Portfolio (Quarterly) Guide ↗

RETIREMENT INCOME SOLUTIONS, INC

· CIK 0001730386

13F Portfolio $581M AUM 172 positions Filed Aug 3, 2026 EDGAR ↗ ← All Funds

Q2 2026 Q1 2026 · All 6 Added 15 Reduced 1 Exited

#	Ticker	Company	Sector	Shares	Value ↓	% Port	Chg Shares	Chg %	Period Price ①	Since Period ①
1	SPYM	SPDR SERIES TRUST	—	1,849,918.0	$141.6M	24.38%	-10K	-0.5%	$76.54	+17.8%
2	IJH	ISHARES TR	—	230,999.0	$15.6M	2.69%	-3K	-1.5%	$67.53	+13.7%
3	SPYX	SPDR SERIES TRUST	—	164,718.0	$8.7M	1.50%	-5K	-2.8%	$53.03	+18.3%
4	JMUB	J P MORGAN EXCHANGE TRADED F	—	139,531.0	$7.0M	1.20%	-2K	-1.4%	$49.99	-0.6%
5	MDY	STATE STR SPDR S&P MIDCAP 40	Financial Services	10,145.0	$6.3M	1.08%	-83.0	-0.8%	$616.76	+13.4%
6	AVDE	AMERICAN CENTY ETF TR	—	56,639.0	$4.8M	0.83%	-1K	-1.9%	$84.84	+11.1%
7	SPYG	SPDR SERIES TRUST	—	33,419.0	$3.3M	0.56%	-384.0	-1.1%	$97.91	+22.8%
8	AMZN	AMAZON COM INC	Consumer Cyclical	8,469.0	$1.8M	0.30%	-8K	-48.6%	$208.27	+24.2%
9	PNOV	INNOVATOR ETFS TRUST	—	38,000.0	$1.6M	0.27%	-2K	-4.1%	$40.86	+10.8%
10	PDEC	INNOVATOR ETFS TRUST	—	28,059.0	$1.2M	0.20%	-2K	-5.5%	$42.50	+10.1%
11	CWI	SPDR INDEX SHS FDS	—	26,562.0	$972K	0.17%	-3K	-8.8%	$36.59	+13.5%
12	JNJ	JOHNSON & JOHNSON	Healthcare	3,073.0	$751K	0.13%	-212.0	-6.5%	$244.44	+10.6%
13	PG	PROCTER & GAMBLE CO	Consumer Defensive	4,519.0	$653K	0.11%	-410.0	-8.3%	$144.44	+0.2%
14	AMGN	AMGEN INC	Healthcare	1,229.0	$432K	0.07%	-239.0	-16.3%	$351.85	+24.9%
15	ORCL	ORACLE CORP	Technology	2,101.0	$309K	0.05%	-2K	-51.7%	$147.11	-0.4%

① Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation

Financial Services 71.9%

Technology 11.5%

Healthcare 4.0%

Communication Services 2.7%

Consumer Cyclical 2.6%

Consumer Defensive 2.5%

Industrials 1.6%

Utilities 1.4%

Basic Materials 0.9%

Energy 0.6%