ACIC
American Coastal Insurance Corporation NASDAQ Listed Nov 7, 2007$10.50
+0.10%
vs $10.49
Mkt Cap $522.7M
52w Low $9.89
19.4% of range
52w High $13.03
50d MA $11.03
200d MA $11.45
P/E (TTM)
4.9x
EV/EBITDA
-7.4x
P/B
1.6x
Debt/Equity
0.5x
ROE
33.6%
P/FCF
7.4x
RSI (14)
51.50
ATR (14)
$0.23
Beta
-0.61
50d MA
$11.03
200d MA
$11.45
Avg Volume
297.4K
American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is headquartered in Saint Petersburg, Florida.
800 2nd Avenue S. · Saint Petersburg, FL 33701 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| May 5, 2026 | AMC | 0.44 | 0.39 | -11.4% | 11.87 | -7.2% | -12.0% | +3.9% | -2.9% | -3.4% | +4.1% | — |
| Feb 19, 2026 | AMC | 0.42 | 0.51 | +21.4% | 11.13 | +1.4% | -2.2% | -1.8% | +3.4% | +2.0% | +0.8% | — |
| Nov 5, 2025 | AMC | 0.39 | 0.61 | +56.4% | 12.40 | +0.8% | -1.7% | -0.4% | -1.4% | +0.6% | +0.0% | — |
| Aug 6, 2025 | AMC | 0.38 | 0.54 | +42.1% | 10.18 | +4.3% | +5.2% | -4.4% | +4.9% | -0.5% | +1.8% | — |
| May 8, 2025 | AMC | 0.40 | 0.42 | +5.0% | 11.92 | -6.7% | -6.4% | -0.3% | +0.4% | -1.4% | -0.1% | — |
| Feb 27, 2025 | AMC | 0.15 | 0.12 | -20.0% | 12.69 | -0.2% | -4.3% | -3.4% | +2.0% | +6.9% | -5.3% | — |
| Nov 6, 2024 | AMC | 0.35 | 0.54 | +54.3% | 13.30 | +1.3% | -5.0% | +4.0% | +2.1% | +0.4% | -2.2% | — |
| Aug 7, 2024 | AMC | 0.30 | 0.40 | +33.3% | 11.65 | -7.4% | -3.3% | +1.9% | -8.4% | +6.0% | +0.6% | — |
| May 9, 2024 | AMC | 0.25 | 0.50 | +100.0% | 10.91 | +7.2% | +11.6% | -1.8% | +2.3% | +2.2% | +0.8% | — |
| Feb 29, 2024 | AMC | 0.21 | 0.39 | +85.7% | 13.94 | -1.9% | -14.6% | -8.8% | -4.6% | +0.3% | +1.9% | — |
| Nov 13, 2023 | AMC | -0.15 | 0.34 | +326.7% | 6.85 | +9.5% | +38.1% | -5.1% | -8.6% | -1.1% | -0.4% | — |
| Aug 10, 2023 | AMC | -0.20 | 0.65 | +425.0% | 7.96 | -4.0% | -1.6% | +1.3% | +3.9% | -4.6% | -2.8% | — |
| May 15, 2023 | AMC | -0.25 | 0.71 | +384.0% | 4.09 | +14.7% | +29.6% | -0.2% | -1.7% | +10.2% | +9.4% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Nov 12 | Raymond James | Maintains | Outperform → Outperform | — | $13.41 | $13.31 | -0.7% | +0.4% | -2.2% | -2.4% | +0.4% | +1.4% |
| May 9 | Wells Fargo | Maintains | Underweight → Underweight | — | $2.26 | $2.26 | +0.0% | -0.9% | -37.9% | +7.2% | +9.4% | -4.9% |
| Aug 9 | Raymond James | Downgrade | Outperform → Market Perform | — | $4.16 | $4.11 | -1.2% | -4.8% | +1.3% | +3.2% | -0.7% | -0.2% |
| Jul 8 | Wells Fargo | Maintains | Underweight → Underweight | — | $5.06 | $5.00 | -1.2% | -2.0% | -0.2% | -1.4% | +0.0% | -0.4% |
| Apr 18 | Raymond James | Maintains | Outperform → Outperform | — | — | — | — | — | — | — | — | — |
| Feb 28 | Raymond James | Maintains | Outperform → Outperform | — | — | — | — | — | — | — | — | — |
| Nov 8 | Raymond James | Maintains | Outperform → Outperform | — | — | — | — | — | — | — | — | — |
| Sep 22 | Wells Fargo | Maintains | Underweight → Underweight | — | $7.30 | $7.25 | -0.7% | -3.4% | -9.8% | -3.0% | +1.0% | +4.2% |
| Sep 20 | Raymond James | Maintains | Outperform → Outperform | — | — | — | — | — | — | — | — | — |
| Apr 2 | Raymond James | Maintains | Outperform → Outperform | — | $8.10 | $7.48 | -7.7% | +5.6% | -6.0% | +1.0% | +1.7% | +2.8% |
| Feb 24 | Raymond James | Maintains | Outperform → Outperform | — | $10.03 | $9.85 | -1.8% | +1.3% | +0.5% | -2.0% | -1.3% | -4.9% |
| Jan 5 | Wells Fargo | Downgrade | Equal Weight → Underweight | — | — | — | — | — | — | — | — | — |
| May 7 | Wells Fargo | Downgrade | Outperform → Market Perform | — | $15.76 | $15.66 | -0.6% | -0.4% | -5.5% | -2.2% | +0.4% | -1.6% |
| Nov 4 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | — | — | — | — | — | — | — | — |
| May 13 | Raymond James | Downgrade | Strong Buy → Outperform | — | — | — | — | — | — | — | — | — |
| Aug 8 | JMP Securities | Upgrade | Market Underperform → Market Perform | — | $15.54 | $15.47 | -0.5% | +0.2% | +2.9% | +0.7% | +0.1% | +2.0% |
| Feb 8 | Raymond James | Upgrade | Outperform → Strong Buy | — | $13.29 | $13.25 | -0.3% | +0.7% | +17.4% | +2.9% | -1.3% | +0.1% |
| Nov 1 | JMP Securities | Downgrade | Market Perform → Market Underperform | — | $14.50 | $14.54 | +0.3% | +1.0% | -24.0% | -3.3% | +5.4% | +0.5% |
| Jan 18 | JMP Securities | Downgrade | Market Outperform → Market Perform | — | — | — | — | — | — | — | — | — |
| May 3 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | — | — | — | — | — | — | — | — |
| Apr 30 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $19.80 | $18.86 | -4.7% | -16.0% | +1.6% | +0.3% | -4.5% | -0.2% |
| Feb 22 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | — | — | — | — | — | — | — | — |
| May 4 | Raymond James | Maintains | Outperform → Outperform | — | — | — | — | — | — | — | — | — |
| Jan 15 | Raymond James | Maintains | Outperform → Outperform | — | $13.48 | $13.52 | +0.3% | +2.0% | +0.4% | -1.1% | -2.4% | -3.3% |
| Jan 1 | Sterne Agee | Downgrade | Buy → Neutral | — | — | — | — | — | — | — | — | — |
No insider trades available.
8-K · 8.01
!! High
American Coastal Insurance Corporation -- 8-K 8.01: Material Event / Announcement
May 15
8-K · 5.02
!!! Very High
American Coastal Insurance Corporation -- 8-K 5.02: Executive Change
American Coastal Insurance appointed Troy Crawford as Chief Underwriting Officer while he resigned as director, alongside two other board departures, signaling potential leadership restructuring.
Feb 20
8-K · 7.01
! Medium
American Coastal Insurance Corporation -- 8-K 7.01: Regulation FD Disclosure
American Coastal Insurance Corporation is preparing to conduct investor and analyst meetings starting February 19, 2026, using an earnings presentation to discuss company performance and outlook.
Feb 19
Institutional (13F) — Top 0
All ↗
No 13F holders found.
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$522.7M
Enterprise Value
-$1.29B
P/E (TTM)
4.88x
Forward P/E
7.09x
PEG Ratio
0.15x
P/B
1.60x
P/S
1.56x
P/FCF
7.38x
EV/EBITDA
-7.40x
Shares Out
49.8M
Financials (TTM)
Revenue
$335.4M
Net Income
$106.8M
EBITDA
$174.1M
Free Cash Flow
$70.9M
Op Cash Flow
$71.0M
EPS Basic
$2.20
EPS Diluted
$2.15
EPS Forward
$1.48
Gross Margin
86.3%
Op Margin
42.5%
Net Margin
31.9%
Balance Sheet
Total Assets
$834.8M
Total Liab.
$517.3M
Total Equity
$317.6M
Cash
$1.96B
LT Debt
$152.5M
Book Value/Sh
$6.55
Debt/Equity
0.49x
Current Ratio
0.00
Quick Ratio
0.00
Returns & Growth
ROE
33.6%
ROA
10.0%
ROIC
12.8%
Rev Growth YoY
+13.1%
EPS Growth YoY
+39.2%
Price Returns
2W
-1.7%
1M
-12.2%
3M
-8.3%
6M
-12.6%
12M
-3.2%
Technicals
52W High
$13.03
52W Low
$9.89
50d MA
$11.03
200d MA
$11.45
RSI (14)
51.50
ATR (14)
$0.23
Beta
-0.61
Avg Volume
297K
Dividends
Div Rate
$0.50
Div Yield
4.2%
Frequency
1
Ex-Div Date
Jan 2, 2026
Analyst Price Targets
Consensus
$1.90
High
$1.90
Low
$1.90
Median
$1.90
Data updated apr 24, 2026 10:33am
· Source: financialmodelingprep.com