CARE
Carter Bankshares, Inc. NASDAQ Listed Mar 15, 2007$30.96
+0.19%
vs $30.90
Mkt Cap $695.3M
52w Low $16.45
100.0% of range
52w High $30.96
50d MA $26.60
200d MA $21.54
P/E (TTM)
22.1x
EV/EBITDA
9.6x
P/B
1.7x
Debt/Equity
0.4x
ROE
7.5%
P/FCF
21.9x
RSI (14)
77.80
ATR (14)
$0.85
Beta
0.44
50d MA
$26.60
200d MA
$21.54
Avg Volume
342.9K
Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various banking products and services. It accepts various deposit products, including checking, savings, retirement, and money market accounts, as well as longer-term certificates of deposits. The company also offers commercial loans comprising secured and unsecured loans; consumer loans, such as secured and unsecured loans for financing automobiles, home improvements, education, overdraft protection, and personal investments, as well as residential mortgages; real estate construction and acquisition loans; home equity lines of credit; and credit cards, as well as originates and holds fixed and variable rate mortgage loans. In addition, it provides other banking services that include safe deposit boxes, direct deposit of payroll and social security checks, online banking, bill pay, online account opening, mobile deposit, mobile banking, debit cards, e-statements, and ATM services; title insurance and other financial institution-related products and services; and treasury and corporate cash management services. It operates through 69 branches in Virginia and North Carolina. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia.
1300 Kings Mountain Road · Martinsville, VA 24112 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 23, 2026 | AMC | 3.91 | 0.40 | -89.8% | 23.86 | +0.0% | +1.0% | +2.1% | +0.7% | +1.6% | +1.6% | — |
| Jan 29, 2026 | AMC | 0.33 | 0.41 | +24.2% | 20.48 | -1.3% | +4.5% | +2.1% | +0.4% | +0.7% | -0.4% | — |
| Oct 23, 2025 | AMC | 0.39 | 0.26 | -33.3% | 17.74 | +1.3% | +4.1% | -2.7% | +0.0% | -3.3% | -0.8% | — |
| Jul 24, 2025 | AMC | 0.31 | 0.41 | +32.3% | 18.57 | +0.2% | -2.5% | -0.9% | -1.6% | -1.1% | -0.3% | — |
| Apr 24, 2025 | AMC | 0.30 | 0.32 | +6.7% | 15.69 | -1.3% | -2.4% | +0.8% | +0.9% | -1.7% | +0.6% | — |
| Jan 23, 2025 | AMC | 0.21 | 0.37 | +76.2% | 17.78 | +0.7% | +0.1% | +0.2% | -0.8% | +1.2% | -0.3% | — |
| Oct 24, 2024 | AMC | 0.22 | 0.24 | +9.1% | 18.29 | +1.7% | -0.4% | +2.0% | -0.6% | +0.7% | -1.1% | — |
| Jul 25, 2024 | AMC | 0.21 | 0.21 | +0.0% | 16.78 | +1.7% | +0.4% | -4.5% | +1.2% | +0.0% | -0.8% | — |
| Apr 25, 2024 | AMC | 0.10 | 0.25 | +150.0% | 11.71 | -0.5% | +3.4% | +0.3% | +0.2% | +4.7% | +0.9% | — |
| Jan 25, 2024 | AMC | 0.17 | -0.02 | -111.8% | 15.19 | +2.0% | -1.4% | +2.0% | -1.3% | -4.0% | -0.1% | — |
| Oct 26, 2023 | AMC | 0.20 | 0.16 | -20.0% | 11.10 | +0.0% | -1.2% | +1.1% | +1.5% | -1.9% | +1.0% | — |
| Jul 27, 2023 | AMC | 0.62 | 0.24 | -61.3% | 15.72 | -0.2% | -4.5% | -2.1% | +0.7% | +0.1% | +0.0% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jun 3 | Hovde Group | Downgrade | Outperform → Market Perform | $30 | $28.33 | $27.76 | -2.0% | -3.5% | +3.9% | +0.5% | +0.5% | +0.1% |
| Apr 24 | Hovde Group | Reiterates | Outperform | $28 | $23.86 | $23.87 | +0.0% | +1.0% | +2.1% | +0.7% | +1.6% | +1.6% |
| Feb 13 | Freedom Broker | Maintains | Buy → Buy | — | $21.60 | $21.64 | +0.2% | +0.9% | +1.0% | -1.2% | +0.2% | +0.6% |
| May 1 | Raymond James | Upgrade | Market Perform → Outperform | — | $12.85 | $13.32 | +3.7% | +2.8% | -3.5% | +1.8% | -1.3% | +4.3% |
| Oct 6 | DA Davidson | Downgrade | Buy → Neutral | — | $16.66 | $16.20 | -2.8% | -1.9% | -1.5% | +0.2% | +0.2% | -0.3% |
| Jul 7 | Raymond James | Upgrade | Market Perform → Outperform | — | $13.15 | $13.68 | +4.0% | +4.0% | +1.0% | +0.2% | +0.4% | -6.3% |
| Jan 21 | Piper Sandler | Maintains | Neutral → Neutral | — | $15.60 | $15.45 | -1.0% | -1.9% | +2.3% | +0.3% | -1.4% | -2.1% |
| Jul 8 | Raymond James | Downgrade | Outperform → Market Perform | — | $12.00 | $11.28 | -6.0% | -4.6% | +0.8% | +1.1% | -2.4% | -0.2% |
| Mar 30 | DA Davidson | Upgrade | Neutral → Buy | — | $13.71 | $14.00 | +2.1% | +2.0% | -0.2% | +1.7% | +1.8% | +0.2% |
| Feb 3 | Raymond James | Maintains | Outperform → Outperform | — | $10.35 | $10.14 | -2.0% | -0.4% | +6.2% | -0.6% | +4.4% | +0.4% |
| May 1 | DA Davidson | Downgrade | Buy → Neutral | — | $9.48 | $9.02 | -4.9% | -6.6% | -3.8% | -7.9% | -5.0% | -0.4% |
| Mar 6 | DA Davidson | Upgrade | Neutral → Buy | — | $15.75 | $15.93 | +1.1% | -4.2% | -13.5% | +2.8% | -2.8% | -13.8% |
| Oct 3 | Raymond James | Maintains | Outperform → Outperform | — | $19.10 | $19.26 | +0.8% | -0.7% | -0.3% | +0.1% | +0.5% | +1.2% |
| Jul 11 | DA Davidson | Maintains | Neutral → Neutral | — | $19.79 | $19.74 | -0.3% | -1.5% | +1.6% | -1.0% | -1.1% | +0.8% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| May 12, 2026 | Langs Bradford N.Off | PRESIDENT, CHIEF STRATEGY OFCR | Sell | 5,500 | $26.47 | $146K | 27,093 | +1.64% | +1.38% |
| May 6, 2026 | Walsh Elizabeth L.Dir | — | Buy | 4,575 | $26.20 | $120K | 58,753 | +0.50% | +1.77% |
| May 5, 2026 | Haskins James W.Dir | — | Sell | 1,000 | $26.04 | $26K | 62,702 | +0.08% | +1.64% |
8-K
Carter Bankshares, Inc. -- 8-K Filing
May 29
8-K · 8.01
!! High
Carter Bankshares, Inc. -- 8-K 8.01: Material Event / Announcement
Carter Bankshares expects to recognize a pre-tax gain of approximately $35.8 million from an undisclosed transaction in Q2 2026, significantly boosting reported earnings.
May 1
8-K
Carter Bankshares, Inc. -- 8-K Filing
Carter Bankshares issued cautionary forward-looking statements regarding risks and uncertainties, signaling potential volatility in achieving projected financial results.
Apr 23
8-K · 8.01
!! High
Carter Bankshares, Inc. -- 8-K 8.01: Material Event / Announcement
Carter Bankshares will pay shareholders a dividend on May 25, 2026, offering a 1.64% annualized yield based on the current stock price of $24.44.
Apr 23
8-K · 8.01
!! High
Unknown — 8-K 8.01: Material Event / Announcement
CARE's acquisition will immediately boost tangible book value per share by $3.49, signaling enhanced shareholder equity and demonstrating management's ability to execute accretive transactions that strengthen financial position.
Mar 26
8-K · 8.01
!! High
Carter Bankshares, Inc. -- 8-K 8.01: Material Event / Announcement
Carter Bankshares authorized a share repurchase program allowing management discretionary buybacks in open market or private transactions, which can support earnings per share and signal management confidence in the stock.
Feb 2
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Capital Management Llc | 984,983 | $23M | New | Mar 2026 |
| 2 | Petiole Usa Ltd | 381,373 | $9M | Reduced | Mar 2026 |
| 3 | Morgan Stanley | 252,378 | $5M | Reduced | Dec 2025 |
| 4 | Huber Capital Management Llc | 190,553 | $4M | — | Mar 2026 |
| 5 | Northern Trust Corp | 175,469 | $4M | Added | Mar 2026 |
| 6 | Vanguard Portfolio Management Llc | 163,876 | $4M | New | Mar 2026 |
| 7 | Algert Global Llc | 156,780 | $4M | New | Mar 2026 |
| 8 | Citadel Advisors Llc | 135,665 | $3M | Added | Mar 2026 |
| 9 | Diversified Trust Co | 131,488 | $3M | — | Mar 2026 |
| 10 | Millennium Management | 124,004 | $3M | Added | Mar 2026 |
| 11 | Russell Investments Group, Ltd. | 104,106 | $2M | — | Mar 2026 |
| 12 | Ejf Capital Lp | 98,758 | $2M | Reduced | Mar 2026 |
| 13 | Bank Of New York Mellon Corp | 86,144 | $2M | Reduced | Mar 2026 |
| 14 | Sei Investments Co | 80,379 | $2M | Added | Mar 2026 |
| 15 | First Trust Advisors Lp | 78,007 | $2M | Reduced | Mar 2026 |
| 16 | Ubs Group Ag | 68,268 | $2M | Added | Mar 2026 |
| 17 | Oppenheimer & Close, Llc | 62,500 | $1M | — | Mar 2026 |
| 18 | Aqr Capital Management Llc | 59,914 | $1M | Added | Mar 2026 |
| 19 | Bank Of America Corp /de/ | 57,437 | $1M | Added | Mar 2026 |
| 20 | Daytona Street Capital Llc | 54,536 | $1M | Added | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$695.3M
Enterprise Value
$385.1M
P/E (TTM)
22.11x
Forward P/E
5.67x
PEG Ratio
0.44x
P/B
1.66x
P/S
2.73x
P/FCF
21.86x
EV/EBITDA
9.63x
Shares Out
22.5M
Financials (TTM)
Revenue
$254.6M
Net Income
$31.4M
EBITDA
$40.0M
Free Cash Flow
$31.8M
Op Cash Flow
$39.9M
EPS Basic
$1.40
EPS Diluted
$1.40
EPS Forward
$5.46
Gross Margin
61.7%
Op Margin
15.7%
Net Margin
12.3%
Balance Sheet
Total Assets
$4.85B
Total Liab.
$4.43B
Total Equity
$419.7M
Cash
$488.7M
LT Debt
$178.5M
Book Value/Sh
$18.69
Debt/Equity
0.43x
Current Ratio
0.75
Quick Ratio
0.75
Returns & Growth
ROE
7.5%
ROA
0.7%
ROIC
0.7%
Rev Growth YoY
+6.2%
EPS Growth YoY
+32.1%
Price Returns
2W
+0.8%
1M
+6.6%
3M
+31.0%
6M
+48.6%
12M
+66.0%
Technicals
52W High
$30.96
52W Low
$16.45
50d MA
$26.60
200d MA
$21.54
RSI (14)
77.80
ATR (14)
$0.85
Beta
0.44
Avg Volume
343K
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
4
Ex-Div Date
May 11, 2026
Analyst Price Targets
Consensus
$27.00
High
$27.00
Low
$27.00
Median
$27.00
Data updated apr 24, 2026 11:51pm
· Source: financialmodelingprep.com