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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $386M AUM 177 positions Filed Apr 16, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 6 New 29 Added 70 Reduced 3 Exited
Page 2 of 4  ·  70 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
21 GLDM SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST Financial Services 25,883.0 $2.4M 0.62% -2K -7.0% $92.69 -14.9%
22 BILS STATE STREET SPDR BLOOMBERG 3-12 MONTH T-BILL ETF 22,093.0 $2.2M 0.57% -7K -23.3% $99.44 -0.1%
23 VBR VANGUARD SMALL CAP VALUE ETF 9,878.0 $2.1M 0.56% -1K -12.8% $217.24 +10.7%
24 AVDV AVANTIS INTERNATIONAL SMALL CAP VALUE ETF 21,489.0 $2.1M 0.56% -486.0 -2.2% $99.86 +4.2%
25 AMZN AMAZON COM INC COM Consumer Cyclical 9,977.0 $2.1M 0.54% -59.0 -0.6% $208.27 +12.5%
26 DFAE DIMENSIONAL EMERGING CORE EQUITY MARKET ETF 58,748.0 $2.0M 0.52% -3K -5.6% $33.86 +16.8%
27 CSCO CISCO SYS INC COM Technology 24,308.0 $1.9M 0.49% -395.0 -1.6% $77.59 +54.3%
28 VNQ VANGUARD REAL ESTATE ETF 19,131.0 $1.7M 0.44% -270.0 -1.4% $88.70 +9.4%
29 SLV ISHARES SILVER TRUST Financial Services 23,899.0 $1.6M 0.42% -814.0 -3.3% $68.14 -24.0%
30 VEU VANGUARD FTSE ALL-WORLD EX-US INDEX FUND 20,839.0 $1.6M 0.41% -583.0 -2.7% $75.10 +9.9%
31 AVUV AVANTIS U.S. SMALL CAP VALUE ETF 12,981.0 $1.4M 0.37% -97.0 -0.7% $110.47 +11.5%
32 IWM ISHARES RUSSELL 2000 ETF 5,584.0 $1.4M 0.36% -80.0 -1.4% $248.00 +19.7%
33 JNJ JOHNSON & JOHNSON COM Healthcare 5,389.0 $1.3M 0.34% -40.0 -0.7% $244.42 -1.4%
34 SCHA SCHWAB U.S. SMALL-CAP ETF 44,481.0 $1.3M 0.34% -1K -2.3% $29.08 +20.0%
35 SCHV SCHWAB U.S. LARGE-CAP VALUE ETF 39,148.0 $1.2M 0.31% -3K -8.0% $30.50 +12.6%
36 VIG VANGUARD DIVIDEND APPRECIATION ETF 4,926.0 $1.1M 0.28% -604.0 -10.9% $215.04 +9.1%
37 AMD ADVANCED MICRO DEVICES INC COM Technology 4,910.0 $999K 0.26% -543.0 -10.0% $203.43 +155.5%
38 FEZ STATE STREET SPDR EURO STOXX 50 ETF 15,485.0 $961K 0.25% -494.0 -3.1% $62.08 +7.8%
39 SCHH SCHWAB U.S. REIT ETF 39,881.0 $857K 0.22% -2K -4.5% $21.49 +10.9%
40 QQQ INVESCO QQQ TRUST SERIES I Financial Services 1,386.0 $800K 0.21% -111.0 -7.4% $576.99 +23.2%
Page 2 of 4  ·  70 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 44.5%
Financial Services 21.7%
Communication Services 12.3%
Consumer Cyclical 8.7%
Healthcare 3.3%
Industrials 2.7%
Energy 2.5%
Real Estate 1.9%
Consumer Defensive 1.5%
Utilities 0.5%