FICO
Fair Isaac Corporation NYSE Listed Jul 22, 1987$1096.48
-2.69%
vs $1126.84
Mkt Cap $26.9B
52w Low $922.37
17.3% of range
52w High $1926.52
50d MA $1120.02
200d MA $1429.76
P/E (TTM)
41.3x
EV/EBITDA
31.0x
P/B
—
Debt/Equity
-1.8x
ROE
-35.9%
P/FCF
35.0x
RSI (14)
31.30
ATR (14)
$61.81
Beta
1.38
50d MA
$1120.02
200d MA
$1429.76
Avg Volume
351.2K
Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
5 West Mendenhall · Bozeman, MT 59715 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 28, 2026 | AMC | 11.03 | 12.50 | +13.3% | 1010.50 | +7.7% | +3.3% | -1.8% | +1.0% | +2.4% | -0.4% | — |
| Jan 28, 2026 | AMC | 7.08 | 7.33 | +3.5% | 1525.67 | +0.9% | -1.6% | -2.6% | -0.8% | -8.5% | +4.4% | — |
| Nov 5, 2025 | AMC | 7.32 | 7.74 | +5.7% | 1629.20 | +3.4% | +2.8% | +3.9% | +0.9% | +2.4% | -1.1% | — |
| Jul 30, 2025 | AMC | 7.71 | 8.57 | +11.2% | 1527.80 | -1.0% | -6.0% | -3.9% | -1.5% | -1.3% | +3.8% | — |
| Apr 29, 2025 | AMC | 7.48 | 7.81 | +4.4% | 1961.50 | -2.6% | +1.4% | +0.6% | +2.3% | +1.6% | -0.9% | — |
| Feb 4, 2025 | AMC | 6.09 | 5.79 | -4.9% | 1809.70 | -8.9% | +2.1% | +2.1% | -1.5% | -0.1% | -3.2% | — |
| Nov 6, 2024 | AMC | 6.39 | 6.54 | +2.3% | 2090.63 | +1.6% | +4.1% | +7.2% | +0.8% | -0.1% | +0.0% | — |
| Jul 31, 2024 | AMC | 6.32 | 5.05 | -20.1% | 1600.00 | -2.8% | -1.3% | +1.4% | -1.2% | +4.6% | +0.8% | — |
| Apr 25, 2024 | AMC | 5.81 | 6.14 | +5.7% | 1193.66 | -4.8% | -6.9% | +2.9% | -0.9% | +0.7% | +2.2% | — |
| Jan 25, 2024 | AMC | 5.06 | 4.81 | -4.9% | 1284.27 | -3.8% | -6.8% | +2.2% | -2.1% | +0.1% | +3.7% | — |
| Nov 8, 2023 | AMC | 5.21 | 5.01 | -3.8% | 940.43 | -4.2% | +2.4% | +3.5% | +1.6% | +1.5% | -0.6% | — |
| Aug 2, 2023 | AMC | 5.25 | 5.66 | +7.8% | 822.19 | +3.4% | +4.0% | -1.7% | +2.4% | -0.6% | -0.2% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 30 | JP Morgan | Maintains | Neutral → Neutral | — | $1043.57 | $1000.00 | -4.2% | -1.8% | +1.0% | +2.4% | +0.6% | +0.1% |
| Apr 30 | Wells Fargo | Maintains | Overweight → Overweight | — | $1043.57 | $1000.00 | -4.2% | -1.8% | +1.0% | +2.4% | +0.6% | +0.1% |
| Apr 29 | Needham | Maintains | Buy → Buy | — | $1010.50 | $1088.78 | +7.7% | +3.3% | -1.8% | +1.0% | +2.4% | +0.6% |
| Apr 23 | UBS | Maintains | Neutral → Neutral | — | $970.17 | $952.00 | -1.9% | +1.0% | +2.5% | +0.9% | -0.3% | +3.3% |
| Apr 23 | Wells Fargo | Maintains | Overweight → Overweight | — | $970.17 | $952.00 | -1.9% | +1.0% | +2.5% | +0.9% | -0.3% | +3.3% |
| Apr 10 | Barclays | Maintains | Overweight → Overweight | — | $1072.35 | $1068.09 | -0.4% | -14.0% | +8.5% | +0.6% | +2.3% | +3.8% |
| Apr 2 | Goldman Sachs | Maintains | Buy → Buy | — | $1061.99 | $1050.00 | -1.1% | +2.6% | +0.4% | -1.1% | +0.9% | -1.8% |
| Mar 24 | JP Morgan | Maintains | Neutral → Neutral | — | $1063.33 | $1040.00 | -2.2% | -6.4% | +4.8% | -0.3% | -2.8% | +3.6% |
| Mar 24 | Baird | Maintains | Outperform → Outperform | — | $1063.33 | $1040.00 | -2.2% | -6.4% | +4.8% | -0.3% | -2.8% | +3.6% |
| Mar 18 | Wells Fargo | Maintains | Overweight → Overweight | — | $1199.93 | $1191.00 | -0.7% | +0.3% | -7.5% | +1.3% | -5.7% | -6.4% |
| Mar 11 | UBS | Maintains | Neutral → Neutral | — | $1285.15 | $1287.01 | +0.1% | -9.3% | -6.1% | +3.4% | +2.7% | +3.3% |
| Feb 3 | Goldman Sachs | Maintains | Buy → Buy | — | $1450.91 | $1423.56 | -1.9% | -8.5% | +4.4% | -2.1% | +2.5% | -1.3% |
| Jan 29 | Needham | Maintains | Buy → Buy | — | $1525.67 | $1538.84 | +0.9% | -1.6% | -2.6% | -0.8% | -8.5% | +4.4% |
| Jan 16 | Jefferies | Maintains | Buy → Buy | — | $1581.19 | $1570.72 | -0.7% | -0.9% | -4.6% | +2.7% | +1.4% | -0.8% |
| Jan 14 | Wells Fargo | Maintains | Overweight → Overweight | — | $1623.18 | $1615.48 | -0.5% | -0.4% | -2.2% | -0.9% | -4.6% | +2.7% |
| Nov 6 | Baird | Maintains | Outperform → Outperform | — | $1629.20 | $1685.00 | +3.4% | +2.8% | +3.9% | +0.9% | +2.4% | -1.1% |
| Nov 6 | BMO Capital | Maintains | Outperform → Outperform | — | $1629.20 | $1685.00 | +3.4% | +2.8% | +3.9% | +0.9% | +2.4% | -1.1% |
| Nov 6 | JP Morgan | Maintains | Neutral → Neutral | — | $1629.20 | $1685.00 | +3.4% | +2.8% | +3.9% | +0.9% | +2.4% | -1.1% |
| Nov 6 | Jefferies | Maintains | Buy → Buy | — | $1629.20 | $1685.00 | +3.4% | +2.8% | +3.9% | +0.9% | +2.4% | -1.1% |
| Oct 14 | Wells Fargo | Maintains | Overweight → Overweight | — | $1649.99 | $1641.71 | -0.5% | -0.0% | -0.8% | -1.0% | -0.3% | +0.3% |
| Oct 2 | Barclays | Maintains | Overweight → Overweight | — | $1512.71 | $1785.50 | +18.0% | +18.0% | +3.7% | -0.0% | +1.6% | -9.8% |
| Oct 2 | Needham | Maintains | Buy → Buy | — | $1512.71 | $1785.50 | +18.0% | +18.0% | +3.7% | -0.0% | +1.6% | -9.8% |
| Sep 15 | UBS | Maintains | Neutral → Neutral | — | $1544.05 | $1553.03 | +0.6% | +0.7% | -0.1% | -0.1% | -1.9% | -2.9% |
| Sep 8 | UBS | Maintains | Neutral → Neutral | — | $1531.99 | $1534.74 | +0.2% | +0.4% | +0.5% | -1.0% | +4.3% | -3.3% |
| Aug 18 | BMO Capital | Maintains | Outperform → Outperform | — | $1343.16 | $1351.74 | +0.6% | +0.5% | +2.6% | -2.9% | +1.3% | +4.0% |
| Aug 4 | BMO Capital | Maintains | Outperform → Outperform | — | $1381.07 | $1400.00 | +1.4% | -1.5% | -1.3% | +3.8% | -4.3% | -1.0% |
| Jul 31 | Oppenheimer | Maintains | Outperform → Outperform | — | $1527.80 | $1512.00 | -1.0% | -6.0% | -3.9% | -1.5% | -1.3% | +3.8% |
| Jul 31 | Raymond James | Maintains | Outperform → Outperform | — | $1527.80 | $1512.00 | -1.0% | -6.0% | -3.9% | -1.5% | -1.3% | +3.8% |
| Jul 16 | Needham | Maintains | Buy → Buy | — | $1507.15 | $1512.90 | +0.4% | +2.0% | -0.7% | +1.1% | -0.7% | +0.0% |
| Jul 9 | Barclays | Maintains | Overweight → Overweight | — | $1703.17 | $1665.01 | -2.2% | -6.5% | -0.5% | -2.5% | +0.2% | -2.6% |
| Jul 9 | Wells Fargo | Maintains | Overweight → Overweight | — | $1703.17 | $1665.01 | -2.2% | -6.5% | -0.5% | -2.5% | +0.2% | -2.6% |
| Jul 8 | Oppenheimer | Maintains | Outperform → Outperform | — | $1869.83 | $1878.86 | +0.5% | -8.9% | -6.5% | -0.5% | -2.5% | +0.2% |
| Jun 20 | Needham | Maintains | Buy → Buy | — | $1763.64 | $1802.75 | +2.2% | +2.3% | +4.2% | +2.4% | -1.7% | -4.1% |
| Jun 10 | Needham | Maintains | Buy → Buy | — | $1749.41 | $1752.91 | +0.2% | +2.0% | +1.1% | -1.1% | +0.0% | +1.7% |
| May 28 | Baird | Upgrade | Neutral → Outperform | — | $1503.62 | $1543.58 | +2.7% | +7.7% | +4.0% | +2.4% | +1.3% | -0.4% |
| May 14 | Jefferies | Maintains | Buy → Buy | — | $2136.03 | $2141.34 | +0.2% | -0.5% | +2.6% | +1.0% | +0.2% | -8.1% |
| May 12 | Needham | Maintains | Buy → Buy | — | $2088.22 | $2150.86 | +3.0% | +2.0% | +0.3% | -0.5% | +2.6% | +1.0% |
| May 8 | Oppenheimer | Maintains | Outperform → Outperform | — | $2095.03 | $2105.00 | +0.5% | +0.5% | -0.8% | +2.0% | +0.3% | -0.5% |
| Apr 30 | Raymond James | Maintains | Outperform → Outperform | — | $1961.50 | $1910.00 | -2.6% | +1.4% | +0.6% | +2.3% | +1.6% | -0.9% |
| Apr 30 | Needham | Maintains | Buy → Buy | — | $1961.50 | $1910.00 | -2.6% | +1.4% | +0.6% | +2.3% | +1.6% | -0.9% |
| Apr 30 | Baird | Maintains | Neutral → Neutral | — | $1961.50 | $1910.00 | -2.6% | +1.4% | +0.6% | +2.3% | +1.6% | -0.9% |
| Apr 11 | Needham | Maintains | Buy → Buy | — | $1850.06 | $1831.88 | -1.0% | +2.1% | +2.3% | -0.5% | -1.3% | +0.5% |
| Apr 4 | Barclays | Maintains | Overweight → Overweight | — | $1801.05 | $1757.20 | -2.4% | -7.1% | +2.3% | -2.1% | +10.2% | +0.1% |
| Feb 26 | RBC Capital | Upgrade | Sector Perform → Outperform | — | $1816.76 | $1875.00 | +3.2% | +2.9% | -1.8% | +2.7% | -1.1% | +0.3% |
| Feb 5 | Wells Fargo | Maintains | Overweight → Overweight | — | $1809.70 | $1649.34 | -8.9% | +2.1% | +2.1% | -1.5% | -0.1% | -3.2% |
| Feb 5 | Jefferies | Maintains | Buy → Buy | — | $1809.70 | $1649.34 | -8.9% | +2.1% | +2.1% | -1.5% | -0.1% | -3.2% |
| Feb 5 | UBS | Maintains | Neutral → Neutral | — | $1809.70 | $1649.34 | -8.9% | +2.1% | +2.1% | -1.5% | -0.1% | -3.2% |
| Feb 5 | Needham | Maintains | Buy → Buy | — | $1809.70 | $1649.34 | -8.9% | +2.1% | +2.1% | -1.5% | -0.1% | -3.2% |
| Feb 5 | Baird | Maintains | Neutral → Neutral | — | $1809.70 | $1649.34 | -8.9% | +2.1% | +2.1% | -1.5% | -0.1% | -3.2% |
| Jan 27 | UBS | Maintains | Neutral → Neutral | — | $1814.85 | $1802.02 | -0.7% | +1.5% | +0.5% | +0.5% | +0.3% | +0.4% |
No insider trades available.
8-K · 1.01
!! High
Fair Isaac Corporation -- 8-K 1.01: Material Agreement
Fair Isaac secured an incremental term loan addition to its credit agreement, providing debt flexibility alongside its existing $1.0 billion revolving credit facility for future borrowing needs.
Jun 8
8-K · 1.01
! Medium
Unknown — 8-K 1.01: Financing / Debt Agreement
FICO secured $100 million in financing, strengthening its balance sheet and funding capacity for growth investments or shareholder returns, reducing financial risk.
Mar 20
8-K
Unknown — 8-K Filing
FICO raised $1 billion in debt at 6.25% interest due 2034, signaling confidence in future cash flows but increasing leverage and interest expense obligations that could pressure earnings growth.
Mar 11
8-K
Unknown — 8-K Filing
FICO issued senior unsecured debt notes, increasing financial leverage and annual interest expenses, which could pressure near-term profitability but signals management confidence in cash flows to service obligations.
Mar 11
8-K
Fair Isaac Corporation -- 8-K Filing
Fair Isaac Corporation amended its charter through shareholder vote approval, as evidenced by updated charter documents filed with the SEC.
Mar 5
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Morgan Stanley | 999,672 | $1.7B | Added | Dec 2025 |
| 2 | Vanguard Capital Management Llc | 1,502,394 | $1.6B | New | Mar 2026 |
| 3 | Vanguard Portfolio Management Llc | 1,255,488 | $1.3B | New | Mar 2026 |
| 4 | Capital Research Global Investors | 1,119,457 | $1.2B | Added | Mar 2026 |
| 5 | Valley Forge Capital Management | 769,342 | $821M | — | Mar 2026 |
| 6 | Capital World Investors | 732,665 | $782M | Reduced | Mar 2026 |
| 7 | Principal Financial Group Inc | 458,085 | $775M | Added | Dec 2025 |
| 8 | Edgewood Management Llc | 537,515 | $574M | Reduced | Mar 2026 |
| 9 | Akre Capital Management Llc | 363,765 | $388M | Added | Mar 2026 |
| 10 | Primecap Management Co/ca/ | 289,047 | $309M | Added | Mar 2026 |
| 11 | Lindsell Train Ltd | 249,422 | $266M | Added | Mar 2026 |
| 12 | Invesco Ltd. | 249,185 | $266M | Added | Mar 2026 |
| 13 | Northern Trust Corp | 220,995 | $236M | Reduced | Mar 2026 |
| 14 | D.e. Shaw & Co | 191,578 | $205M | Reduced | Mar 2026 |
| 15 | Arrowstreet Capital, Limited Partnership | 175,917 | $188M | Added | Mar 2026 |
| 16 | Fmr Llc | 174,149 | $186M | Reduced | Mar 2026 |
| 17 | Bank Of America Corp /de/ | 133,448 | $142M | Reduced | Mar 2026 |
| 18 | Bank Of New York Mellon Corp | 132,636 | $142M | Reduced | Mar 2026 |
| 19 | Ako Capital Llp | 127,212 | $136M | Added | Mar 2026 |
| 20 | Af Advisors, Inc. | 126,056 | $135M | Reduced | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
| # | Fund | Shares | Value | Period |
|---|---|---|---|---|
| 1 | Fidelity 500 Index Fund | 301,727 | $425M | Feb 2026 |
| 2 | MidCap Fund | 280,774 | $411M | Jan 2026 |
| 3 | Edgewood Growth Fund | 238,054 | $402M | Dec 2025 |
| 4 | Akre Focus ETF | 240,000 | $351M | Jan 2026 |
| 5 | iShares Core S&P 500 ETF | 305,305 | $326M | Mar 2026 |
| 6 | Ultra Fund | 186,000 | $272M | Jan 2026 |
| 7 | Washington Mutual Investors Fund | 138,418 | $203M | Jan 2026 |
| 8 | New Economy Fund | 141,630 | $200M | Feb 2026 |
| 9 | iShares Russell Mid-Cap Growth ETF | 128,137 | $137M | Mar 2026 |
| 10 | Invesco S&P 500 Equal Weight ETF | 90,824 | $133M | Jan 2026 |
| 11 | Capital Group Growth ETF | 86,596 | $122M | Feb 2026 |
| 12 | Heritage Fund | 77,145 | $113M | Jan 2026 |
| 13 | iShares Expanded Tech-Software Sector ETF | 105,398 | $113M | Mar 2026 |
| 14 | iShares Russell Mid-Cap ETF | 88,606 | $95M | Mar 2026 |
| 15 | ClearBridge Large Cap Growth Fund | 62,018 | $87M | Feb 2026 |
| 16 | iShares MSCI USA Min Vol Factor ETF | 59,163 | $87M | Jan 2026 |
| 17 | iShares Russell 1000 Growth ETF | 76,978 | $82M | Mar 2026 |
| 18 | Schwab S&P 500 Index Fund | 53,519 | $78M | Jan 2026 |
| 19 | Strategic Advisers Fidelity U.S. Total Stock Fund | 52,651 | $74M | Feb 2026 |
| 20 | Fidelity Growth Strategies Fund | 49,696 | $70M | Feb 2026 |
Valuation
Market Cap
$26.93B
Enterprise Value
$29.45B
P/E (TTM)
41.31x
Forward P/E
25.80x
PEG Ratio
1.89x
P/B
—
P/S
13.53x
P/FCF
34.98x
EV/EBITDA
30.96x
Shares Out
24.6M
Financials (TTM)
Revenue
$1.99B
Net Income
$651.9M
EBITDA
$951.2M
Free Cash Flow
$769.9M
Op Cash Flow
$778.8M
EPS Basic
$26.90
EPS Diluted
$26.54
EPS Forward
$42.50
Gross Margin
82.2%
Op Margin
46.5%
Net Margin
32.8%
Balance Sheet
Total Assets
$1.87B
Total Liab.
$3.61B
Total Equity
-$1.75B
Cash
$134.1M
LT Debt
$2.66B
Book Value/Sh
$-72.02
Debt/Equity
-1.76x
Current Ratio
0.83
Quick Ratio
0.83
Returns & Growth
ROE
-35.9%
ROA
36.8%
ROIC
53.0%
Rev Growth YoY
+15.9%
EPS Growth YoY
+29.4%
Price Returns
2W
+16.1%
1M
+22.0%
3M
-11.3%
6M
-30.7%
12M
-27.6%
Technicals
52W High
$1926.52
52W Low
$922.37
50d MA
$1120.02
200d MA
$1429.76
RSI (14)
31.30
ATR (14)
$61.81
Beta
1.38
Avg Volume
351K
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
4
Ex-Div Date
Mar 1, 2017
Analyst Price Targets
Consensus
$1649.11
High
$2200.00
Low
$1150.00
Median
$1650.00
Data updated apr 25, 2026 9:05am
· Source: financialmodelingprep.com