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Portfolio (Quarterly) Guide ↗

Lutz Financial Services LLC

· CIK 0001737112
13F Portfolio $1.5B AUM 102 positions Filed Feb 6, 2026 EDGAR ↗ ← All Funds
Q4 2025 Q3 2025 · All 7 New 41 Added 34 Reduced 1 Exited
Page 2 of 3  ·  41 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
21 AVUV AMERICAN CENTY ETF TR 114,577.0 $11.7M 0.80% +16K +16.4% $101.98 +17.7%
22 DFAT DIMENSIONAL ETF TRUST 152,294.0 $9.1M 0.62% +13K +9.3% $59.54 +12.4%
23 STIP ISHARES TR 83,383.0 $8.5M 0.58% +7K +9.2% $102.39 +0.9%
24 DFEM DIMENSIONAL ETF TRUST 240,175.0 $7.9M 0.54% +12K +5.1% $33.08 +20.1%
25 DFUV DIMENSIONAL ETF TRUST 152,015.0 $7.1M 0.48% +24K +18.8% $46.59 +14.0%
26 IEMG ISHARES INC 89,404.0 $6.0M 0.41% +4K +4.2% $67.22 +19.9%
27 ISTB ISHARES TR 94,072.0 $4.6M 0.31% +2K +2.5% $48.75 -1.1%
28 VMBS VANGUARD SCOTTSDALE FDS 42,449.0 $2.0M 0.14% +661.0 +1.6% $47.08 -1.1%
29 DFIV DIMENSIONAL ETF TRUST 29,623.0 $1.5M 0.10% +1K +3.7% $49.90 +11.3%
30 VV VANGUARD INDEX FDS 3,674.0 $1.2M 0.08% +49.0 +1.4% $314.77 +9.0%
31 IWM ISHARES TR 4,200.0 $1.0M 0.07% +553.0 +15.2% $246.17 +15.8%
32 AMZN AMAZON COM INC Consumer Cyclical 3,719.0 $858K 0.06% +361.0 +10.8% $230.82 +15.4%
33 EFA ISHARES TR 8,127.0 $780K 0.05% +5K +143.5% $96.03 +8.3%
34 META META PLATFORMS INC Communication Services 838.0 $553K 0.04% +18.0 +2.2% $660.09 -7.5%
35 AVGO BROADCOM INC Technology 1,465.0 $507K 0.03% +137.0 +10.3% $346.10 +19.7%
36 AVDV AMERICAN CENTY ETF TR 5,120.0 $481K 0.03% +946.0 +22.7% $93.97 +15.2%
37 AVUS AMERICAN CENTY ETF TR 4,044.0 $452K 0.03% +263.0 +7.0% $111.78 +12.5%
38 DFSV DIMENSIONAL ETF TRUST 12,109.0 $398K 0.03% +293.0 +2.5% $32.89 +13.8%
39 LLY ELI LILLY & CO Healthcare 325.0 $349K 0.02% +26.0 +8.7% $1074.68 -0.9%
40 QQQ INVESCO QQQ TR Financial Services 551.0 $339K 0.02% +12.0 +2.2% $614.40 +16.8%
Page 2 of 3  ·  41 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Financial Services 86.8%
Technology 8.3%
Communication Services 2.7%
Consumer Cyclical 1.3%
Healthcare 0.5%
Consumer Defensive 0.4%