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BFH

Bread Financial Holdings, Inc. NYSE
Financial Services ·Financial - Credit Services ·US · breadfinancial.com
$83.56
Mkt Cap $3.4B
52w Low $47.87 69.6% of range 52w High $99.13
50d MA $77.82 200d MA $69.12
P/E (TTM) 7.7x
EV/EBITDA 5.9x
P/B 1.1x
Debt/Equity 1.3x
ROE 16.9%
P/FCF 1.6x
RSI (14)
ATR (14)
Beta 1.14
50d MA $77.82
200d MA $69.12
Avg Volume 741.5K
About
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approxi…
Recent Earnings
Date Time Est Rptd Surp Base Gap% D1% D2% D3% D4% D5% Guide ▲★
Apr 23, 2026 AMC 3.00 4.18 +39.3% 92.12 -0.1% -6.5% -4.5% -6.3% -7.3% -8.0%
Jan 29, 2026 AMC 0.40 2.07 +417.5% 73.03 -0.9% -0.7% +0.0% +3.2% +4.8% +5.7%
Oct 23, 2025 AMC 2.11 4.02 +90.5% 65.46 +1.5% +0.1% +1.2% -0.8% -5.0% -5.4%
Jul 24, 2025 AMC 1.85 3.14 +69.7% 61.00 +1.0% +3.7% +5.0% +2.9% +1.3% +0.5%
Apr 24, 2025 AMC 2.10 2.86 +36.2% 48.91 -1.3% -0.0% -1.6% -1.0% -3.0% -2.3%
Jan 30, 2025 AMC 0.33 0.41 +24.2% 63.71 -0.6% -0.6% -0.9% -5.5% -2.8% -1.5%
Oct 24, 2024 AMC 1.94 1.84 -5.2% 50.06 +0.0% -1.4% +2.4% +0.1% +1.8% -0.4%
Jul 25, 2024 AMC 1.77 2.66 +50.3% 52.32 +1.6% +5.1% +1.5% +4.0% +4.3% -2.9%
Apr 25, 2024 AMC 3.02 2.70 -10.6% 36.65 -0.1% +0.9% +3.7% +0.7% +4.7% +12.4%
Jan 25, 2024 AMC -0.88 0.90 +202.3% 32.63 +1.6% +8.7% +11.0% +12.4% +11.2% +11.3%
Recent Analyst Ratings
Date Firm Action Grade Target Base Open Gap% D1% D2% D3% D4% D5%
Apr 29 Evercore ISI Maintains Outperform → Outperform $86.32 $86.14 -0.2% -1.0% -1.8% -1.1%
Apr 24 Barclays Maintains Underweight → Underweight $92.12 $92.00 -0.1% -6.5% -4.5% -6.3% -7.3% -8.0%
Apr 24 TD Cowen Maintains Hold → Hold $92.12 $92.00 -0.1% -6.5% -4.5% -6.3% -7.3% -8.0%
Apr 24 Keefe, Bruyette & Woods Maintains Outperform → Outperform $92.12 $92.00 -0.1% -6.5% -4.5% -6.3% -7.3% -8.0%
Apr 23 BTIG Maintains Buy → Buy $92.44 $95.70 +3.5% -0.3% -6.8% -4.8% -6.6% -7.6%
Apr 16 Morgan Stanley Upgrade Underweight → Equal Weight $83.15 $84.35 +1.4% +1.6% +8.9% +10.3% +9.8% +11.2%
Apr 6 Barclays Maintains Underweight → Underweight $73.02 $72.92 -0.1% +2.9% +1.8% +7.7% +9.2% +8.2%
Apr 6 Evercore ISI Maintains Outperform → Outperform $73.02 $72.92 -0.1% +2.9% +1.8% +7.7% +9.2% +8.2%
Jan 30 BTIG Maintains Buy → Buy $73.03 $72.34 -0.9% -0.7% +0.0% +3.2% +4.8% +5.7%
Jan 30 Barclays Maintains Underweight → Underweight $73.03 $72.34 -0.9% -0.7% +0.0% +3.2% +4.8% +5.7%
Recent Filings
8-K · 8.01 !! High
BREAD FINANCIAL HOLDINGS, INC. -- 8-K 8.01: Material Event / Announcement
Bread Financial Holdings completed a depositary share offering and plans to allocate proceeds toward general corporate purposes, subsidiary bank support, and potential share repurchases.
May 5
8-K · 7.01 ! Medium
Bread Financial Holdings, Inc. -- 8-K 7.01: Regulation FD Disclosure
Bread Financial Holdings provided Q1 2026 performance results, offering investors updated operational metrics and financial performance through March 31, 2026.
Apr 23
8-K · 8.01 !! High
Bread Financial Holdings, Inc. -- 8-K 8.01: Material Event / Announcement
Bread Financial Holdings announced a dividend payment to shareholders, providing income distribution to investors in the fintech-focused lender.
Apr 23
8-K · 7.01 ! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
Bread Financial disclosed material information via Regulation FD, suggesting potential news about payment/lending operations that could affect earnings guidance and investor expectations for this fintech company.
Mar 11
8-K · 7.01 ! Medium
Bread Financial Holdings, Inc. -- 8-K 7.01: Regulation FD Disclosure
Bread Financial Holdings released information on February 26, 2026, though specific details weren't disclosed in this regulatory filing summary for investors to assess.
Feb 26
8-K · 1.01 !! High
Bread Financial Holdings, Inc. -- 8-K 1.01: Material Agreement
Bread Financial Holdings entered into an agreement with Dealer ag, though the specific terms and financial impact require review of detailed filing documents for investor assessment.
Feb 18
8-K · 7.01 ! Medium
Bread Financial Holdings, Inc. -- 8-K 7.01: Regulation FD Disclosure
Bread Financial Holdings (BFH) released January 2026 performance metrics, giving investors updated financial and operational results for the recent period.
Feb 10
Data updated apr 24, 2026 9:17pm · Source: massive.com