ENVA

Enova International, Inc. NYSE

Financial Services ·Financial - Credit Services ·US · enova.com

$170.93

After hrs $163.91 +0.01%

Mkt Cap $4.5B

52w Low $89.00 93.4% of range 52w High $176.68

50d MA $145.58 200d MA $134.03

P/E (TTM) 13.9x

EV/EBITDA 15.8x

P/B 3.2x

Debt/Equity 3.4x

ROE 23.3%

P/FCF 2.2x

RSI (14) —

ATR (14) —

Beta 1.21

50d MA $145.58

200d MA $134.03

Avg Volume 279.2K

About

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; an…

Recent Earnings

Date	Time	Est	Rptd	Surp	Base	Gap%	D1%	D2%	D3%	D4%	D5%	1M%	Guide ▲★
Apr 23, 2026	AMC	3.66	3.87	+5.7%	169.42	+1.4%	-1.6%	+2.5%	+1.8%	-0.5%	-0.0%	—	—
Jan 27, 2026	AMC	3.17	3.46	+9.1%	157.70	-0.0%	+1.0%	+4.7%	+4.7%	+9.3%	+0.9%	-5.9%	—
Oct 23, 2025	AMC	3.03	3.36	+10.9%	114.03	+4.1%	+9.4%	+6.3%	+4.6%	+6.4%	+4.6%	+10.6%	—
Jul 24, 2025	AMC	2.97	3.23	+8.8%	111.74	-2.6%	-5.3%	-6.4%	-7.0%	-6.4%	-6.4%	+2.6%	—
Apr 29, 2025	AMC	2.77	2.98	+7.6%	99.55	-2.4%	-7.8%	-8.0%	-4.7%	-6.0%	-7.1%	-6.3%	—
Feb 4, 2025	AMC	2.33	2.61	+12.0%	112.94	+2.9%	+1.6%	+3.1%	+1.7%	+0.7%	+1.4%	-17.4%	—
Oct 22, 2024	AMC	2.30	2.45	+6.5%	89.87	+6.7%	-1.9%	-1.7%	-4.8%	-3.2%	-3.1%	+13.5%	—
Jul 23, 2024	AMC	2.07	2.21	+6.8%	74.57	+1.1%	+4.1%	+8.7%	+9.8%	+10.4%	+15.0%	+10.6%	—
Apr 23, 2024	AMC	1.72	1.91	+11.0%	64.32	+1.1%	-1.2%	-2.9%	-1.7%	-4.0%	-5.9%	-8.3%	—
Jan 30, 2024	AMC	1.71	1.83	+7.0%	58.77	+6.9%	-7.4%	-6.4%	-8.2%	-8.0%	-8.0%	+7.6%	—
Oct 24, 2023	AMC	2.00	1.50	-25.0%	44.18	-8.6%	-18.2%	-16.8%	-9.8%	-10.5%	-9.7%	-8.7%	—
Jul 25, 2023	AMC	1.68	1.72	+2.4%	57.19	+1.0%	-1.8%	-4.1%	-4.3%	-3.7%	-3.4%	-11.6%	—

Recent Analyst Ratings

Date	Firm	Action	Grade	Target	Base	Open	Gap%	D1%	D2%	D3%	D4%	D5%
Apr 27	Maxim Group	Maintains	Buy → Buy	—	$166.65	$166.64	-0.0%	+4.2%	+3.5%	+1.2%	+1.7%	+2.6%
Apr 24	TD Cowen	Maintains	Buy → Buy	—	$169.42	$171.72	+1.4%	-1.6%	+2.5%	+1.8%	-0.5%	-0.0%
Apr 24	Stephens & Co.	Maintains	Overweight → Overweight	—	$169.42	$171.72	+1.4%	-1.6%	+2.5%	+1.8%	-0.5%	-0.0%
Apr 24	Citizens	Maintains	Market Outperform → Market Outperform	—	$169.42	$171.72	+1.4%	-1.6%	+2.5%	+1.8%	-0.5%	-0.0%
Apr 23	BTIG	Maintains	Buy → Buy	—	$168.06	$169.86	+1.1%	+0.8%	-0.8%	+3.3%	+2.7%	+0.3%
Jan 28	BTIG	Maintains	Buy → Buy	—	$157.70	$157.63	-0.0%	+1.0%	+4.7%	+4.7%	+9.3%	+0.9%
Jan 28	Citizens	Maintains	Market Outperform → Market Outperform	—	$157.70	$157.63	-0.0%	+1.0%	+4.7%	+4.7%	+9.3%	+0.9%
Jan 8	TD Cowen	Maintains	Buy → Buy	—	$163.30	$164.57	+0.8%	+0.9%	-1.0%	-3.1%	-3.5%	-2.1%
Dec 12	BTIG	Maintains	Buy → Buy	—	$157.92	$160.28	+1.5%	+3.0%	+1.6%	+0.3%	+3.7%	+4.0%
Dec 12	Citizens	Maintains	Market Outperform → Market Outperform	—	$157.92	$160.28	+1.5%	+3.0%	+1.6%	+0.3%	+3.7%	+4.0%
Oct 24	BTIG	Maintains	Buy → Buy	—	$114.03	$118.67	+4.1%	+9.4%	+6.3%	+4.6%	+6.4%	+4.6%
Oct 24	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$114.03	$118.67	+4.1%	+9.4%	+6.3%	+4.6%	+6.4%	+4.6%
Apr 30	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$99.55	$97.21	-2.4%	-7.8%	-8.0%	-4.7%	-6.0%	-7.1%
Feb 6	Maxim Group	Maintains	Buy → Buy	—	$114.74	$115.85	+1.0%	+1.5%	+0.1%	-0.9%	-0.2%	-3.1%
Feb 5	BTIG	Maintains	Buy → Buy	—	$112.94	$116.17	+2.9%	+1.6%	+3.1%	+1.7%	+0.7%	+1.4%
Feb 5	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$112.94	$116.17	+2.9%	+1.6%	+3.1%	+1.7%	+0.7%	+1.4%
Feb 5	Stephens & Co.	Maintains	Overweight → Overweight	—	$112.94	$116.17	+2.9%	+1.6%	+3.1%	+1.7%	+0.7%	+1.4%
Jan 13	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$95.04	$94.35	-0.7%	+3.1%	+6.8%	+11.2%	+11.9%	+13.2%
Oct 23	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$89.87	$95.86	+6.7%	-1.9%	-1.7%	-4.8%	-3.2%	-3.1%
Oct 23	TD Cowen	Maintains	Hold → Hold	—	$89.87	$95.86	+6.7%	-1.9%	-1.7%	-4.8%	-3.2%	-3.1%
Oct 23	BTIG	Maintains	Buy → Buy	—	$89.87	$95.86	+6.7%	-1.9%	-1.7%	-4.8%	-3.2%	-3.1%
Oct 14	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$85.98	$86.60	+0.7%	-0.2%	+0.5%	+3.5%	+2.2%	+1.0%
Aug 26	Janney Montgomery Scott	Downgrade	Buy → Neutral	—	$85.89	$84.69	-1.4%	-2.9%	-3.8%	-3.6%	-1.7%	-0.2%
Jul 24	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$74.57	$75.36	+1.1%	+4.1%	+8.7%	+9.8%	+10.4%	+15.0%
Jul 24	TD Cowen	Maintains	Hold → Hold	—	$74.57	$75.36	+1.1%	+4.1%	+8.7%	+9.8%	+10.4%	+15.0%
Apr 25	Maxim Group	Maintains	Buy → Buy	—	$63.54	$62.27	-2.0%	-1.7%	-0.5%	-2.8%	-4.7%	-3.9%
Apr 25	BMO Capital	Maintains	Market Perform → Market Perform	—	$63.54	$62.27	-2.0%	-1.7%	-0.5%	-2.8%	-4.7%	-3.9%
Apr 24	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$64.32	$65.00	+1.1%	-1.2%	-2.9%	-1.7%	-4.0%	-5.9%
Apr 9	Jefferies	Maintains	Buy → Buy	—	$63.01	$63.63	+1.0%	+0.0%	-2.7%	-2.7%	-5.8%	-6.1%
Jan 31	BMO Capital	Maintains	Market Perform → Market Perform	—	$58.77	$62.82	+6.9%	-7.4%	-6.4%	-8.2%	-8.0%	-8.0%
Jan 31	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$58.77	$62.82	+6.9%	-7.4%	-6.4%	-8.2%	-8.0%	-8.0%
Dec 7	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$43.86	$44.89	+2.3%	+7.8%	+7.8%	+11.1%	+13.4%	+18.4%
Oct 25	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$44.18	$40.38	-8.6%	-18.2%	-16.8%	-9.8%	-10.5%	-9.7%
Oct 16	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$49.70	$50.00	+0.6%	+0.5%	+1.1%	-2.1%	-3.5%	-7.1%
Jul 26	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$57.19	$57.75	+1.0%	-1.8%	-4.1%	-4.3%	-3.7%	-3.4%
Jul 14	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$54.99	$55.98	+1.8%	+0.4%	+2.5%	+4.3%	+3.7%	+3.2%
Jul 11	Jefferies	Maintains	Buy → Buy	—	$52.56	$53.16	+1.1%	+0.9%	+4.9%	+4.6%	+5.0%	+7.3%
Apr 26	JMP Securities	Maintains	Outperform → Outperform	—	$47.68	$48.31	+1.3%	-12.6%	-8.9%	-7.9%	-6.3%	-8.8%
Feb 2	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$45.80	$47.17	+3.0%	+14.5%	+16.4%	+12.7%	+14.4%	+12.9%
Jan 13	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$40.78	$40.86	+0.2%	+1.0%	-0.3%	-1.4%	-2.6%	+0.4%
Jul 15	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$29.04	$29.85	+2.8%	+4.9%	+7.3%	+12.3%	+15.5%	+16.6%
Mar 14	Janney Montgomery Scott	Upgrade	Neutral → Buy	—	$33.50	$35.31	+5.4%	+6.7%	+4.8%	+10.0%	+9.8%	+12.8%
Feb 11	Janney Montgomery Scott	Downgrade	Buy → Neutral	—	$46.59	$45.01	-3.4%	-3.8%	-5.2%	-3.4%	-5.0%	-10.7%
Feb 7	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$41.22	$42.18	+2.3%	+9.2%	+11.4%	+7.9%	+13.0%	+8.8%
Feb 7	Maxim Group	Upgrade	Hold → Buy	—	$41.22	$42.18	+2.3%	+9.2%	+11.4%	+7.9%	+13.0%	+8.8%
Apr 12	Stephens & Co.	Downgrade	Overweight → Equal Weight	—	$34.42	$33.88	-1.6%	-0.3%	-2.6%	-1.3%	-4.2%	-4.0%
Apr 29	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$15.25	$16.35	+7.2%	+16.9%	+5.2%	-10.6%	-10.1%	-14.5%
Dec 6	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$20.62	$20.21	-2.0%	+0.3%	-2.5%	-3.5%	-1.5%	+2.1%
Oct 10	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$26.10	$25.52	-2.2%	-3.5%	-5.7%	-7.7%	-7.8%	-4.4%
Apr 27	JMP Securities	Maintains	Market Outperform → Market Outperform	—	$22.60	$23.75	+5.1%	+27.2%	+29.6%	+31.0%	+30.1%	+31.2%

Recent Filings

8-K

Enova International, Inc. -- 8-K Filing

Enova International reported strong Q1 results with robust originations growth and improved credit metrics across its portfolio, demonstrating its balanced growth strategy's effectiveness in serving consumers and small businesses.

Apr 23

8-K · 1.01 !! High

Unknown — 8-K 1.01: Material Agreement

A third amendment to debt agreements with note purchasers suggests modified payment or terms obligations, which could affect leverage ratios and cash flow constraints investors should monitor for refinancing risks.

Apr 1

Data updated apr 25, 2026 7:16am · Source: massive.com