ECPG

Encore Capital Group, Inc. NASDAQ

Financial Services ·Financial - Mortgages ·US · encorecapital.com

$83.19

After hrs $84.41 +0.00%

Mkt Cap $1.8B

52w Low $32.27 95.8% of range 52w High $85.42

50d MA $72.68 200d MA $53.83

P/E (TTM) 7.5x

EV/EBITDA 8.0x

P/B 2.0x

Debt/Equity 4.2x

ROE 26.0%

P/FCF 9.9x

RSI (14) —

ATR (14) —

Beta 1.27

50d MA $72.68

200d MA $53.83

Avg Volume 300.6K

About

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also in…

Recent Earnings

Date	Time	Est	Rptd	Surp	Base	Gap%	D1%	D2%	D3%	D4%	D5%	Guide ▲★
Feb 25, 2026	AMC	2.20	3.37	+53.2%	59.17	+2.8%	+8.1%	+15.4%	+19.9%	+21.4%	+24.6%	—
Nov 5, 2025	AMC	1.92	3.17	+65.1%	42.75	+16.6%	+10.5%	+10.7%	+16.0%	+16.3%	+13.5%	—
Aug 6, 2025	AMC	1.44	2.49	+72.9%	37.43	+12.2%	+5.4%	+4.7%	+6.0%	+9.9%	+11.4%	—
May 7, 2025	AMC	1.24	1.93	+55.6%	32.92	+18.3%	+23.8%	+23.1%	+23.0%	+22.5%	+24.3%	—
Feb 26, 2025	AMC	1.55	1.50	-3.2%	49.86	-9.1%	-21.9%	-24.3%	-28.9%	-30.8%	-30.9%	—
Nov 6, 2024	AMC	1.48	1.26	-14.9%	49.77	+0.2%	+0.1%	+0.4%	+0.5%	-1.9%	-1.7%	—
Aug 7, 2024	AMC	1.24	1.34	+8.1%	44.81	+4.6%	+11.4%	+8.7%	+5.7%	+6.2%	+7.3%	—
May 8, 2024	AMC	0.94	0.95	+1.1%	43.24	+4.3%	+11.2%	+8.9%	+9.4%	+8.0%	+8.0%	—
Feb 21, 2024	AMC	1.22	1.25	+2.5%	53.42	-5.3%	-9.8%	-7.2%	-11.1%	-10.2%	-9.7%	—
Nov 1, 2023	AMC	1.32	0.79	-40.2%	37.43	-1.6%	+10.4%	+14.2%	+17.7%	+17.3%	+13.6%	—
Aug 2, 2023	AMC	1.25	1.08	-13.6%	51.39	-8.0%	-2.9%	-1.7%	+0.2%	-1.0%	-3.1%	—
May 3, 2023	AMC	1.21	0.75	-38.0%	48.82	-6.7%	-3.9%	-0.5%	-2.7%	-6.6%	-6.1%	—

Recent Analyst Ratings

Date	Firm	Action	Grade	Target	Base	Open	Gap%	D1%	D2%	D3%	D4%	D5%
Feb 26	Truist	Maintains	Buy → Buy	—	$59.17	$60.80	+2.8%	+8.1%	+15.4%	+19.9%	+21.4%	+24.6%
Feb 26	Citizens	Maintains	Market Outperform → Market Outperform	—	$59.17	$60.80	+2.8%	+8.1%	+15.4%	+19.9%	+21.4%	+24.6%
Jan 20	Citizens	Maintains	Market Outperform → Market Outperform	—	$56.22	$55.95	-0.5%	-1.9%	-0.2%	+0.0%	-2.2%	-1.6%
Nov 6	Janney Montgomery Scott	Maintains	Buy → Buy	—	$42.75	$49.83	+16.6%	+10.5%	+10.7%	+16.0%	+16.3%	+13.5%
Feb 27	Truist	Maintains	Buy → Buy	—	$49.86	$45.33	-9.1%	-21.9%	-24.3%	-28.9%	-30.8%	-30.9%
Dec 23	Northland Capital Markets	Maintains	Outperform → Outperform	—	$46.83	$46.67	-0.3%	-0.1%	+1.5%	+3.0%	+1.5%	+1.0%
Nov 7	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$49.77	$49.87	+0.2%	+0.1%	+0.4%	+0.5%	-1.9%	-1.7%
Oct 17	Northland Capital Markets	Upgrade	Market Perform → Outperform	—	$46.44	$47.12	+1.5%	+2.3%	+1.5%	-2.8%	-1.1%	-1.7%
Oct 14	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$44.88	$44.81	-0.2%	-0.3%	+1.0%	+3.5%	+5.9%	+5.1%
Aug 20	Truist	Maintains	Buy → Buy	—	$49.92	$49.63	-0.6%	-1.7%	-1.4%	-1.9%	+1.3%	+0.6%
May 6	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$42.82	$43.05	+0.5%	+1.2%	+0.4%	+1.0%	+12.3%	+10.0%
Apr 17	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$40.54	$40.74	+0.5%	+1.7%	+2.7%	+5.3%	+3.8%	+4.8%
Nov 6	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$42.75	$42.63	-0.3%	+3.0%	+2.7%	-0.5%	-2.2%	-4.3%
Sep 21	Truist	Maintains	Buy → Buy	—	$47.24	$46.91	-0.7%	-0.4%	-3.3%	-3.1%	-3.0%	-2.4%
Aug 7	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$50.51	$50.48	-0.1%	+2.0%	+0.8%	-1.4%	-1.4%	-0.1%
Jul 14	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$51.51	$51.69	+0.3%	+0.6%	+1.2%	+3.2%	+3.6%	+2.6%
May 4	JMP Securities	Maintains	Outperform → Outperform	—	$48.82	$45.56	-6.7%	-3.9%	-0.5%	-2.7%	-6.6%	-6.1%
Mar 28	Janney Montgomery Scott	Upgrade	Neutral → Buy	—	$46.85	$48.19	+2.9%	+3.8%	+4.0%	+4.8%	+7.7%	+7.7%
Feb 27	JMP Securities	Maintains	Market Outperform → Outperform	—	$53.74	$54.05	+0.6%	-0.3%	-3.8%	-1.6%	-0.2%	-0.3%
Feb 14	Northland Capital Markets	Downgrade	Outperform → Market Perform	—	$57.54	$57.00	-0.9%	-3.4%	-1.5%	-1.1%	-0.0%	-0.1%
May 16	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$58.66	$58.32	-0.6%	+0.1%	+0.1%	-3.0%	-3.9%	-2.5%
Feb 15	Northland Capital Markets	Maintains	Outperform → Outperform	—	$70.49	$70.59	+0.1%	-0.6%	+1.1%	+1.4%	+1.6%	+1.0%
Nov 4	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$54.02	$59.00	+9.2%	+9.1%	+10.5%	+11.1%	+9.4%	+8.3%
Nov 3	Oppenheimer	Maintains	Outperform → Outperform	—	$33.74	$32.76	-2.9%	-7.2%	-3.6%	-3.0%	-7.1%	-6.8%
May 13	Oppenheimer	Maintains	Outperform → Outperform	—	$30.56	$31.23	+2.2%	+1.0%	+2.3%	+1.4%	+7.1%	+3.4%
Feb 28	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$33.20	$35.91	+8.2%	+3.0%	+2.4%	-1.6%	-1.6%	-4.9%
Jan 15	Oppenheimer	Upgrade	Perform → Outperform	—	$27.56	$28.66	+4.0%	+0.7%	+1.6%	+1.7%	+3.3%	+1.7%
Oct 2	Oppenheimer	Downgrade	Outperform → Perform	—	$35.62	$33.00	-7.4%	-2.0%	-3.9%	-7.3%	-7.3%	-8.5%
Aug 9	Northland Securities	Upgrade	Market Perform → Outperform	—	$35.55	$39.95	+12.4%	+12.5%	+12.1%	+10.4%	+11.4%	+11.0%
Aug 9	Northland Capital Markets	Upgrade	Market Perform → Outperform	—	$35.55	$39.95	+12.4%	+12.5%	+12.1%	+10.4%	+11.4%	+11.0%
Jan 9	Oppenheimer	Maintains	Outperform → Outperform	—	$42.30	$42.70	+0.9%	+2.8%	+2.8%	+1.8%	+0.4%	-1.4%
May 25	Keefe Bruyette & Woods	Maintains	Outperform → Outperform	—	$38.25	$38.70	+1.2%	+0.7%	-0.4%	-3.4%	-5.4%	-1.6%
Feb 24	Janney Capital	Downgrade	Buy → Neutral	—	$34.55	$31.30	-9.4%	+1.7%	+1.4%	-3.6%	-6.9%	-6.2%
Feb 24	Janney Montgomery Scott	Downgrade	Buy → Neutral	—	$34.55	$31.30	-9.4%	+1.7%	+1.4%	-3.6%	-6.9%	-6.2%
Dec 13	Raymond James	Downgrade	Outperform → Market Perform	—	$28.85	$28.15	-2.4%	-3.6%	-6.1%	-6.4%	-7.3%	-6.4%
Sep 20	Citigroup	Downgrade	Buy → Neutral	—	$22.55	$21.84	-3.1%	-4.7%	-4.5%	-3.6%	-5.1%	-4.9%
Aug 8	Citigroup	Maintains	Buy → Buy	—	$20.52	$20.32	-1.0%	+3.1%	+2.4%	-0.0%	+0.2%	+0.3%
Mar 22	Northland Securities	Maintains	Outperform → Outperform	—	$25.95	$25.95	+0.0%	-2.6%	-5.5%	-6.8%	-5.4%	-3.7%
Nov 12	SunTrust Robinson Humphrey	Maintains	Buy → Buy	—	$34.53	$34.35	-0.5%	-4.0%	-7.9%	-5.4%	-5.1%	-4.1%
Oct 8	Citigroup	Maintains	Buy → Buy	—	$36.49	$37.49	+2.7%	+5.5%	+5.6%	+7.2%	+5.4%	+4.1%
Aug 11	Macquarie	Maintains	Outperform → Outperform	—	$42.37	$42.22	-0.4%	-4.5%	-5.6%	-4.9%	-4.9%	-3.4%
Mar 6	Citigroup	Maintains	Neutral → Neutral	—	$39.81	$39.64	-0.4%	+0.6%	+3.7%	+0.7%	+1.7%	+5.0%
Feb 27	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$42.65	$42.90	+0.6%	-6.3%	-6.8%	-7.0%	-8.2%	-6.7%
Dec 15	Piper Sandler	Upgrade	Neutral → Overweight	—	$40.04	$41.32	+3.2%	+1.1%	+1.9%	+5.0%	+6.3%	+6.2%
Dec 15	PiperJaffray	Upgrade	Neutral → Overweight	—	$40.04	$41.32	+3.2%	+1.1%	+1.9%	+5.0%	+6.3%	+6.2%
Nov 25	Macquarie	Maintains	Outperform → Outperform	—	$42.21	$42.61	+0.9%	+2.8%	+2.6%	+1.7%	-0.6%	-2.0%
Jul 9	Raymond James	Maintains	Outperform → Outperform	—	$33.55	$34.28	+2.2%	+1.7%	-0.1%	-1.3%	-1.8%	-1.5%
Jun 17	PiperJaffray	Downgrade	Overweight → Neutral	—	$37.36	$37.10	-0.7%	-1.0%	-5.9%	-7.5%	-8.3%	-8.1%
Jun 17	Piper Sandler	Downgrade	Overweight → Neutral	—	$37.36	$37.10	-0.7%	-1.0%	-5.9%	-7.5%	-8.3%	-8.1%
Jan 17	Janney Capital	Maintains	Buy → Buy	—	$30.26	$30.98	+2.4%	-0.2%	-2.1%	-2.6%	-3.8%	-4.4%

Recent Filings

8-K · 5.02 !!! Very High

Unknown — 8-K 5.02: Executive Change

ECPG updated bylaws to modernize governance procedures including remote meeting attendance and board vacancy processes, signaling management's intent to streamline operations without indicating material strategic changes.

Mar 20

8-K

Encore Capital Group, Inc. -- 8-K Filing

Encore Capital Group's 2025 results show portfolio purchases rose 4% to $1.41 billion while collections surged 20% to $2.59 billion, demonstrating improved debt collection efficiency and stronger cash generation for investors.

Feb 25

Data updated apr 25, 2026 6:23am · Source: massive.com