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Portfolio (Quarterly) Guide ↗

Lutz Financial Services LLC

· CIK 0001737112
13F Portfolio $1.5B AUM 102 positions Filed Feb 6, 2026 EDGAR ↗ ← All Funds
Q4 2025 Q3 2025 · All 7 New 41 Added 34 Reduced 1 Exited
Page 1 of 2  ·  34 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
1 SPY SPDR S&P 500 ETF TR Financial Services 66,871.0 $45.6M 3.10% -3K -4.1% $681.92 +9.3%
2 IVE ISHARES TR 106,970.0 $22.7M 1.54% -3K -2.6% $212.07 +7.5%
3 SCHM SCHWAB STRATEGIC TR 670,307.0 $20.2M 1.37% -5K -0.7% $30.07 +15.5%
4 SCHX SCHWAB STRATEGIC TR 728,336.0 $19.6M 1.33% -8K -1.1% $26.91 +9.0%
5 VTV VANGUARD INDEX FDS 81,790.0 $15.6M 1.06% -701.0 -0.8% $190.99 +10.4%
6 VOOV VANGUARD ADMIRAL FDS INC 74,136.0 $15.2M 1.03% -641.0 -0.9% $204.85 +7.5%
7 TIP ISHARES TR 133,199.0 $14.6M 1.00% -715.0 -0.5% $109.91 +0.4%
8 SLYV SPDR SERIES TRUST 143,431.0 $13.0M 0.89% -948.0 -0.7% $90.97 +13.6%
9 AVDE AMERICAN CENTY ETF TR 154,322.0 $12.7M 0.86% -2K -1.0% $82.32 +10.3%
10 IVOV VANGUARD ADMIRAL FDS INC 116,480.0 $11.8M 0.80% -1K -1.1% $101.01 +7.5%
11 SCHA SCHWAB STRATEGIC TR 408,365.0 $11.6M 0.79% -4K -1.1% $28.48 +17.0%
12 IUSV ISHARES TR 112,344.0 $11.5M 0.78% -926.0 -0.8% $102.54 +7.6%
13 MDY SPDR S&P MIDCAP 400 ETF TR Financial Services 18,573.0 $11.2M 0.76% -279.0 -1.5% $603.29 +11.2%
14 SUB ISHARES TR 57,779.0 $6.2M 0.42% -8K -12.1% $106.70 -0.4%
15 IJS ISHARES TR 42,858.0 $4.9M 0.33% -954.0 -2.2% $113.72 +13.8%
16 IWV ISHARES TR 12,175.0 $4.7M 0.32% -491.0 -3.9% $386.85 +9.2%
17 STPZ PIMCO ETF TR 78,868.0 $4.2M 0.29% -7K -7.9% $53.66 +0.5%
18 BERKSHIRE HATHAWAY INC DEL 4,655.0 $2.3M 0.16% -33.0 -0.7% $502.65
19 NVDA NVIDIA CORPORATION Technology 10,254.0 $1.9M 0.13% -370.0 -3.5% $186.50 +15.5%
20 AAPL APPLE INC Technology 6,044.0 $1.6M 0.11% -1K -14.6% $271.86 +13.6%
Page 1 of 2  ·  34 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Financial Services 86.8%
Technology 8.3%
Communication Services 2.7%
Consumer Cyclical 1.3%
Healthcare 0.5%
Consumer Defensive 0.4%