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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $432M AUM 179 positions Filed Jul 13, 2026 EDGAR ↗ ← All Funds
Q2 2026 Q1 2026 · All 9 New 48 Added 57 Reduced 7 Exited
Page 2 of 3  ·  57 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
21 AMZN AMAZON COM INC COM Consumer Cyclical 9,845.0 $2.3M 0.54% -132.0 -1.3% $238.34 +8.9%
22 VBR VANGUARD SMALL CAP VALUE ETF 9,495.0 $2.3M 0.53% -383.0 -3.9% $242.99 +2.5%
23 DFAE DIMENSIONAL EMERGING CORE EQUITY MARKET ETF 56,704.0 $2.3M 0.53% -2K -3.5% $40.21 -1.1%
24 AVDV AVANTIS INTERNATIONAL SMALL CAP VALUE ETF 20,796.0 $2.1M 0.50% -693.0 -3.2% $103.05 +9.2%
25 GLDM SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST Financial Services 25,547.0 $2.0M 0.47% -336.0 -1.3% $79.42 +14.7%
26 VEU VANGUARD FTSE ALL-WORLD EX-US INDEX FUND 20,332.0 $1.7M 0.39% -507.0 -2.4% $83.75 +2.6%
27 AVUV AVANTIS U.S. SMALL CAP VALUE ETF 12,667.0 $1.6M 0.37% -314.0 -2.4% $124.76 +0.9%
28 SCHA SCHWAB U.S. SMALL-CAP ETF 39,787.0 $1.4M 0.33% -5K -10.6% $36.13 -4.1%
29 JNJ JOHNSON & JOHNSON COM Healthcare 5,325.0 $1.4M 0.31% -64.0 -1.2% $253.96 +6.5%
30 SCHV SCHWAB U.S. LARGE-CAP VALUE ETF 37,645.0 $1.3M 0.30% -2K -3.8% $34.81 +0.5%
31 SLV ISHARES SILVER TRUST Financial Services 23,579.0 $1.3M 0.29% -320.0 -1.3% $53.47 +15.0%
32 MU MICRON TECHNOLOGY INC COM Technology 1,053.0 $1.2M 0.28% -16.0 -1.5% $1154.29 -18.2%
33 BAC BANK OF AMER CORP COM Financial Services 19,534.0 $1.1M 0.26% -2K -10.0% $56.98 +9.2%
34 CAT CATERPILLAR INC COM Industrials 1,044.0 $1.1M 0.26% -12.0 -1.1% $1064.75 -22.8%
35 INTC INTEL CORP COM Technology 7,938.0 $1.1M 0.26% -1K -14.7% $139.63 -37.7%
36 VIG VANGUARD DIVIDEND APPRECIATION ETF 4,680.0 $1.1M 0.26% -246.0 -5.0% $236.62 +3.2%
37 FEZ STATE STREET SPDR EURO STOXX 50 ETF 15,216.0 $1.0M 0.24% -269.0 -1.7% $68.68 +4.5%
38 QQQ INVESCO QQQ TRUST SERIES I Financial Services 1,356.0 $998K 0.23% -30.0 -2.2% $736.16 -3.4%
39 GOOG ALPHABET INC CAP STK CL C 2,775.0 $980K 0.23% -44.0 -1.6% $353.30
40 QCOM QUALCOMM INC COM Technology 4,978.0 $920K 0.21% -119.0 -2.3% $184.80 -12.7%
Page 2 of 3  ·  57 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 49.7%
Financial Services 19.7%
Communication Services 11.8%
Consumer Cyclical 8.5%
Healthcare 2.7%
Industrials 2.7%
Real Estate 1.7%
Energy 1.3%
Consumer Defensive 1.3%
Utilities 0.4%