HMN
Horace Mann Educators Corporation NYSE Listed Nov 15, 1991$48.56
After hrs
$48.56
+0.00%
Mkt Cap $2.0B
52w Low $41.29
50.9% of range
52w High $55.56
50d MA $51.49
200d MA $46.77
P/E (TTM)
11.2x
EV/EBITDA
7.2x
P/B
1.4x
Debt/Equity
0.4x
ROE
10.9%
P/FCF
20.6x
RSI (14)
35.60
ATR (14)
$0.95
Beta
0.05
50d MA
$51.49
200d MA
$46.77
Avg Volume
260.4K
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company underwrites and markets personal lines of property and casualty insurance, including personal lines auto and property insurance products; supplemental insurance products, which include cancer, heart, hospital, supplemental disability, and accident coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products comprising whole life and term, as well as indexed universal life insurance products. It also offers student loan solutions, including online student loan management accounts for educators. The company markets its products through its sales force of full-time exclusive agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.
1 Horace Mann Plaza · Springfield, IL 62715-0001 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aug 5, 2026 | AMC | 0.79 | 1.17 | +48.7% | 52.10 | +5.4% | +3.9% | -3.5% | +1.2% | -1.1% | -1.4% | — |
| May 6, 2026 | AMC | 1.10 | 1.28 | +16.4% | 45.65 | -0.4% | -1.1% | -1.4% | -0.5% | +0.3% | -0.8% | — |
| Feb 3, 2026 | AMC | 1.18 | 1.21 | +2.5% | 44.92 | -3.7% | -3.8% | +3.3% | -3.3% | -1.3% | +0.8% | — |
| Nov 4, 2025 | AMC | 1.04 | 1.36 | +30.8% | 45.24 | +2.3% | +3.3% | -3.1% | +0.1% | +0.6% | -0.0% | — |
| Aug 6, 2025 | AMC | 0.61 | 1.06 | +73.8% | 42.34 | +0.7% | +2.5% | +1.6% | -0.3% | +1.4% | +0.2% | — |
| May 6, 2025 | AMC | 0.88 | 1.07 | +21.6% | 41.61 | -0.7% | +0.2% | +0.6% | +0.1% | +0.1% | -1.0% | — |
| Feb 5, 2025 | AMC | 1.04 | 1.62 | +55.8% | 38.83 | +4.8% | +5.1% | +0.8% | +1.4% | +1.7% | -4.4% | — |
| Nov 4, 2024 | AMC | 0.72 | 0.76 | +5.6% | 37.38 | +5.3% | +5.1% | +8.6% | -2.2% | -2.2% | +3.7% | — |
| Aug 7, 2024 | AMC | 0.18 | 0.20 | +11.1% | 33.90 | -1.1% | -1.5% | +1.0% | -1.0% | -0.3% | +0.3% | — |
| May 8, 2024 | AMC | 0.78 | 0.60 | -23.1% | 39.17 | -7.4% | -9.2% | -1.2% | -0.4% | -1.2% | +1.5% | — |
| Feb 7, 2024 | AMC | 0.66 | 0.84 | +27.3% | 35.83 | +3.3% | +3.3% | +0.9% | +0.9% | -2.4% | +0.8% | — |
| Nov 2, 2023 | AMC | 0.36 | 0.44 | +22.2% | 31.97 | +2.3% | +3.2% | +0.4% | -1.3% | -0.6% | -1.9% | — |
| Aug 1, 2023 | AMC | 0.02 | 0.03 | +33.3% | 29.94 | -1.5% | -4.1% | -0.9% | +1.3% | +0.9% | -1.0% | — |
| May 2, 2023 | AMC | 0.21 | 0.23 | +9.5% | 30.94 | -0.3% | +4.9% | -0.2% | +2.3% | -0.6% | +0.9% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jul 3 | Piper Sandler | Maintains | Neutral → Neutral | — | $41.92 | $42.14 | +0.5% | +1.6% | -1.9% | -0.7% | -1.2% | -1.0% |
| May 15 | Raymond James | Maintains | Strong Buy → Strong Buy | — | $41.47 | $41.67 | +0.5% | +2.7% | +2.3% | +1.0% | +0.0% | -1.9% |
| Feb 11 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $41.72 | $41.54 | -0.4% | +1.7% | -4.4% | +1.7% | -0.3% | +0.6% |
| Feb 7 | Piper Sandler | Maintains | Neutral → Neutral | — | $40.82 | $40.76 | -0.1% | +0.8% | +1.4% | +1.7% | -4.4% | +1.7% |
| Feb 7 | JMP Securities | Maintains | Market Perform → Market Perform | — | $40.82 | $40.76 | -0.1% | +0.8% | +1.4% | +1.7% | -4.4% | +1.7% |
| Nov 12 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $42.31 | $41.90 | -1.0% | -0.6% | -2.9% | +0.3% | +0.9% | -1.7% |
| Nov 6 | Piper Sandler | Maintains | Neutral → Neutral | — | $39.27 | $41.46 | +5.6% | +8.6% | -2.2% | -2.2% | +3.7% | -0.6% |
| Oct 2 | Piper Sandler | Maintains | Neutral → Neutral | — | $35.01 | $35.22 | +0.6% | +1.4% | -1.1% | +2.1% | -4.2% | +0.7% |
| Aug 13 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $33.41 | $33.61 | +0.6% | -0.3% | +0.3% | +1.5% | +0.6% | -0.4% |
| Jul 26 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $34.57 | $32.64 | -5.6% | -1.4% | -1.2% | +3.3% | -0.6% | -2.1% |
| Jun 28 | Piper Sandler | Maintains | Neutral → Neutral | — | $33.09 | $32.86 | -0.7% | -1.4% | -0.8% | +0.4% | -1.1% | +0.2% |
| May 10 | Piper Sandler | Maintains | Neutral → Neutral | — | $35.57 | $35.20 | -1.0% | -1.2% | -0.4% | -1.2% | +1.5% | -0.8% |
| Apr 5 | Piper Sandler | Maintains | Neutral → Neutral | — | $36.15 | $35.73 | -1.2% | -0.9% | -0.4% | -1.1% | -0.2% | -2.6% |
| Jan 29 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $34.98 | $36.04 | +3.0% | +6.3% | +0.9% | -1.8% | -1.3% | -0.5% |
| Feb 8 | Piper Sandler | Maintains | Neutral → Neutral | — | $36.23 | $34.07 | -6.0% | -1.9% | +1.7% | +0.1% | +0.8% | +1.5% |
| Jan 25 | Piper Sandler | Downgrade | Overweight → Neutral | — | $36.05 | $32.71 | -9.3% | -6.7% | +1.2% | -0.5% | +4.0% | +1.1% |
| Aug 19 | Piper Sandler | Upgrade | Neutral → Overweight | — | $37.62 | $37.90 | +0.7% | +1.4% | -1.4% | -1.1% | -0.5% | +1.0% |
| Jul 14 | Piper Sandler | Maintains | Neutral → Neutral | — | $37.52 | $35.37 | -5.7% | -10.3% | +0.0% | -2.8% | +3.1% | +0.6% |
| Feb 19 | Raymond James | Maintains | Market Perform → Perform | — | $38.61 | $38.51 | -0.3% | -0.3% | +0.8% | +0.8% | +0.0% | +0.5% |
| Jan 6 | Piper Sandler | Downgrade | Overweight → Neutral | — | $41.81 | $41.13 | -1.6% | +4.1% | +0.6% | -2.1% | -0.1% | +2.0% |
| Oct 7 | Piper Sandler | Maintains | Overweight → Overweight | — | $34.16 | $34.07 | -0.3% | +0.4% | +0.4% | -0.6% | +4.7% | -2.5% |
| Apr 3 | Piper Sandler | Maintains | Overweight → Overweight | — | $32.72 | $32.12 | -1.8% | -4.3% | +5.1% | -3.2% | +1.4% | +12.1% |
| Mar 10 | Piper Sandler | Maintains | Overweight → Overweight | — | $40.30 | $41.40 | +2.7% | +1.3% | -5.2% | -11.1% | +12.8% | -14.4% |
| May 22 | Sandler O'Neill | Maintains | Buy → Buy | — | $39.75 | $40.65 | +2.3% | +2.8% | +0.9% | +1.0% | -1.9% | -1.2% |
| Sep 5 | Keefe, Bruyette & Woods | Upgrade | Underperform → Market Perform | — | $35.15 | $36.10 | +2.7% | -1.3% | +0.1% | -2.2% | +2.2% | +2.9% |
| Sep 5 | Keefe Bruyette & Woods | Upgrade | Underperform → Market Perform | — | $35.15 | $36.10 | +2.7% | -1.3% | +0.1% | -2.2% | +2.2% | +2.9% |
| Apr 10 | Keefe, Bruyette & Woods | Downgrade | Market Perform → Underperform | — | $40.05 | $38.90 | -2.9% | -5.5% | +1.1% | -0.9% | -2.0% | +1.9% |
| Apr 10 | Keefe Bruyette & Woods | Downgrade | Market Perform → Underperform | — | $40.05 | $38.90 | -2.9% | -5.5% | +1.1% | -0.9% | -2.0% | +1.9% |
| Feb 11 | Janney Montgomery Scott | Upgrade | Neutral → Buy | — | $27.59 | $27.96 | +1.3% | +2.6% | +6.6% | -0.0% | +1.0% | +1.0% |
| Feb 11 | Janney Capital | Upgrade | Neutral → Buy | — | $27.59 | $27.96 | +1.3% | +2.6% | +6.6% | -0.0% | +1.0% | +1.0% |
| Nov 10 | JMP Securities | Maintains | Market Perform → Perform | — | $34.24 | $33.96 | -0.8% | +0.3% | -0.5% | -2.1% | -0.5% | +0.2% |
| Jul 30 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $35.43 | $34.96 | -1.3% | -1.1% | +0.5% | -0.2% | -0.4% | -0.1% |
| Jul 30 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $35.43 | $34.96 | -1.3% | -1.1% | +0.5% | -0.2% | -0.4% | -0.1% |
| Apr 27 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $35.43 | $35.41 | -0.1% | -1.6% | +1.3% | -0.8% | -3.0% | +1.1% |
| Apr 27 | Keefe Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $35.43 | $35.41 | -0.1% | -1.6% | +1.3% | -0.8% | -3.0% | +1.1% |
| Apr 24 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $36.62 | $36.13 | -1.3% | -3.2% | -1.6% | +1.3% | -0.8% | -3.0% |
| Apr 24 | Keefe Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $36.62 | $36.13 | -1.3% | -3.2% | -1.6% | +1.3% | -0.8% | -3.0% |
| Jan 7 | Janney Montgomery Scott | Downgrade | Buy → Neutral | — | $32.70 | $32.41 | -0.9% | -1.2% | -0.2% | -3.2% | -0.6% | -0.6% |
| Jan 7 | Janney Capital | Downgrade | Buy → Neutral | — | $32.70 | $32.41 | -0.9% | -1.2% | -0.2% | -3.2% | -0.6% | -0.6% |
| Jun 24 | Guggenheim | Maintains | Neutral → Neutral | — | $31.51 | $31.31 | -0.6% | -2.2% | +0.5% | -0.9% | +1.4% | +0.4% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Sep 3, 2026 | Hines Perry G. | — | Sell | 3,237 | $52.22 | $169K | 25,117 | -1.90% | -0.54% |
| Sep 3, 2026 | Carley Donald M | General Counsel | Sell | 2,054 | $52.28 | $107K | 28,760 | -1.90% | -0.54% |
| Sep 1, 2026 | ZURAITIS MARITA | President & CEO | Sell | 7,500 | $50.99 | $382K | 299,629 | -1.91% | -1.53% |
| Aug 12, 2026 | BRADLEY THOMAS A | — | Sell | 5,000 | $51.72 | $259K | 21,812 | -2.23% | +0.38% |
| Aug 12, 2026 | Reece Henry Wade | — | Sell | 1,359 | $51.52 | $70K | 41,794 | -2.23% | +0.38% |
| Aug 3, 2026 | ZURAITIS MARITA | President & CEO | Sell | 7,500 | $52.03 | $390K | 307,129 | +3.88% | -1.38% |
| Jul 1, 2026 | ZURAITIS MARITA | President & CEO | Sell | 7,500 | $52.62 | $395K | 314,629 | +0.50% | -0.49% |
| Jun 2, 2026 | ZURAITIS MARITA | President & CEO | Sell | 7,500 | $46.25 | $347K | 307,811 | +3.05% | +0.52% |
| May 19, 2026 | ZURAITIS MARITA | President & CEO | Sell | 14 | $46.15 | $646 | 315,311 | -1.70% | -1.34% |
| May 6, 2026 | ZURAITIS MARITA | President & CEO | Sell | 2 | $46.15 | $92 | 315,325 | -1.42% | +1.84% |
| May 5, 2026 | ZURAITIS MARITA | President & CEO | Sell | 403 | $46.02 | $19K | 315,327 | -1.42% | +1.84% |
| May 4, 2026 | ZURAITIS MARITA | President & CEO | Sell | 266 | $46.16 | $12K | 315,730 | -0.70% | +0.29% |
| May 1, 2026 | ZURAITIS MARITA | President & CEO | Sell | 6,815 | $46.16 | $315K | 315,996 | -0.70% | +0.29% |
| Apr 23, 2026 | ZURAITIS MARITA | President & CEO | Sell | 7,500 | $46.16 | $346K | 322,811 | +0.72% | -0.89% |
8-K
Kemper Corporation -- 8-K Filing
May 27
8-K
Horace Mann Educators Corporation -- 8-K Filing
May 21
8-K · 5.02
!!! Very High
Unknown — 8-K 5.02: Executive Change
Maureen Temchuk's temporary absence as Chief Accounting Officer creates interim leadership uncertainty at HMN, potentially signaling operational disruptions or personal circumstances affecting financial reporting oversight.
Mar 27
8-K
Horace Mann Educators Corporation -- 8-K Filing
Horace Mann Educators Corporation filed routine disclosure documentation updating its investor relations materials and financial reporting glossary without announcing material business changes or financial results.
Feb 3
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Mutual Funds / ETFs (N-PORT) — Top 20
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Valuation
Market Cap
$1.96B
Enterprise Value
$2.01B
P/E (TTM)
11.24x
Forward P/E
10.92x
PEG Ratio
0.20x
P/B
1.36x
P/S
1.18x
P/FCF
20.61x
EV/EBITDA
7.16x
Shares Out
41.6M
Financials (TTM)
Revenue
$1.71B
Net Income
$177.3M
EBITDA
$281.3M
Free Cash Flow
$98.0M
Op Cash Flow
$98.0M
EPS Basic
$3.93
EPS Diluted
$4.28
EPS Forward
$4.45
Gross Margin
48.3%
Op Margin
12.7%
Net Margin
10.4%
Balance Sheet
Total Assets
$15.27B
Total Liab.
$13.78B
Total Equity
$1.48B
Cash
$634.5M
LT Debt
$593.4M
Book Value/Sh
$35.67
Debt/Equity
0.40x
Current Ratio
0.00
Quick Ratio
0.00
Returns & Growth
ROE
10.9%
ROA
1.1%
ROIC
6.9%
Rev Growth YoY
+9.7%
EPS Growth YoY
+57.8%
Price Returns
2W
-2.6%
1M
-3.8%
3M
+1.5%
6M
+17.1%
12M
+7.9%
Technicals
52W High
$55.56
52W Low
$41.29
50d MA
$51.49
200d MA
$46.77
RSI (14)
35.60
ATR (14)
$0.95
Beta
0.05
Avg Volume
260K
Dividends
Div Rate
$1.37
Div Yield
3.0%
Frequency
4
Ex-Div Date
Mar 17, 2026
Analyst Price Targets
Consensus
$41.67
High
$48.00
Low
$35.00
Median
$42.00
Data updated apr 25, 2026 1:41pm
· Source: financialmodelingprep.com