ECPG
Encore Capital Group, Inc. NASDAQ Listed Jul 9, 1999$83.05
+0.50%
vs $82.64
Mkt Cap $2.0B
52w Low $35.97
97.2% of range
52w High $84.41
50d MA $81.28
200d MA $60.70
P/E (TTM)
7.6x
EV/EBITDA
9.0x
P/B
2.0x
Debt/Equity
4.2x
ROE
26.0%
P/FCF
15.4x
RSI (14)
60.60
ATR (14)
$2.61
Beta
1.27
50d MA
$81.28
200d MA
$60.70
Avg Volume
345.5K
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services, as well as debt servicing and other portfolio management services to credit originator for non-performing loans. The company was incorporated in 1999 and is headquartered in San Diego, California.
350 Camino De La Reina · San Diego, CA 92108 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| May 6, 2026 | AMC | 3.02 | 3.86 | +27.8% | 84.24 | +7.5% | -2.4% | +2.0% | -1.8% | -0.9% | -3.2% | — |
| Feb 25, 2026 | AMC | 2.20 | 3.37 | +53.2% | 59.17 | +2.8% | +8.1% | +6.8% | +3.9% | +1.3% | +2.6% | — |
| Nov 5, 2025 | AMC | 1.92 | 3.17 | +65.1% | 42.75 | +16.6% | +10.5% | +0.2% | +4.8% | +0.2% | -2.4% | — |
| Aug 6, 2025 | AMC | 1.44 | 2.49 | +72.9% | 37.43 | +12.2% | +5.4% | -0.6% | +1.2% | +3.8% | +1.3% | — |
| May 7, 2025 | AMC | 1.24 | 1.93 | +55.6% | 32.92 | +18.3% | +23.8% | -0.6% | -0.0% | -0.4% | +1.5% | — |
| Feb 26, 2025 | AMC | 1.55 | 1.50 | -3.2% | 49.86 | -9.1% | -21.9% | -3.2% | -6.0% | -2.7% | -0.1% | — |
| Nov 6, 2024 | AMC | 1.48 | 1.26 | -14.9% | 49.77 | +0.2% | +0.1% | +0.3% | +0.1% | -2.4% | +0.2% | — |
| Aug 7, 2024 | AMC | 1.24 | 1.34 | +8.1% | 44.81 | +4.6% | +11.4% | -2.4% | -2.8% | +0.4% | +1.1% | — |
| May 8, 2024 | AMC | 0.94 | 0.95 | +1.1% | 43.24 | +4.3% | +11.2% | -2.1% | +0.4% | -1.2% | +0.0% | — |
| Feb 21, 2024 | AMC | 1.22 | 1.25 | +2.5% | 53.42 | -5.3% | -9.8% | +2.9% | -4.2% | +1.1% | +0.5% | — |
| Nov 1, 2023 | AMC | 1.32 | 0.79 | -40.2% | 37.43 | -1.6% | +10.4% | +3.4% | +3.0% | -0.3% | -3.2% | — |
| Aug 2, 2023 | AMC | 1.25 | 1.08 | -13.6% | 51.39 | -8.0% | -2.9% | +1.2% | +2.0% | -1.2% | -2.1% | — |
| May 3, 2023 | AMC | 1.21 | 0.75 | -38.0% | 48.82 | -6.7% | -3.9% | +3.5% | -2.2% | -4.0% | +0.6% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Feb 26 | Truist | Maintains | Buy → Buy | — | $59.17 | $60.80 | +2.8% | +8.1% | +6.8% | +3.9% | +1.3% | +2.6% |
| Feb 26 | Citizens | Maintains | Market Outperform → Market Outperform | — | $59.17 | $60.80 | +2.8% | +8.1% | +6.8% | +3.9% | +1.3% | +2.6% |
| Jan 20 | Citizens | Maintains | Market Outperform → Market Outperform | — | $56.22 | $55.95 | -0.5% | -1.9% | +1.7% | +0.2% | -2.2% | +0.6% |
| Nov 6 | Janney Montgomery Scott | Maintains | Buy → Buy | — | $42.75 | $49.83 | +16.6% | +10.5% | +0.2% | +4.8% | +0.2% | -2.4% |
| Feb 27 | Truist | Maintains | Buy → Buy | — | $49.86 | $45.33 | -9.1% | -21.9% | -3.2% | -6.0% | -2.7% | -0.1% |
| Dec 23 | Northland Capital Markets | Maintains | Outperform → Outperform | — | $46.83 | $46.67 | -0.3% | -0.1% | +1.6% | +1.5% | -1.5% | -0.4% |
| Nov 7 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $49.77 | $49.87 | +0.2% | +0.1% | +0.3% | +0.1% | -2.4% | +0.2% |
| Oct 17 | Northland Capital Markets | Upgrade | Market Perform → Outperform | — | $46.44 | $47.12 | +1.5% | +2.3% | -0.8% | -4.2% | +1.7% | -0.6% |
| Oct 14 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $44.88 | $44.81 | -0.2% | -0.3% | +1.3% | +2.5% | +2.3% | -0.8% |
| Aug 20 | Truist | Maintains | Buy → Buy | — | $49.92 | $49.63 | -0.6% | -1.7% | +0.2% | -0.4% | +3.3% | -0.7% |
| May 6 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $42.82 | $43.05 | +0.5% | +1.2% | -0.8% | +0.6% | +11.2% | -2.1% |
| Apr 17 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $40.54 | $40.74 | +0.5% | +1.7% | +1.0% | +2.5% | -1.4% | +0.9% |
| Nov 6 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $42.75 | $42.63 | -0.3% | +3.0% | -0.3% | -3.2% | -1.7% | -2.1% |
| Sep 21 | Truist | Maintains | Buy → Buy | — | $47.24 | $46.91 | -0.7% | -0.4% | -2.8% | +0.2% | +0.1% | +0.6% |
| Aug 7 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $50.51 | $50.48 | -0.1% | +2.0% | -1.2% | -2.1% | -0.1% | +1.3% |
| Jul 14 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $51.51 | $51.69 | +0.3% | +0.6% | +0.6% | +2.0% | +0.4% | -1.0% |
| May 4 | JMP Securities | Maintains | Outperform → Outperform | — | $48.82 | $45.56 | -6.7% | -3.9% | +3.5% | -2.2% | -4.0% | +0.6% |
| Mar 28 | Janney Montgomery Scott | Upgrade | Neutral → Buy | — | $46.85 | $48.19 | +2.9% | +3.8% | +0.2% | +0.8% | +2.7% | -0.0% |
| Feb 27 | JMP Securities | Maintains | Market Outperform → Outperform | — | $53.74 | $54.05 | +0.6% | -0.3% | -3.6% | +2.3% | +1.4% | -0.1% |
| Feb 14 | Northland Capital Markets | Downgrade | Outperform → Market Perform | — | $57.54 | $57.00 | -0.9% | -3.4% | +1.9% | +0.4% | +1.1% | -0.1% |
| May 16 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $58.66 | $58.32 | -0.6% | +0.1% | -0.0% | -3.1% | -0.9% | +1.5% |
| Feb 15 | Northland Capital Markets | Maintains | Outperform → Outperform | — | $70.49 | $70.59 | +0.1% | -0.6% | +1.7% | +0.4% | +0.2% | -0.7% |
| Nov 4 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $54.02 | $59.00 | +9.2% | +9.1% | +1.3% | +0.5% | -1.5% | -1.0% |
| Nov 3 | Oppenheimer | Maintains | Outperform → Outperform | — | $33.74 | $32.76 | -2.9% | -7.2% | +4.0% | +0.6% | -4.2% | +0.4% |
| May 13 | Oppenheimer | Maintains | Outperform → Outperform | — | $30.56 | $31.23 | +2.2% | +1.0% | +1.3% | -0.9% | +5.6% | -3.5% |
| Feb 28 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $33.20 | $35.91 | +8.2% | +3.0% | -0.6% | -3.9% | +0.0% | -3.4% |
| Jan 15 | Oppenheimer | Upgrade | Perform → Outperform | — | $27.56 | $28.66 | +4.0% | +0.7% | +0.9% | +0.1% | +1.6% | -1.5% |
| Oct 2 | Oppenheimer | Downgrade | Outperform → Perform | — | $35.62 | $33.00 | -7.4% | -2.0% | -1.9% | -3.6% | +0.0% | -1.3% |
| Aug 9 | Northland Securities | Upgrade | Market Perform → Outperform | — | $35.55 | $39.95 | +12.4% | +12.5% | -0.4% | -1.5% | +0.9% | -0.4% |
| Aug 9 | Northland Capital Markets | Upgrade | Market Perform → Outperform | — | $35.55 | $39.95 | +12.4% | +12.5% | -0.4% | -1.5% | +0.9% | -0.4% |
| Jan 9 | Oppenheimer | Maintains | Outperform → Outperform | — | $42.30 | $42.70 | +0.9% | +2.8% | +0.0% | -1.0% | -1.4% | -1.8% |
| May 25 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $38.25 | $38.70 | +1.2% | +0.7% | -1.0% | -3.0% | -2.0% | +4.0% |
| Feb 24 | Janney Montgomery Scott | Downgrade | Buy → Neutral | — | $34.55 | $31.30 | -9.4% | +1.7% | -0.3% | -5.0% | -3.4% | +0.7% |
| Feb 24 | Janney Capital | Downgrade | Buy → Neutral | — | $34.55 | $31.30 | -9.4% | +1.7% | -0.3% | -5.0% | -3.4% | +0.7% |
| Dec 13 | Raymond James | Downgrade | Outperform → Market Perform | — | $28.85 | $28.15 | -2.4% | -3.6% | -2.5% | -0.4% | -0.9% | +0.9% |
| Sep 20 | Citigroup | Downgrade | Buy → Neutral | — | $22.55 | $21.84 | -3.1% | -4.7% | +0.1% | +0.9% | -1.5% | +0.2% |
| Aug 8 | Citigroup | Maintains | Buy → Buy | — | $20.52 | $20.32 | -1.0% | +3.1% | -0.7% | -2.4% | +0.3% | +0.1% |
| Mar 22 | Northland Securities | Maintains | Outperform → Outperform | — | $25.95 | $25.95 | +0.0% | -2.6% | -3.0% | -1.4% | +1.4% | +1.8% |
| Nov 12 | SunTrust Robinson Humphrey | Maintains | Buy → Buy | — | $34.53 | $34.35 | -0.5% | -4.0% | -4.1% | +2.7% | +0.3% | +1.0% |
| Oct 8 | Citigroup | Maintains | Buy → Buy | — | $36.49 | $37.49 | +2.7% | +5.5% | +0.2% | +1.5% | -1.7% | -1.2% |
| Aug 11 | Macquarie | Maintains | Outperform → Outperform | — | $42.37 | $42.22 | -0.4% | -4.5% | -1.2% | +0.8% | +0.0% | +1.5% |
| Mar 6 | Citigroup | Maintains | Neutral → Neutral | — | $39.81 | $39.64 | -0.4% | +0.6% | +3.1% | -2.9% | +1.0% | +3.3% |
| Feb 27 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $42.65 | $42.90 | +0.6% | -6.3% | -0.5% | -0.3% | -1.3% | +1.7% |
| Dec 15 | Piper Sandler | Upgrade | Neutral → Overweight | — | $40.04 | $41.32 | +3.2% | +1.1% | +0.8% | +3.0% | +1.2% | -0.1% |
| Nov 25 | Macquarie | Maintains | Outperform → Outperform | — | $42.21 | $42.61 | +0.9% | +2.8% | -0.2% | -0.9% | -2.3% | -1.4% |
| Jul 9 | Raymond James | Maintains | Outperform → Outperform | — | $33.55 | $34.28 | +2.2% | +1.7% | -1.8% | -1.1% | -0.5% | +0.2% |
| Jun 17 | Piper Sandler | Downgrade | Overweight → Neutral | — | $37.36 | $37.10 | -0.7% | -1.0% | -4.9% | -1.7% | -0.9% | +0.2% |
| Jan 17 | Janney Capital | Maintains | Buy → Buy | — | $30.26 | $30.98 | +2.4% | -0.2% | -2.0% | -0.5% | -1.2% | -0.7% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 11, 2026 | Yung JohnOff | President, Intl. and Cabot | Sell | 2,000 | $80.51 | $161K | 62,570 | +1.12% | +0.50% |
| Jun 10, 2026 | Yung JohnOff | President, Intl. and Cabot | Sell | 2,000 | $82.08 | $164K | 64,570 | +1.12% | +0.50% |
| Jun 10, 2026 | Asch Andrew EricOff | SVP, General Counsel | Sell | 774 | $82.08 | $64K | 21,607 | +1.12% | +0.50% |
| Jun 9, 2026 | Asch Andrew EricOff | SVP, General Counsel | Sell | 556 | $82.31 | $46K | 22,381 | +1.12% | +0.50% |
| Jun 9, 2026 | Asch Andrew EricOff | SVP, General Counsel | Sell | 6,922 | $81.52 | $564K | 22,937 | +1.12% | +0.50% |
| Jun 9, 2026 | Asch Andrew EricOff | SVP, General Counsel | Sell | 833 | $80.51 | $67K | 29,859 | +1.12% | +0.50% |
8-K · 5.02
!!! Very High
Encore Capital Group, Inc. -- 8-K 5.02: Executive Change
Jun 16
8-K · 1.01
! Medium
Encore Capital Group, Inc. -- 8-K 1.01: Financing / Debt Agreement
Encore Capital secured additional debt financing with senior secured notes guaranteed by its subsidiaries, pledging substantially all company assets as collateral for this and existing senior debt obligations.
May 26
8-K · 8.01
!! High
Encore Capital Group, Inc. -- 8-K 8.01: Material Event / Announcement
May 14
8-K · 8.01
!! High
Encore Capital Group, Inc. -- 8-K 8.01: Material Event / Announcement
May 12
8-K · 5.02
!!! Very High
Unknown — 8-K 5.02: Executive Change
ECPG updated bylaws to modernize governance procedures including remote meeting attendance and board vacancy processes, signaling management's intent to streamline operations without indicating material strategic changes.
Mar 20
8-K
Encore Capital Group, Inc. -- 8-K Filing
Encore Capital Group's 2025 results show portfolio purchases rose 4% to $1.41 billion while collections surged 20% to $2.59 billion, demonstrating improved debt collection efficiency and stronger cash generation for investors.
Feb 25
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Turtle Creek Asset Management Inc. | 1,706,658 | $120M | Added | Mar 2026 |
| 2 | Vanguard Portfolio Management Llc | 1,242,682 | $87M | New | Mar 2026 |
| 3 | Vanguard Capital Management Llc | 936,058 | $66M | New | Mar 2026 |
| 4 | D.e. Shaw & Co | 522,334 | $37M | Reduced | Mar 2026 |
| 5 | Aqr Capital Management Llc | 463,297 | $32M | Added | Mar 2026 |
| 6 | Ubs Group Ag | 458,577 | $32M | — | Mar 2026 |
| 7 | Jpmorgan Chase & Co | 449,446 | $31M | Added | Mar 2026 |
| 8 | Morgan Stanley | 512,380 | $28M | Added | Dec 2025 |
| 9 | Arrowstreet Capital, Limited Partnership | 334,018 | $23M | Added | Mar 2026 |
| 10 | Nuveen, Llc | 330,948 | $23M | Added | Mar 2026 |
| 11 | Barclays Plc | 316,727 | $22M | Reduced | Mar 2026 |
| 12 | Fmr Llc | 312,922 | $22M | Reduced | Mar 2026 |
| 13 | Two Sigma Investments, Lp | 282,979 | $20M | Added | Mar 2026 |
| 14 | Northern Trust Corp | 249,199 | $17M | Added | Mar 2026 |
| 15 | Karl Kapital Llc | 222,611 | $16M | Reduced | Mar 2026 |
| 16 | Dana Investment Advisors, Inc. | 153,952 | $11M | — | Mar 2026 |
| 17 | Bank Of New York Mellon Corp | 130,209 | $9M | Reduced | Mar 2026 |
| 18 | Clearbridge Investments, Llc | 124,003 | $9M | Reduced | Mar 2026 |
| 19 | Wells Fargo & Company/mn | 123,134 | $9M | New | Mar 2026 |
| 20 | Bank Of Montreal /can/ | 123,042 | $9M | Reduced | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$1.95B
Enterprise Value
$5.86B
P/E (TTM)
7.61x
Forward P/E
6.93x
PEG Ratio
-0.02x
P/B
1.98x
P/S
1.11x
P/FCF
15.40x
EV/EBITDA
8.99x
Shares Out
23.5M
Financials (TTM)
Revenue
$1.76B
Net Income
$256.8M
EBITDA
$652.5M
Free Cash Flow
$126.9M
Op Cash Flow
$153.2M
EPS Basic
$11.05
EPS Diluted
$10.91
EPS Forward
$11.98
Gross Margin
69.0%
Op Margin
35.4%
Net Margin
14.6%
Balance Sheet
Total Assets
$5.34B
Total Liab.
$4.36B
Total Equity
$976.8M
Cash
$156.8M
LT Debt
$4.07B
Book Value/Sh
$42.04
Debt/Equity
4.23x
Current Ratio
595.09
Quick Ratio
595.09
Returns & Growth
ROE
26.0%
ROA
4.8%
ROIC
8.9%
Rev Growth YoY
+33.9%
EPS Growth YoY
+289.5%
Price Returns
2W
-2.2%
1M
-3.4%
3M
+17.0%
6M
+54.0%
12M
+110.9%
Technicals
52W High
$84.41
52W Low
$35.97
50d MA
$81.28
200d MA
$60.70
RSI (14)
60.60
ATR (14)
$2.61
Beta
1.27
Avg Volume
346K
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
—
Ex-Div Date
—
Analyst Price Targets
Consensus
$85.00
High
$100.00
Low
$70.00
Median
$85.00
Data updated apr 25, 2026 6:23am
· Source: financialmodelingprep.com