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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $432M AUM 179 positions Filed Jul 13, 2026 EDGAR ↗ ← All Funds
Q2 2026 Q1 2026 · All 9 New 48 Added 57 Reduced 7 Exited
Page 4 of 9  ·  179 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
61 VTI VANGUARD TOTAL STOCK MARKET ETF 4,113.0 $1.5M 0.35% $370.05 +2.2%
62 SCHA SCHWAB U.S. SMALL-CAP ETF 39,787.0 $1.4M 0.33% -5K -10.6% $36.13 -3.9%
63 JNJ JOHNSON & JOHNSON COM Healthcare 5,325.0 $1.4M 0.31% -64.0 -1.2% $253.96 +6.3%
64 SCHV SCHWAB U.S. LARGE-CAP VALUE ETF 37,645.0 $1.3M 0.30% -2K -3.8% $34.81 +0.4%
65 SLV ISHARES SILVER TRUST Financial Services 23,579.0 $1.3M 0.29% -320.0 -1.3% $53.47 +15.2%
66 MU MICRON TECHNOLOGY INC COM Technology 1,053.0 $1.2M 0.28% -16.0 -1.5% $1154.29 -18.7%
67 DFAC DIMENSIONAL U.S. CORE EQUITY 2 ETF 26,013.0 $1.2M 0.27% +489.0 +1.9% $44.36 +2.8%
68 AMGN AMGEN INC COM Healthcare 3,097.0 $1.1M 0.26% $362.14 +21.6%
69 BAC BANK OF AMER CORP COM Financial Services 19,534.0 $1.1M 0.26% -2K -10.0% $56.98 +9.2%
70 CAT CATERPILLAR INC COM Industrials 1,044.0 $1.1M 0.26% -12.0 -1.1% $1064.75 -22.8%
71 INTC INTEL CORP COM Technology 7,938.0 $1.1M 0.26% -1K -14.7% $139.63 -36.8%
72 VIG VANGUARD DIVIDEND APPRECIATION ETF 4,680.0 $1.1M 0.26% -246.0 -5.0% $236.62 +3.2%
73 FEZ STATE STREET SPDR EURO STOXX 50 ETF 15,216.0 $1.0M 0.24% -269.0 -1.7% $68.68 +4.4%
74 QQQ INVESCO QQQ TRUST SERIES I Financial Services 1,356.0 $998K 0.23% -30.0 -2.2% $736.16 -3.4%
75 GOOG ALPHABET INC CAP STK CL C 2,775.0 $980K 0.23% -44.0 -1.6% $353.30
76 XLP STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF 11,377.0 $945K 0.22% +322.0 +2.9% $83.07 +3.8%
77 SCHH SCHWAB U.S. REIT ETF 39,899.0 $945K 0.22% $23.68 +1.7%
78 QCOM QUALCOMM INC COM Technology 4,978.0 $920K 0.21% -119.0 -2.3% $184.80 -11.4%
79 IJR ISHARES CORE S&P SMALL CAP ETF 6,134.0 $910K 0.21% -195.0 -3.1% $148.31 -1.0%
80 COST COSTCO WHOLESALE CORPORATION COM Consumer Defensive 959.0 $898K 0.21% +18.0 +1.9% $935.95 +2.2%
Page 4 of 9  ·  179 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 49.7%
Financial Services 19.7%
Communication Services 11.8%
Consumer Cyclical 8.5%
Healthcare 2.7%
Industrials 2.7%
Real Estate 1.7%
Energy 1.3%
Consumer Defensive 1.3%
Utilities 0.4%