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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $388M AUM 174 positions Filed Feb 6, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 174 New
Page 8 of 9  ·  174 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
141 AVLV AVANTIS U.S. LARGE CAP VALUE ETF 3,653.0 $277K 0.07% NEW $75.77 +19.8%
142 DFCA DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF 5,386.0 $270K 0.07% NEW $50.08 -0.0%
143 DGCB DIMENSIONAL GLOBAL CREDIT ETF 4,961.0 $269K 0.07% NEW $54.24 +0.9%
144 CFG CITIZENS FINL GROUP INC COM Financial Services 4,575.0 $267K 0.07% NEW $58.41 +18.9%
145 SJNK STATE STREET SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF 10,354.0 $262K 0.07% NEW $25.32 -1.3%
146 VYMI VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF 2,894.0 $260K 0.07% NEW $90.00 +8.5%
147 XLU STATE STREET UTILITIES SELECT SECTOR SPDR ETF 6,096.0 $260K 0.07% NEW $42.69 +6.7%
148 AXP AMERICAN EXPRESS CO COM Financial Services 696.0 $257K 0.07% NEW $369.73 -7.3%
149 PFE PFIZER INC COM Healthcare 10,334.0 $257K 0.07% NEW $24.90 -3.5%
150 LLY ELI LILLY & CO COM Healthcare 238.0 $256K 0.07% NEW $1074.68 +4.0%
151 PANW PALO ALTO NETWORKS INC COM Technology 1,387.0 $255K 0.07% NEW $184.20 +54.9%
152 PG PROCTER & GAMBLE CO COM Consumer Defensive 1,781.0 $255K 0.07% NEW $143.30 +6.1%
153 XLE STATE STREET ENERGY SELECT SECTOR SPDR ETF 5,695.0 $255K 0.07% NEW $44.71 +19.8%
154 ICF ISHARES SELECT U.S. REIT ETF 4,120.0 $246K 0.06% NEW $59.67 +14.5%
155 IBDT ISHARES IBONDS DEC 2028 TERM CORPORATE ETF 9,532.0 $243K 0.06% NEW $25.45 -0.9%
156 ISRG INTUITIVE SURGICAL INC COM NEW Healthcare 425.0 $241K 0.06% NEW $566.36 -29.1%
157 IWC ISHARES MICRO-CAP ETF 1,510.0 $238K 0.06% NEW $157.70 +21.9%
158 JPMORGAN SHORT DURATION CORE PLUS ETF 4,909.0 $233K 0.06% NEW $47.56
159 YUM YUM BRANDS INC COM Consumer Cyclical 1,527.0 $231K 0.06% NEW $151.28 +0.2%
160 ADBE ADOBE INC COM Technology 659.0 $231K 0.06% NEW $349.99 -43.8%
Page 8 of 9  ·  174 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 45.5%
Financial Services 21.2%
Communication Services 12.5%
Consumer Cyclical 9.9%
Healthcare 3.4%
Industrials 2.1%
Energy 1.7%
Real Estate 1.6%
Consumer Defensive 1.2%
Utilities 0.4%