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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $386M AUM 177 positions Filed Apr 16, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 6 New 29 Added 70 Reduced 3 Exited
Page 1 of 2  ·  29 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
1 IVV ISHARES CORE S&P 500 ETF 52,890.0 $34.5M 8.96% +746.0 +1.4% $653.21 +12.8%
2 VCSH VANGUARD SHORT-TERM CORPORATE BOND ETF 176,181.0 $14.0M 3.62% +4K +2.5% $79.27 -0.4%
3 DFGP DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETF 217,002.0 $11.7M 3.04% +53K +32.0% $53.99 +1.0%
4 DFSD DIMENSIONAL SHORT-DURATION FIXED INCOME ETF 233,695.0 $11.2M 2.90% +9K +4.1% $47.88 -0.4%
5 VTIP VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF 161,880.0 $8.1M 2.10% +8K +5.5% $49.95 +0.3%
6 VEA VANGUARD FTSE DEVELOPED MARKETS ETF 114,961.0 $7.4M 1.91% +2K +1.6% $64.08 +9.7%
7 GOOGL ALPHABET INC CAP STK CL A Communication Services 25,073.0 $7.2M 1.87% +965.0 +4.0% $287.56 +20.1%
8 DFSV DIMENSIONAL US SMALL CAP VALUE ETF 203,594.0 $7.1M 1.85% +6K +3.0% $35.04 +9.5%
9 DFAR DIMENSIONAL US REAL ESTATE ETF 214,197.0 $5.1M 1.31% +8K +4.0% $23.65 +11.2%
10 DFAX DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF 143,898.0 $4.9M 1.27% +1K +0.9% $33.97 +7.4%
11 BERKSHIRE HATHAWAY INC DEL CL B NEW 9,741.0 $4.7M 1.21% +229.0 +2.4% $479.20
12 DFLV DIMENSIONAL US LARGE CAP VALUE ETF 128,656.0 $4.6M 1.19% +6K +4.5% $35.71 +10.2%
13 SCHD SCHWAB US DIVIDEND EQUITY ETF 149,003.0 $4.6M 1.19% +5K +3.7% $30.68 +3.4%
14 GLD SPDR GOLD SHARES Financial Services 9,446.0 $4.1M 1.05% +130.0 +1.4% $430.29 -15.0%
15 VNQI VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF 82,029.0 $3.6M 0.94% +605.0 +0.7% $44.45 +0.4%
16 VTV VANGUARD VALUE ETF 11,267.0 $2.2M 0.57% +274.0 +2.5% $196.19 +10.9%
17 AVMC AVANTIS U.S. MID CAP EQUITY ETF 22,776.0 $1.6M 0.43% +3K +13.3% $72.24 +10.1%
18 VTI VANGUARD TOTAL STOCK MARKET ETF 4,095.0 $1.3M 0.34% +30.0 +0.7% $320.81 +13.4%
19 SGOV ISHARES 0-3 MONTH TREASURY BOND ETF 9,860.0 $993K 0.26% +207.0 +2.1% $100.66 -0.0%
20 DFAC DIMENSIONAL U.S. CORE EQUITY 2 ETF 25,524.0 $992K 0.26% +721.0 +2.9% $38.86 +12.5%
Page 1 of 2  ·  29 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 44.5%
Financial Services 21.7%
Communication Services 12.3%
Consumer Cyclical 8.7%
Healthcare 3.3%
Industrials 2.7%
Energy 2.5%
Real Estate 1.9%
Consumer Defensive 1.5%
Utilities 0.5%