ATLC
Atlanticus Holdings Corporation NASDAQ Listed Apr 23, 1999$100.12
+4.54%
vs $95.77
Mkt Cap $1.9B
52w Low $47.96
100.0% of range
52w High $100.12
50d MA $80.35
200d MA $64.17
P/E (TTM)
16.8x
EV/EBITDA
46.1x
P/B
2.5x
Debt/Equity
10.8x
ROE
20.1%
P/FCF
3.0x
RSI (14)
69.20
ATR (14)
$4.93
Beta
1.88
50d MA
$80.35
200d MA
$64.17
Avg Volume
125.7K
Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.
Five Concourse Parkway · Atlanta, GA 30328 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| May 7, 2026 | AMC | 1.69 | 2.23 | +32.0% | 78.34 | +2.0% | +8.3% | -4.7% | -4.0% | -1.6% | +5.2% | — |
| Mar 12, 2026 | AMC | 1.59 | 1.75 | +10.1% | 52.75 | +3.3% | -9.1% | +2.0% | +10.1% | -1.6% | +1.5% | — |
| Nov 10, 2025 | AMC | 1.34 | 1.48 | +10.4% | 51.00 | +0.2% | +1.4% | +1.5% | +1.7% | +0.1% | -4.0% | — |
| Aug 7, 2025 | AMC | 1.30 | 1.51 | +16.2% | 49.61 | +3.1% | +14.5% | +4.8% | +2.1% | +2.4% | -0.1% | — |
| May 8, 2025 | AMC | 1.33 | 1.49 | +12.0% | 55.78 | -2.3% | -1.6% | +4.6% | +0.6% | -0.5% | -8.0% | — |
| Mar 13, 2025 | AMC | 1.21 | 1.42 | +17.4% | 43.71 | +2.6% | +11.3% | -2.2% | +2.0% | +6.1% | -0.4% | — |
| Nov 7, 2024 | AMC | 1.23 | 1.27 | +3.3% | 42.21 | +0.3% | +5.8% | -1.1% | +0.7% | +3.8% | +6.5% | — |
| Aug 8, 2024 | AMC | 0.91 | 0.99 | +8.8% | 30.80 | +1.3% | -1.1% | +2.4% | +4.1% | -2.2% | +3.6% | — |
| May 10, 2024 | AMC | 1.01 | 1.09 | +7.9% | 28.91 | +0.0% | -2.6% | -3.4% | -6.7% | -5.6% | +0.9% | — |
| Mar 4, 2024 | AMC | 0.96 | 1.06 | +10.4% | 31.96 | -4.0% | -5.1% | +2.6% | -0.6% | -0.5% | +0.8% | — |
| Nov 8, 2023 | AMC | 1.01 | 1.03 | +2.0% | 31.80 | -7.9% | -4.0% | +1.1% | -2.4% | +8.8% | -4.2% | — |
| Aug 8, 2023 | AMC | 0.82 | 1.02 | +24.4% | 35.87 | +0.8% | -1.4% | +5.1% | -3.7% | +0.1% | -0.2% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mar 23 | B. Riley Securities | Maintains | Buy → Buy | — | $54.67 | $55.14 | +0.9% | +3.0% | -0.6% | -3.3% | -1.8% | -0.8% |
| Mar 17 | Citizens | Maintains | Market Outperform → Market Outperform | — | $48.93 | $50.34 | +2.9% | +10.1% | -1.6% | +1.5% | +1.5% | +3.0% |
| Dec 11 | Citizens | Maintains | Market Outperform → Market Outperform | — | $63.59 | $65.00 | +2.2% | +5.0% | -1.2% | -1.7% | +4.0% | -0.7% |
| Oct 27 | BTIG | Maintains | Buy → Buy | — | $61.24 | $61.63 | +0.6% | -4.0% | -0.1% | -4.2% | -3.5% | +1.5% |
| Sep 18 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $71.77 | $73.97 | +3.1% | -0.4% | -1.7% | -0.1% | -2.9% | -2.1% |
| Sep 15 | B. Riley Securities | Maintains | Buy → Buy | — | $72.17 | $75.31 | +4.4% | +5.5% | -4.7% | -1.1% | -0.4% | -1.7% |
| Sep 15 | BTIG | Maintains | Buy → Buy | — | $72.17 | $75.31 | +4.4% | +5.5% | -4.7% | -1.1% | -0.4% | -1.7% |
| Sep 12 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $67.95 | $68.95 | +1.5% | +6.2% | +5.5% | -4.7% | -1.1% | -0.4% |
| Sep 11 | BTIG | Maintains | Buy → Buy | — | $67.14 | $67.28 | +0.2% | +1.2% | +6.2% | +5.5% | -4.7% | -1.1% |
| Aug 12 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $59.52 | $60.43 | +1.5% | +2.1% | +2.4% | -0.1% | -1.3% | +3.2% |
| Jul 17 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $52.60 | $52.75 | +0.3% | +1.5% | -2.9% | -0.4% | +0.5% | +2.0% |
| May 12 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $54.87 | $57.61 | +5.0% | +4.6% | +0.6% | -0.5% | -8.0% | -0.6% |
| Mar 21 | Citizens Capital Markets | Maintains | Market Outperform → Market Outperform | — | $51.28 | $50.18 | -2.1% | -1.5% | +4.5% | -1.7% | +0.2% | +1.9% |
| Mar 17 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $48.64 | $48.63 | -0.0% | -2.2% | +2.0% | +6.1% | -0.4% | -1.5% |
| Mar 14 | Citizens Capital Markets | Maintains | Market Outperform → Market Outperform | — | $43.71 | $44.83 | +2.6% | +11.3% | -2.2% | +2.0% | +6.1% | -0.4% |
| Dec 3 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $59.15 | $59.65 | +0.8% | +5.3% | +2.9% | -5.1% | +3.9% | -3.1% |
| Nov 21 | B. Riley Securities | Maintains | Buy → Buy | — | $51.47 | $52.13 | +1.3% | +5.5% | +1.6% | +3.4% | +0.4% | +2.6% |
| Nov 13 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $44.50 | $44.60 | +0.2% | +3.8% | +6.5% | -1.3% | +2.1% | +2.2% |
| Nov 12 | BTIG | Maintains | Buy → Buy | — | $44.17 | $43.86 | -0.7% | +0.7% | +3.8% | +6.5% | -1.3% | +2.1% |
| Oct 14 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $35.58 | $35.99 | +1.2% | +0.2% | +0.1% | +1.7% | +3.1% | -0.1% |
| May 28 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $25.48 | $25.39 | -0.4% | +5.5% | -4.4% | +1.4% | -1.3% | +1.9% |
| May 13 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $28.91 | $28.91 | +0.0% | -2.6% | -3.4% | -6.7% | -5.6% | +0.9% |
| Apr 17 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $26.11 | $26.11 | +0.0% | -2.1% | -4.1% | -0.7% | -3.7% | +3.5% |
| Mar 11 | JMP Securities | Maintains | Outperform → Outperform | — | $30.75 | $31.17 | +1.4% | +0.8% | -2.1% | -0.9% | -0.2% | +0.3% |
| Mar 5 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $31.96 | $30.68 | -4.0% | -5.1% | +2.6% | -0.6% | -0.5% | +0.8% |
| Nov 13 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $30.86 | $30.37 | -1.6% | -2.4% | +8.8% | -4.2% | -1.8% | +0.2% |
| Oct 16 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $28.19 | $28.49 | +1.1% | +7.1% | +2.0% | -1.9% | -2.4% | -0.4% |
| Aug 14 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $35.78 | $35.02 | -2.1% | +0.1% | -0.2% | -4.7% | -1.0% | +2.8% |
| Jun 20 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $38.80 | $37.55 | -3.2% | +0.6% | +2.7% | +1.3% | -1.0% | +0.3% |
| May 10 | JMP Securities | Maintains | Market Outperform → Outperform | — | $29.14 | $30.29 | +3.9% | -1.2% | +1.8% | +0.4% | -0.3% | -2.9% |
| Jan 13 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $30.13 | $29.58 | -1.8% | -1.0% | -0.4% | +0.6% | -1.6% | +4.3% |
| Jul 15 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $39.40 | $40.08 | +1.7% | -0.3% | -0.5% | +4.7% | +2.1% | +1.7% |
| May 16 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $35.25 | $34.74 | -1.4% | -7.7% | +8.4% | -0.5% | -1.4% | +1.5% |
| May 16 | B. Riley Securities | Maintains | Buy → Buy | — | $35.25 | $34.74 | -1.4% | -7.7% | +8.4% | -0.5% | -1.4% | +1.5% |
| Mar 17 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $53.33 | $53.00 | -0.6% | +5.5% | +7.5% | -9.7% | +3.3% | -2.0% |
| Sep 21 | JMP Securities | Maintains | Market Outperform → Outperform | — | $48.41 | $49.53 | +2.3% | +4.7% | +2.3% | +0.7% | -0.8% | +3.8% |
| Jun 14 | B. Riley Securities | Maintains | Buy → Buy | — | $39.05 | $39.71 | +1.7% | +2.4% | -1.2% | +3.7% | +1.1% | -10.3% |
No insider trades available.
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Capital Management Llc | 235,281 | $12M | New | Mar 2026 |
| 2 | Renaissance Technologies Llc | 115,558 | $6M | Reduced | Mar 2026 |
| 3 | Northern Trust Corp | 59,573 | $3M | Added | Mar 2026 |
| 4 | Jpmorgan Chase & Co | 54,084 | $3M | Added | Mar 2026 |
| 5 | Janney Montgomery Scott Llc | 51,629 | $3M | Added | Mar 2026 |
| 6 | Morgan Stanley | 37,260 | $2M | Reduced | Dec 2025 |
| 7 | Vanguard Portfolio Management Llc | 40,801 | $2M | New | Mar 2026 |
| 8 | Citadel Advisors Llc | 30,791 | $2M | Added | Mar 2026 |
| 9 | Arrowstreet Capital, Limited Partnership | 29,053 | $2M | Reduced | Mar 2026 |
| 10 | Panagora Asset Management Inc | 28,031 | $1M | Reduced | Mar 2026 |
| 11 | Victory Capital Management Inc | 27,989 | $1M | Reduced | Mar 2026 |
| 12 | Bank Of New York Mellon Corp | 23,023 | $1M | Reduced | Mar 2026 |
| 13 | Aqr Capital Management Llc | 21,882 | $1M | Added | Mar 2026 |
| 14 | Ubs Group Ag | 17,847 | $936K | Reduced | Mar 2026 |
| 15 | Raymond James Financial Inc | 16,757 | $879K | Reduced | Mar 2026 |
| 16 | Connor, Clark & Lunn Investment Management Ltd. | 12,470 | $835K | Reduced | Dec 2025 |
| 17 | Principal Financial Group Inc | 10,752 | $720K | Added | Dec 2025 |
| 18 | Invesco Ltd. | 13,278 | $697K | Reduced | Mar 2026 |
| 19 | Openarc Corporate Advisory, Llc | 11,368 | $596K | — | Mar 2026 |
| 20 | Picton Mahoney Asset Management | 10,810 | $567K | New | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$1.92B
Enterprise Value
$7.82B
P/E (TTM)
16.80x
Forward P/E
11.06x
PEG Ratio
0.34x
P/B
2.51x
P/S
2.73x
P/FCF
3.04x
EV/EBITDA
46.09x
Shares Out
19.2M
Financials (TTM)
Revenue
$704.5M
Net Income
$122.2M
EBITDA
$169.6M
Free Cash Flow
$632.9M
Op Cash Flow
$638.0M
EPS Basic
$7.39
EPS Diluted
$5.96
EPS Forward
$9.06
Gross Margin
56.3%
Op Margin
22.7%
Net Margin
17.3%
Balance Sheet
Total Assets
$7.62B
Total Liab.
$7.02B
Total Equity
$603.8M
Cash
$621.1M
LT Debt
$6.52B
Book Value/Sh
$39.93
Debt/Equity
10.75x
Current Ratio
1.76
Quick Ratio
1.76
Returns & Growth
ROE
20.1%
ROA
1.6%
ROIC
1.7%
Rev Growth YoY
+53.3%
EPS Growth YoY
+24.6%
Price Returns
2W
+7.4%
1M
+8.6%
3M
+64.8%
6M
+46.3%
12M
+75.8%
Technicals
52W High
$100.12
52W Low
$47.96
50d MA
$80.35
200d MA
$64.17
RSI (14)
69.20
ATR (14)
$4.93
Beta
1.88
Avg Volume
126K
Dividends
Div Rate
$0.82
Div Yield
1.1%
Frequency
—
Ex-Div Date
Dec 29, 2009
Analyst Price Targets
Consensus
$70.00
High
$95.00
Low
$45.00
Median
$70.00
Data updated apr 24, 2026 7:33pm
· Source: financialmodelingprep.com