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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $432M AUM 179 positions Filed Jul 13, 2026 EDGAR ↗ ← All Funds
Q2 2026 Q1 2026 · All 9 New 48 Added 57 Reduced 7 Exited
Page 3 of 3  ·  57 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
41 IJR ISHARES CORE S&P SMALL CAP ETF 6,134.0 $910K 0.21% -195.0 -3.1% $148.31 -1.2%
42 V VISA INC COM CL A Financial Services 2,535.0 $870K 0.20% -94.0 -3.6% $343.13 +11.6%
43 DFIC DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF 21,435.0 $799K 0.18% -2K -6.7% $37.26 +5.8%
44 HD HOME DEPOT INC COM Consumer Cyclical 2,212.0 $780K 0.18% -153.0 -6.5% $352.72 -4.6%
45 VWO VANGUARD FTSE EMERGING MARKETS ETF 11,014.0 $657K 0.15% -417.0 -3.6% $59.69 +1.7%
46 IEFA ISHARES CORE MSCI EAFE ETF 6,272.0 $606K 0.14% -100.0 -1.6% $96.58 +4.5%
47 AMAT APPLIED MATLS INC COM Technology 802.0 $580K 0.13% -17.0 -2.1% $723.00 -33.9%
48 SPSB STATE STREET SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF 19,313.0 $580K 0.13% -119.0 -0.6% $30.01 -0.2%
49 SPY STATE STREET SPDR S&P 500 ETF Financial Services 752.0 $562K 0.13% -66.0 -8.1% $746.77 +2.5%
50 LQD ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF 4,864.0 $531K 0.12% -84.0 -1.7% $109.08 -2.2%
51 SCHE SCHWAB EMERGING MARKETS EQUITY ETF 14,300.0 $519K 0.12% -100.0 -0.7% $36.26 +2.3%
52 IBM INTERNATIONAL BUSINESS MACHS COM Technology 1,744.0 $490K 0.11% -274.0 -13.6% $281.23 -18.4%
53 DTD WISDOMTREE U.S. TOTAL DIVIDEND FUND 4,774.0 $445K 0.10% -41.0 -0.8% $93.25 +4.5%
54 WFC WELLS FARGO & CO COM Financial Services 5,338.0 $441K 0.10% -693.0 -11.5% $82.64 +3.3%
55 SPTM STATE STREET SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF 4,560.0 $414K 0.10% -55.0 -1.2% $90.79 +2.3%
56 NEM NEWMONT CORP COM Basic Materials 3,088.0 $288K 0.07% -183.0 -5.6% $93.40 +41.4%
57 DFAU DIMENSIONAL US CORE EQUITY MARKET ETF 4,676.0 $242K 0.06% -347.0 -6.9% $51.69 +2.5%
Page 3 of 3  ·  57 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 49.7%
Financial Services 19.7%
Communication Services 11.8%
Consumer Cyclical 8.5%
Healthcare 2.7%
Industrials 2.7%
Real Estate 1.7%
Energy 1.3%
Consumer Defensive 1.3%
Utilities 0.4%