CPSS
Consumer Portfolio Services, Inc. NASDAQ$9.91
After hrs
$9.92
+0.30%
Mkt Cap $215.6M
52w Low $6.67
91.3% of range
52w High $10.22
50d MA $8.20
200d MA $8.36
P/E (TTM)
10.8x
EV/EBITDA
14.2x
P/B
0.7x
Debt/Equity
11.3x
ROE
6.2%
P/FCF
0.7x
RSI (14)
—
ATR (14)
—
Beta
1.08
50d MA
$8.20
200d MA
$8.36
Avg Volume
18.1K
About
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financin…
Recent Earnings
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mar 10, 2026 | AMC | 0.23 | 0.21 | -8.7% | 7.72 | -1.6% | -2.1% | -1.9% | -2.5% | +3.4% | +4.3% | — |
| Nov 10, 2025 | AMC | 0.25 | 0.20 | -20.0% | 8.67 | -1.0% | -8.3% | -6.9% | -4.2% | -3.2% | -7.3% | — |
| Aug 11, 2025 | AMC | 0.26 | 0.20 | -23.1% | 8.22 | +2.1% | +0.4% | +6.3% | +2.1% | -2.6% | +1.5% | — |
| May 12, 2025 | AMC | 0.30 | 0.19 | -36.7% | 9.60 | +2.1% | +0.5% | -2.1% | -5.3% | -7.8% | -8.8% | — |
| Feb 25, 2025 | AMC | 0.27 | 0.21 | -22.2% | 10.15 | +1.2% | -1.3% | -3.3% | -1.5% | -4.8% | -7.7% | — |
| Oct 31, 2024 | AMC | 0.21 | 0.20 | -4.8% | 10.01 | -2.1% | +0.0% | -0.3% | +6.1% | +11.8% | +10.7% | — |
| Jul 30, 2024 | AMC | — | 0.19 | — | 10.00 | +0.0% | -5.4% | -5.5% | -13.9% | -16.5% | -13.7% | — |
| May 10, 2024 | AMC | — | 0.19 | — | 8.21 | +1.6% | -0.5% | -7.3% | +0.4% | +4.0% | +4.8% | — |
| Mar 15, 2024 | AMC | 0.26 | 0.29 | +11.5% | 8.07 | +0.6% | -2.0% | -3.7% | -4.0% | -5.0% | -5.8% | — |
| Nov 9, 2023 | AMC | 0.26 | 0.41 | +57.7% | 9.70 | +4.1% | +1.0% | -1.5% | +2.7% | +0.7% | +2.1% | — |
Recent Analyst Ratings
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 3 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $1.22 | $1.25 | +2.5% | -7.4% | +0.8% | +10.7% | +13.9% | +22.5% |
| Jun 8 | JMP Securities | Upgrade | Market Perform → Market Outperform | — | $4.02 | $4.16 | +3.5% | +6.7% | +8.0% | +8.2% | +6.2% | +2.5% |
| Mar 16 | JMP Securities | Downgrade | Market Outperform → Market Perform | — | $3.92 | $3.86 | -1.5% | -2.8% | -4.1% | +8.4% | +3.8% | +1.5% |
| Feb 25 | Jefferies | Maintains | Buy → Buy | — | $4.37 | $4.35 | -0.5% | -3.9% | -5.0% | +0.5% | +3.0% | +6.4% |
| Jan 2 | Jefferies | Maintains | Buy → Buy | — | $7.36 | $7.43 | +1.0% | +0.1% | +1.6% | -1.2% | -1.1% | -0.8% |
| Sep 4 | Jefferies | Maintains | Buy → Buy | — | $7.13 | $7.17 | +0.6% | +0.0% | +0.8% | +2.1% | +1.0% | +0.7% |
| Jul 8 | Compass Point | Maintains | Buy → Buy | — | $7.83 | $7.96 | +1.7% | -1.1% | +1.4% | +1.3% | +2.0% | +3.8% |
| May 7 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $7.42 | $7.42 | +0.0% | -5.0% | -6.6% | -2.4% | -2.8% | -2.6% |
| Jun 12 | JMP Securities | Maintains | Market Outperform → Outperform | — | $7.78 | $7.83 | +0.6% | -1.5% | -1.8% | -4.5% | -0.6% | -2.8% |
| May 24 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $8.09 | $8.05 | -0.5% | -2.2% | -4.8% | -8.7% | -7.0% | -4.0% |
Recent Filings
8-K · 1.01
! Medium
Consumer Portfolio Services -- 8-K 1.01: Financing / Debt Agreement
Consumer Portfolio Services secured new financing, expanding liquidity to fund its auto loan portfolio growth, which should improve operational capacity and potentially drive revenue expansion if loan originations accelerate.
Apr 24
8-K · 1.01
! Medium
Unknown — 8-K 1.01: Financing / Debt Agreement
CPSS secured financing to fund motor vehicle receivable acquisitions, enabling business expansion but increasing leverage; investors should monitor debt levels and receivable quality as core metrics.
Apr 9
8-K · 5.02
!!! Very High
Unknown — 8-K 5.02: Executive Change
CPSS's CEO compensation structure tied to 2025 objectives suggests management confidence in upcoming performance targets, but investors should monitor actual goal achievement to assess execution risk and potential shareholder value creation.
Apr 2
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
Compass Diversified's estimated future loss figures are preliminary projections with inherent uncertainty, potentially impacting earnings guidance reliability and investor confidence in management's financial forecasts.
Mar 24
8-K
Unknown — 8-K Filing
Compass (CPSS) delivered modest 3.9% revenue growth and $0.21 EPS in Q4 2025, signaling slowing momentum that may concern growth investors seeking stronger acceleration.
Mar 10
8-K · 8.01
!! High
Consumer Portfolio Services -- 8-K 8.01: Material Event / Announcement
Consumer Portfolio Services completed a $50 million securitization of residual interests from four prior securitizations, providing liquidity by monetizing its 80% stake in a majority-owned affiliate holding those residuals.
Mar 4
8-K · 5.02
!!! Very High
Consumer Portfolio Services -- 8-K 5.02: Executive Change
Consumer Portfolio Services appointed Scott W. Carnahan as director, potentially signaling fresh leadership perspective on the company's subprime auto lending operations and strategic direction.
Feb 24
8-K · 5.02
!!! Very High
Consumer Portfolio Services -- 8-K 5.02: Executive Change
Consumer Portfolio Services' executive resignation appears amicable with no operational disagreements cited, suggesting stable company governance and continuity in strategy.
Feb 5
Data updated apr 25, 2026 2:57am
· Source: massive.com