UNTY
Unity Bancorp, Inc. NASDAQ Listed Jan 14, 1997$55.43
+1.04%
vs $54.86
Mkt Cap $566.7M
52w Low $43.79
88.3% of range
52w High $56.97
50d MA $54.18
200d MA $52.05
P/E (TTM)
9.8x
EV/EBITDA
6.5x
P/B
1.6x
Debt/Equity
0.8x
ROE
4.5%
P/FCF
12.8x
RSI (14)
48.20
ATR (14)
$1.61
Beta
0.65
50d MA
$54.18
200d MA
$52.05
Avg Volume
54.7K
Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. The company offers personal and business checking accounts, time deposits, money market accounts, and regular savings accounts, as well as noninterest and interest-bearing demand deposits. It also provides small business administration loans; commercial loans; and residential mortgage and consumer loans, including residential real estate, home equity lines and loans, and residential construction lines, as well as personal loans. the company offered its services through the Internet and nineteen branch offices located in Bergen, Hunterdon, Middlesex, Somerset, Union, and Warren counties in New Jersey, as well as Northampton County, Pennsylvania. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey.
64 Old Highway 22 · Clinton, NJ 08809 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 13, 2026 | AMC | 1.37 | 1.40 | +2.2% | 56.24 | -0.8% | -2.2% | -1.5% | -0.9% | +2.7% | -1.2% | — |
| Jan 13, 2026 | AMC | 1.35 | 1.41 | +4.4% | 54.68 | +0.9% | -1.2% | +2.6% | -2.5% | -2.9% | +3.9% | — |
| Oct 14, 2025 | AMC | 1.28 | 1.33 | +3.9% | 49.31 | +0.2% | +1.3% | -4.4% | -0.2% | +3.5% | -1.8% | — |
| Aug 6, 2025 | AMC | 1.17 | 1.20 | +2.6% | 47.33 | +0.5% | -1.8% | +1.4% | +0.5% | +4.2% | +0.0% | — |
| Apr 11, 2025 | AMC | 1.12 | 1.13 | +0.9% | 39.39 | +0.0% | +1.1% | +2.1% | +1.1% | +0.5% | -1.6% | — |
| Mar 7, 2025 | AMC | — | 1.13 | — | 42.81 | -1.9% | -4.3% | +3.7% | -0.1% | -0.8% | +0.8% | — |
| Jan 15, 2025 | AMC | 1.08 | 1.13 | +4.6% | 45.40 | +1.0% | +1.9% | +1.9% | +2.7% | -1.3% | -1.1% | — |
| Jul 12, 2024 | AMC | 0.92 | 0.93 | +1.1% | 30.17 | +3.1% | +3.7% | +0.9% | +9.2% | -1.1% | +0.5% | — |
| Apr 12, 2024 | AMC | 0.90 | 0.93 | +3.3% | 26.28 | +0.2% | +0.6% | -0.1% | -0.5% | +0.5% | +1.9% | — |
| Mar 7, 2024 | AMC | — | 0.96 | — | 27.63 | +0.5% | +0.4% | -0.3% | -1.3% | +1.4% | -3.2% | — |
| Jan 12, 2024 | AMC | 0.86 | 0.96 | +11.6% | 27.92 | +0.3% | +1.9% | -1.5% | +0.7% | +3.7% | +4.8% | — |
| Jul 14, 2023 | AMC | 0.91 | 0.95 | +4.4% | 24.35 | -0.7% | +3.4% | +1.2% | +3.5% | -1.5% | +1.7% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| May 15 | DA Davidson | Initiates | Buy | $68 | $52.56 | $52.82 | +0.5% | -0.2% | +1.2% | -0.0% | +2.6% | +1.6% |
| Apr 22 | Brean Capital | Reiterates | Buy | $61 | $52.67 | $53.28 | +1.2% | -0.4% | +0.6% | -0.6% | +0.9% | +1.9% |
| Jan 15 | Piper Sandler | Maintains | Overweight → Overweight | — | $54.01 | $54.54 | +1.0% | +2.6% | -2.5% | -2.9% | +3.9% | -0.4% |
| Jan 14 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $54.68 | $55.16 | +0.9% | -1.2% | +2.6% | -2.5% | -2.9% | +3.9% |
| Oct 15 | Piper Sandler | Maintains | Overweight → Overweight | — | $49.31 | $49.40 | +0.2% | +1.3% | -4.4% | -0.2% | +3.5% | -1.8% |
| Jul 18 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $52.60 | $53.31 | +1.3% | +0.0% | +1.1% | -1.1% | +0.5% | -2.6% |
| Apr 14 | Piper Sandler | Maintains | Overweight → Overweight | — | $39.39 | $39.40 | +0.0% | +1.1% | +2.1% | +1.1% | +0.5% | -1.6% |
| Jan 16 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $45.40 | $45.86 | +1.0% | +1.9% | +1.9% | +2.7% | -1.3% | -1.1% |
| Jan 16 | Piper Sandler | Maintains | Overweight → Overweight | — | $45.40 | $45.86 | +1.0% | +1.9% | +1.9% | +2.7% | -1.3% | -1.1% |
| Dec 4 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $45.25 | $45.50 | +0.6% | +0.6% | -0.6% | +0.8% | -0.5% | +0.9% |
| Oct 14 | Piper Sandler | Maintains | Overweight → Overweight | — | $35.13 | $36.00 | +2.5% | +7.4% | +1.9% | +1.7% | +3.5% | -3.1% |
| Jul 15 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $30.17 | $31.12 | +3.1% | +3.7% | +0.9% | +9.2% | -1.1% | +0.5% |
| Apr 6 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $22.09 | $22.02 | -0.3% | +0.1% | +0.1% | +0.7% | -0.1% | -0.3% |
| Dec 15 | Janney Montgomery Scott | Maintains | Buy → Buy | — | $26.82 | $26.94 | +0.4% | -0.5% | +0.1% | +0.1% | -0.1% | +2.6% |
| Apr 7 | Piper Sandler | Maintains | Overweight → Overweight | — | $27.25 | $27.52 | +1.0% | +0.2% | +2.9% | -0.4% | +0.4% | -0.1% |
| Mar 10 | DA Davidson | Maintains | Buy → Buy | — | $15.95 | $16.00 | +0.3% | +5.1% | -1.5% | -9.8% | +9.3% | -34.4% |
| Jul 12 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $23.75 | $23.95 | +0.8% | +1.3% | -0.4% | +2.1% | +0.4% | +0.2% |
| Jul 12 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $23.75 | $23.95 | +0.8% | +1.3% | -0.4% | +2.1% | +0.4% | +0.2% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| May 27, 2026 | BRODY MARK S | — | Sell | 1,600 | $55.23 | $88K | 113,854 | -2.27% | +2.70% |
8-K
Unity Bancorp -- 8-K Filing
I cannot provide a meaningful analysis because the filing summary contains only procedural signature blocks and does not disclose any material events, transactions, or business developments relevant to Unity Bancorp investors.
Apr 23
8-K
Unity Bancorp -- 8-K Filing
Unity Bancorp's efficiency ratio calculation methodology clarifies how the company measures operational costs relative to revenue, helping investors assess management's cost control effectiveness.
Apr 22
8-K
Unknown — 8-K Filing
Lower loan loss provisions despite growth suggests improving credit quality, potentially boosting UNTY's net income and profitability going forward.
Apr 14
8-K
Unity Bancorp -- 8-K Filing
Unity Bancorp increased its quarterly cash dividend, signaling confidence in its strong financial performance and capital strength while committing to shareholder value creation.
Feb 26
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Banc Funds Co Llc | 375,469 | $19M | Reduced | Dec 2025 |
| 2 | Vanguard Capital Management Llc | 303,250 | $16M | New | Mar 2026 |
| 3 | Morgan Stanley | 250,500 | $13M | Added | Dec 2025 |
| 4 | Jpmorgan Chase & Co | 87,083 | $4M | Added | Mar 2026 |
| 5 | Vanguard Portfolio Management Llc | 84,822 | $4M | New | Mar 2026 |
| 6 | Acadian Asset Management Llc | 80,524 | $4M | Reduced | Mar 2026 |
| 7 | Northern Trust Corp | 73,677 | $4M | Added | Mar 2026 |
| 8 | Rosenthal | Henry Capital Advisors, Inc. | 52,000 | $3M | — | Mar 2026 |
| 9 | Two Sigma Investments, Lp | 42,071 | $2M | Added | Mar 2026 |
| 10 | Gator Capital Management, Llc | 35,471 | $2M | Added | Mar 2026 |
| 11 | Connor, Clark & Lunn Investment Management Ltd. | 34,671 | $2M | Added | Dec 2025 |
| 12 | Bank Of New York Mellon Corp | 32,374 | $2M | Reduced | Mar 2026 |
| 13 | Marshall Wace, Llp | 32,080 | $2M | Reduced | Mar 2026 |
| 14 | Raymond James Financial Inc | 31,067 | $2M | Reduced | Mar 2026 |
| 15 | Millennium Management | 27,129 | $1M | Added | Mar 2026 |
| 16 | Arrowstreet Capital, Limited Partnership | 27,050 | $1M | — | Mar 2026 |
| 17 | Nuveen, Llc | 23,052 | $1M | Reduced | Mar 2026 |
| 18 | Delphi Management Inc /ma/ | 22,466 | $1M | Reduced | Mar 2026 |
| 19 | Wesbanco Bank Inc | 20,900 | $1M | New | Mar 2026 |
| 20 | Salzhauer Michael | 19,424 | $1M | Added | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$566.7M
Enterprise Value
$492.2M
P/E (TTM)
9.78x
Forward P/E
9.56x
PEG Ratio
0.22x
P/B
1.61x
P/S
3.01x
P/FCF
12.78x
EV/EBITDA
6.52x
Shares Out
10.2M
Financials (TTM)
Revenue
$188.4M
Net Income
$58.0M
EBITDA
$75.5M
Free Cash Flow
$44.3M
Op Cash Flow
$44.9M
EPS Basic
$5.78
EPS Diluted
$5.67
EPS Forward
$5.80
Gross Margin
67.9%
Op Margin
40.1%
Net Margin
30.8%
Balance Sheet
Total Assets
$2.97B
Total Liab.
$2.62B
Total Equity
$345.6M
Cash
$340.5M
LT Debt
$266.1M
Book Value/Sh
$34.45
Debt/Equity
0.77x
Current Ratio
0.16
Quick Ratio
0.16
Returns & Growth
ROE
4.5%
ROA
0.5%
ROIC
9.5%
Rev Growth YoY
+15.5%
EPS Growth YoY
+40.0%
Price Returns
2W
+6.3%
1M
+6.8%
3M
+5.0%
6M
+11.7%
12M
+26.4%
Technicals
52W High
$56.97
52W Low
$43.79
50d MA
$54.18
200d MA
$52.05
RSI (14)
48.20
ATR (14)
$1.61
Beta
0.65
Avg Volume
55K
Dividends
Div Rate
$0.56
Div Yield
1.1%
Frequency
4
Ex-Div Date
Mar 6, 2026
Analyst Price Targets
Consensus
$65.00
High
$65.00
Low
$65.00
Median
$65.00
Data updated apr 27, 2026 6:52am
· Source: financialmodelingprep.com