CPSS
Consumer Portfolio Services, Inc. NASDAQ Listed Oct 22, 1992$9.74
+0.93%
vs $9.65
Mkt Cap $234.5M
52w Low $7.28
81.5% of range
52w High $10.30
50d MA $9.37
200d MA $8.58
P/E (TTM)
11.6x
EV/EBITDA
41.1x
P/B
0.7x
Debt/Equity
11.3x
ROE
6.2%
P/FCF
0.8x
RSI (14)
47.50
ATR (14)
$0.37
Beta
1.08
50d MA
$9.37
200d MA
$8.58
Avg Volume
26.9K
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company also acquires installment purchase contracts in four merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. and offers financing directly to sub-prime consumers to facilitate their purchase of a new or used automobile, light truck, or passenger van. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was founded in 1991 and is based in Las Vegas, Nevada.
3800 Howard Hughes Parkway · Las Vegas, NV 89169 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mar 10, 2026 | AMC | 0.23 | 0.21 | -8.7% | 7.72 | -1.6% | -2.1% | +0.1% | -0.5% | +6.0% | +0.9% | — |
| Nov 10, 2025 | AMC | 0.25 | 0.20 | -20.0% | 8.67 | -1.0% | -8.3% | +1.5% | +3.0% | +1.0% | -4.2% | — |
| Aug 11, 2025 | AMC | 0.26 | 0.20 | -23.1% | 8.22 | +2.1% | +0.4% | +5.9% | -4.0% | -4.5% | +4.1% | — |
| May 12, 2025 | AMC | 0.30 | 0.19 | -36.7% | 9.60 | +2.1% | +0.5% | -2.6% | -3.3% | -2.6% | -1.0% | — |
| Feb 25, 2025 | AMC | 0.27 | 0.21 | -22.2% | 10.15 | +1.2% | -1.3% | -2.1% | +1.9% | -3.4% | -3.0% | — |
| Oct 31, 2024 | AMC | 0.21 | 0.20 | -4.8% | 10.01 | -2.1% | +0.0% | -0.3% | +6.4% | +5.4% | -1.0% | — |
| Jul 30, 2024 | AMC | — | 0.19 | — | 10.00 | +0.0% | -5.4% | -0.1% | -8.9% | -3.0% | +3.4% | — |
| May 10, 2024 | AMC | — | 0.19 | — | 8.21 | +1.6% | -0.5% | -6.9% | +8.3% | +3.6% | +0.7% | — |
| Mar 15, 2024 | AMC | 0.26 | 0.29 | +11.5% | 8.07 | +0.6% | -2.0% | -1.8% | -0.3% | -1.0% | -0.9% | — |
| Nov 9, 2023 | AMC | 0.26 | 0.41 | +57.7% | 9.70 | +4.1% | +1.0% | -2.6% | +4.3% | -1.9% | +1.3% | — |
| Aug 2, 2023 | AMC | 0.24 | 0.55 | +129.2% | 11.80 | -8.6% | -3.2% | +0.4% | -2.1% | +1.1% | -3.9% | — |
| Apr 26, 2023 | AMC | 0.24 | 0.54 | +125.0% | 9.79 | +2.1% | +4.0% | +2.3% | +1.7% | +0.3% | -4.9% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 3 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $1.22 | $1.25 | +2.5% | -7.4% | +8.8% | +9.8% | +3.0% | +7.6% |
| Jun 8 | JMP Securities | Upgrade | Market Perform → Market Outperform | — | $4.02 | $4.16 | +3.5% | +6.7% | +1.2% | +0.2% | -1.8% | -3.5% |
| Mar 16 | JMP Securities | Downgrade | Market Outperform → Market Perform | — | $3.92 | $3.86 | -1.5% | -2.8% | -1.3% | +13.0% | -4.2% | -2.2% |
| Feb 25 | Jefferies | Maintains | Buy → Buy | — | $4.37 | $4.35 | -0.5% | -3.9% | -1.2% | +5.8% | +2.5% | +3.3% |
| Jan 2 | Jefferies | Maintains | Buy → Buy | — | $7.36 | $7.43 | +1.0% | +0.1% | +1.5% | -2.8% | +0.1% | +0.3% |
| Sep 4 | Jefferies | Maintains | Buy → Buy | — | $7.13 | $7.17 | +0.6% | +0.0% | +0.8% | +1.3% | -1.1% | -0.3% |
| Jul 8 | Compass Point | Maintains | Buy → Buy | — | $7.83 | $7.96 | +1.7% | -1.1% | +2.6% | -0.1% | +0.8% | +1.8% |
| May 7 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $7.42 | $7.42 | +0.0% | -5.0% | -1.7% | +4.5% | -0.4% | +0.3% |
| Jun 12 | JMP Securities | Maintains | Market Outperform → Outperform | — | $7.78 | $7.83 | +0.6% | -1.5% | -0.3% | -2.7% | +4.0% | -2.2% |
| May 24 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $8.09 | $8.05 | -0.5% | -2.2% | -2.7% | -4.0% | +1.8% | +3.3% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 16, 2026 | Jackson NoelOff | Sr. Vice President | Sell | 7,000 | $9.63 | $67K | — | +0.93% | — |
8-K · 1.01
! Medium
Consumer Portfolio Services -- 8-K 1.01: Financing / Debt Agreement
Consumer Portfolio Services secured new financing, expanding liquidity to fund its auto loan portfolio growth, which should improve operational capacity and potentially drive revenue expansion if loan originations accelerate.
Apr 24
8-K · 1.01
! Medium
Unknown — 8-K 1.01: Financing / Debt Agreement
CPSS secured financing to fund motor vehicle receivable acquisitions, enabling business expansion but increasing leverage; investors should monitor debt levels and receivable quality as core metrics.
Apr 9
8-K · 5.02
!!! Very High
Unknown — 8-K 5.02: Executive Change
CPSS's CEO compensation structure tied to 2025 objectives suggests management confidence in upcoming performance targets, but investors should monitor actual goal achievement to assess execution risk and potential shareholder value creation.
Apr 2
8-K · 7.01
! Medium
Unknown — 8-K 7.01: Regulation FD Disclosure
Compass Diversified's estimated future loss figures are preliminary projections with inherent uncertainty, potentially impacting earnings guidance reliability and investor confidence in management's financial forecasts.
Mar 24
8-K
Unknown — 8-K Filing
Compass (CPSS) delivered modest 3.9% revenue growth and $0.21 EPS in Q4 2025, signaling slowing momentum that may concern growth investors seeking stronger acceleration.
Mar 10
8-K · 8.01
!! High
Consumer Portfolio Services -- 8-K 8.01: Material Event / Announcement
Consumer Portfolio Services completed a $50 million securitization of residual interests from four prior securitizations, providing liquidity by monetizing its 80% stake in a majority-owned affiliate holding those residuals.
Mar 4
8-K · 5.02
!!! Very High
Consumer Portfolio Services -- 8-K 5.02: Executive Change
Consumer Portfolio Services appointed Scott W. Carnahan as director, potentially signaling fresh leadership perspective on the company's subprime auto lending operations and strategic direction.
Feb 24
8-K · 5.02
!!! Very High
Consumer Portfolio Services -- 8-K 5.02: Executive Change
Consumer Portfolio Services' executive resignation appears amicable with no operational disagreements cited, suggesting stable company governance and continuity in strategy.
Feb 5
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Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$234.5M
Enterprise Value
$3.70B
P/E (TTM)
11.63x
Forward P/E
3.98x
PEG Ratio
-4.76x
P/B
0.69x
P/S
0.53x
P/FCF
0.81x
EV/EBITDA
41.08x
Shares Out
24.1M
Financials (TTM)
Revenue
$439.9M
Net Income
$20.2M
EBITDA
$90.1M
Free Cash Flow
$289.0M
Op Cash Flow
$289.0M
EPS Basic
$0.88
EPS Diluted
$0.85
EPS Forward
$2.45
Gross Margin
60.1%
Op Margin
20.3%
Net Margin
4.6%
Balance Sheet
Total Assets
$3.86B
Total Liab.
$3.55B
Total Equity
$309.5M
Cash
$6.3M
LT Debt
$3.47B
Book Value/Sh
$14.14
Debt/Equity
11.33x
Current Ratio
0.44
Quick Ratio
0.44
Returns & Growth
ROE
6.2%
ROA
0.5%
ROIC
2831.3%
Rev Growth YoY
+8.8%
EPS Growth YoY
-2.2%
Price Returns
2W
-3.0%
1M
+8.6%
3M
+21.7%
6M
+19.2%
12M
+9.0%
Technicals
52W High
$10.30
52W Low
$7.28
50d MA
$9.37
200d MA
$8.58
RSI (14)
47.50
ATR (14)
$0.37
Beta
1.08
Avg Volume
27K
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
—
Ex-Div Date
—
Analyst Price Targets
Consensus
—
High
—
Low
—
Median
—
Data updated apr 25, 2026 2:57am
· Source: financialmodelingprep.com