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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $386M AUM 177 positions Filed Apr 16, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 6 New 29 Added 70 Reduced 3 Exited
Page 2 of 2  ·  29 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
21 IBDX ISHARES IBONDS DEC 2032 TERM CORPORATE ETF 34,329.0 $868K 0.23% +505.0 +1.5% $25.27 -0.4%
22 BSV VANGUARD SHORT-TERM BOND ETF 10,894.0 $854K 0.22% +228.0 +2.1% $78.41 -0.7%
23 NFLX NETFLIX INC. COM Communication Services 6,705.0 $645K 0.17% +125.0 +1.9% $96.15 -25.3%
24 DFUS DIMENSIONAL U.S. EQUITY MARKET ETF 5,364.0 $380K 0.10% +262.0 +5.1% $70.91 +13.3%
25 AVLV AVANTIS U.S. LARGE CAP VALUE ETF 3,892.0 $314K 0.08% +239.0 +6.5% $80.61 +12.6%
26 ORCL ORACLE CORP COM Technology 2,089.0 $307K 0.08% +105.0 +5.3% $147.13 +7.1%
27 SJNK STATE STREET SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF 10,460.0 $261K 0.07% +106.0 +1.0% $24.98 +0.0%
28 KRE STATE STREET SPDR S&P REGIONAL BANKING ETF 3,680.0 $240K 0.06% +358.0 +10.8% $65.15 +13.5%
29 DFAU DIMENSIONAL US CORE EQUITY MARKET ETF 5,023.0 $227K 0.06% +402.0 +8.7% $45.12 +12.6%
Page 2 of 2  ·  29 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 44.5%
Financial Services 21.7%
Communication Services 12.3%
Consumer Cyclical 8.7%
Healthcare 3.3%
Industrials 2.7%
Energy 2.5%
Real Estate 1.9%
Consumer Defensive 1.5%
Utilities 0.5%