ENVA
Enova International, Inc. NYSE Listed Nov 13, 2014$202.55
+2.66%
vs $197.30
Mkt Cap $5.3B
52w Low $97.66
100.0% of range
52w High $202.55
50d MA $168.13
200d MA $144.70
P/E (TTM)
17.5x
EV/EBITDA
18.5x
P/B
3.8x
Debt/Equity
3.4x
ROE
23.3%
P/FCF
3.0x
RSI (14)
88.90
ATR (14)
$6.35
Beta
1.21
50d MA
$168.13
200d MA
$144.70
Avg Volume
268.7K
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.
175 West Jackson Boulevard · Chicago, IL 60604 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 23, 2026 | AMC | 3.66 | 3.87 | +5.7% | 169.42 | +1.4% | -1.6% | +4.2% | -0.6% | -2.3% | +0.5% | — |
| Jan 27, 2026 | AMC | 3.17 | 3.46 | +9.1% | 157.70 | -0.0% | +1.0% | +3.7% | +0.0% | +4.4% | -7.7% | — |
| Oct 23, 2025 | AMC | 3.03 | 3.36 | +10.9% | 114.03 | +4.1% | +9.4% | -2.8% | -1.6% | +1.8% | -1.8% | — |
| Jul 24, 2025 | AMC | 2.97 | 3.23 | +8.8% | 111.74 | -2.6% | -5.3% | -1.1% | -0.7% | +0.7% | -0.0% | — |
| Apr 29, 2025 | AMC | 2.77 | 2.98 | +7.6% | 99.55 | -2.4% | -7.8% | -0.2% | +3.6% | -1.3% | -1.1% | — |
| Feb 4, 2025 | AMC | 2.33 | 2.61 | +12.0% | 112.94 | +2.9% | +1.6% | +1.5% | -1.4% | -1.0% | +0.7% | — |
| Oct 22, 2024 | AMC | 2.30 | 2.45 | +6.5% | 89.87 | +6.7% | -1.9% | +0.2% | -3.2% | +1.6% | +0.2% | — |
| Jul 23, 2024 | AMC | 2.07 | 2.21 | +6.8% | 74.57 | +1.1% | +4.1% | +4.5% | +1.0% | +0.5% | +4.2% | — |
| Apr 23, 2024 | AMC | 1.72 | 1.91 | +11.0% | 64.32 | +1.1% | -1.2% | -1.7% | +1.2% | -2.4% | -1.9% | — |
| Jan 30, 2024 | AMC | 1.71 | 1.83 | +7.0% | 58.77 | +6.9% | -7.4% | +1.1% | -1.9% | +0.1% | +0.1% | — |
| Oct 24, 2023 | AMC | 2.00 | 1.50 | -25.0% | 44.18 | -8.6% | -18.2% | +1.7% | +8.4% | -0.8% | +0.9% | — |
| Jul 25, 2023 | AMC | 1.68 | 1.72 | +2.4% | 57.19 | +1.0% | -1.8% | -2.4% | -0.1% | +0.6% | +0.2% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 27 | Maxim Group | Maintains | Buy → Buy | — | $166.65 | $166.64 | -0.0% | +4.2% | -0.6% | -2.3% | +0.5% | +0.9% |
| Apr 24 | TD Cowen | Maintains | Buy → Buy | — | $169.42 | $171.72 | +1.4% | -1.6% | +4.2% | -0.6% | -2.3% | +0.5% |
| Apr 24 | Stephens & Co. | Maintains | Overweight → Overweight | — | $169.42 | $171.72 | +1.4% | -1.6% | +4.2% | -0.6% | -2.3% | +0.5% |
| Apr 24 | Citizens | Maintains | Market Outperform → Market Outperform | — | $169.42 | $171.72 | +1.4% | -1.6% | +4.2% | -0.6% | -2.3% | +0.5% |
| Apr 23 | BTIG | Maintains | Buy → Buy | — | $168.06 | $169.86 | +1.1% | +0.8% | -1.6% | +4.2% | -0.6% | -2.3% |
| Jan 28 | BTIG | Maintains | Buy → Buy | — | $157.70 | $157.63 | -0.0% | +1.0% | +3.7% | +0.0% | +4.4% | -7.7% |
| Jan 28 | Citizens | Maintains | Market Outperform → Market Outperform | — | $157.70 | $157.63 | -0.0% | +1.0% | +3.7% | +0.0% | +4.4% | -7.7% |
| Jan 8 | TD Cowen | Maintains | Buy → Buy | — | $163.30 | $164.57 | +0.8% | +0.9% | -2.0% | -2.1% | -0.4% | +1.4% |
| Dec 12 | BTIG | Maintains | Buy → Buy | — | $157.92 | $160.28 | +1.5% | +3.0% | -1.4% | -1.3% | +3.4% | +0.3% |
| Dec 12 | Citizens | Maintains | Market Outperform → Market Outperform | — | $157.92 | $160.28 | +1.5% | +3.0% | -1.4% | -1.3% | +3.4% | +0.3% |
| Oct 24 | BTIG | Maintains | Buy → Buy | — | $114.03 | $118.67 | +4.1% | +9.4% | -2.8% | -1.6% | +1.8% | -1.8% |
| Oct 24 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $114.03 | $118.67 | +4.1% | +9.4% | -2.8% | -1.6% | +1.8% | -1.8% |
| Apr 30 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $99.55 | $97.21 | -2.4% | -7.8% | -0.2% | +3.6% | -1.3% | -1.1% |
| Feb 6 | Maxim Group | Maintains | Buy → Buy | — | $114.74 | $115.85 | +1.0% | +1.5% | -1.4% | -1.0% | +0.7% | -3.0% |
| Feb 5 | BTIG | Maintains | Buy → Buy | — | $112.94 | $116.17 | +2.9% | +1.6% | +1.5% | -1.4% | -1.0% | +0.7% |
| Feb 5 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $112.94 | $116.17 | +2.9% | +1.6% | +1.5% | -1.4% | -1.0% | +0.7% |
| Feb 5 | Stephens & Co. | Maintains | Overweight → Overweight | — | $112.94 | $116.17 | +2.9% | +1.6% | +1.5% | -1.4% | -1.0% | +0.7% |
| Jan 13 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $95.04 | $94.35 | -0.7% | +3.1% | +3.5% | +4.1% | +0.7% | +1.2% |
| Oct 23 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $89.87 | $95.86 | +6.7% | -1.9% | +0.2% | -3.2% | +1.6% | +0.2% |
| Oct 23 | TD Cowen | Maintains | Hold → Hold | — | $89.87 | $95.86 | +6.7% | -1.9% | +0.2% | -3.2% | +1.6% | +0.2% |
| Oct 23 | BTIG | Maintains | Buy → Buy | — | $89.87 | $95.86 | +6.7% | -1.9% | +0.2% | -3.2% | +1.6% | +0.2% |
| Oct 14 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $85.98 | $86.60 | +0.7% | -0.2% | +0.7% | +3.0% | -1.3% | -1.2% |
| Aug 26 | Janney Montgomery Scott | Downgrade | Buy → Neutral | — | $85.89 | $84.69 | -1.4% | -2.9% | -1.0% | +0.2% | +2.0% | +1.5% |
| Jul 24 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $74.57 | $75.36 | +1.1% | +4.1% | +4.5% | +1.0% | +0.5% | +4.2% |
| Jul 24 | TD Cowen | Maintains | Hold → Hold | — | $74.57 | $75.36 | +1.1% | +4.1% | +4.5% | +1.0% | +0.5% | +4.2% |
| Apr 25 | Maxim Group | Maintains | Buy → Buy | — | $63.54 | $62.27 | -2.0% | -1.7% | +1.2% | -2.4% | -1.9% | +0.9% |
| Apr 25 | BMO Capital | Maintains | Market Perform → Market Perform | — | $63.54 | $62.27 | -2.0% | -1.7% | +1.2% | -2.4% | -1.9% | +0.9% |
| Apr 24 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $64.32 | $65.00 | +1.1% | -1.2% | -1.7% | +1.2% | -2.4% | -1.9% |
| Apr 9 | Jefferies | Maintains | Buy → Buy | — | $63.01 | $63.63 | +1.0% | +0.0% | -2.7% | -0.1% | -3.1% | -0.4% |
| Jan 31 | BMO Capital | Maintains | Market Perform → Market Perform | — | $58.77 | $62.82 | +6.9% | -7.4% | +1.1% | -1.9% | +0.1% | +0.1% |
| Jan 31 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $58.77 | $62.82 | +6.9% | -7.4% | +1.1% | -1.9% | +0.1% | +0.1% |
| Dec 7 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $43.86 | $44.89 | +2.3% | +7.8% | +0.0% | +3.1% | +2.1% | +4.4% |
| Oct 25 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $44.18 | $40.38 | -8.6% | -18.2% | +1.7% | +8.4% | -0.8% | +0.9% |
| Oct 16 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $49.70 | $50.00 | +0.6% | +0.5% | +0.6% | -3.1% | -1.5% | -3.7% |
| Jul 26 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $57.19 | $57.75 | +1.0% | -1.8% | -2.4% | -0.1% | +0.6% | +0.2% |
| Jul 14 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $54.99 | $55.98 | +1.8% | +0.4% | +2.2% | +1.7% | -0.6% | -0.5% |
| Jul 11 | Jefferies | Maintains | Buy → Buy | — | $52.56 | $53.16 | +1.1% | +0.9% | +4.0% | -0.3% | +0.4% | +2.2% |
| Apr 26 | JMP Securities | Maintains | Outperform → Outperform | — | $47.68 | $48.31 | +1.3% | -12.6% | +4.3% | +1.1% | +1.7% | -2.7% |
| Feb 2 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $45.80 | $47.17 | +3.0% | +14.5% | +1.6% | -3.2% | +1.5% | -1.3% |
| Jan 13 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $40.78 | $40.86 | +0.2% | +1.0% | -1.2% | -1.1% | -1.2% | +3.1% |
| Jul 15 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $29.04 | $29.85 | +2.8% | +4.9% | +2.3% | +4.7% | +2.9% | +0.9% |
| Mar 14 | Janney Montgomery Scott | Upgrade | Neutral → Buy | — | $33.50 | $35.31 | +5.4% | +6.7% | -1.8% | +5.0% | -0.2% | +2.8% |
| Feb 11 | Janney Montgomery Scott | Downgrade | Buy → Neutral | — | $46.59 | $45.01 | -3.4% | -3.8% | -1.5% | +1.9% | -1.6% | -6.0% |
| Feb 7 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $41.22 | $42.18 | +2.3% | +9.2% | +2.0% | -3.1% | +4.8% | -3.8% |
| Feb 7 | Maxim Group | Upgrade | Hold → Buy | — | $41.22 | $42.18 | +2.3% | +9.2% | +2.0% | -3.1% | +4.8% | -3.8% |
| Apr 12 | Stephens & Co. | Downgrade | Overweight → Equal Weight | — | $34.42 | $33.88 | -1.6% | -0.3% | -2.3% | +1.3% | -2.9% | +0.2% |
| Apr 29 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $15.25 | $16.35 | +7.2% | +16.9% | -10.0% | -15.0% | +0.6% | -4.9% |
| Dec 6 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $20.62 | $20.21 | -2.0% | +0.3% | -2.8% | -1.1% | +2.1% | +3.6% |
| Oct 10 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $26.10 | $25.52 | -2.2% | -3.5% | -2.3% | -2.1% | -0.1% | +3.7% |
| Apr 27 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $22.60 | $23.75 | +5.1% | +27.2% | +1.9% | +1.0% | -0.7% | +0.9% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 16, 2026 | GOODYEAR WILLIAM M | — | Sell | 3,500 | $188.02 | $658K | 50,820 | +1.81% | — |
| Jun 1, 2026 | GOODYEAR WILLIAM M | — | Sell | 5,983 | $163.13 | $976K | 62,757 | +5.64% | +0.28% |
| May 29, 2026 | RICE LINDA JOHNSON | — | Sell | 1,300 | $161.20 | $210K | 6,277 | -2.85% | +4.59% |
| May 22, 2026 | Fisher David | Executive Chairman | Sell | 3,076 | $158.45 | $487K | 306,444 | +1.39% | -0.46% |
| May 21, 2026 | Fisher David | Executive Chairman | Sell | 7,180 | $160.37 | $1.2M | 306,444 | +1.39% | -0.46% |
| May 18, 2026 | GOODYEAR WILLIAM M | — | Sell | 6,231 | $166.08 | $1.0M | 68,740 | -2.24% | -1.46% |
| May 7, 2026 | Fisher David | Executive Chairman | Sell | 20,000 | $173.18 | $3.5M | 306,444 | -1.20% | +0.79% |
| Apr 28, 2026 | Cunningham Steven E | Chief Executive Officer | Sell | 3,696 | $175.50 | $649K | 122,945 | +0.90% | -0.04% |
| Apr 28, 2026 | Cunningham Steven E | Chief Executive Officer | Sell | 4,156 | $175.50 | $729K | 122,945 | +0.90% | -0.04% |
8-K
Enova International, Inc. -- 8-K Filing
Enova International filed an 8-K disclosure confirming its status as an emerging growth company under SEC regulations, which may affect reporting requirements and regulatory obligations for investors.
May 13
8-K
Enova International, Inc. -- 8-K Filing
Enova International reported strong Q1 results with robust originations growth and improved credit metrics across its portfolio, demonstrating its balanced growth strategy's effectiveness in serving consumers and small businesses.
Apr 23
8-K · 1.01
!! High
Unknown — 8-K 1.01: Material Agreement
A third amendment to debt agreements with note purchasers suggests modified payment or terms obligations, which could affect leverage ratios and cash flow constraints investors should monitor for refinancing risks.
Apr 1
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Capital Management Llc | 1,065,137 | $145M | New | Mar 2026 |
| 2 | Invesco Ltd. | 888,187 | $121M | Added | Mar 2026 |
| 3 | Vanguard Portfolio Management Llc | 866,450 | $118M | New | Mar 2026 |
| 4 | Morgan Stanley | 722,836 | $114M | Added | Dec 2025 |
| 5 | Renaissance Technologies Llc | 750,094 | $102M | Added | Mar 2026 |
| 6 | Fmr Llc | 603,554 | $82M | Added | Mar 2026 |
| 7 | Franklin Resources Inc | 567,830 | $77M | Added | Mar 2026 |
| 8 | Northern Trust Corp | 277,630 | $38M | Added | Mar 2026 |
| 9 | Park West Asset Management Llc | 246,263 | $33M | Added | Mar 2026 |
| 10 | Jpmorgan Chase & Co | 220,614 | $29M | Reduced | Mar 2026 |
| 11 | Principal Financial Group Inc | 175,127 | $28M | Added | Dec 2025 |
| 12 | Harspring Capital Management, Llc | 170,000 | $23M | Reduced | Mar 2026 |
| 13 | Tudor Investment Corp | 164,844 | $22M | New | Mar 2026 |
| 14 | Qube Research & Technologies Ltd | 156,532 | $21M | Added | Mar 2026 |
| 15 | Bank Of New York Mellon Corp | 149,527 | $20M | Reduced | Mar 2026 |
| 16 | Baird Financial Group, Inc. | 141,571 | $19M | Reduced | Mar 2026 |
| 17 | James Investment Research, Inc. | 129,372 | $18M | Reduced | Mar 2026 |
| 18 | Ubs Group Ag | 128,644 | $17M | Reduced | Mar 2026 |
| 19 | Amundi | 124,682 | $17M | New | Mar 2026 |
| 20 | Arrowstreet Capital, Limited Partnership | 122,508 | $17M | Reduced | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$5.34B
Enterprise Value
$9.80B
P/E (TTM)
17.49x
Forward P/E
12.41x
PEG Ratio
0.22x
P/B
3.75x
P/S
1.69x
P/FCF
3.01x
EV/EBITDA
18.49x
Shares Out
26.4M
Financials (TTM)
Revenue
$3.15B
Net Income
$308.4M
EBITDA
$529.8M
Free Cash Flow
$1.77B
Op Cash Flow
$1.82B
EPS Basic
$12.26
EPS Diluted
$11.58
EPS Forward
$16.32
Gross Margin
50.1%
Op Margin
23.5%
Net Margin
9.8%
Balance Sheet
Total Assets
$6.47B
Total Liab.
$5.13B
Total Equity
$1.34B
Cash
$71.7M
LT Debt
$4.53B
Book Value/Sh
$53.99
Debt/Equity
3.41x
Current Ratio
0.23
Quick Ratio
0.23
Returns & Growth
ROE
23.3%
ROA
4.8%
ROIC
247.3%
Rev Growth YoY
+18.6%
EPS Growth YoY
+57.6%
Price Returns
2W
-3.2%
1M
-4.7%
3M
+16.2%
6M
+23.2%
12M
+74.3%
Technicals
52W High
$202.55
52W Low
$97.66
50d MA
$168.13
200d MA
$144.70
RSI (14)
88.90
ATR (14)
$6.35
Beta
1.21
Avg Volume
269K
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
—
Ex-Div Date
—
Analyst Price Targets
Consensus
$199.50
High
$210.00
Low
$189.00
Median
$199.50
Data updated apr 25, 2026 7:16am
· Source: financialmodelingprep.com