COFS

ChoiceOne Financial Services, Inc. NASDAQ Listed Jun 21, 2001

Financial Services ·Banks - Regional ·US · choiceone.com

$31.48

Pre-mkt $31.72 +0.70%

Mkt Cap $470.8M

52w Low $26.10 57.8% of range 52w High $35.40

50d MA $29.08 200d MA $29.44

P/E (TTM) 15.2x

EV/EBITDA 18.6x

P/B 0.9x

Debt/Equity 0.7x

ROE 6.0%

P/FCF 17.2x

RSI (14) —

ATR (14) —

Beta 0.61

50d MA $29.08

200d MA $29.44

Avg Volume 85.4K

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides community banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial loans, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers safe deposit and automated transaction machine services; and alternative investment products, including annuities and mutual funds, as well as sells insurance policies, such as life and health for commercial and consumer clients. It operates 32 full-service offices in Kent, Muskegon, Newaygo, and Ottawa, Lapeer, Macomb, and St. Clair counties, Michigan. The company also operates three loan production offices. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.

SIC Code

6022

CIK (SEC)

803164

Phone

616 887 7366

109 East Division Street · Sparta, MI 49345 · US

Date	Time	Est	Rptd	Surp	Base	Gap%	D1%	D2%	D3%	D4%	D5%	Guide ▲★
Apr 24, 2026	BMO	0.85	0.91	+7.1%	30.18	-0.1%	+2.0%	-0.1%	+1.8%	-0.4%	-0.5%	—
Jan 30, 2026	BMO	0.91	0.92	+1.1%	29.56	-1.8%	-2.9%	+0.3%	+2.6%	+3.0%	+1.6%	—
Oct 24, 2025	BMO	0.86	0.97	+12.8%	27.43	+4.3%	+11.5%	+10.8%	+9.7%	+5.8%	+5.1%	—
Jul 25, 2025	BMO	0.80	0.91	+13.8%	29.03	+2.4%	+4.6%	+4.1%	+3.1%	+1.9%	+1.3%	—
Apr 30, 2025	BMO	0.82	0.86	+4.9%	28.14	+0.3%	+1.0%	+2.2%	+3.2%	+2.1%	+1.2%	—
Mar 11, 2025	BMO	—	0.84	—	29.35	-0.0%	-1.0%	-0.8%	-2.8%	-2.6%	-2.2%	—
Oct 23, 2024	BMO	0.74	0.85	+14.9%	31.00	+0.3%	+0.1%	+9.2%	+7.0%	+6.7%	+6.2%	—
Jul 25, 2024	BMO	0.76	0.87	+14.5%	29.76	-5.9%	-14.0%	-9.3%	-8.6%	-8.2%	-7.6%	—
Apr 24, 2024	BMO	0.59	0.74	+25.4%	25.17	-2.2%	-4.4%	-5.6%	-3.1%	-0.5%	-1.2%	—
Mar 13, 2024	BMO	—	0.70	—	26.27	-0.0%	+1.0%	-0.3%	+1.3%	-2.7%	-2.0%	—
Oct 25, 2023	BMO	0.67	0.68	+1.5%	17.51	+0.5%	+5.1%	+10.2%	+8.0%	+8.7%	+7.8%	—
Jul 26, 2023	BMO	—	0.69	—	23.47	+1.4%	+0.2%	+1.2%	+2.2%	+3.3%	+2.0%	—

Date	Firm	Action	Grade	Target	Base	Open	Gap%	D1%	D2%	D3%	D4%	D5%
Apr 27	DA Davidson	Maintains	Buy → Buy	—	$30.78	$30.81	+0.1%	-2.0%	-0.2%	-2.3%	-2.4%	-0.6%
Feb 3	DA Davidson	Maintains	Buy → Buy	—	$29.65	$29.53	-0.4%	+2.3%	+2.7%	+1.2%	+2.3%	+0.4%
Jan 7	Hovde Group	Downgrade	Outperform → Market Perform	—	$29.43	$28.87	-1.9%	-3.0%	-2.6%	-4.5%	-5.4%	-5.9%
Mar 3	Janney Montgomery Scott	Upgrade	Neutral → Buy	—	$31.79	$31.95	+0.5%	-0.1%	-1.4%	-2.8%	-3.5%	-3.7%
Jan 27	DA Davidson	Maintains	Buy → Buy	—	$34.30	$34.19	-0.3%	-0.5%	-1.5%	-1.7%	-1.3%	-2.3%

Data updated apr 25, 2026 2:30am · Source: massive.com