UVE
Universal Insurance Holdings, Inc. NYSE Listed Jun 6, 2003$38.10
+0.71%
vs $37.83
Mkt Cap $1.1B
52w Low $21.96
80.7% of range
52w High $41.96
50d MA $37.70
200d MA $32.83
P/E (TTM)
6.0x
EV/EBITDA
2.4x
P/B
1.9x
Debt/Equity
0.2x
ROE
13.6%
P/FCF
2.9x
RSI (14)
56.90
ATR (14)
$0.95
Beta
0.70
50d MA
$37.70
200d MA
$32.83
Avg Volume
171.9K
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.com, an online platform in which consumers receive side-by-side quotes from various carriers across multiple states, as well as educational materials about homeowners' insurance policies. It offers its products through a network of independent agents, as well as Universal Direct, a direct-to-consumer online platform, which enables homeowners to directly purchase, pay for, and bind homeowners' policies. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
1110 West Commercial Boulevard · Fort Lauderdale, FL 33309 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 23, 2026 | AMC | 1.39 | 2.00 | +43.9% | 35.18 | +6.6% | +12.2% | +2.6% | +1.8% | -5.0% | +1.1% | — |
| Feb 24, 2026 | AMC | 1.30 | 2.17 | +66.9% | 31.91 | +2.2% | +2.5% | +4.3% | +3.1% | +3.4% | -1.0% | — |
| Oct 23, 2025 | AMC | 1.10 | 1.36 | +23.6% | 28.63 | +7.9% | +11.9% | -0.4% | -2.2% | +0.7% | -0.1% | — |
| Jul 24, 2025 | AMC | 1.09 | 1.23 | +12.8% | 24.77 | +3.2% | -7.4% | +0.4% | +2.2% | -0.6% | +1.0% | — |
| Apr 24, 2025 | AMC | 1.12 | 1.44 | +28.6% | 23.39 | +6.5% | +1.0% | +0.1% | +4.4% | -1.8% | -0.9% | — |
| Feb 25, 2025 | AMC | 0.09 | 0.25 | +177.8% | 20.51 | +0.7% | +9.3% | -2.1% | +1.1% | +0.4% | -2.8% | — |
| Oct 24, 2024 | AMC | -1.03 | -0.73 | +29.1% | 20.10 | +0.0% | -4.3% | +4.0% | +0.5% | +0.4% | -1.2% | — |
| Jul 25, 2024 | AMC | 1.02 | 1.18 | +15.7% | 19.99 | +3.8% | -4.5% | +2.8% | +2.8% | -1.9% | -2.4% | — |
| Apr 25, 2024 | AMC | 1.05 | 1.07 | +1.9% | 20.30 | +5.9% | -3.7% | +0.4% | -0.5% | +2.7% | -1.6% | — |
| Feb 22, 2024 | AMC | 0.23 | 0.43 | +87.0% | 17.23 | +8.4% | +22.4% | -3.5% | +0.7% | -1.2% | -0.4% | — |
| Oct 26, 2023 | AMC | -0.28 | -0.16 | +42.9% | 14.50 | -1.3% | -2.8% | +8.9% | +2.0% | +3.4% | -1.0% | — |
| Jul 27, 2023 | AMC | 0.77 | 0.87 | +13.0% | 16.13 | +2.9% | -7.1% | +3.7% | -1.2% | -2.6% | -1.1% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 22 | Piper Sandler | Maintains | Overweight → Overweight | — | $33.89 | $33.95 | +0.2% | +2.2% | +1.3% | -1.5% | -2.1% | +1.0% |
| Apr 1 | Piper Sandler | Maintains | Overweight → Overweight | — | $20.32 | $20.17 | -0.7% | -2.1% | -0.7% | -0.5% | -1.9% | +0.3% |
| Oct 30 | Piper Sandler | Maintains | Overweight → Overweight | — | $14.10 | $14.76 | +4.7% | +8.9% | +2.0% | +3.4% | -1.0% | +0.7% |
| Oct 6 | Piper Sandler | Maintains | Overweight → Overweight | — | $13.48 | $13.40 | -0.6% | +0.6% | +0.2% | -0.7% | +2.9% | +0.4% |
| Jul 6 | Piper Sandler | Maintains | Overweight → Overweight | — | $14.95 | $14.75 | -1.3% | -3.0% | -0.8% | +1.9% | +2.5% | +1.4% |
| May 1 | Piper Sandler | Maintains | Overweight → Overweight | — | $15.42 | $16.15 | +4.7% | +11.7% | -6.3% | -0.4% | -3.0% | -0.1% |
| Apr 4 | Piper Sandler | Maintains | Overweight → Overweight | — | $18.43 | $18.95 | +2.8% | -0.4% | -1.5% | -2.7% | +3.7% | +0.8% |
| Feb 27 | Piper Sandler | Upgrade | Neutral → Overweight | — | $15.04 | $15.74 | +4.7% | +21.4% | +5.9% | -2.7% | +2.3% | +0.6% |
| Oct 17 | Piper Sandler | Maintains | Neutral → Neutral | — | $9.61 | $9.64 | +0.3% | -2.2% | +1.2% | +2.2% | -5.3% | -0.8% |
| Sep 24 | Piper Sandler | Maintains | Neutral → Neutral | — | $14.88 | $14.63 | -1.7% | -2.2% | -2.6% | +1.6% | -5.0% | +1.1% |
| May 28 | Piper Sandler | Maintains | Neutral → Neutral | — | $18.75 | $18.67 | -0.4% | -3.6% | -1.2% | -0.9% | +2.6% | +4.0% |
| Nov 4 | Keefe, Bruyette & Woods | Downgrade | Market Perform → Underperform | — | $27.82 | $27.15 | -2.4% | -0.9% | +0.0% | +6.2% | +1.9% | +1.1% |
| Jul 27 | Keefe Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $42.05 | $41.50 | -1.3% | +0.1% | +5.3% | +0.1% | -0.5% | +2.5% |
| Jul 27 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $42.05 | $41.50 | -1.3% | +0.1% | +5.3% | +0.1% | -0.5% | +2.5% |
| Nov 23 | Keefe Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $18.47 | $19.06 | +3.2% | +16.2% | -6.1% | +3.6% | -3.1% | -2.4% |
| Nov 23 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $18.47 | $19.06 | +3.2% | +16.2% | -6.1% | +3.6% | -3.1% | -2.4% |
| Feb 26 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $22.49 | $23.36 | +3.9% | +12.4% | -1.5% | +4.3% | -1.7% | -1.8% |
| Feb 26 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $22.49 | $23.36 | +3.9% | +12.4% | -1.5% | +4.3% | -1.7% | -1.8% |
| Dec 3 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $18.77 | $19.25 | +2.6% | +4.2% | +2.0% | -1.2% | +3.8% | +2.9% |
| Dec 3 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $18.77 | $19.25 | +2.6% | +4.2% | +2.0% | -1.2% | +3.8% | +2.9% |
| Nov 11 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $18.76 | $18.81 | +0.3% | +1.1% | +2.7% | -1.4% | -1.6% | +0.0% |
| Nov 11 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $18.76 | $18.81 | +0.3% | +1.1% | +2.7% | -1.4% | -1.6% | +0.0% |
| Nov 10 | Keefe Bruyette & Woods | Maintains | Market Perform → Perform | — | $18.10 | $18.21 | +0.6% | +3.6% | +1.1% | +2.7% | -1.4% | -1.6% |
| Sep 2 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $13.86 | $14.08 | +1.6% | +3.6% | -1.9% | +2.6% | -0.3% | -2.2% |
| Apr 3 | Sidoti & Co. | Maintains | Buy → Buy | — | $12.95 | $13.10 | +1.2% | +3.7% | -0.5% | -1.2% | +3.0% | +2.6% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| May 13, 2026 | PIETRANGELO MICHAELDir | — | Sell | 4,500 | $39.29 | $177K | 81,293 | -0.72% | -0.55% |
| May 12, 2026 | PIETRANGELO MICHAELDir | — | Sell | 3,000 | $39.55 | $119K | 85,793 | -0.72% | -0.55% |
| Apr 29, 2026 | DOWNES SEAN PDir/Off | Executive Chairman | Sell | 2,244 | $41.01 | $92K | 1,188,255 | +0.18% | +0.52% |
| Apr 29, 2026 | DOWNES SEAN PDir/Off | Executive Chairman | Sell | 5,837 | $40.08 | $234K | 1,190,499 | +0.18% | +0.52% |
| Apr 29, 2026 | DOWNES SEAN PDir/Off | Executive Chairman | Sell | 11,919 | $39.25 | $468K | 1,196,336 | +0.18% | +0.52% |
8-K
UNIVERSAL INSURANCE HLDG, INC. -- 8-K Filing
Universal Insurance Holdings reported strong Q1 2026 results with direct premiums written up 8.5% and book value per share surging 39.9% year-over-year, delivering a 38.2% return on common equity.
Apr 23
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
Universal will distribute a special dividend on May 15, 2026, and report Q1 2026 earnings April 23, 2026, signaling management confidence in cash generation and providing investors a near-term capital return catalyst.
Apr 10
8-K
UNIVERSAL INSURANCE HLDG, INC. -- 8-K Filing
Universal Insurance Holdings delivered strong Q4 2025 results with $2.17 adjusted EPS, 46.1% adjusted ROCE, and 48.1% year-over-year book value growth, demonstrating robust profitability and capital generation.
Feb 24
8-K · 7.01
! Medium
UNIVERSAL INSURANCE HLDG, INC. -- 8-K 7.01: Regulation FD Disclosure
Universal Insurance Holdings disclosed material information via press release, though the specific announcement details are referenced in an exhibit rather than detailed in the filing itself.
Feb 4
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Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$1.06B
Enterprise Value
$626.3M
P/E (TTM)
6.03x
Forward P/E
8.71x
PEG Ratio
0.02x
P/B
1.93x
P/S
0.69x
P/FCF
2.91x
EV/EBITDA
2.44x
Shares Out
28.8M
Financials (TTM)
Revenue
$1.60B
Net Income
$183.0M
EBITDA
$256.6M
Free Cash Flow
$377.1M
Op Cash Flow
$381.5M
EPS Basic
$6.56
EPS Diluted
$6.32
EPS Forward
$4.38
Gross Margin
38.2%
Op Margin
15.2%
Net Margin
11.5%
Balance Sheet
Total Assets
$2.84B
Total Liab.
$2.29B
Total Equity
$551.0M
Cash
$571.8M
LT Debt
$100.5M
Book Value/Sh
$19.79
Debt/Equity
0.18x
Current Ratio
0.58
Quick Ratio
0.58
Returns & Growth
ROE
13.6%
ROA
2.9%
ROIC
26.4%
Rev Growth YoY
+4.9%
EPS Growth YoY
+216.9%
Price Returns
2W
-5.1%
1M
-6.6%
3M
+5.3%
6M
+11.7%
12M
+36.4%
Technicals
52W High
$41.96
52W Low
$21.96
50d MA
$37.70
200d MA
$32.83
RSI (14)
56.90
ATR (14)
$0.95
Beta
0.70
Avg Volume
172K
Dividends
Div Rate
$0.80
Div Yield
2.0%
Frequency
4
Ex-Div Date
May 8, 2026
Analyst Price Targets
Consensus
$40.00
High
$40.00
Low
$40.00
Median
$40.00
Data updated apr 27, 2026 7:14am
· Source: financialmodelingprep.com