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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $386M AUM 177 positions Filed Apr 16, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 6 New 29 Added 70 Reduced 3 Exited
Page 2 of 9  ·  177 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
21 MSFT MICROSOFT CORP COM Technology 14,016.0 $5.2M 1.34% -454.0 -3.1% $370.18 -1.3%
22 DFAR DIMENSIONAL US REAL ESTATE ETF 214,197.0 $5.1M 1.31% +8K +4.0% $23.65 +11.2%
23 TSLA TESLA INC COM Consumer Cyclical 13,602.0 $5.1M 1.31% -2K -10.7% $371.75 +1.0%
24 DFAX DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF 143,898.0 $4.9M 1.27% +1K +0.9% $33.97 +7.4%
25 BERKSHIRE HATHAWAY INC DEL CL B NEW 9,741.0 $4.7M 1.21% +229.0 +2.4% $479.20
26 DFLV DIMENSIONAL US LARGE CAP VALUE ETF 128,656.0 $4.6M 1.19% +6K +4.5% $35.71 +10.2%
27 SCHD SCHWAB US DIVIDEND EQUITY ETF 149,003.0 $4.6M 1.19% +5K +3.7% $30.68 +3.4%
28 IGSB ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF 85,562.0 $4.5M 1.17% $52.56 -0.4%
29 LRCX LAM RESEARCH CORP COM NEW Technology 20,607.0 $4.4M 1.14% -750.0 -3.5% $213.66 +75.4%
30 VXUS VANGUARD TOTAL INTERNATIONAL STOCK ETF 55,891.0 $4.3M 1.12% -3K -4.3% $77.11 +9.4%
31 VOO VANGUARD S&P 500 ETF 7,027.0 $4.2M 1.09% -75.0 -1.1% $597.55 +13.1%
32 VO VANGUARD MID-CAP ETF 14,315.0 $4.1M 1.07% -284.0 -1.9% $287.17 -72.1%
33 GLD SPDR GOLD SHARES Financial Services 9,446.0 $4.1M 1.05% +130.0 +1.4% $430.29 -15.0%
34 META META PLATFORMS INC CL A Communication Services 6,393.0 $3.7M 0.95% -298.0 -4.5% $572.09 -2.5%
35 VNQI VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF 82,029.0 $3.6M 0.94% +605.0 +0.7% $44.45 +0.4%
36 DISV DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF 91,295.0 $3.6M 0.93% -4K -4.5% $39.44 +2.2%
37 AVGO BROADCOM INC COM Technology 11,131.0 $3.4M 0.89% -152.0 -1.4% $309.52 +23.4%
38 VB VANGUARD SMALL-CAP ETF 12,940.0 $3.4M 0.88% -97.0 -0.7% $261.92 +13.5%
39 VUG VANGUARD GROWTH ETF 7,241.0 $3.2M 0.82% -2K -17.3% $436.82 -80.8%
40 EMXC ISHARES MSCI EMERGING MARKETS EX CHINA ETF 37,853.0 $3.0M 0.77% NEW $78.66 +27.0%
Page 2 of 9  ·  177 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 44.5%
Financial Services 21.7%
Communication Services 12.3%
Consumer Cyclical 8.7%
Healthcare 3.3%
Industrials 2.7%
Energy 2.5%
Real Estate 1.9%
Consumer Defensive 1.5%
Utilities 0.5%