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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $386M AUM 177 positions Filed Apr 16, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 6 New 29 Added 70 Reduced 3 Exited
Page 1 of 9  ·  177 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
1 IVV ISHARES CORE S&P 500 ETF 52,890.0 $34.5M 8.96% +746.0 +1.4% $653.21 +12.8%
2 AAPL APPLE INC COM Technology 71,602.0 $18.2M 4.71% -1K -1.6% $253.79 +15.5%
3 SPDW STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF 315,068.0 $14.4M 3.73% -7K -2.1% $45.65 +8.8%
4 VCSH VANGUARD SHORT-TERM CORPORATE BOND ETF 176,181.0 $14.0M 3.62% +4K +2.5% $79.27 -0.4%
5 DFGP DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETF 217,002.0 $11.7M 3.04% +53K +32.0% $53.99 +1.0%
6 DFSD DIMENSIONAL SHORT-DURATION FIXED INCOME ETF 233,695.0 $11.2M 2.90% +9K +4.1% $47.88 -0.4%
7 SCHF SCHWAB INTERNATIONAL EQUITY ETF 435,148.0 $10.8M 2.79% -13K -2.9% $24.75 +10.1%
8 SCHM SCHWAB U.S. MID-CAP ETF 309,690.0 $9.6M 2.48% -6K -2.0% $30.96 +15.6%
9 DFAT DIMENSIONAL U.S. TARGETED VALUE ETF 138,540.0 $8.7M 2.24% -2K -1.4% $62.45 +10.4%
10 VTIP VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF 161,880.0 $8.1M 2.10% +8K +5.5% $49.95 +0.3%
11 DFEM DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF 229,480.0 $7.9M 2.06% $34.55 +15.7%
12 VV VANGUARD LARGE-CAP ETF 25,213.0 $7.5M 1.95% $298.85 +13.2%
13 VEA VANGUARD FTSE DEVELOPED MARKETS ETF 114,961.0 $7.4M 1.91% +2K +1.6% $64.08 +9.7%
14 GOOGL ALPHABET INC CAP STK CL A Communication Services 25,073.0 $7.2M 1.87% +965.0 +4.0% $287.56 +20.1%
15 DFSV DIMENSIONAL US SMALL CAP VALUE ETF 203,594.0 $7.1M 1.85% +6K +3.0% $35.04 +9.5%
16 SCHX SCHWAB U.S. LARGE-CAP ETF 261,172.0 $6.7M 1.74% -5K -1.8% $25.64 +12.7%
17 JPM JPMORGAN CHASE & CO COM Financial Services 22,672.0 $6.7M 1.73% -452.0 -1.9% $294.15 +13.4%
18 DFUV DIMENSIONAL US MARKETWIDE VALUE ETF 125,919.0 $6.1M 1.58% -5K -3.5% $48.46 +12.4%
19 NVDA NVIDIA CORPORATION COM Technology 32,507.0 $5.7M 1.47% $174.40 +14.1%
20 JPMORGAN ULTRA-SHORT INCOME ETF 104,256.0 $5.3M 1.37% -7K -6.3% $50.61
Page 1 of 9  ·  177 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 44.5%
Financial Services 21.7%
Communication Services 12.3%
Consumer Cyclical 8.7%
Healthcare 3.3%
Industrials 2.7%
Energy 2.5%
Real Estate 1.9%
Consumer Defensive 1.5%
Utilities 0.5%