SYF
Synchrony Financial NYSE$74.24
Mkt Cap $25.0B
52w Low $52.99
59.4% of range
52w High $88.77
50d MA $70.58
200d MA $74.18
P/E (TTM)
8.1x
EV/EBITDA
5.9x
P/B
1.6x
Debt/Equity
0.9x
ROE
21.9%
P/FCF
3.0x
RSI (14)
—
ATR (14)
—
Beta
1.38
50d MA
$70.58
200d MA
$74.18
Avg Volume
4.4M
About
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer bank…
Recent Earnings
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | 1M% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 21, 2026 | AMC | 2.22 | 2.27 | +2.3% | 77.63 | +0.8% | +1.4% | -1.3% | -1.7% | -1.1% | -1.8% | — | — |
| Jan 27, 2026 | AMC | 2.05 | 2.07 | +1.0% | 73.00 | +1.4% | +0.6% | +0.5% | -0.5% | +0.7% | +1.2% | +1.3% | — |
| Oct 15, 2025 | AMC | 2.26 | 2.86 | +26.5% | 72.32 | -0.1% | -2.9% | -1.1% | -0.1% | +2.3% | +1.0% | +1.1% | — |
| Jul 22, 2025 | AMC | 1.82 | 2.50 | +37.4% | 70.66 | +1.6% | +2.0% | +1.6% | +3.2% | +3.1% | +0.9% | +0.8% | — |
| Apr 22, 2025 | AMC | 1.67 | 1.89 | +13.2% | 48.56 | +3.8% | +2.7% | +6.9% | +5.9% | +7.4% | +8.0% | +18.3% | — |
| Jan 28, 2025 | AMC | 1.93 | 1.91 | -1.0% | 66.66 | +0.2% | +3.2% | +4.2% | +3.5% | +1.3% | -1.1% | -11.1% | — |
| Oct 16, 2024 | AMC | 1.79 | 1.94 | +8.4% | 56.52 | +0.2% | +0.3% | -0.2% | -1.3% | -1.5% | -2.7% | +15.0% | — |
| Jul 17, 2024 | AMC | 1.35 | 1.55 | +14.8% | 52.22 | -0.9% | -2.7% | -4.3% | -3.3% | -2.7% | -4.5% | -10.7% | — |
| Apr 24, 2024 | AMC | 1.34 | 1.18 | -11.9% | 45.02 | -0.1% | -0.8% | -0.8% | -0.7% | -2.3% | -2.4% | -3.8% | — |
| Jan 23, 2024 | AMC | 0.93 | 1.03 | +10.8% | 37.44 | +1.1% | +1.4% | +2.7% | +5.6% | +4.8% | +6.0% | +6.0% | — |
Recent Analyst Ratings
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 23 | Truist | Maintains | Hold → Hold | — | $78.69 | $78.33 | -0.5% | -2.6% | -3.0% | -2.5% | -3.1% | -4.5% |
| Apr 22 | Barclays | Maintains | Overweight → Overweight | — | $77.63 | $78.25 | +0.8% | +1.4% | -1.3% | -1.7% | -1.1% | -1.8% |
| Apr 22 | BTIG | Downgrade | Buy → Neutral | — | $77.63 | $78.25 | +0.8% | +1.4% | -1.3% | -1.7% | -1.1% | -1.8% |
| Apr 22 | BTIG Research | Downgrade | Buy → Neutral | — | $77.63 | $78.25 | +0.8% | +1.4% | -1.3% | -1.7% | -1.1% | -1.8% |
| Apr 22 | Baird | Maintains | Outperform → Outperform | — | $77.63 | $78.25 | +0.8% | +1.4% | -1.3% | -1.7% | -1.1% | -1.8% |
| Apr 9 | Wells Fargo | Maintains | Overweight → Overweight | — | $71.97 | $71.47 | -0.7% | +0.7% | +0.6% | +2.5% | +5.0% | +5.6% |
| Apr 9 | JP Morgan | Maintains | Neutral → Neutral | — | $71.97 | $71.47 | -0.7% | +0.7% | +0.6% | +2.5% | +5.0% | +5.6% |
| Apr 6 | Barclays | Maintains | Overweight → Overweight | — | $68.42 | $68.17 | -0.4% | +1.2% | +0.6% | +5.2% | +5.9% | +5.8% |
| Apr 6 | Evercore ISI | Maintains | Outperform → Outperform | — | $68.42 | $68.17 | -0.4% | +1.2% | +0.6% | +5.2% | +5.9% | +5.8% |
| Mar 23 | Truist | Maintains | Hold → Hold | — | $66.19 | $67.94 | +2.6% | +0.5% | +1.6% | +2.2% | +0.9% | -1.3% |
Recent Filings
8-K
SYNCHRONY FINANCIAL -- 8-K Filing
Synchrony Financial disclosed updated net charge-off rate metrics in its 8-K filing, providing investors with current loan receivables performance data for evaluating credit quality.
Apr 21
8-K
SYNCHRONY FINANCIAL -- 8-K Filing
Synchrony Financial reported Q1 2026 net earnings of $805 million ($2.27 per share), up from $757 million ($1.89 per share) year-over-year, with the board approving a new share repurchase program.
Apr 21
8-K
Unknown — 8-K Filing
Synchrony Financial's disclosure of net charge-off rate methodology signals potential credit quality concerns, which investors should monitor as rising charge-offs could pressure earnings and capital ratios.
Mar 10
8-K · 8.01
!! High
SYNCHRONY FINANCIAL -- 8-K 8.01: Material Event / Announcement
Synchrony Financial is raising $750 million through senior notes due 2032 at 4.947% interest, providing capital for operations and potential strategic initiatives.
Feb 25
8-K
SYNCHRONY FINANCIAL -- 8-K Filing
Synchrony Financial updated its financial reporting disclosures regarding net charge-off rate calculations, clarifying methodology for measuring credit losses as percentage of average loan receivables.
Feb 10
8-K · 5.02
!!! Very High
Broadridge Financial Solutions Inc -- 8-K 5.02: Executive Change
Broadridge Financial Solutions appoints Trish Mosconi as CEO and Brett Keller resigns as director, both effective April 30, 2026, signaling potential strategic shifts for the financial software provider.
Feb 3
Data updated apr 27, 2026 3:48am
· Source: massive.com