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Portfolio (Quarterly) Guide ↗

Gradient Capital Advisors, LLC

· CIK 0001727917
13F Portfolio $386M AUM 177 positions Filed Apr 16, 2026 EDGAR ↗ ← All Funds
Q1 2026 Q4 2025 · All 6 New 29 Added 70 Reduced 3 Exited
Page 8 of 9  ·  177 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
141 PFE PFIZER INC COM Healthcare 10,356.0 $291K 0.07% $28.08 -14.4%
142 DIS DISNEY WALT CO COM Communication Services 2,964.0 $286K 0.07% $96.38 +4.9%
143 AMAT APPLIED MATLS INC COM Technology 819.0 $280K 0.07% -13.0 -1.6% $341.79 +72.3%
144 XLU STATE STREET UTILITIES SELECT SECTOR SPDR ETF 6,096.0 $280K 0.07% $45.89 -0.7%
145 SCHO SCHWAB SHORT-TERM US TREASURY ETF 11,373.0 $276K 0.07% -5K -28.7% $24.27 -0.6%
146 CFG CITIZENS FINL GROUP INC COM Financial Services 4,575.0 $274K 0.07% $59.97 +15.8%
147 DGCB DIMENSIONAL GLOBAL CREDIT ETF 4,961.0 $269K 0.07% $54.13 +1.0%
148 DFCA DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF 5,386.0 $268K 0.07% $49.85 +0.5%
149 SJNK STATE STREET SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF 10,460.0 $261K 0.07% +106.0 +1.0% $24.98 +0.0%
150 PG PROCTER & GAMBLE CO COM Consumer Defensive 1,781.0 $257K 0.07% $144.44 +5.3%
151 ICF ISHARES SELECT U.S. REIT ETF 4,120.0 $255K 0.07% $61.89 +10.4%
152 XLK STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF 1,868.0 $248K 0.06% -270.0 -12.6% $132.90 +37.8%
153 PLTR PALANTIR TECHNOLOGIES INC CL A Technology 1,693.0 $248K 0.06% $146.28 -22.4%
154 RTX RTX CORPORATION COM Industrials 1,256.0 $242K 0.06% $192.90 -4.1%
155 ACN ACCENTURE PLC IRELAND SHS CLASS A Technology 1,219.0 $242K 0.06% $198.29 -34.9%
156 IBDT ISHARES IBONDS DEC 2028 TERM CORPORATE ETF 9,532.0 $241K 0.06% $25.33 -0.4%
157 VYMI VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF 2,558.0 $241K 0.06% -336.0 -11.6% $94.24 +3.6%
158 IWC ISHARES MICRO-CAP ETF 1,510.0 $241K 0.06% $159.61 +20.4%
159 KRE STATE STREET SPDR S&P REGIONAL BANKING ETF 3,680.0 $240K 0.06% +358.0 +10.8% $65.15 +13.5%
160 TJX TJX COS INC NEW COM Consumer Cyclical 1,497.0 $239K 0.06% $159.70 +3.4%
Page 8 of 9  ·  177 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Technology 44.5%
Financial Services 21.7%
Communication Services 12.3%
Consumer Cyclical 8.7%
Healthcare 3.3%
Industrials 2.7%
Energy 2.5%
Real Estate 1.9%
Consumer Defensive 1.5%
Utilities 0.5%