CFG
Citizens Financial Group, Inc. NYSE Listed Sep 24, 2014$67.08
+0.45%
vs $66.78
Mkt Cap $29.2B
52w Low $41.32
96.1% of range
52w High $68.12
50d MA $64.03
200d MA $58.73
P/E (TTM)
17.4x
EV/EBITDA
-3.3x
P/B
1.1x
Debt/Equity
0.4x
ROE
7.0%
P/FCF
14.3x
RSI (14)
67.50
ATR (14)
$1.43
Beta
1.06
50d MA
$64.03
200d MA
$58.73
Avg Volume
4.4M
Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
One Citizens Plaza · Providence, RI 02903 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 16, 2026 | AMC | 1.10 | 1.13 | +2.7% | 64.41 | +1.1% | +0.1% | +2.0% | -0.7% | -0.2% | +0.0% | — |
| Jan 21, 2026 | AMC | 1.10 | 1.13 | +2.7% | 64.06 | +0.5% | +0.3% | -2.5% | -0.2% | +1.4% | -0.8% | — |
| Oct 15, 2025 | AMC | 1.03 | 1.05 | +1.9% | 51.70 | +0.3% | -6.4% | +1.9% | +2.0% | +1.1% | -0.4% | — |
| Jul 17, 2025 | AMC | 0.88 | 0.92 | +4.2% | 48.82 | +1.8% | -0.5% | +0.0% | +1.1% | +1.5% | -1.2% | — |
| Apr 16, 2025 | AMC | 0.75 | 0.77 | +2.8% | 35.46 | +0.8% | -0.0% | -2.7% | +3.9% | +1.9% | +2.6% | — |
| Jan 17, 2025 | AMC | 0.83 | 0.85 | +2.4% | 47.54 | +1.2% | +1.6% | -2.6% | +0.7% | +0.3% | +0.2% | — |
| Oct 16, 2024 | AMC | 0.79 | 0.77 | -2.5% | 42.41 | -1.0% | -0.7% | +0.8% | -3.3% | +1.3% | -0.4% | — |
| Jul 17, 2024 | AMC | 0.79 | 0.78 | -1.3% | 40.92 | -0.5% | -0.4% | +0.6% | +1.0% | +2.2% | -0.2% | — |
| Apr 17, 2024 | AMC | 0.74 | 0.65 | -12.2% | 33.02 | +0.0% | -0.4% | +3.3% | +1.6% | +1.2% | +1.6% | — |
| Jan 17, 2024 | AMC | 0.71 | 0.34 | -52.1% | 31.73 | +0.5% | -0.4% | +3.1% | +1.8% | -0.3% | +1.8% | — |
| Oct 18, 2023 | AMC | 0.91 | 0.85 | -6.6% | 25.59 | +0.1% | -2.8% | -4.5% | -0.8% | +0.0% | -0.5% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jun 15 | Stephens | Reiterates | Equal-Weight | — | $67.65 | $68.69 | +1.5% | -1.5% | +0.9% | -0.7% | +0.4% | — |
| Apr 21 | Evercore ISI | Maintains | Outperform → Outperform | — | $65.76 | $66.00 | +0.4% | -0.7% | -0.2% | +0.0% | -2.1% | +1.6% |
| Apr 20 | DA Davidson | Maintains | Buy → Buy | — | $64.45 | $64.01 | -0.7% | +2.0% | -0.7% | -0.2% | +0.0% | -2.1% |
| Apr 17 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $64.41 | $65.12 | +1.1% | +0.1% | +2.0% | -0.7% | -0.2% | +0.0% |
| Apr 17 | RBC Capital | Maintains | Outperform → Outperform | — | $64.41 | $65.12 | +1.1% | +0.1% | +2.0% | -0.7% | -0.2% | +0.0% |
| Apr 17 | Truist | Maintains | Hold → Hold | — | $64.41 | $65.12 | +1.1% | +0.1% | +2.0% | -0.7% | -0.2% | +0.0% |
| Apr 7 | JP Morgan | Maintains | Overweight → Overweight | — | $61.41 | $61.03 | -0.6% | +0.3% | +3.5% | +1.9% | -1.2% | +0.9% |
| Apr 6 | Evercore ISI | Maintains | Outperform → Outperform | — | $60.99 | $60.93 | -0.1% | +0.7% | +0.3% | +3.5% | +1.9% | -1.2% |
| Mar 31 | Morgan Stanley | Maintains | Overweight → Overweight | — | $57.45 | $58.60 | +2.0% | +4.4% | +1.0% | +0.7% | +0.7% | +0.3% |
| Mar 23 | Truist | Maintains | Hold → Hold | — | $57.02 | $58.72 | +3.0% | +1.7% | +1.7% | +0.8% | -1.4% | -1.3% |
| Mar 9 | Baird | Upgrade | Neutral → Outperform | — | $58.04 | $57.71 | -0.6% | +0.5% | +1.0% | -0.6% | -2.7% | -2.3% |
| Mar 3 | Cantor Fitzgerald | Maintains | Overweight → Overweight | — | $61.09 | $59.44 | -2.7% | -2.3% | +0.9% | -1.1% | -2.5% | +0.5% |
| Mar 2 | Morgan Stanley | Maintains | Overweight → Overweight | — | $60.19 | $59.15 | -1.7% | +1.5% | -2.3% | +0.9% | -1.1% | -2.5% |
| Feb 9 | JP Morgan | Maintains | Overweight → Overweight | — | $68.12 | $67.60 | -0.8% | -0.6% | -0.2% | -1.0% | -3.1% | +0.5% |
| Feb 5 | Evercore ISI | Maintains | Outperform → Outperform | — | $66.60 | $66.00 | -0.9% | +0.0% | +2.3% | -0.6% | -0.2% | -1.0% |
| Jan 26 | Truist | Maintains | Hold → Hold | — | $62.64 | $62.83 | +0.3% | -0.2% | +1.4% | -0.8% | +0.9% | -0.8% |
| Jan 26 | Citigroup | Maintains | Buy → Buy | — | $62.64 | $62.83 | +0.3% | -0.2% | +1.4% | -0.8% | +0.9% | -0.8% |
| Jan 23 | Argus | Maintains | Buy → Buy | — | $64.25 | $63.88 | -0.6% | -2.5% | -0.2% | +1.4% | -0.8% | +0.9% |
| Jan 22 | DA Davidson | Maintains | Buy → Buy | — | $64.06 | $64.37 | +0.5% | +0.3% | -2.5% | -0.2% | +1.4% | -0.8% |
| Jan 22 | RBC Capital | Maintains | Outperform → Outperform | — | $64.06 | $64.37 | +0.5% | +0.3% | -2.5% | -0.2% | +1.4% | -0.8% |
| Jan 22 | Morgan Stanley | Maintains | Overweight → Overweight | — | $64.06 | $64.37 | +0.5% | +0.3% | -2.5% | -0.2% | +1.4% | -0.8% |
| Jan 22 | TD Cowen | Maintains | Buy → Buy | — | $64.06 | $64.37 | +0.5% | +0.3% | -2.5% | -0.2% | +1.4% | -0.8% |
| Jan 22 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $64.06 | $64.37 | +0.5% | +0.3% | -2.5% | -0.2% | +1.4% | -0.8% |
| Jan 22 | BofA Securities | Maintains | Buy → Buy | — | $64.06 | $64.37 | +0.5% | +0.3% | -2.5% | -0.2% | +1.4% | -0.8% |
| Jan 7 | Raymond James | Downgrade | Strong Buy → Outperform | — | $62.14 | $62.05 | -0.1% | -1.9% | +0.4% | -1.1% | -0.5% | -0.7% |
| Jan 5 | Barclays | Upgrade | Equal Weight → Overweight | — | $59.39 | $59.88 | +0.8% | +2.8% | +1.8% | -1.9% | +0.4% | -1.1% |
| Dec 22 | Truist | Maintains | Hold → Hold | — | $59.19 | $59.33 | +0.2% | +1.2% | -0.6% | +0.6% | -0.1% | -1.2% |
| Dec 17 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $58.14 | $58.38 | +0.4% | +0.8% | -0.3% | +1.3% | +1.2% | -0.6% |
| Dec 11 | Baird | Downgrade | Outperform → Neutral | — | $58.46 | $57.75 | -1.2% | -0.2% | +0.1% | +0.1% | -0.5% | +0.8% |
| Oct 17 | Truist | Maintains | Hold → Hold | — | $48.39 | $48.77 | +0.8% | +1.9% | +2.0% | +1.1% | -0.4% | +0.7% |
| Oct 16 | DA Davidson | Maintains | Buy → Buy | — | $51.70 | $51.88 | +0.3% | -6.4% | +1.9% | +2.0% | +1.1% | -0.4% |
| Oct 16 | Barclays | Maintains | Equal Weight → Equal Weight | — | $51.70 | $51.88 | +0.3% | -6.4% | +1.9% | +2.0% | +1.1% | -0.4% |
| Oct 9 | BofA Securities | Upgrade | Neutral → Buy | — | $52.01 | $52.56 | +1.1% | -0.3% | -5.0% | +2.0% | +3.1% | -0.2% |
| Oct 7 | UBS | Maintains | Buy → Buy | — | $54.00 | $54.32 | +0.6% | -1.6% | -2.1% | -0.3% | -5.0% | +2.0% |
| Oct 3 | Truist | Maintains | Hold → Hold | — | $52.98 | $53.39 | +0.8% | +1.6% | +0.3% | -1.6% | -2.1% | -0.3% |
| Sep 30 | Evercore ISI | Maintains | Outperform → Outperform | — | $53.65 | $53.76 | +0.2% | -0.9% | -0.8% | +0.5% | +1.6% | +0.3% |
| Sep 29 | Morgan Stanley | Upgrade | Equal Weight → Overweight | — | $53.38 | $54.50 | +2.1% | +0.5% | -0.9% | -0.8% | +0.5% | +1.6% |
| Sep 19 | Citigroup | Maintains | Buy → Buy | — | $53.64 | $53.58 | -0.1% | -0.2% | -1.9% | +1.1% | +0.1% | -0.5% |
| Sep 17 | Evercore ISI | Maintains | Outperform → Outperform | — | $51.13 | $51.15 | +0.0% | +2.2% | +2.6% | -0.2% | -1.9% | +1.1% |
| Aug 1 | JP Morgan | Upgrade | Neutral → Overweight | — | $47.72 | $47.17 | -1.2% | -1.9% | +1.6% | -0.6% | -0.8% | -0.6% |
| Jul 21 | Citigroup | Maintains | Buy → Buy | — | $48.58 | $48.65 | +0.1% | +0.0% | +1.1% | +1.5% | -1.2% | +0.4% |
| Jul 18 | Barclays | Maintains | Equal Weight → Equal Weight | — | $48.82 | $49.68 | +1.8% | -0.5% | +0.0% | +1.1% | +1.5% | -1.2% |
| Jul 18 | Evercore ISI | Upgrade | In Line → Outperform | — | $48.82 | $49.68 | +1.8% | -0.5% | +0.0% | +1.1% | +1.5% | -1.2% |
| Jul 18 | DA Davidson | Maintains | Buy → Buy | — | $48.82 | $49.68 | +1.8% | -0.5% | +0.0% | +1.1% | +1.5% | -1.2% |
| Jul 18 | Raymond James | Maintains | Strong Buy → Strong Buy | — | $48.82 | $49.68 | +1.8% | -0.5% | +0.0% | +1.1% | +1.5% | -1.2% |
| Jul 2 | Citigroup | Maintains | Buy → Buy | — | $46.10 | $46.19 | +0.2% | +2.0% | +1.5% | -1.4% | +1.0% | -0.3% |
| May 30 | UBS | Maintains | Buy → Buy | — | $40.26 | $40.16 | -0.2% | +0.2% | -0.7% | +1.9% | -1.6% | +0.2% |
| Apr 17 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $35.46 | $35.73 | +0.8% | -0.0% | -2.7% | +3.9% | +1.9% | +2.6% |
| Apr 17 | RBC Capital | Maintains | Outperform → Outperform | — | $35.46 | $35.73 | +0.8% | -0.0% | -2.7% | +3.9% | +1.9% | +2.6% |
| Apr 17 | Barclays | Maintains | Equal Weight → Equal Weight | — | $35.46 | $35.73 | +0.8% | -0.0% | -2.7% | +3.9% | +1.9% | +2.6% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| May 12, 2026 | Moosally MichelleOff | Chief Legal Officer | Sell | 6,050 | $62.16 | $376K | 22,565 | -0.52% | -0.08% |
8-K
Citizens Financial Group, Inc. -- 8-K Filing
Citizens Financial Group reported material developments requiring SEC disclosure, likely indicating significant operational, financial, or strategic changes that could materially impact earnings, capital position, or shareholder value.
Apr 24
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
Citizens Financial Group disclosed Q1 2026 earnings results via Regulation FD, potentially signaling management confidence in recent performance while providing transparent guidance to all investors simultaneously.
Apr 16
8-K · 5.02
!!! Very High
Unknown — 8-K 5.02: Executive Change
An executive departure with a $700,000 severance package suggests potential leadership transition costs, which could temporarily impact earnings but may signal necessary management restructuring for operational improvement.
Mar 31
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Capital World Investors | 27,904,054 | $1.7B | Reduced | Mar 2026 |
| 2 | Vanguard Capital Management Llc | 26,864,839 | $1.6B | New | Mar 2026 |
| 3 | Invesco Ltd. | 22,926,809 | $1.4B | Added | Mar 2026 |
| 4 | Morgan Stanley | 22,435,950 | $1.3B | Added | Dec 2025 |
| 5 | Vanguard Portfolio Management Llc | 19,925,763 | $1.2B | New | Mar 2026 |
| 6 | Aqr Capital Management Llc | 7,340,645 | $434M | Reduced | Mar 2026 |
| 7 | Nordea Investment Management Ab | 7,323,185 | $430M | Added | Mar 2026 |
| 8 | Ninety One Uk Ltd | 6,768,224 | $406M | Added | Mar 2026 |
| 9 | Northern Trust Corp | 4,486,554 | $269M | — | Mar 2026 |
| 10 | Victory Capital Management Inc | 4,096,696 | $246M | Reduced | Mar 2026 |
| 11 | Royal Bank Of Canada | 4,034,949 | $242M | Reduced | Mar 2026 |
| 12 | Citadel Advisors Llc | 3,886,355 | $233M | Added | Mar 2026 |
| 13 | D.e. Shaw & Co | 2,957,561 | $177M | Added | Mar 2026 |
| 14 | Amundi | 2,810,153 | $169M | New | Mar 2026 |
| 15 | Bank Of America Corp /de/ | 2,682,294 | $161M | Reduced | Mar 2026 |
| 16 | Bank Of New York Mellon Corp | 2,524,511 | $151M | Reduced | Mar 2026 |
| 17 | Fmr Llc | 2,512,064 | $151M | Added | Mar 2026 |
| 18 | Ubs Group Ag | 2,258,155 | $135M | — | Mar 2026 |
| 19 | Swedbank Ab | 2,107,414 | $126M | Added | Mar 2026 |
| 20 | Acadian Asset Management Llc | 1,960,174 | $118M | Added | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
| # | Fund | Shares | Value | Period |
|---|---|---|---|---|
| 1 | Washington Mutual Investors Fund | 17,872,299 | $1.1B | Jan 2026 |
| 2 | iShares Select Dividend ETF | 5,377,749 | $339M | Jan 2026 |
| 3 | Fidelity 500 Index Fund | 5,465,763 | $329M | Feb 2026 |
| 4 | iShares Core S&P 500 ETF | 5,466,046 | $328M | Mar 2026 |
| 5 | Invesco Comstock Fund | 3,699,808 | $233M | Jan 2026 |
| 6 | Invesco KBW Bank ETF | 3,261,142 | $196M | Feb 2026 |
| 7 | VANGUARD WINDSOR II FUND | 3,072,451 | $194M | Jan 2026 |
| 8 | Invesco Equity and Income Fund | 2,906,267 | $175M | Feb 2026 |
| 9 | Invesco S&P 500 Equal Weight ETF | 2,727,449 | $172M | Jan 2026 |
| 10 | Invesco Small Cap Value Fund | 1,756,467 | $111M | Jan 2026 |
| 11 | VANGUARD HIGH DIVIDEND YIELD INDEX FUND | 1,727,432 | $109M | Jan 2026 |
| 12 | Capital Income Builder | 1,700,000 | $107M | Jan 2026 |
| 13 | BlackRock Equity Dividend Fund | 1,628,007 | $103M | Jan 2026 |
| 14 | Invesco Value Opportunities Fund | 1,608,153 | $101M | Jan 2026 |
| 15 | iShares Russell Mid-Cap ETF | 1,638,057 | $98M | Mar 2026 |
| 16 | Invesco Growth and Income Fund | 1,472,137 | $89M | Feb 2026 |
| 17 | Victory Pioneer Multi-Asset Income Fund | 1,082,059 | $68M | Jan 2026 |
| 18 | Schwab S&P 500 Index Fund | 969,609 | $61M | Jan 2026 |
| 19 | Baird Core Plus Bond Fund | 63,400,000 | $61M | Mar 2026 |
| 20 | Strategic Advisers U.S. Total Stock Fund | 959,560 | $58M | Feb 2026 |
Valuation
Market Cap
$29.21B
Enterprise Value
-$8.95B
P/E (TTM)
17.38x
Forward P/E
12.94x
PEG Ratio
0.49x
P/B
1.10x
P/S
2.62x
P/FCF
14.34x
EV/EBITDA
-3.32x
Shares Out
435.5M
Financials (TTM)
Revenue
$11.15B
Net Income
$1.83B
EBITDA
$2.69B
Free Cash Flow
$2.04B
Op Cash Flow
$2.21B
EPS Basic
$3.90
EPS Diluted
$3.86
EPS Forward
$5.18
Gross Margin
69.8%
Op Margin
20.9%
Net Margin
16.4%
Balance Sheet
Total Assets
$226.35B
Total Liab.
$200.03B
Total Equity
$26.32B
Cash
$49.38B
LT Debt
$11.22B
Book Value/Sh
$61.01
Debt/Equity
0.43x
Current Ratio
1.04
Quick Ratio
1.04
Returns & Growth
ROE
7.0%
ROA
0.8%
ROIC
4.2%
Rev Growth YoY
-9.7%
EPS Growth YoY
+28.3%
Price Returns
2W
+1.8%
1M
-4.3%
3M
+3.4%
6M
+15.1%
12M
+54.3%
Technicals
52W High
$68.12
52W Low
$41.32
50d MA
$64.03
200d MA
$58.73
RSI (14)
67.50
ATR (14)
$1.43
Beta
1.06
Avg Volume
4.4M
Dividends
Div Rate
$2.06
Div Yield
3.2%
Frequency
4
Ex-Div Date
Apr 30, 2026
Analyst Price Targets
Consensus
$72.42
High
$80.00
Low
$65.00
Median
$73.00
Data updated apr 25, 2026 12:53am
· Source: financialmodelingprep.com