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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $388M AUM 174 positions Filed Feb 6, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 174 New
Page 6 of 9  ·  174 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
101 LQD ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF 4,940.0 $544K 0.14% NEW $110.19 -0.7%
102 VUSB VANGUARD ULTRA-SHORT BOND ETF 10,875.0 $542K 0.14% NEW $49.84 -0.2%
103 IVE ISHARES S&P 500 VALUE ETF 2,523.0 $535K 0.14% NEW $212.07 +6.7%
104 JMST JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF 10,277.0 $524K 0.14% NEW $50.94 +0.1%
105 AGG ISHARES CORE U.S. AGGREGATE BOND ETF 5,019.0 $501K 0.13% NEW $99.88 -0.7%
106 IBDU ISHARES IBONDS DEC 2029 TERM CORPORATE ETF 21,086.0 $494K 0.13% NEW $23.41 -1.1%
107 SCHE SCHWAB EMERGING MARKETS EQUITY ETF 14,532.0 $476K 0.12% NEW $32.75 +9.2%
108 IBDZ ISHARES IBONDS DEC 2034 TERM CORPORATE ETF 17,986.0 $474K 0.12% NEW $26.37 -1.2%
109 BLK BLACKROCK INC COM Financial Services 439.0 $470K 0.12% NEW $1070.72 -8.2%
110 EFA ISHARES MSCI EAFE ETF 4,885.0 $469K 0.12% NEW $96.03 +6.5%
111 CEG CONSTELLATION ENERGY CORP COM Utilities 1,322.0 $467K 0.12% NEW $353.39 -24.2%
112 XOM EXXON MOBIL CORP COM Energy 3,721.0 $448K 0.12% NEW $120.33 +16.1%
113 SPLV INVESCO S&P 500 LOW VOLATILITY ETF 6,052.0 $432K 0.11% NEW $71.42 +4.6%
114 IBDY ISHARES IBONDS DEC 2033 TERM CORPORATE ETF 16,333.0 $427K 0.11% NEW $26.14 -1.5%
115 BSMV INVESCO BULLETSHARES 2031 MUNICIPAL BOND ETF 19,704.0 $416K 0.11% NEW $21.13 -0.8%
116 XLF STATE STREET FINANCIAL SELECT SECTOR SPDR ETF 7,562.0 $414K 0.11% NEW $54.77 -1.9%
117 DTD WISDOMTREE U.S. TOTAL DIVIDEND FUND 4,815.0 $409K 0.10% NEW $84.88 +9.4%
118 NEM NEWMONT CORP COM Basic Materials 3,984.0 $398K 0.10% NEW $99.85 -5.8%
119 SCHO SCHWAB SHORT-TERM US TREASURY ETF 15,949.0 $389K 0.10% NEW $24.37 -1.0%
120 ORCL ORACLE CORP COM Technology 1,984.0 $387K 0.10% NEW $194.96 -19.1%
Page 6 of 9  ·  174 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 45.5%
Financial Services 21.2%
Communication Services 12.5%
Consumer Cyclical 9.9%
Healthcare 3.4%
Industrials 2.1%
Energy 1.7%
Real Estate 1.6%
Consumer Defensive 1.2%
Utilities 0.4%