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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $386M AUM 177 positions Filed Apr 16, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 6 New 29 Added 70 Reduced 3 Exited
Page 5 of 9  ·  177 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
81 V VISA INC COM CL A Financial Services 2,629.0 $795K 0.21% $302.27 +9.9%
82 IJR ISHARES CORE S&P SMALL CAP ETF 6,329.0 $787K 0.20% $124.31 +16.2%
83 VYM VANGUARD HIGH DIVIDEND YIELD INDEX ETF 5,307.0 $786K 0.20% -70.0 -1.3% $148.09 +6.7%
84 HD HOME DEPOT INC COM Consumer Cyclical 2,365.0 $778K 0.20% $328.83 +4.3%
85 CAT CATERPILLAR INC COM Industrials 1,056.0 $748K 0.19% -64.0 -5.7% $708.33 +40.4%
86 VHT VANGUARD HEALTH CARE ETF 2,719.0 $741K 0.19% -37.0 -1.3% $272.35 +6.0%
87 SCHZ SCHWAB US AGGREGATE BOND ETF 29,746.0 $691K 0.18% -438.0 -1.4% $23.22 -0.1%
88 IBDV ISHARES IBONDS DEC 2030 TERM CORPORATE ETF 29,999.0 $657K 0.17% $21.89 -0.5%
89 QCOM QUALCOMM INC COM Technology 5,097.0 $656K 0.17% -1K -22.0% $128.79 +53.3%
90 NFLX NETFLIX INC. COM Communication Services 6,705.0 $645K 0.17% +125.0 +1.9% $96.15 -25.3%
91 XOM EXXON MOBIL CORP COM Energy 3,696.0 $627K 0.16% -25.0 -0.7% $169.65 -17.6%
92 VWO VANGUARD FTSE EMERGING MARKETS ETF 11,431.0 $618K 0.16% -2K -15.2% $54.05 +9.1%
93 DFAI DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF 15,599.0 $608K 0.16% -172.0 -1.1% $38.96 +4.6%
94 IVW ISHARES S&P 500 GROWTH ETF 5,352.0 $605K 0.16% $113.11 +17.9%
95 SPSB STATE STREET SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF 19,432.0 $584K 0.15% $30.07 -0.3%
96 IEFA ISHARES CORE MSCI EAFE ETF 6,372.0 $577K 0.15% -173.0 -2.6% $90.53 +5.3%
97 SCHP SCHWAB US TIPS ETF 20,703.0 $551K 0.14% $26.61 -0.5%
98 VUSB VANGUARD ULTRA-SHORT BOND ETF 10,875.0 $541K 0.14% $49.79 -0.1%
99 LQD ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF 4,948.0 $539K 0.14% $108.98 +0.4%
100 IVE ISHARES S&P 500 VALUE ETF 2,523.0 $533K 0.14% $211.15 +7.2%
Page 5 of 9  ·  177 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 44.5%
Financial Services 21.7%
Communication Services 12.3%
Consumer Cyclical 8.7%
Healthcare 3.3%
Industrials 2.7%
Energy 2.5%
Real Estate 1.9%
Consumer Defensive 1.5%
Utilities 0.5%