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Portfolio (Quarterly) Guide ↗

RETIREMENT INCOME SOLUTIONS, INC

· CIK 0001730386
13F Portfolio $585M AUM 173 positions Filed May 4, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 13 New 34 Added 38 Reduced 10 Exited
Page 2 of 2  ·  34 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
21 IAU ISHARES GOLD TR Financial Services 7,179.0 $633K 0.11% +4K +126.3% $88.16 -10.0%
22 SPAB SPDR SERIES TRUST 24,467.0 $627K 0.11% +470.0 +2.0% $25.62 -0.5%
23 QQQM INVESCO EXCH TRADED FD TR II 2,612.0 $621K 0.11% +326.0 +14.3% $237.62 +28.2%
24 VLYPN VALLEY NATL BANCORP Financial Services 42,438.0 $521K 0.09% +5K +14.4% $12.28 +109.9%
25 VYM VANGUARD WHITEHALL FDS 3,518.0 $521K 0.09% +74.0 +2.1% $148.10 +6.8%
26 GDX VANECK ETF TRUST 4,735.0 $435K 0.07% +1K +27.1% $91.77 -10.1%
27 COST COSTCO WHOLESALE CORPORATION Consumer Defensive 388.0 $387K 0.07% +10.0 +2.6% $996.43 -4.5%
28 DTE DTE ENERGY CO Utilities 2,472.0 $361K 0.06% +37.0 +1.5% $146.23 +0.9%
29 V VISA INC Financial Services 1,132.0 $342K 0.06% +20.0 +1.8% $302.24 +8.3%
30 LMBS FIRST TR EXCHANGE-TRADED FD 6,632.0 $330K 0.06% +49.0 +0.7% $49.81 +0.1%
31 MCD MCDONALDS CORP Consumer Cyclical 1,050.0 $326K 0.06% +188.0 +21.8% $310.79 -10.4%
32 SPTS SPDR SERIES TRUST 11,180.0 $326K 0.06% +71.0 +0.6% $29.18 -0.7%
33 ABBV ABBVIE INC Healthcare 1,334.0 $290K 0.05% +145.0 +12.2% $217.49 -0.5%
34 PM PHILIP MORRIS INTL INC Consumer Defensive 1,597.0 $264K 0.04% +140.0 +9.6% $165.34 +7.9%
Page 2 of 2  ·  34 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Financial Services 69.4%
Technology 11.3%
Communication Services 4.7%
Healthcare 3.9%
Consumer Cyclical 3.9%
Consumer Defensive 2.4%
Industrials 1.5%
Utilities 1.4%
Basic Materials 0.8%
Energy 0.5%