CACC
Credit Acceptance Corporation NASDAQ Listed Jun 5, 1992$579.73
+2.91%
vs $563.32
Mkt Cap $6.5B
52w Low $411.04
100.0% of range
52w High $579.73
50d MA $533.75
200d MA $486.37
P/E (TTM)
15.4x
EV/EBITDA
9.7x
P/B
4.2x
Debt/Equity
4.2x
ROE
27.8%
P/FCF
6.2x
RSI (14)
52.20
ATR (14)
$20.00
Beta
1.32
50d MA
$533.75
200d MA
$486.37
Avg Volume
184.2K
Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.
25505 West Twelve Mile Road · Southfield, MI 48034-8339 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| May 5, 2026 | AMC | 10.73 | 10.71 | -0.2% | 525.67 | +3.7% | +2.7% | -3.2% | +2.0% | -2.1% | +1.0% | — |
| Jan 29, 2026 | AMC | 10.30 | 11.35 | +10.2% | 451.24 | +7.5% | +10.4% | +2.6% | -3.0% | +2.3% | -2.4% | — |
| Oct 30, 2025 | AMC | 9.87 | 10.28 | +4.2% | 452.38 | +4.1% | -1.1% | +2.2% | -6.0% | +5.0% | -7.7% | — |
| Jul 31, 2025 | AMC | 9.84 | 8.56 | -13.0% | 490.28 | -8.2% | -8.7% | +0.2% | +0.6% | +3.1% | -0.4% | — |
| Apr 30, 2025 | AMC | 10.31 | 8.66 | -16.0% | 487.42 | -5.4% | -4.0% | +4.4% | +1.5% | +0.2% | -2.5% | — |
| Jan 30, 2025 | AMC | 7.70 | 12.26 | +59.2% | 514.06 | +7.0% | -1.2% | +0.6% | +1.6% | +0.1% | +0.0% | — |
| Oct 30, 2024 | AMC | 9.21 | 6.35 | -31.1% | 461.93 | +1.0% | -8.0% | -1.8% | +1.5% | +2.2% | +5.8% | — |
| Jul 31, 2024 | AMC | 7.20 | -3.83 | -153.2% | 574.90 | -8.7% | -14.9% | -1.9% | -1.2% | -0.7% | -2.6% | — |
| Apr 30, 2024 | AMC | 6.81 | 5.08 | -25.4% | 513.72 | -4.5% | -4.1% | +1.7% | +1.0% | +3.1% | +1.2% | — |
| Jan 31, 2024 | AMC | 5.43 | 7.29 | +34.3% | 541.07 | +5.0% | +7.5% | +0.2% | -3.0% | -1.8% | -0.5% | — |
| Oct 30, 2023 | AMC | 5.71 | 5.43 | -4.9% | 397.06 | -0.5% | +1.4% | +3.2% | +5.0% | +1.6% | -3.0% | — |
| Aug 1, 2023 | AMC | 8.18 | 1.69 | -79.3% | 553.10 | -6.9% | -12.6% | +1.4% | +1.7% | +0.2% | +1.2% | — |
| May 1, 2023 | AMC | 8.81 | 7.61 | -13.6% | 498.73 | -12.5% | -13.8% | +4.8% | -2.8% | +2.7% | -0.9% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 17 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $494.56 | $509.99 | +3.1% | +6.7% | +2.9% | -4.0% | +1.1% | -1.7% |
| Jan 30 | TD Cowen | Maintains | Hold → Hold | — | $451.24 | $485.00 | +7.5% | +10.4% | +2.6% | -3.0% | +2.3% | -2.4% |
| Oct 31 | TD Cowen | Maintains | Sell → Sell | — | $452.38 | $471.11 | +4.1% | -1.1% | +2.2% | -6.0% | +5.0% | -7.7% |
| Jan 31 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $514.06 | $550.00 | +7.0% | -1.2% | +0.6% | +1.6% | +0.1% | +0.0% |
| Jan 31 | TD Cowen | Maintains | Sell → Sell | — | $514.06 | $550.00 | +7.0% | -1.2% | +0.6% | +1.6% | +0.1% | +0.0% |
| Jan 8 | TD Cowen | Maintains | Sell → Sell | — | $466.28 | $460.28 | -1.3% | -2.5% | -3.1% | +2.5% | +2.3% | +3.0% |
| Nov 1 | TD Cowen | Maintains | Sell → Sell | — | $425.00 | $422.37 | -0.6% | -1.8% | +1.5% | +2.2% | +5.8% | -0.8% |
| Aug 1 | TD Cowen | Maintains | Sell → Sell | — | $574.90 | $525.00 | -8.7% | -14.9% | -1.9% | -1.2% | -0.7% | -2.6% |
| May 2 | TD Cowen | Maintains | Sell → Sell | — | $492.58 | $491.27 | -0.3% | +1.7% | +1.0% | +3.1% | +1.2% | -2.8% |
| Oct 31 | BMO Capital | Maintains | Market Perform → Market Perform | — | $397.06 | $395.00 | -0.5% | +1.4% | +3.2% | +5.0% | +1.6% | -3.0% |
| Oct 31 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $397.06 | $395.00 | -0.5% | +1.4% | +3.2% | +5.0% | +1.6% | -3.0% |
| May 2 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $498.73 | $436.15 | -12.5% | -13.8% | +4.8% | -2.8% | +2.7% | -0.9% |
| May 2 | Credit Suisse | Maintains | Underperform → Underperform | — | $498.73 | $436.15 | -12.5% | -13.8% | +4.8% | -2.8% | +2.7% | -0.9% |
| Mar 9 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $443.53 | $448.72 | +1.2% | -3.7% | -2.5% | -3.1% | +0.6% | -1.0% |
| Feb 1 | BMO Capital | Maintains | Market Perform → Market Perform | — | $462.64 | $470.89 | +1.8% | +13.7% | +4.4% | -3.8% | -3.1% | -1.1% |
| Nov 3 | BMO Capital | Maintains | Market Perform → Market Perform | — | $437.31 | $428.35 | -2.0% | +1.8% | -0.5% | -0.4% | +1.9% | -0.8% |
| Nov 2 | Credit Suisse | Maintains | Underperform → Underperform | — | $471.84 | $432.21 | -8.4% | -7.3% | +1.8% | -0.5% | -0.4% | +1.9% |
| Nov 2 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $471.84 | $432.21 | -8.4% | -7.3% | +1.8% | -0.5% | -0.4% | +1.9% |
| Aug 2 | Credit Suisse | Maintains | Underperform → Underperform | — | $581.70 | $563.41 | -3.1% | -9.1% | +3.2% | -0.2% | -0.0% | +2.9% |
| May 3 | Credit Suisse | Maintains | Underperform → Underperform | — | $517.56 | $530.10 | +2.4% | +20.2% | +3.1% | -5.6% | -0.9% | -4.3% |
| Feb 1 | BMO Capital | Maintains | Market Perform → Market Perform | — | $539.56 | $525.00 | -2.7% | -2.5% | -0.8% | -2.1% | +2.0% | -0.2% |
| Nov 2 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $596.05 | $588.93 | -1.2% | +12.5% | +0.8% | +3.0% | -1.5% | -3.0% |
| Nov 2 | JMP Securities | Maintains | Market Underperform → Market Underperform | — | $596.05 | $588.93 | -1.2% | +12.5% | +0.8% | +3.0% | -1.5% | -3.0% |
| Nov 2 | Credit Suisse | Maintains | Underperform → Underperform | — | $596.05 | $588.93 | -1.2% | +12.5% | +0.8% | +3.0% | -1.5% | -3.0% |
| Jul 30 | Credit Suisse | Maintains | Underperform → Underperform | — | $481.61 | $465.00 | -3.4% | +0.7% | +8.9% | +2.6% | +3.8% | -3.1% |
| Jul 6 | Credit Suisse | Maintains | Underperform → Underperform | — | $453.21 | $449.36 | -0.8% | -0.5% | -2.9% | +0.1% | +2.3% | +0.5% |
| May 3 | BMO Capital | Maintains | Market Perform → Market Perform | — | $394.79 | $392.81 | -0.5% | +5.4% | +0.5% | -0.0% | -0.2% | +1.6% |
| Jul 31 | Janney Montgomery Scott | Upgrade | Sell → Neutral | — | $484.00 | $500.00 | +3.3% | -3.3% | +2.1% | -0.6% | +4.4% | +3.7% |
| Jul 31 | Credit Suisse | Maintains | Underperform → Underperform | — | $484.00 | $500.00 | +3.3% | -3.3% | +2.1% | -0.6% | +4.4% | +3.7% |
| Jul 31 | Janney Capital | Upgrade | Sell → Neutral | — | $484.00 | $500.00 | +3.3% | -3.3% | +2.1% | -0.6% | +4.4% | +3.7% |
| Apr 3 | JMP Securities | Maintains | Market Underperform → Market Underperform | — | $236.75 | $235.29 | -0.6% | -8.8% | +16.9% | +3.5% | +4.2% | +16.6% |
| Mar 19 | BTIG Research | Maintains | Sell → Sell | — | $295.26 | $276.02 | -6.5% | -3.1% | -9.7% | -9.3% | +11.1% | +7.9% |
| Mar 19 | BTIG | Maintains | Sell → Sell | — | $295.26 | $276.02 | -6.5% | -3.1% | -9.7% | -9.3% | +11.1% | +7.9% |
| Jan 31 | Janney Capital | Downgrade | Neutral → Sell | — | $466.84 | $440.48 | -5.6% | -8.1% | +1.3% | -0.6% | +0.6% | +3.2% |
| Jan 31 | Janney Montgomery Scott | Downgrade | Neutral → Sell | — | $466.84 | $440.48 | -5.6% | -8.1% | +1.3% | -0.6% | +0.6% | +3.2% |
| Nov 14 | Credit Suisse | Maintains | Underperform → Underperform | — | $429.02 | $433.57 | +1.1% | +1.5% | +0.8% | -1.9% | +0.1% | +0.3% |
| Nov 5 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $411.60 | $409.39 | -0.5% | +4.6% | -1.6% | +0.2% | +2.1% | +0.2% |
| Apr 30 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $497.94 | $509.99 | +2.4% | -0.3% | -0.3% | -0.3% | +0.8% | -0.1% |
| Mar 28 | Buckingham | Maintains | Neutral → Neutral | — | $445.83 | $444.35 | -0.3% | +0.5% | +0.9% | +1.1% | -0.3% | -0.1% |
| Jan 31 | Oppenheimer | Downgrade | Outperform → Market Perform | — | $414.37 | $387.68 | -6.4% | -3.9% | +4.9% | +2.2% | -0.9% | +0.8% |
| Jan 24 | BTIG Research | Maintains | Sell → Sell | — | $420.95 | $414.00 | -1.7% | -3.7% | +1.1% | +0.5% | -0.8% | +1.4% |
| Jan 3 | Stephens & Co. | Upgrade | Underweight → Equal Weight | — | $389.23 | $392.10 | +0.7% | +1.5% | +3.3% | -0.4% | +1.0% | -0.1% |
| Nov 1 | BMO Capital | Maintains | Market Perform → Market Perform | — | $424.42 | $428.37 | +0.9% | -0.1% | -0.1% | -1.3% | -0.3% | +1.4% |
| Oct 30 | Credit Suisse | Maintains | Underperform → Underperform | — | $390.70 | $409.70 | +4.9% | +10.0% | -1.3% | -0.1% | -0.1% | -1.3% |
| Aug 2 | BMO Capital | Maintains | Market Perform → Market Perform | — | $426.99 | $426.93 | -0.0% | +4.6% | -0.2% | +0.9% | -4.7% | +1.9% |
| Aug 2 | JMP Securities | Maintains | Market Underperform → Market Underperform | — | $426.99 | $426.93 | -0.0% | +4.6% | -0.2% | +0.9% | -4.7% | +1.9% |
| Aug 1 | Susquehanna | Maintains | Neutral → Neutral | — | $383.60 | $395.20 | +3.0% | +11.3% | +4.6% | -0.2% | +0.9% | -4.7% |
| Aug 1 | Compass Point | Upgrade | Sell → Neutral | — | $383.60 | $395.20 | +3.0% | +11.3% | +4.6% | -0.2% | +0.9% | -4.7% |
| Feb 1 | BMO Capital | Maintains | Market Perform → Market Perform | — | $329.71 | $328.98 | -0.2% | -1.1% | -2.2% | -4.4% | +3.6% | -0.5% |
| Jan 9 | Oppenheimer | Maintains | Outperform → Outperform | — | $330.24 | $332.44 | +0.7% | +0.5% | +0.2% | +2.1% | +0.4% | -1.3% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 17, 2026 | Martin Jay DOff | Chief Financial Officer | Sell | 1 | $581.70 | $582 | 25,964 | +2.91% | — |
| Jun 17, 2026 | KERBER ERIN JOff | Chief Legal Officer | Sell | 1 | $581.70 | $582 | 25,711 | +2.91% | — |
| Jun 17, 2026 | Elliott Nicholas JOff | Chief Transformation Officer | Sell | 2 | $575.93 | $1K | 20,897 | +2.91% | — |
| Jun 17, 2026 | Elliott Nicholas JOff | Chief Transformation Officer | Sell | 1 | $581.70 | $582 | 20,899 | +2.91% | — |
| Jun 16, 2026 | Martin Jay DOff | Chief Financial Officer | Sell | 1 | $579.81 | $580 | 25,964 | +2.91% | — |
| Jun 16, 2026 | Martin Jay DOff | Chief Financial Officer | Sell | 9 | $578.65 | $5K | 25,965 | +2.91% | — |
| Jun 16, 2026 | Martin Jay DOff | Chief Financial Officer | Sell | 12 | $577.51 | $7K | 25,974 | +2.91% | — |
| Jun 16, 2026 | Martin Jay DOff | Chief Financial Officer | Sell | 2 | $575.28 | $1K | 25,986 | +2.91% | — |
| Jun 16, 2026 | KERBER ERIN JOff | Chief Legal Officer | Sell | 1 | $581.49 | $581 | 25,710 | +2.91% | — |
| Jun 16, 2026 | KERBER ERIN JOff | Chief Legal Officer | Sell | 11 | $578.16 | $6K | 25,717 | +2.91% | — |
| Jun 16, 2026 | KERBER ERIN JOff | Chief Legal Officer | Sell | 6 | $577.24 | $3K | 25,728 | +2.91% | — |
| Jun 16, 2026 | KERBER ERIN JOff | Chief Legal Officer | Sell | 3 | $575.18 | $2K | 25,734 | +2.91% | — |
| Jun 16, 2026 | Elliott Nicholas JOff | Chief Transformation Officer | Sell | 1 | $581.49 | $581 | 20,897 | +2.91% | — |
| Jun 16, 2026 | Elliott Nicholas JOff | Chief Transformation Officer | Sell | 9 | $579.02 | $5K | 20,898 | +2.91% | — |
| Jun 16, 2026 | Elliott Nicholas JOff | Chief Transformation Officer | Sell | 12 | $578.21 | $7K | 20,907 | +2.91% | — |
| Jun 16, 2026 | Elliott Nicholas JOff | Chief Transformation Officer | Sell | 11 | $577.24 | $6K | 20,919 | +2.91% | — |
| Jun 16, 2026 | Elliott Nicholas JOff | Chief Transformation Officer | Sell | 3 | $575.18 | $2K | 20,930 | +2.91% | — |
| Jun 15, 2026 | Martin Jay DOff | Chief Financial Officer | Sell | 3 | $576.01 | $2K | 25,963 | +2.91% | — |
| Jun 15, 2026 | Martin Jay DOff | Chief Financial Officer | Sell | 19 | $575.03 | $11K | 25,966 | +2.91% | — |
| Jun 15, 2026 | KERBER ERIN JOff | Chief Legal Officer | Sell | 4 | $576.04 | $2K | 25,710 | +2.91% | — |
| Jun 15, 2026 | KERBER ERIN JOff | Chief Legal Officer | Sell | 23 | $575.04 | $13K | 25,714 | +2.91% | — |
| Jun 15, 2026 | Elliott Nicholas JOff | Chief Transformation Officer | Sell | 1 | $576.06 | $576 | 20,897 | +2.91% | — |
| Jun 15, 2026 | Elliott Nicholas JOff | Chief Transformation Officer | Sell | 15 | $575.00 | $9K | 20,898 | +2.91% | — |
| Jun 9, 2026 | KERBER ERIN JOff | Chief Legal Officer | Sell | 32 | $575.71 | $18K | 25,710 | -1.50% | -1.88% |
| Jun 9, 2026 | Martin Jay DOff | Chief Financial Officer | Sell | 26 | $575.78 | $15K | 25,963 | -1.50% | -1.88% |
| Jun 9, 2026 | Elliott Nicholas JOff | Chief Transformation Officer | Sell | 32 | $575.73 | $18K | 20,897 | -1.50% | -1.88% |
| Jun 8, 2026 | KERBER ERIN JOff | Chief Legal Officer | Sell | 22 | $578.15 | $13K | 25,710 | -1.50% | -1.88% |
| Jun 8, 2026 | Martin Jay DOff | Chief Financial Officer | Sell | 18 | $578.15 | $10K | 25,963 | -1.50% | -1.88% |
| Jun 8, 2026 | Elliott Nicholas JOff | Chief Transformation Officer | Sell | 21 | $578.15 | $12K | 20,897 | -1.50% | -1.88% |
| Jun 1, 2026 | Martin Jay DOff | Chief Financial Officer | Sell | 51 | $575.25 | $29K | 25,963 | -0.07% | +1.18% |
8-K · 5.02
!!! Very High
Credit Acceptance Corporation -- 8-K 5.02: Executive Change
Jun 10
8-K
Credit Acceptance Corporation -- 8-K Filing
Jun 10
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
The company is shielding itself from litigation over forward-looking statements, suggesting management expects potential volatility or challenges ahead that could impact stock performance.
Apr 3
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Boston Partners | 560,208 | $237M | Added | Mar 2026 |
| 2 | Beck Mack & Oliver Llc | 308,984 | $131M | — | Mar 2026 |
| 3 | Universal- Beteiligungs- Und Servicegesellschaft Mbh | 231,331 | $98M | Added | Mar 2026 |
| 4 | Vanguard Capital Management Llc | 213,031 | $90M | New | Mar 2026 |
| 5 | Vanguard Portfolio Management Llc | 172,387 | $73M | New | Mar 2026 |
| 6 | Ruane, Cunniff & Goldfarb L.p. | 146,203 | $62M | Reduced | Mar 2026 |
| 7 | Morgan Stanley | 135,300 | $60M | Added | Dec 2025 |
| 8 | Rv Capital | 124,160 | $53M | Reduced | Mar 2026 |
| 9 | Goodnow Investment Group, Llc | 116,371 | $49M | — | Mar 2026 |
| 10 | Alfreton Capital Llp | 115,000 | $49M | Reduced | Mar 2026 |
| 11 | Fmr Llc | 104,257 | $44M | Added | Mar 2026 |
| 12 | Twin Lions Management Llc | 97,191 | $41M | Added | Mar 2026 |
| 13 | Northern Trust Corp | 88,904 | $38M | Reduced | Mar 2026 |
| 14 | London Co Of Virginia | 79,720 | $34M | — | Mar 2026 |
| 15 | Renaissance Technologies Llc | 63,468 | $27M | Added | Mar 2026 |
| 16 | Ubs Group Ag | 62,569 | $26M | Added | Mar 2026 |
| 17 | Bank Of America Corp /de/ | 44,586 | $19M | Added | Mar 2026 |
| 18 | Millennium Management | 37,328 | $16M | Added | Mar 2026 |
| 19 | 1832 Asset Management L.p. | 36,658 | $16M | Reduced | Mar 2026 |
| 20 | First Trust Advisors Lp | 34,223 | $14M | — | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$6.54B
Enterprise Value
$10.21B
P/E (TTM)
15.44x
Forward P/E
12.56x
PEG Ratio
0.13x
P/B
4.22x
P/S
2.82x
P/FCF
6.21x
EV/EBITDA
9.65x
Shares Out
11.3M
Financials (TTM)
Revenue
$2.32B
Net Income
$423.9M
EBITDA
$1.06B
Free Cash Flow
$1.05B
Op Cash Flow
$1.05B
EPS Basic
$38.26
EPS Diluted
$37.55
EPS Forward
$46.16
Gross Margin
98.8%
Op Margin
47.6%
Net Margin
18.3%
Balance Sheet
Total Assets
$9.60B
Total Liab.
$8.07B
Total Equity
$1.52B
Cash
$510.3M
LT Debt
$4.17B
Book Value/Sh
$137.53
Debt/Equity
4.17x
Current Ratio
0.26
Quick Ratio
0.26
Returns & Growth
ROE
27.8%
ROA
4.9%
ROIC
8.6%
Rev Growth YoY
+8.6%
EPS Growth YoY
+90.2%
Price Returns
2W
+4.9%
1M
+13.6%
3M
+21.2%
6M
+24.2%
12M
+20.2%
Technicals
52W High
$579.73
52W Low
$411.04
50d MA
$533.75
200d MA
$486.37
RSI (14)
52.20
ATR (14)
$20.00
Beta
1.32
Avg Volume
184K
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
—
Ex-Div Date
—
Analyst Price Targets
Consensus
$540.00
High
$540.00
Low
$540.00
Median
$540.00
Data updated apr 24, 2026 11:37pm
· Source: financialmodelingprep.com