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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $386M AUM 177 positions Filed Apr 16, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 6 New 29 Added 70 Reduced 3 Exited
Page 1 of 4  ·  70 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
1 AAPL APPLE INC COM Technology 71,602.0 $18.2M 4.71% -1K -1.6% $253.79 +15.5%
2 SPDW STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF 315,068.0 $14.4M 3.73% -7K -2.1% $45.65 +8.8%
3 SCHF SCHWAB INTERNATIONAL EQUITY ETF 435,148.0 $10.8M 2.79% -13K -2.9% $24.75 +10.1%
4 SCHM SCHWAB U.S. MID-CAP ETF 309,690.0 $9.6M 2.48% -6K -2.0% $30.96 +15.6%
5 DFAT DIMENSIONAL U.S. TARGETED VALUE ETF 138,540.0 $8.7M 2.24% -2K -1.4% $62.45 +10.4%
6 SCHX SCHWAB U.S. LARGE-CAP ETF 261,172.0 $6.7M 1.74% -5K -1.8% $25.64 +12.7%
7 JPM JPMORGAN CHASE & CO COM Financial Services 22,672.0 $6.7M 1.73% -452.0 -1.9% $294.15 +13.4%
8 DFUV DIMENSIONAL US MARKETWIDE VALUE ETF 125,919.0 $6.1M 1.58% -5K -3.5% $48.46 +12.4%
9 JPMORGAN ULTRA-SHORT INCOME ETF 104,256.0 $5.3M 1.37% -7K -6.3% $50.61
10 MSFT MICROSOFT CORP COM Technology 14,016.0 $5.2M 1.34% -454.0 -3.1% $370.18 -1.3%
11 TSLA TESLA INC COM Consumer Cyclical 13,602.0 $5.1M 1.31% -2K -10.7% $371.75 +1.0%
12 LRCX LAM RESEARCH CORP COM NEW Technology 20,607.0 $4.4M 1.14% -750.0 -3.5% $213.66 +75.4%
13 VXUS VANGUARD TOTAL INTERNATIONAL STOCK ETF 55,891.0 $4.3M 1.12% -3K -4.3% $77.11 +9.4%
14 VOO VANGUARD S&P 500 ETF 7,027.0 $4.2M 1.09% -75.0 -1.1% $597.55 +13.1%
15 VO VANGUARD MID-CAP ETF 14,315.0 $4.1M 1.07% -284.0 -1.9% $287.17 -72.1%
16 META META PLATFORMS INC CL A Communication Services 6,393.0 $3.7M 0.95% -298.0 -4.5% $572.09 -2.5%
17 DISV DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF 91,295.0 $3.6M 0.93% -4K -4.5% $39.44 +2.2%
18 AVGO BROADCOM INC COM Technology 11,131.0 $3.4M 0.89% -152.0 -1.4% $309.52 +23.4%
19 VB VANGUARD SMALL-CAP ETF 12,940.0 $3.4M 0.88% -97.0 -0.7% $261.92 +13.5%
20 VUG VANGUARD GROWTH ETF 7,241.0 $3.2M 0.82% -2K -17.3% $436.82 -80.8%
Page 1 of 4  ·  70 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 44.5%
Financial Services 21.7%
Communication Services 12.3%
Consumer Cyclical 8.7%
Healthcare 3.3%
Industrials 2.7%
Energy 2.5%
Real Estate 1.9%
Consumer Defensive 1.5%
Utilities 0.5%