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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $386M AUM 177 positions Filed Apr 16, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 6 New 29 Added 70 Reduced 3 Exited
Page 6 of 9  ·  177 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
101 SPY STATE STREET SPDR S&P 500 ETF Financial Services 818.0 $532K 0.14% -131.0 -13.8% $649.97 +12.8%
102 JMST JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF 10,120.0 $516K 0.13% -157.0 -1.5% $50.98 -0.0%
103 BX BLACKSTONE INC COM Financial Services 4,390.0 $505K 0.13% $114.99 -1.7%
104 AGG ISHARES CORE U.S. AGGREGATE BOND ETF 4,977.0 $494K 0.13% -42.0 -0.8% $99.27 -0.1%
105 IBDU ISHARES IBONDS DEC 2029 TERM CORPORATE ETF 21,086.0 $490K 0.13% $23.26 -0.5%
106 IBM INTERNATIONAL BUSINESS MACHS COM Technology 2,018.0 $489K 0.13% $242.39 +8.5%
107 WFC WELLS FARGO & CO COM Financial Services 6,031.0 $480K 0.12% $79.61 +5.7%
108 SCHE SCHWAB EMERGING MARKETS EQUITY ETF 14,400.0 $474K 0.12% -132.0 -0.9% $32.95 +8.6%
109 EFA ISHARES MSCI EAFE ETF 4,885.0 $474K 0.12% $97.13 +5.3%
110 IBDZ ISHARES IBONDS DEC 2034 TERM CORPORATE ETF 17,986.0 $469K 0.12% $26.06 -0.0%
111 EWJV ISHARES MSCI JAPAN VALUE ETF 10,341.0 $441K 0.11% NEW $42.67 +3.1%
112 SPLV INVESCO S&P 500 LOW VOLATILITY ETF 5,947.0 $435K 0.11% -105.0 -1.7% $73.14 +2.1%
113 BLK BLACKROCK INC COM Financial Services 439.0 $423K 0.11% $962.46 +2.1%
114 IBDY ISHARES IBONDS DEC 2033 TERM CORPORATE ETF 16,333.0 $422K 0.11% $25.85 -0.3%
115 DTD WISDOMTREE U.S. TOTAL DIVIDEND FUND 4,815.0 $416K 0.11% $86.36 +7.5%
116 BSMV INVESCO BULLETSHARES 2031 MUNICIPAL BOND ETF 19,704.0 $411K 0.11% $20.88 +0.4%
117 INTC INTEL CORP COM Technology 9,301.0 $410K 0.11% $44.13 +198.3%
118 INTU INTUIT COM Technology 932.0 $403K 0.10% -394.0 -29.7% $432.33 -39.3%
119 DFUS DIMENSIONAL U.S. EQUITY MARKET ETF 5,364.0 $380K 0.10% +262.0 +5.1% $70.91 +13.3%
120 FEOE FIRST EAGLE OVERSEAS EQUITY ETF 7,360.0 $371K 0.10% NEW $50.46 +4.6%
Page 6 of 9  ·  177 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 44.5%
Financial Services 21.7%
Communication Services 12.3%
Consumer Cyclical 8.7%
Healthcare 3.3%
Industrials 2.7%
Energy 2.5%
Real Estate 1.9%
Consumer Defensive 1.5%
Utilities 0.5%