CZFS
Citizens Financial Services, Inc. NASDAQ$60.45
After hrs
$63.09
+5.13%
Mkt Cap $290.6M
52w Low $49.99
53.4% of range
52w High $69.58
50d MA $62.97
200d MA $60.02
P/E (TTM)
8.1x
EV/EBITDA
12.2x
P/B
0.9x
Debt/Equity
0.9x
ROE
10.8%
P/FCF
7.8x
RSI (14)
—
ATR (14)
—
Beta
0.41
50d MA
$62.97
200d MA
$60.02
Avg Volume
9.4K
About
Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real e…
Recent Earnings
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 29, 2026 | AMC | 1.98 | 2.16 | +9.1% | 64.95 | -0.6% | -2.8% | -5.6% | -6.9% | -7.6% | — | — |
| Jan 30, 2026 | AMC | 2.07 | 2.18 | +5.3% | 63.25 | -0.9% | +3.3% | +5.4% | +6.9% | +5.6% | +3.9% | — |
| Oct 30, 2025 | AMC | 1.76 | 2.09 | +18.8% | 54.25 | +0.5% | +1.0% | +0.0% | +1.9% | +3.9% | +1.9% | — |
| Jul 30, 2025 | AMC | 1.62 | 1.76 | +8.6% | 53.50 | +1.0% | +0.4% | -1.7% | +0.2% | -0.1% | -2.0% | — |
| Apr 30, 2025 | AMC | 1.49 | 1.60 | +7.4% | 53.89 | -2.4% | -0.6% | +3.8% | +4.7% | +6.1% | +6.1% | — |
| Jan 30, 2025 | AMC | 1.54 | 1.68 | +9.1% | 62.05 | +3.6% | -2.3% | -3.5% | +0.5% | +3.8% | +2.3% | — |
| Oct 30, 2024 | AMC | 1.38 | 1.59 | +15.2% | 59.65 | +3.4% | -3.3% | -5.6% | -1.7% | +3.5% | +19.3% | — |
| Jul 30, 2024 | AMC | 1.32 | 1.30 | -1.5% | 53.60 | -1.1% | -1.2% | -6.5% | -12.1% | -22.2% | -17.9% | — |
| Apr 25, 2024 | AMC | 1.55 | 1.34 | -13.5% | 41.34 | -1.6% | -5.2% | -3.3% | -4.2% | +0.6% | +1.0% | — |
| Jan 30, 2024 | AMC | 1.62 | 1.60 | -1.2% | 59.81 | -1.1% | -4.0% | -6.4% | -9.3% | -11.5% | -12.8% | — |
Recent Analyst Ratings
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 30 | Janney Montgomery Scott | Upgrade | Neutral → Buy | — | $39.98 | $41.01 | +2.6% | -1.0% | +4.1% | +4.5% | +7.6% | +18.7% |
| Jun 29 | Janney Montgomery Scott | Downgrade | Buy → Neutral | — | $76.23 | $74.99 | -1.6% | -2.8% | -4.2% | -4.2% | -7.1% | -9.3% |
| Jan 26 | Janney Capital | Upgrade | Neutral → Buy | — | $53.87 | $52.81 | -2.0% | +0.7% | -1.0% | -1.0% | -1.0% | +0.7% |
| Jan 26 | Janney Montgomery Scott | Upgrade | Neutral → Buy | — | $53.87 | $52.81 | -2.0% | +0.7% | -1.0% | -1.0% | -1.0% | +0.7% |
Recent Filings
8-K
Citizens Financial Services, Inc. -- 8-K Filing
Citizens Financial Services reported first-quarter 2026 results showing the bank's operational performance and financial health, providing investors with updated earnings data to assess company trajectory.
Apr 29
8-K · 7.01
! Medium
Citizens Financial Services, Inc. -- 8-K 7.01: Regulation FD Disclosure
Citizens Financial Services furnished an investor presentation without disclosing specific material information, leaving investors to review the presentation materials independently for financial updates.
Apr 29
8-K · 5.02
!!! Very High
Citizens Financial Services, Inc. -- 8-K 5.02: Executive Change
Citizens Financial Services shareholders approved executive compensation through a non-binding advisory vote, signaling investor support for current management pay practices.
Apr 22
8-K · 7.01
! Medium
Citizens Financial Services, Inc. -- 8-K 7.01: Regulation FD Disclosure
Citizens Financial Services will present to shareholders at its April 2026 annual meeting, with the presentation materials filed for investor review.
Apr 21
8-K · 8.01
!! High
Citizens Financial Services, Inc. -- 8-K 8.01: Material Event / Announcement
Citizens Financial Services authorized a stock repurchase program, allowing the company to buy back shares through various methods, which typically signals management confidence and may support the stock price.
Feb 18
Data updated apr 25, 2026 4:29am
· Source: massive.com