FBP
First BanCorp. NYSE Listed Jan 13, 1987$25.20
+1.08%
vs $24.93
Mkt Cap $4.1B
52w Low $19.25
95.2% of range
52w High $25.50
50d MA $23.97
200d MA $21.90
P/E (TTM)
11.7x
EV/EBITDA
8.6x
P/B
2.0x
Debt/Equity
0.2x
ROE
17.5%
P/FCF
9.3x
RSI (14)
66.30
ATR (14)
$0.44
Beta
0.83
50d MA
$23.97
200d MA
$21.90
Avg Volume
1.4M
First BanCorp. operates as a bank holding company for FirstBank Puerto Rico that provides various financial services for retail, commercial, and institutional clients. The company operates through six segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers commercial loans, including commercial real estate and construction loans and floor plan financings; and other products, such as cash management and business management services. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; acquisition and sale of mortgages in the secondary markets; and purchase of mortgage loans from other local banks and mortgage bankers. The Consumer (Retail) Banking segment provides auto, boat, credit card, and personal loans; lines of credit; deposit products comprising interest bearing and non-interest bearing checking and savings accounts, individual retirement accounts, and retail certificates of deposit (CDs); and finance leasing and insurance agency services. The Treasury and Investments segment offers funding and liquidity management services. The United States Operations segment provides checking, savings, and money market accounts, as well as retail CDs; traditional commercial and industrial, and commercial real estate loans; and internet banking, cash management, remote deposit capture, and automated clearing house, and transactions services. The Virgin Islands Operations segment is involved in consumer, commercial lending, and deposit-taking activities. The company operates 64 branches in Puerto Rico, 8 branches in the U.S. Virgin Islands and British Virgin Islands, and 11 branches in the state of Florida. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.
1519 Ponce de Leon Ave. · San Juan, PR 00908-0146 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 22, 2026 | AMC | 0.52 | 0.57 | +9.6% | 23.67 | +0.5% | +2.8% | -3.8% | +3.5% | -0.2% | -1.4% | — |
| Jan 27, 2026 | AMC | 0.52 | 0.55 | +5.8% | 21.98 | +1.2% | -0.5% | +1.2% | -0.1% | +1.7% | +1.5% | — |
| Oct 23, 2025 | AMC | 0.49 | 0.51 | +4.8% | 19.98 | +1.7% | +1.9% | -2.7% | -0.5% | -2.3% | +1.2% | — |
| Jul 22, 2025 | AMC | 0.47 | 0.50 | +6.4% | 21.33 | +0.7% | -0.2% | -1.5% | +0.8% | +0.9% | -0.1% | — |
| Apr 24, 2025 | AMC | 0.43 | 0.47 | +10.0% | 19.58 | -0.9% | -1.6% | +2.4% | +0.7% | -1.1% | +0.9% | — |
| Jan 23, 2025 | AMC | 0.41 | 0.46 | +12.2% | 20.73 | +1.8% | -1.0% | +2.1% | -0.8% | +1.0% | -0.3% | — |
| Oct 23, 2024 | AMC | 0.41 | 0.45 | +9.8% | 19.30 | +0.4% | +0.1% | -2.3% | +3.8% | -1.2% | +0.3% | — |
| Jul 23, 2024 | AMC | 0.41 | 0.46 | +12.2% | 21.76 | +0.1% | -1.8% | +2.0% | +0.2% | -1.3% | +0.6% | — |
| Apr 23, 2024 | AMC | 0.37 | 0.44 | +18.9% | 17.16 | -0.2% | +3.1% | -0.7% | -1.9% | +1.3% | -1.2% | — |
| Jan 24, 2024 | AMC | 0.36 | 0.49 | +36.1% | 16.20 | +2.9% | +3.8% | +2.3% | +1.0% | +0.3% | -4.3% | — |
| Oct 20, 2023 | AMC | 0.38 | 0.46 | +21.1% | 13.09 | +0.2% | +0.5% | -0.1% | -1.4% | +2.5% | -1.0% | — |
| Jul 27, 2023 | AMC | 0.35 | 0.38 | +8.6% | 14.10 | +4.0% | +4.3% | +1.0% | +1.5% | +1.0% | -0.2% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 27 | Raymond James | Upgrade | Outperform → Strong Buy | $27 | $23.41 | $24.02 | +2.6% | +3.5% | -0.2% | -1.4% | +1.8% | +0.1% |
| Apr 23 | Wells Fargo | Maintains | Overweight → Overweight | — | $23.67 | $23.80 | +0.5% | +2.8% | -3.8% | +3.5% | -0.2% | -1.4% |
| Apr 23 | Piper Sandler | Maintains | Neutral → Neutral | — | $23.67 | $23.80 | +0.5% | +2.8% | -3.8% | +3.5% | -0.2% | -1.4% |
| Apr 23 | Truist | Maintains | Buy → Buy | — | $23.67 | $23.80 | +0.5% | +2.8% | -3.8% | +3.5% | -0.2% | -1.4% |
| Apr 23 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $23.67 | $23.80 | +0.5% | +2.8% | -3.8% | +3.5% | -0.2% | -1.4% |
| Mar 30 | Wells Fargo | Maintains | Overweight → Overweight | — | $20.86 | $21.03 | +0.8% | -0.0% | +2.4% | +1.0% | +0.7% | +1.3% |
| Jan 30 | Piper Sandler | Maintains | Neutral → Neutral | — | $22.14 | $21.83 | -1.4% | -0.1% | +1.7% | +1.5% | +0.5% | -0.2% |
| Jan 29 | Truist | Maintains | Buy → Buy | — | $21.88 | $22.13 | +1.1% | +1.2% | -0.1% | +1.7% | +1.5% | +0.5% |
| Jan 28 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $21.98 | $22.25 | +1.2% | -0.5% | +1.2% | -0.1% | +1.7% | +1.5% |
| Oct 27 | Truist | Maintains | Buy → Buy | — | $20.35 | $20.01 | -1.7% | -2.7% | -0.5% | -2.3% | +1.2% | +0.1% |
| Oct 27 | Wells Fargo | Maintains | Overweight → Overweight | — | $20.35 | $20.01 | -1.7% | -2.7% | -0.5% | -2.3% | +1.2% | +0.1% |
| Oct 27 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $20.35 | $20.01 | -1.7% | -2.7% | -0.5% | -2.3% | +1.2% | +0.1% |
| Jul 10 | Wells Fargo | Maintains | Overweight → Overweight | — | $21.71 | $21.62 | -0.4% | +0.5% | +1.0% | +1.1% | -3.5% | +0.8% |
| Apr 28 | Wells Fargo | Maintains | Overweight → Overweight | — | $19.26 | $19.49 | +1.2% | +2.4% | +0.7% | -1.1% | +0.9% | +2.5% |
| Apr 9 | Wells Fargo | Upgrade | Equal Weight → Overweight | — | $17.00 | $16.96 | -0.2% | +8.1% | -4.4% | +0.9% | +0.8% | +0.7% |
| Jan 24 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $20.73 | $21.11 | +1.8% | -1.0% | +2.1% | -0.8% | +1.0% | -0.3% |
| Jan 6 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $18.61 | $18.62 | +0.1% | -0.9% | -0.3% | +1.5% | -2.8% | +1.6% |
| Dec 4 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $20.53 | $20.52 | -0.0% | +0.1% | -0.5% | +0.6% | -0.3% | -1.3% |
| Dec 3 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $20.70 | $20.72 | +0.1% | -0.8% | +0.1% | -0.5% | +0.6% | -0.3% |
| Oct 24 | Piper Sandler | Maintains | Neutral → Neutral | — | $19.30 | $19.38 | +0.4% | +0.1% | -2.3% | +3.8% | -1.2% | +0.3% |
| Oct 24 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $19.30 | $19.38 | +0.4% | +0.1% | -2.3% | +3.8% | -1.2% | +0.3% |
| Oct 1 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $21.17 | $20.94 | -1.1% | -5.1% | -0.6% | +0.3% | +2.7% | -1.2% |
| Jul 24 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $21.76 | $21.78 | +0.1% | -1.8% | +2.0% | +0.2% | -1.3% | +0.6% |
| Jul 9 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $17.74 | $17.97 | +1.3% | +1.8% | +1.9% | +2.8% | +0.4% | +2.8% |
| Apr 25 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $17.70 | $17.61 | -0.5% | -0.7% | -1.9% | +1.3% | -1.2% | +2.5% |
| Apr 10 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $17.51 | $17.06 | -2.6% | -3.5% | -0.7% | -0.8% | -0.3% | -1.9% |
| Jan 25 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $16.20 | $16.67 | +2.9% | +3.8% | +2.3% | +1.0% | +0.3% | -4.3% |
| Oct 24 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $13.15 | $13.18 | +0.2% | -0.1% | -1.4% | +2.5% | -1.0% | +1.1% |
| Apr 5 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $11.15 | $10.86 | -2.6% | -0.6% | +1.4% | -1.1% | +0.7% | -1.2% |
| Dec 15 | Wells Fargo | Downgrade | Overweight → Equal Weight | — | $13.58 | $13.22 | -2.7% | -6.6% | -2.1% | +2.0% | +0.2% | +0.4% |
| Nov 9 | Wells Fargo | Maintains | Overweight → Overweight | — | $14.14 | $14.16 | +0.1% | +0.0% | +0.1% | +0.4% | +1.0% | +0.4% |
| Jun 18 | Citigroup | Maintains | Neutral → Neutral | — | $5.56 | $5.51 | -0.9% | -0.2% | -2.2% | +0.0% | -0.7% | -4.5% |
| Mar 24 | Citigroup | Maintains | Neutral → Neutral | — | $3.73 | $3.99 | +7.0% | +20.1% | -0.9% | +13.1% | +7.2% | -1.5% |
| Mar 6 | Alden Securities | Downgrade | Outperform → Neutral | — | $11.34 | $11.32 | -0.2% | -2.6% | -1.8% | +0.9% | +2.9% | +1.3% |
| Sep 20 | BofA Securities | Upgrade | Neutral → Buy | — | $8.62 | $9.13 | +5.9% | +4.9% | +1.4% | -2.6% | +0.9% | -0.4% |
| Jul 26 | Merion Capital | Upgrade | Neutral → Outperform | — | $8.15 | $8.39 | +2.9% | +2.2% | +0.1% | -1.6% | +0.1% | +1.6% |
| Apr 30 | Merion Capital | Downgrade | Outperform → Neutral | — | $7.33 | $7.34 | +0.1% | -1.5% | +2.8% | -1.3% | +1.0% | +0.4% |
| Apr 30 | Citigroup | Maintains | Buy → Buy | — | $7.33 | $7.34 | +0.1% | -1.5% | +2.8% | -1.3% | +1.0% | +0.4% |
| Nov 20 | Citigroup | Maintains | Neutral → Neutral | — | $4.91 | $4.91 | +0.0% | -1.6% | +2.7% | +0.8% | -1.4% | -0.8% |
| Nov 8 | BofA Securities | Maintains | Neutral → Neutral | — | $4.99 | $4.93 | -1.2% | -4.8% | -0.8% | +1.3% | -1.5% | +1.1% |
| Feb 8 | Citigroup | Maintains | Neutral → Neutral | — | $6.64 | $6.52 | -1.8% | -0.2% | +0.3% | -0.5% | +0.6% | -1.5% |
| Apr 8 | Piper Sandler | Maintains | Overweight → Overweight | — | $2.55 | $2.68 | +5.1% | +4.3% | +6.4% | +0.4% | +3.9% | +4.1% |
| Oct 14 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $3.82 | $3.78 | -1.0% | -5.2% | +3.3% | +1.9% | -1.8% | +4.5% |
| Oct 14 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $3.82 | $3.78 | -1.0% | -5.2% | +3.3% | +1.9% | -1.8% | +4.5% |
| Jul 27 | Guggenheim | Upgrade | Neutral → Buy | — | $4.46 | $4.53 | +1.6% | +1.1% | +0.2% | +0.2% | -2.9% | -2.0% |
| Jun 29 | Guggenheim | Downgrade | Buy → Neutral | — | $6.43 | $6.15 | -4.4% | -13.1% | -13.8% | +1.5% | -3.1% | -5.5% |
| May 6 | Guggenheim | Upgrade | Neutral → Buy | — | $5.87 | $5.99 | +2.0% | +3.4% | +1.6% | +1.9% | +0.3% | -0.8% |
| Mar 16 | Guggenheim | Downgrade | Buy → Hold | — | $6.74 | $6.68 | -0.9% | -4.9% | +0.0% | -3.0% | +1.4% | +0.8% |
| Feb 6 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $6.13 | $6.26 | +2.1% | +2.8% | -0.5% | -1.4% | +0.2% | +2.9% |
| Feb 6 | Keefe Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $6.13 | $6.26 | +2.1% | +2.8% | -0.5% | -1.4% | +0.2% | +2.9% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 5, 2026 | Diaz-Bento Lilian | EVP | Sell | 8,000 | $24.33 | $195K | 56,375 | +1.06% | -1.02% |
8-K
First BanCorp. -- 8-K Filing
First BanCorp reported Q1 2026 net income of $88.8 million ($0.57 per share), showing sequential growth from Q4 2025's $87.1 million and year-over-year improvement from Q1 2025's $77.1 million.
Apr 22
8-K · 5.02
!!! Very High
First BanCorp. -- 8-K 5.02: Executive Change
First BanCorp's CFO Orlando Berges will retire June 30, 2026, creating a leadership transition that investors should monitor for succession planning clarity and potential operational impacts.
Feb 9
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Portfolio Management Llc | 13,004,220 | $278M | New | Mar 2026 |
| 2 | Fmr Llc | 9,666,926 | $206M | Reduced | Mar 2026 |
| 3 | Vanguard Capital Management Llc | 6,975,781 | $149M | New | Mar 2026 |
| 4 | First Trust Advisors Lp | 4,862,288 | $104M | Added | Mar 2026 |
| 5 | Morgan Stanley | 4,739,812 | $98M | Added | Dec 2025 |
| 6 | Frontier Capital Management Co Llc | 3,048,271 | $63M | Reduced | Dec 2025 |
| 7 | Arrowstreet Capital, Limited Partnership | 2,661,695 | $57M | Added | Mar 2026 |
| 8 | Northern Trust Corp | 2,171,363 | $46M | Added | Mar 2026 |
| 9 | Boston Partners | 1,814,961 | $39M | Added | Mar 2026 |
| 10 | Bank Of New York Mellon Corp | 1,697,525 | $36M | Reduced | Mar 2026 |
| 11 | Bank Of America Corp /de/ | 1,630,778 | $35M | Added | Mar 2026 |
| 12 | Schroder Investment Management Group | 1,332,755 | $28M | Reduced | Mar 2026 |
| 13 | Lord, Abbett & Co. Llc | 1,185,720 | $25M | Reduced | Mar 2026 |
| 14 | Nuveen, Llc | 1,182,777 | $25M | Reduced | Mar 2026 |
| 15 | Jpmorgan Chase & Co | 1,106,853 | $23M | Reduced | Mar 2026 |
| 16 | Two Sigma Investments, Lp | 1,079,549 | $23M | Added | Mar 2026 |
| 17 | Ubs Group Ag | 1,025,472 | $22M | Added | Mar 2026 |
| 18 | Qube Research & Technologies Ltd | 1,014,168 | $22M | Reduced | Mar 2026 |
| 19 | Panagora Asset Management Inc | 954,367 | $20M | Reduced | Mar 2026 |
| 20 | D.e. Shaw & Co | 946,428 | $20M | Added | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$4.05B
Enterprise Value
$3.59B
P/E (TTM)
11.72x
Forward P/E
11.39x
PEG Ratio
0.51x
P/B
2.05x
P/S
3.22x
P/FCF
9.33x
EV/EBITDA
8.62x
Shares Out
160.7M
Financials (TTM)
Revenue
$1.26B
Net Income
$344.9M
EBITDA
$416.7M
Free Cash Flow
$434.0M
Op Cash Flow
$445.1M
EPS Basic
$2.16
EPS Diluted
$2.15
EPS Forward
$2.21
Gross Margin
72.9%
Op Margin
33.2%
Net Margin
27.5%
Balance Sheet
Total Assets
$19.13B
Total Liab.
$17.17B
Total Equity
$1.97B
Cash
$657.1M
LT Debt
$200.0M
Book Value/Sh
$12.30
Debt/Equity
0.19x
Current Ratio
6.85
Quick Ratio
6.85
Returns & Growth
ROE
17.5%
ROA
1.8%
ROIC
1.8%
Rev Growth YoY
+5.3%
EPS Growth YoY
+18.7%
Price Returns
2W
+2.7%
1M
-1.2%
3M
+13.5%
6M
+21.3%
12M
+20.0%
Technicals
52W High
$25.50
52W Low
$19.25
50d MA
$23.97
200d MA
$21.90
RSI (14)
66.30
ATR (14)
$0.44
Beta
0.83
Avg Volume
1.4M
Dividends
Div Rate
$0.72
Div Yield
3.0%
Frequency
4
Ex-Div Date
May 28, 2026
Analyst Price Targets
Consensus
$25.50
High
$26.00
Low
$25.00
Median
$25.50
Data updated apr 25, 2026 8:32am
· Source: financialmodelingprep.com