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Portfolio (Quarterly) Guide ↗

Lutz Financial Services LLC

· CIK 0001737112
13F Portfolio $1.5B AUM 102 positions Filed Feb 6, 2026 EDGAR ↗ ← All Funds
Q4 2025 Q3 2025 · All 7 New 41 Added 34 Reduced 1 Exited
Page 2 of 6  ·  102 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
21 SCHX SCHWAB STRATEGIC TR 728,336.0 $19.6M 1.33% -8K -1.1% $26.91 +9.0%
22 DFAS DIMENSIONAL ETF TRUST 237,201.0 $16.5M 1.12% +5K +2.0% $69.67 +11.3%
23 IVV ISHARES TR 23,966.0 $16.4M 1.12% +224.0 +0.9% $684.94 +9.4%
24 VOE VANGUARD INDEX FDS 89,461.0 $15.9M 1.08% $177.37 +9.6%
25 IJJ ISHARES TR 120,056.0 $15.8M 1.07% $131.59 +7.1%
26 VTV VANGUARD INDEX FDS 81,790.0 $15.6M 1.06% -701.0 -0.8% $190.99 +10.4%
27 QUAL ISHARES TR 77,301.0 $15.4M 1.04% +4K +5.7% $198.62 +7.9%
28 VOOV VANGUARD ADMIRAL FDS INC 74,136.0 $15.2M 1.03% -641.0 -0.9% $204.85 +7.5%
29 TIP ISHARES TR 133,199.0 $14.6M 1.00% -715.0 -0.5% $109.91 +0.4%
30 SLYV SPDR SERIES TRUST 143,431.0 $13.0M 0.89% -948.0 -0.7% $90.97 +13.6%
31 AVDE AMERICAN CENTY ETF TR 154,322.0 $12.7M 0.86% -2K -1.0% $82.32 +10.3%
32 IVOV VANGUARD ADMIRAL FDS INC 116,480.0 $11.8M 0.80% -1K -1.1% $101.01 +7.5%
33 AVUV AMERICAN CENTY ETF TR 114,577.0 $11.7M 0.80% +16K +16.4% $101.98 +17.7%
34 SCHA SCHWAB STRATEGIC TR 408,365.0 $11.6M 0.79% -4K -1.1% $28.48 +17.0%
35 IUSV ISHARES TR 112,344.0 $11.5M 0.78% -926.0 -0.8% $102.54 +7.6%
36 MDY SPDR S&P MIDCAP 400 ETF TR Financial Services 18,573.0 $11.2M 0.76% -279.0 -1.5% $603.29 +11.2%
37 DFAT DIMENSIONAL ETF TRUST 152,294.0 $9.1M 0.62% +13K +9.3% $59.54 +12.4%
38 STIP ISHARES TR 83,383.0 $8.5M 0.58% +7K +9.2% $102.39 +0.9%
39 DFEM DIMENSIONAL ETF TRUST 240,175.0 $7.9M 0.54% +12K +5.1% $33.08 +20.1%
40 DFUV DIMENSIONAL ETF TRUST 152,015.0 $7.1M 0.48% +24K +18.8% $46.59 +14.0%
Page 2 of 6  ·  102 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Financial Services 86.8%
Technology 8.3%
Communication Services 2.7%
Consumer Cyclical 1.3%
Healthcare 0.5%
Consumer Defensive 0.4%