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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $386M AUM 177 positions Filed Apr 16, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 6 New 29 Added 70 Reduced 3 Exited
Page 4 of 9  ·  177 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
61 VTI VANGUARD TOTAL STOCK MARKET ETF 4,095.0 $1.3M 0.34% +30.0 +0.7% $320.81 +13.4%
62 SCHA SCHWAB U.S. SMALL-CAP ETF 44,481.0 $1.3M 0.34% -1K -2.3% $29.08 +20.0%
63 SCHV SCHWAB U.S. LARGE-CAP VALUE ETF 39,148.0 $1.2M 0.31% -3K -8.0% $30.50 +12.6%
64 AMGN AMGEN INC COM Healthcare 3,096.0 $1.1M 0.28% $351.85 -0.1%
65 VIG VANGUARD DIVIDEND APPRECIATION ETF 4,926.0 $1.1M 0.28% -604.0 -10.9% $215.04 +9.1%
66 BAC BANK OF AMER CORP COM Financial Services 21,697.0 $1.1M 0.27% $48.75 +18.4%
67 LMT LOCKHEED MARTIN CORP COM Industrials 1,733.0 $1.0M 0.27% $604.34 -18.6%
68 AMD ADVANCED MICRO DEVICES INC COM Technology 4,910.0 $999K 0.26% -543.0 -10.0% $203.43 +155.5%
69 SGOV ISHARES 0-3 MONTH TREASURY BOND ETF 9,860.0 $993K 0.26% +207.0 +2.1% $100.66 -0.0%
70 DFAC DIMENSIONAL U.S. CORE EQUITY 2 ETF 25,524.0 $992K 0.26% +721.0 +2.9% $38.86 +12.5%
71 FEZ STATE STREET SPDR EURO STOXX 50 ETF 15,485.0 $961K 0.25% -494.0 -3.1% $62.08 +7.8%
72 COST COSTCO WHOLESALE CORPORATION COM Consumer Defensive 941.0 $937K 0.24% $996.17 -3.5%
73 XLP STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF 11,055.0 $906K 0.23% $81.98 +3.0%
74 IBDX ISHARES IBONDS DEC 2032 TERM CORPORATE ETF 34,329.0 $868K 0.23% +505.0 +1.5% $25.27 -0.4%
75 SCHH SCHWAB U.S. REIT ETF 39,881.0 $857K 0.22% -2K -4.5% $21.49 +10.9%
76 BSV VANGUARD SHORT-TERM BOND ETF 10,894.0 $854K 0.22% +228.0 +2.1% $78.41 -0.7%
77 IBDW ISHARES IBONDS DEC 2031 TERM CORPORATE ETF 40,801.0 $854K 0.22% $20.93 -0.5%
78 DFIC DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF 22,962.0 $816K 0.21% $35.53 +3.9%
79 GOOG ALPHABET INC CAP STK CL C Communication Services 2,819.0 $809K 0.21% $286.82 +20.3%
80 QQQ INVESCO QQQ TRUST SERIES I Financial Services 1,386.0 $800K 0.21% -111.0 -7.4% $576.99 +23.2%
Page 4 of 9  ·  177 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 44.5%
Financial Services 21.7%
Communication Services 12.3%
Consumer Cyclical 8.7%
Healthcare 3.3%
Industrials 2.7%
Energy 2.5%
Real Estate 1.9%
Consumer Defensive 1.5%
Utilities 0.5%