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Portfolio (Quarterly) Guide ↗

CITIZENS & NORTHERN CORP

· CIK 0000810958
13F Portfolio $438M AUM 117 positions Filed Jul 17, 2026 EDGAR ↗ ← All Funds
Q2 2026 · All 117 New
Page 5 of 6  ·  117 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
81 BBWI Bath & Body Works Consumer Cyclical 33,308.0 $770K 0.18% NEW $23.13 -24.0%
82 SPTL State Street SPDR Portfolio Long Term Treasury ETF 29,228.0 $767K 0.17% NEW $26.23 -2.9%
83 SPTS State Street SPDR Portfolio Short Term Treasury ETF 26,339.0 $764K 0.17% NEW $29.01 -0.0%
84 Berkshire Hathaway Inc Class B New 1,449.0 $725K 0.17% NEW $500.39
85 IBM International Business Machines Technology 2,532.0 $712K 0.16% NEW $281.21 -16.7%
86 VZ Verizon Communications Communication Services 16,704.0 $707K 0.16% NEW $42.34 +18.7%
87 ACN Accenture PLC Technology 5,633.0 $701K 0.16% NEW $124.44 +50.2%
88 INTU Intuit Technology 2,664.0 $695K 0.16% NEW $261.00 +37.0%
89 VIG Vanguard Dividend Appreciation Index ETF 2,866.0 $678K 0.15% NEW $236.62 +3.2%
90 NKE Nike, Inc. Class B Consumer Cyclical 16,461.0 $676K 0.15% NEW $41.05 -3.8%
91 IWD iShares Russell 1000 Value ETF 2,781.0 $674K 0.15% NEW $242.43 +6.5%
92 DFIC DFA Dimensional International Core Equity 2 ETF 17,326.0 $646K 0.15% NEW $37.26 +6.3%
93 SUB iShares Short-Term National Muni Bond ETF 5,929.0 $631K 0.14% NEW $106.47 -0.1%
94 DE Deere & Co Industrials 880.0 $558K 0.13% NEW $634.33 -0.6%
95 DFEM DFA Dimensional Emerging Markets Core Equity 2 ETF 12,833.0 $522K 0.12% NEW $40.64 -1.1%
96 CMI Cummins Inc Industrials 603.0 $430K 0.10% NEW $713.21 -19.7%
97 LLY Eli Lilly & Co Healthcare 336.0 $403K 0.09% NEW $1199.43 +2.8%
98 ROK Rockwell Automation Inc Common Industrials 666.0 $330K 0.07% NEW $495.08 -13.3%
99 DGX Quest Diagnostics Inc Healthcare 1,540.0 $326K 0.07% NEW $211.95 +15.4%
100 ITW Illinois Tool Works Inc Industrials 1,198.0 $324K 0.07% NEW $270.47 +4.1%
Page 5 of 6  ·  117 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 37.4%
Financial Services 21.8%
Industrials 9.2%
Consumer Cyclical 8.9%
Healthcare 7.6%
Consumer Defensive 4.8%
Communication Services 4.2%
Energy 4.0%
Basic Materials 0.8%
Real Estate 0.7%