CFR
Cullen/Frost Bankers, Inc. NYSE Listed Mar 17, 1980$145.72
+0.12%
vs $145.55
Mkt Cap $9.2B
52w Low $119.00
89.2% of range
52w High $148.97
50d MA $140.65
200d MA $133.60
P/E (TTM)
14.7x
EV/EBITDA
-0.5x
P/B
2.0x
Debt/Equity
1.0x
ROE
14.2%
P/FCF
73.4x
RSI (14)
67.70
ATR (14)
$3.05
Beta
0.61
50d MA
$140.65
200d MA
$133.60
Avg Volume
581.7K
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. It operates in two segments, Banking and Frost Wealth Advisors. The company offers commercial banking services to corporations and other business clients, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; commercial leasing; and treasury management services. It also provides consumer banking services, such as checking accounts, savings programs, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds, and foreign exchange services. Further, it acts as a correspondent for approximately 171 financial institutions; offers trust, investment, agency, and custodial services for individual and corporate clients; provides capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and supports international business activities. Additionally, the company offers insurance and securities brokerage services; and holds securities for investment purposes, as well as investment management services to Frost-managed mutual funds, institutions, and individuals. It operates approximately 157 financial centers and 1,650 ATMs. The company serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.
111 West Houston Street · San Antonio, TX 78205 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 30, 2026 | BMO | 2.49 | 2.65 | +6.4% | 142.80 | -1.8% | +1.5% | -3.2% | -0.8% | +0.9% | +0.2% | — |
| Jan 29, 2026 | BMO | 2.47 | 2.57 | +4.0% | 135.19 | +2.6% | +2.6% | -0.7% | +0.9% | +1.1% | +1.3% | — |
| Oct 30, 2025 | BMO | 2.38 | 2.67 | +12.2% | 121.41 | +1.7% | +1.7% | -0.2% | -1.0% | +1.1% | +0.6% | — |
| Jul 31, 2025 | BMO | 2.28 | 2.39 | +4.8% | 134.04 | -0.0% | -4.9% | -2.5% | +1.1% | +0.1% | -1.5% | — |
| May 1, 2025 | BMO | 2.16 | 2.30 | +6.5% | 116.47 | +1.0% | +3.3% | +4.1% | -1.3% | -1.0% | +0.2% | — |
| Jan 30, 2025 | BMO | 2.17 | 2.36 | +8.8% | 138.80 | +0.2% | +1.2% | -0.8% | -2.5% | +2.0% | +1.2% | — |
| Oct 31, 2024 | BMO | 2.17 | 2.24 | +3.2% | 130.47 | +2.6% | -2.4% | -1.1% | -0.8% | +2.1% | +12.6% | — |
| Jul 25, 2024 | BMO | 2.07 | 2.21 | +6.8% | 113.85 | +1.4% | +3.4% | +1.7% | -1.5% | +1.4% | -2.2% | — |
| Apr 25, 2024 | BMO | 2.12 | 2.06 | -2.8% | 116.84 | -1.0% | -5.2% | -3.3% | -1.7% | -0.9% | +0.9% | — |
| Jan 25, 2024 | BMO | 2.02 | 1.55 | -23.3% | 108.77 | +1.1% | +0.5% | -1.8% | +1.2% | +0.6% | -2.8% | — |
| Oct 26, 2023 | BMO | 2.15 | 2.38 | +10.7% | 83.66 | +1.4% | +10.1% | -2.6% | +1.9% | -0.4% | -1.3% | — |
| Jul 27, 2023 | BMO | 2.40 | 2.47 | +2.9% | 115.99 | +3.7% | -7.6% | -0.9% | +2.2% | -0.9% | +0.3% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| May 5 | Stephens | Upgrade | Equal-Weight → Overweight | $164 | $139.30 | $140.03 | +0.5% | +0.9% | +0.2% | -1.5% | +0.2% | -2.3% |
| May 1 | RBC Capital | Maintains | Sector Perform → Sector Perform | — | $144.93 | $144.67 | -0.2% | -3.2% | -0.8% | +0.9% | +0.2% | -1.5% |
| Apr 7 | Barclays | Maintains | Equal Weight → Equal Weight | — | $139.94 | $140.87 | +0.7% | +0.2% | +2.0% | +1.4% | -1.7% | +0.4% |
| Apr 6 | Evercore ISI | Maintains | In Line → In Line | — | $138.57 | $138.15 | -0.3% | +1.0% | +0.2% | +2.0% | +1.4% | -1.7% |
| Mar 31 | Morgan Stanley | Maintains | Underweight → Underweight | — | $135.32 | $136.78 | +1.1% | +1.3% | +1.1% | -0.1% | +1.0% | +0.2% |
| Mar 3 | Cantor Fitzgerald | Maintains | Neutral → Neutral | — | $140.21 | $141.84 | +1.2% | +0.2% | -0.5% | -1.6% | -1.6% | -0.7% |
| Mar 2 | Morgan Stanley | Maintains | Underweight → Underweight | — | $138.22 | $136.95 | -0.9% | +1.4% | +0.2% | -0.5% | -1.6% | -1.6% |
| Feb 10 | Evercore ISI | Maintains | In Line → In Line | — | $147.10 | $146.51 | -0.4% | -0.6% | +0.0% | -1.5% | +0.3% | -0.2% |
| Feb 2 | Citigroup | Maintains | Sell → Sell | — | $137.82 | $138.67 | +0.6% | +0.9% | +1.1% | +1.3% | +0.9% | +2.2% |
| Jan 30 | RBC Capital | Maintains | Sector Perform → Sector Perform | — | $138.77 | $139.32 | +0.4% | -0.7% | +0.9% | +1.1% | +1.3% | +0.9% |
| Jan 30 | DA Davidson | Maintains | Neutral → Neutral | — | $138.77 | $139.32 | +0.4% | -0.7% | +0.9% | +1.1% | +1.3% | +0.9% |
| Jan 30 | Barclays | Maintains | Equal Weight → Equal Weight | — | $138.77 | $139.32 | +0.4% | -0.7% | +0.9% | +1.1% | +1.3% | +0.9% |
| Jan 30 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $138.77 | $139.32 | +0.4% | -0.7% | +0.9% | +1.1% | +1.3% | +0.9% |
| Jan 5 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $128.17 | $129.11 | +0.7% | +4.3% | +1.0% | -0.3% | +1.8% | -0.9% |
| Dec 19 | Barclays | Maintains | Equal Weight → Equal Weight | — | $128.74 | $128.36 | -0.3% | +0.2% | +0.3% | -0.1% | -0.2% | -0.3% |
| Oct 31 | Citigroup | Maintains | Sell → Sell | — | $123.44 | $123.75 | +0.3% | -0.2% | -1.0% | +1.1% | +0.6% | -0.3% |
| Oct 10 | RBC Capital | Maintains | Sector Perform → Sector Perform | — | $127.87 | $128.47 | +0.5% | -3.9% | +2.0% | +2.9% | -1.6% | -4.9% |
| Sep 30 | Evercore ISI | Maintains | In Line → In Line | — | $127.27 | $127.27 | +0.0% | -0.4% | -0.8% | +0.0% | +0.6% | +1.1% |
| Sep 29 | Morgan Stanley | Maintains | Underweight → Underweight | — | $128.88 | $129.06 | +0.1% | -1.2% | -0.4% | -0.8% | +0.0% | +0.6% |
| Aug 4 | Raymond James | Maintains | Outperform → Outperform | — | $124.20 | $123.69 | -0.4% | +1.1% | +0.1% | -1.5% | -1.3% | +1.0% |
| Aug 1 | Barclays | Maintains | Equal Weight → Equal Weight | — | $127.41 | $125.83 | -1.2% | -2.5% | +1.1% | +0.1% | -1.5% | -1.3% |
| Jul 8 | Barclays | Maintains | Equal Weight → Equal Weight | — | $135.20 | $136.24 | +0.8% | +1.0% | +0.3% | +0.5% | -0.8% | +0.8% |
| Jul 8 | Raymond James | Upgrade | Market Perform → Outperform | — | $135.20 | $136.24 | +0.8% | +1.0% | +0.3% | +0.5% | -0.8% | +0.8% |
| Jul 3 | Morgan Stanley | Maintains | Underweight → Underweight | — | $134.47 | $136.25 | +1.3% | +1.3% | -0.7% | +1.0% | +0.3% | +0.5% |
| May 2 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $120.34 | $121.57 | +1.0% | +4.1% | -1.3% | -1.0% | +0.2% | +2.0% |
| May 2 | RBC Capital | Maintains | Sector Perform → Sector Perform | — | $120.34 | $121.57 | +1.0% | +4.1% | -1.3% | -1.0% | +0.2% | +2.0% |
| May 2 | Barclays | Maintains | Equal Weight → Equal Weight | — | $120.34 | $121.57 | +1.0% | +4.1% | -1.3% | -1.0% | +0.2% | +2.0% |
| Mar 13 | Morgan Stanley | Maintains | Underweight → Underweight | — | $123.36 | $123.97 | +0.5% | -2.8% | +2.3% | +1.5% | -1.5% | +1.1% |
| Feb 10 | Evercore ISI | Maintains | Underperform → Underperform | — | $140.60 | $140.73 | +0.1% | -1.5% | +2.6% | -0.5% | +1.7% | -0.0% |
| Feb 3 | DA Davidson | Downgrade | Buy → Neutral | — | $139.40 | $136.19 | -2.3% | -2.5% | +2.0% | +1.2% | +0.6% | -0.3% |
| Feb 3 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $139.40 | $136.19 | -2.3% | -2.5% | +2.0% | +1.2% | +0.6% | -0.3% |
| Jan 31 | RBC Capital | Maintains | Sector Perform → Sector Perform | — | $140.53 | $140.32 | -0.1% | -0.8% | -2.5% | +2.0% | +1.2% | +0.6% |
| Dec 10 | Compass Point | Maintains | Neutral → Neutral | — | $137.13 | $137.36 | +0.2% | +0.2% | +0.7% | -0.6% | +0.2% | +1.3% |
| Dec 4 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $139.39 | $138.99 | -0.3% | +0.6% | -1.4% | +0.0% | -0.8% | +0.2% |
| Nov 5 | Compass Point | Maintains | Neutral → Neutral | — | $124.91 | $125.26 | +0.3% | +2.1% | +12.6% | -3.9% | +0.8% | +2.8% |
| Nov 4 | Citigroup | Maintains | Sell → Sell | — | $125.98 | $125.70 | -0.2% | -0.8% | +2.1% | +12.6% | -3.9% | +0.8% |
| Nov 1 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $127.35 | $129.95 | +2.0% | -1.1% | -0.8% | +2.1% | +12.6% | -3.9% |
| Nov 1 | RBC Capital | Maintains | Sector Perform → Sector Perform | — | $127.35 | $129.95 | +2.0% | -1.1% | -0.8% | +2.1% | +12.6% | -3.9% |
| Oct 2 | Evercore ISI | Maintains | Underperform → Underperform | — | $107.98 | $107.79 | -0.2% | +0.4% | +0.5% | +4.0% | +0.1% | +0.1% |
| Sep 30 | Citigroup | Maintains | Sell → Sell | — | $111.19 | $111.25 | +0.1% | +0.6% | -3.5% | +0.4% | +0.5% | +4.0% |
| Sep 30 | Morgan Stanley | Maintains | Underweight → Underweight | — | $111.19 | $111.25 | +0.1% | +0.6% | -3.5% | +0.4% | +0.5% | +4.0% |
| Sep 24 | Wedbush | Maintains | Neutral → Neutral | — | $112.54 | $112.65 | +0.1% | -0.0% | -1.3% | +0.6% | -0.5% | +0.6% |
| Sep 20 | Truist | Maintains | Hold → Hold | — | $115.56 | $114.82 | -0.6% | -1.1% | -1.5% | -0.0% | -1.3% | +0.6% |
| Aug 5 | Morgan Stanley | Downgrade | Equal Weight → Underweight | — | $108.91 | $104.72 | -3.8% | -3.1% | -0.4% | -0.3% | +1.3% | -0.5% |
| Jul 29 | Truist | Maintains | Hold → Hold | — | $119.74 | $120.12 | +0.3% | -1.5% | +1.4% | -2.2% | -3.8% | -3.3% |
| Jul 26 | RBC Capital | Maintains | Sector Perform → Sector Perform | — | $117.71 | $120.37 | +2.3% | +1.7% | -1.5% | +1.4% | -2.2% | -3.8% |
| Jul 26 | Wedbush | Maintains | Neutral → Neutral | — | $117.71 | $120.37 | +2.3% | +1.7% | -1.5% | +1.4% | -2.2% | -3.8% |
| Jul 26 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $117.71 | $120.37 | +2.3% | +1.7% | -1.5% | +1.4% | -2.2% | -3.8% |
| Jul 26 | DA Davidson | Maintains | Buy → Buy | — | $117.71 | $120.37 | +2.3% | +1.7% | -1.5% | +1.4% | -2.2% | -3.8% |
| Jul 9 | RBC Capital | Maintains | Sector Perform → Sector Perform | — | $97.66 | $97.39 | -0.3% | +1.2% | +1.2% | +2.0% | +1.5% | +3.8% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 12, 2026 | Severyn Carol JeanOff | GEVP and Chief Risk Officer | Sell | 837 | $148.29 | $124K | 12,712 | +0.87% | — |
8-K
Cullen/Frost Bankers, Inc. -- 8-K Filing
Cullen/Frost Bankers increased its quarterly common dividend 3.0% to $1.03 per share, signaling management confidence in earnings growth and returning capital to shareholders.
Apr 30
8-K · 7.01
! Medium
Cullen/Frost Bankers Inc. -- 8-K 7.01: Regulation FD Disclosure
Cullen/Frost disclosed material information via Regulation FD, signaling potential earnings impact or strategic developments that investors should monitor for competitive positioning in Texas banking markets.
Mar 3
8-K · 7.01
! Medium
Cullen/Frost Bankers Inc. -- 8-K 7.01: Regulation FD Disclosure
Cullen/Frost Bankers furnished investor presentation slides via 8-K disclosure, containing forward-looking statements subject to regulatory safe harbor provisions.
Feb 11
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Aristotle Capital Management, Llc | 5,010,178 | $634M | Reduced | Dec 2025 |
| 2 | First Eagle Investment Management, Llc | 4,531,748 | $621M | New | Mar 2026 |
| 3 | Vanguard Portfolio Management Llc | 3,224,819 | $442M | New | Mar 2026 |
| 4 | Vanguard Capital Management Llc | 2,710,045 | $371M | New | Mar 2026 |
| 5 | King Luther Capital Management Corp | 1,325,964 | $182M | — | Mar 2026 |
| 6 | Bank Of America Corp /de/ | 1,210,722 | $166M | Added | Mar 2026 |
| 7 | Morgan Stanley | 1,283,780 | $163M | Added | Dec 2025 |
| 8 | Boston Trust Walden Corp | 967,849 | $133M | Reduced | Mar 2026 |
| 9 | Northern Trust Corp | 945,979 | $130M | — | Mar 2026 |
| 10 | Champlain Investment Partners, Llc | 855,190 | $117M | Reduced | Mar 2026 |
| 11 | Impax Asset Management Group Plc | 915,931 | $116M | Reduced | Dec 2025 |
| 12 | First Trust Advisors Lp | 789,930 | $108M | Added | Mar 2026 |
| 13 | Westwood Holdings Group Inc | 778,429 | $99M | Reduced | Dec 2025 |
| 14 | Two Sigma Investments, Lp | 659,939 | $90M | Added | Mar 2026 |
| 15 | Janus Henderson Group Plc | 647,235 | $89M | New | Mar 2026 |
| 16 | Principal Financial Group Inc | 688,652 | $87M | Reduced | Dec 2025 |
| 17 | William Blair Investment Management, Llc | 611,831 | $84M | New | Mar 2026 |
| 18 | Jpmorgan Chase & Co | 614,071 | $83M | Reduced | Mar 2026 |
| 19 | Bank Of New York Mellon Corp | 543,468 | $74M | Added | Mar 2026 |
| 20 | Sei Investments Co | 518,106 | $71M | Added | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$9.15B
Enterprise Value
-$430.4M
P/E (TTM)
14.67x
Forward P/E
14.08x
PEG Ratio
0.97x
P/B
2.04x
P/S
3.20x
P/FCF
73.36x
EV/EBITDA
-0.50x
Shares Out
64.1M
Financials (TTM)
Revenue
$2.92B
Net Income
$648.6M
EBITDA
$859.5M
Free Cash Flow
$127.3M
Op Cash Flow
$274.0M
EPS Basic
$10.02
EPS Diluted
$9.92
EPS Forward
$10.35
Gross Margin
75.0%
Op Margin
26.4%
Net Margin
22.2%
Balance Sheet
Total Assets
$53.04B
Total Liab.
$48.47B
Total Equity
$4.57B
Cash
$9.98B
LT Debt
$223.0M
Book Value/Sh
$71.39
Debt/Equity
1.04x
Current Ratio
0.21
Quick Ratio
0.21
Returns & Growth
ROE
14.2%
ROA
1.2%
ROIC
6.4%
Rev Growth YoY
+2.5%
EPS Growth YoY
+12.8%
Price Returns
2W
+0.2%
1M
-6.5%
3M
-2.0%
6M
+9.5%
12M
+6.7%
Technicals
52W High
$148.97
52W Low
$119.00
50d MA
$140.65
200d MA
$133.60
RSI (14)
67.70
ATR (14)
$3.05
Beta
0.61
Avg Volume
582K
Dividends
Div Rate
$4.09
Div Yield
2.9%
Frequency
4
Ex-Div Date
Feb 27, 2026
Analyst Price Targets
Consensus
$153.33
High
$161.00
Low
$144.00
Median
$152.50
Data updated apr 25, 2026 12:54am
· Source: financialmodelingprep.com