | Overweight → Equal Weight | — | $9.40 | $9.11 | -3.1% | -0.6% | -1.0% | -2.6% | +0.3% | +0.1% |
| Jul 31 | Raymond James | Maintains | Outperform → Outperform | — | $9.67 | $9.65 | -0.2% | -0.7% | +0.3% | +1.6% | +0.1% | -0.1% |
| Apr 6 | Raymond James | Maintains | Outperform → Outperform | — | $8.17 | $8.20 | +0.4% | +2.0% | +0.7% | -0.7% | -3.0% | +0.5% |
| Jan 30 | Raymond James | Maintains | Outperform → Outperform | — | $11.93 | $11.85 | -0.7% | -0.9% | +2.5% | +0.6% | +1.4% | +1.9% |
| Oct 31 | Raymond James | Downgrade | Strong Buy → Outperform | — | $14.24 | $13.85 | -2.7% | +0.4% | -0.4% | -2.4% | -0.1% | +3.9% |
| Jul 7 | Raymond James | Upgrade | Outperform → Strong Buy | — | $10.82 | $11.05 | +2.1% | +2.2% | -1.0% | -0.7% | +1.2% | -3.1% |
| May 2 | Raymond James | Maintains | Outperform → Outperform | — | $11.23 | $11.27 | +0.4% | -0.8% | +1.6% | +3.2% | -2.2% | -1.8% |
| Dec 28 | Stephens & Co. | Maintains | Overweight → Overweight | — | $11.86 | $11.99 | +1.1% | +0.3% | -0.4% | -0.3% | +1.0% | -0.4% |
| Dec 15 | DA Davidson | Upgrade | Neutral → Buy | — | $10.86 | $11.22 | +3.3% | +6.9% | +0.8% | -1.0% | -1.2% | +0.3% |
| Apr 26 | Raymond James | Maintains | Outperform → Outperform | — | $12.26 | $12.40 | +1.1% | -0.7% | -0.7% | -0.4% | +1.0% | -0.7% |
| Feb 1 | Raymond James | Maintains | Outperform → Outperform | — | $8.78 | $8.78 | +0.0% | -1.0% | +1.2% | +0.7% | +5.1% | -0.8% |
| Dec 18 | DA Davidson | Downgrade | Buy → Neutral | — | $9.33 | $9.09 | -2.6% | -5.6% | -2.2% | -0.5% | +4.2% | -1.0% |
| Oct 1 | Piper Sandler | Maintains | Overweight → Overweight | — | $6.66 | $6.65 | -0.2% | +0.2% | +3.0% | +2.5% | +0.1% | +3.5% |
| Apr 28 | Janney Montgomery Scott | Maintains | Buy → Buy | — | $8.71 | $9.01 | +3.4% | +2.3% | +5.1% | -5.1% | -3.9% | -2.1% |
| Apr 28 | Janney Capital | Maintains | Buy → Buy | — | $8.71 | $9.01 | +3.4% | +2.3% | +5.1% | -5.1% | -3.9% | -2.1% |
| Apr 27 | Raymond James | Maintains | Outperform → Outperform | — | $7.76 | $7.81 | +0.6% | +12.2% | +2.3% | +5.1% | -5.1% | -3.9% |
| Jul 18 | Raymond James | Maintains | Outperform → Outperform | — | $16.81 | $17.08 | +1.6% | +1.2% | -0.4% | +0.1% | +0.5% | +0.9% |
| Apr 30 | DA Davidson | Maintains | Buy → Buy | — | $16.85 | $17.00 | +0.9% | -2.1% | +1.9% | +0.7% | -1.8% | +0.8% |
| Mar 14 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $16.84 | $17.28 | +2.6% | +0.6% | +0.2% | +0.5% | -0.1% | +0.4% |
| Mar 14 | Keefe Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $16.84 | $17.28 | +2.6% | +0.6% | +0.2% | +0.5% | -0.1% | +0.4% |
| Feb 12 | DA Davidson | Upgrade | Neutral → Buy | — | $15.40 | $15.93 | +3.4% | +2.0% | -0.1% | +1.1% | +0.4% | +2.0% |
| Jan 30 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $14.42 | $13.96 | -3.2% | -2.8% | +0.1% | -1.3% | -0.7% | +3.4% |
| Jan 30 | Keefe Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $14.42 | $13.96 | -3.2% | -2.8% | +0.1% | -1.3% | -0.7% | +3.4% |
| Jan 10 | Brean Capital | Maintains | Buy → Buy | — | $13.74 | $13.84 | +0.7% | +3.9% | +1.3% | -0.8% | +0.5% | -3.1% |
| Oct 27 | Fig Partners | Downgrade | Outperform → Market Perform | — | $11.59 | $11.41 | -1.6% | -6.7% | +3.1% | -0.5% | -4.6% | +1.9% |
| Jul 27 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $10.94 | $11.00 | +0.5% | +1.2% | -1.4% | -1.2% | +0.9% | +1.9% |
| Jul 27 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $10.94 | $11.00 | +0.5% | +1.2% | -1.4% | -1.2% | +0.9% | +1.9% |
| Apr 28 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $9.16 | $9.24 | +0.9% | +2.2% | -1.5% | -3.4% | +0.2% | -0.6% |
| Apr 28 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $9.16 | $9.24 | +0.9% | +2.2% | -1.5% | -3.4% | +0.2% | -0.6% |
| Jan 27 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $8.68 | $8.48 | -2.3% | -1.8% | -0.1% | +2.2% | -3.9% | +0.7% |
No insider trades available.
8-K · 7.01
! Medium
CVB Financial Corp -- 8-K 7.01: Regulation FD Disclosure
CVB Financial Corp disclosed updated Q1 2026 financial results through its April 2026 presentation, providing investors with current operational performance and guidance for the regional bank holding company.
Apr 23
8-K
CVB Financial Corp -- 8-K Filing
CVB Financial completed its merger with Heritage, issuing approximately 41 million shares to Heritage shareholders, diluting existing CVBF investors' ownership stakes.
Apr 21
8-K · 2.01
!!! Very High
HERITAGE COMMERCE CORP -- 8-K 2.01: Acquisition Completed
Heritage Commerce Corp's acquisition by Citizens Business Bank (CVBF) completed, with Heritage Bank merging into Citizens Bank as the surviving entity, eliminating Heritage's (HTBK) separate corporate existence.
Apr 21
8-K · 8.01
!! High
Unknown — 8-K 8.01: Material Event / Announcement
CVBF's planned April 2026 acquisition of HTBK signals strategic consolidation, potentially creating cost synergies and expanded market reach, though closing delays remain a risk investors should monitor.
Apr 1
8-K
Unknown — 8-K Filing
I cannot provide meaningful analysis without the actual filing details—the summary provided only contains boilerplate forward-looking statement disclaimers with no substantive information about CVBF or HTBK's material events or financial changes.
Apr 1
8-K
Unknown — 8-K Filing
This boilerplate disclaimer suggests the 8-K contains supplemental materials (likely investor presentation slides) that companies want to exclude from official SEC liability, indicating potential forward-looking statements or unaudited data investors should treat cautiously.
Mar 27
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
CVBF shareholders approved its merger with Heritage in a special meeting, clearing a major regulatory hurdle and moving the deal toward closing, which should reduce uncertainty and validate management's strategic rationale.
Mar 27
8-K
Unknown — 8-K Filing
The pending litigation against the merger between CVBF and HTBK creates deal uncertainty and potential delays, which could depress valuations until resolution or increase risk for investors betting on the combination closing.
Mar 18
8-K
Unknown — 8-K Filing
Merger litigation poses execution risk for CVBF and HTBK shareholders, as legal challenges could delay closing, impose costs, or force deal renegotiation, making deal completion uncertain.
Mar 18
8-K · 8.01
!! High
Unknown — 8-K 8.01: Material Event / Announcement
Heritage Commerce's consistent $0.13 quarterly dividend signals stable earnings and shareholder confidence, making it attractive for income-focused investors seeking reliable cash flow.
Mar 11
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Capital Management Llc | 2,643,749 | $33M | New | Mar 2026 |
| 2 | First Trust Capital Management L.p. | 1,621,114 | $20M | Added | Mar 2026 |
| 3 | Boston Partners | 1,507,562 | $19M | Reduced | Mar 2026 |
| 4 | Jpmorgan Chase & Co | 1,440,695 | $18M | Reduced | Mar 2026 |
| 5 | Arrowstreet Capital, Limited Partnership | 1,009,756 | $13M | Added | Mar 2026 |
| 6 | Morgan Stanley | 853,118 | $10M | Reduced | Dec 2025 |
| 7 | Millennium Management | 819,240 | $10M | Added | Mar 2026 |
| 8 | Gardner Lewis Asset Management L P | 816,828 | $10M | Added | Mar 2026 |
| 9 | Aqr Capital Management Llc | 728,807 | $9M | Reduced | Mar 2026 |
| 10 | Qube Research & Technologies Ltd | 709,312 | $9M | Added | Mar 2026 |
| 11 | Northern Trust Corp | 542,460 | $7M | Added | Mar 2026 |
| 12 | Abc Arbitrage Sa | 466,416 | $6M | Reduced | Mar 2026 |
| 13 | Vanguard Portfolio Management Llc | 443,363 | $6M | New | Mar 2026 |
| 14 | Ubs Group Ag | 423,637 | $5M | Added | Mar 2026 |
| 15 | Aqr Arbitrage Llc | 409,465 | $5M | New | Dec 2025 |
| 16 | Renaissance Technologies Llc | 390,000 | $5M | Reduced | Mar 2026 |
| 17 | Bank Of New York Mellon Corp | 387,771 | $5M | Added | Mar 2026 |
| 18 | Prelude Capital Management, Llc | 363,251 | $5M | New | Mar 2026 |
| 19 | Susquehanna International Group, Llp | 351,822 | $4M | Added | Mar 2026 |
| 20 | Two Sigma Investments, Lp | 319,709 | $4M | Reduced | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$829.9M
Enterprise Value
$255.0M
P/E (TTM)
17.24x
Forward P/E
13.32x
PEG Ratio
0.85x
P/B
1.16x
P/S
3.12x
P/FCF
13.66x
EV/EBITDA
3.58x
Shares Out
61.7M
Financials (TTM)
Revenue
$266.1M
Net Income
$47.8M
EBITDA
$71.2M
Free Cash Flow
$60.8M
Op Cash Flow
$61.7M
EPS Basic
$0.78
EPS Diluted
$0.78
EPS Forward
$1.01
Gross Margin
72.6%
Op Margin
25.4%
Net Margin
18.0%
Balance Sheet
Total Assets
$5.76B
Total Liab.
$5.06B
Total Equity
$708.6M
Cash
$614.6M
LT Debt
$39.8M
Book Value/Sh
$11.56
Debt/Equity
0.06x
Current Ratio
0.27
Quick Ratio
0.27
Returns & Growth
ROE
6.8%
ROA
0.8%
ROIC
-3.2%
Rev Growth YoY
+5.8%
EPS Growth YoY
+18.2%
Price Returns
2W
—
1M
+0.0%
3M
+0.1%
6M
+31.9%
12M
+43.2%
Technicals
52W High
$13.70
52W Low
$9.04
50d MA
$12.78
200d MA
$11.34
RSI (14)
75.00
ATR (14)
$0.29
Beta
0.68
Avg Volume
946K
Dividends
Div Rate
$0.52
Div Yield
3.9%
Frequency
—
Ex-Div Date
—
Analyst Price Targets
Consensus
$14.50
High
$14.50
Low
$14.50
Median
$14.50
Data updated apr 28, 2026 11:17am
· Source: financialmodelingprep.com