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Portfolio (Quarterly) Guide ↗

Lutz Financial Services LLC

· CIK 0001737112
13F Portfolio $1.5B AUM 102 positions Filed Feb 6, 2026 EDGAR ↗ ← All Funds
Q4 2025 Q3 2025 · All 7 New 41 Added 34 Reduced 1 Exited
Page 5 of 6  ·  102 positions
# Ticker Company Sector Shares Value ↓ % Port Chg Shares Chg % Period Price ① Since Period ①
81 AVUS AMERICAN CENTY ETF TR 4,044.0 $452K 0.03% +263.0 +7.0% $111.78 +12.5%
82 JPM JPMORGAN CHASE & CO. Financial Services 1,374.0 $443K 0.03% -160.0 -10.4% $322.22 -4.9%
83 IWN ISHARES TR 2,440.0 $442K 0.03% $181.21 +16.6%
84 VT VANGUARD INTL EQUITY INDEX F 2,988.0 $421K 0.03% -94.0 -3.0% $141.05 +10.3%
85 DFSV DIMENSIONAL ETF TRUST 12,109.0 $398K 0.03% +293.0 +2.5% $32.89 +13.8%
86 IWR ISHARES TR 4,065.0 $391K 0.03% $96.28 +10.0%
87 SCHF SCHWAB STRATEGIC TR 14,938.0 $359K 0.02% $24.04 +13.4%
88 LLY ELI LILLY & CO Healthcare 325.0 $349K 0.02% +26.0 +8.7% $1074.68 -0.9%
89 AVLV AMERICAN CENTY ETF TR 4,523.0 $343K 0.02% NEW $75.77 +17.9%
90 QQQ INVESCO QQQ TR Financial Services 551.0 $339K 0.02% +12.0 +2.2% $614.40 +16.8%
91 QEMM SPDR INDEX SHS FDS 5,015.0 $332K 0.02% $66.15 +19.7%
92 ILCB ISHARES TR 3,306.0 $312K 0.02% $94.38 +9.4%
93 VCIT VANGUARD SCOTTSDALE FDS 3,616.0 $303K 0.02% -500.0 -12.2% $83.74 -1.8%
94 ONEY SPDR SERIES TRUST 2,295.0 $261K 0.02% $113.56 +12.2%
95 WMT WALMART INC Consumer Defensive 2,204.0 $246K 0.02% -242.0 -9.9% $111.41 +8.0%
96 SCHV SCHWAB STRATEGIC TR 8,275.0 $245K 0.02% $29.61 +12.5%
97 V VISA INC Financial Services 660.0 $231K 0.02% -90.0 -12.0% $350.71 -6.2%
98 SPEM SPDR INDEX SHS FDS 4,828.0 $226K 0.01% NEW $46.81 +9.8%
99 VUG VANGUARD INDEX FDS 451.0 $220K 0.01% NEW $488.34 -82.1%
100 IGIB ISHARES TR 4,007.0 $216K 0.01% $53.89 -1.9%
Page 5 of 6  ·  102 positions

Period Price is the implied market price on the last day of the reporting period, calculated as reported value ÷ shares held. It is not the fund's purchase price or cost basis — the fund may have initiated or added to the position at any point during the quarter at a different price. Since Period shows the price change from that quarter-end snapshot to today's last price — it reflects stock movement after the report date, not the fund's actual return.

Sector Allocation
Financial Services 86.8%
Technology 8.3%
Communication Services 2.7%
Consumer Cyclical 1.3%
Healthcare 0.5%
Consumer Defensive 0.4%