HRTG
Heritage Insurance Holdings, Inc. NYSE Listed May 23, 2014$23.27
+0.43%
vs $23.17
Mkt Cap $720.2M
52w Low $19.02
35.1% of range
52w High $31.14
50d MA $24.76
200d MA $26.02
P/E (TTM)
3.7x
EV/EBITDA
0.5x
P/B
1.4x
Debt/Equity
0.2x
ROE
13.2%
P/FCF
4.1x
RSI (14)
66.70
ATR (14)
$0.67
Beta
0.95
50d MA
$24.76
200d MA
$26.02
Avg Volume
550.0K
Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential property insurance for single-family homeowners and condominium owners, and rental property insurance in the states of Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; commercial residential insurance for properties in Florida, New Jersey, and New York; and licensed in the state of Pennsylvania, as well as personal residential and wind-only property insurance. It also provides restoration, and emergency and recovery services; and property management, and reinsurance services. The company writes personal line policies through a network of retail independent agents, wholesale agents, and a partnership with a direct agency, as well as indirectly to approximately 1,500 retail locations through eight wholesale agency relationships; and personal and commercial insurance policies through a network of approximately 70 independent agencies. Heritage Insurance Holdings, Inc. was founded in 2012 and is headquartered in Tampa, Florida.
1401 North Westshore Boulevard · Tampa, FL 33607 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| May 7, 2026 | AMC | 1.53 | 1.19 | -22.2% | 28.03 | -12.8% | -20.0% | -1.0% | +3.7% | -4.3% | +2.2% | — |
| Mar 9, 2026 | AMC | 1.61 | 2.15 | +33.5% | 27.09 | +2.4% | -2.0% | +0.9% | +5.0% | +0.3% | +0.8% | — |
| Nov 5, 2025 | AMC | 0.53 | 1.63 | +207.5% | 24.76 | +8.3% | +12.5% | +6.1% | -2.1% | +2.1% | +1.0% | — |
| Aug 5, 2025 | AMC | 1.03 | 1.55 | +50.5% | 21.66 | +1.3% | -12.2% | +8.6% | +3.8% | -2.4% | +3.6% | — |
| May 6, 2025 | AMC | 0.46 | 0.99 | +115.2% | 19.83 | +5.7% | +22.5% | +5.6% | +1.4% | -3.2% | +3.1% | — |
| Mar 11, 2025 | AMC | -0.17 | 0.66 | +488.2% | 11.88 | +3.1% | +1.0% | +4.4% | +9.5% | -6.8% | +8.5% | — |
| Nov 7, 2024 | AMC | -0.08 | -0.28 | -250.0% | 11.60 | +1.3% | +5.2% | +1.1% | -4.1% | +0.6% | -2.6% | — |
| Aug 6, 2024 | AMC | 0.41 | 0.61 | +48.8% | 7.25 | +6.9% | +2.1% | +10.3% | +26.6% | +4.2% | +11.9% | — |
| May 1, 2024 | AMC | 0.59 | 0.47 | -20.3% | 10.29 | -16.4% | -22.5% | +2.3% | +0.9% | -2.2% | +3.4% | — |
| Mar 11, 2024 | AMC | 0.46 | 1.15 | +150.0% | 7.15 | +23.8% | +25.2% | -5.9% | -6.7% | +4.5% | +3.9% | — |
| Nov 2, 2023 | AMC | -0.29 | -0.28 | +3.4% | 6.28 | +2.5% | +11.5% | +0.9% | +8.8% | -1.6% | -1.5% | — |
| Aug 8, 2023 | AMC | 0.11 | 0.30 | +172.7% | 4.42 | +13.1% | +10.4% | +8.2% | -0.6% | +10.7% | +0.5% | — |
| May 4, 2023 | AMC | 0.11 | 0.55 | +400.0% | 3.28 | +16.5% | +14.6% | +8.8% | +11.7% | +3.1% | -7.2% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mar 10 | Truist | Maintains | Buy → Buy | — | $27.09 | $27.73 | +2.4% | -2.0% | +0.9% | +5.0% | +0.3% | +0.8% |
| Nov 7 | Truist | Maintains | Buy → Buy | — | $27.85 | $28.05 | +0.7% | +6.1% | -2.1% | +2.1% | +1.0% | +3.4% |
| Sep 19 | Truist | Maintains | Buy → Buy | — | $25.43 | $26.04 | +2.4% | +11.7% | -4.4% | +0.5% | -9.8% | -2.7% |
| May 8 | Truist | Maintains | Buy → Buy | — | $24.30 | $24.49 | +0.8% | +5.6% | +1.4% | -3.2% | +3.1% | -9.3% |
| May 8 | Piper Sandler | Maintains | Overweight → Overweight | — | $24.30 | $24.49 | +0.8% | +5.6% | +1.4% | -3.2% | +3.1% | -9.3% |
| Mar 13 | Citizens Capital Markets | Maintains | Market Perform → Market Perform | — | $12.00 | $11.90 | -0.8% | +4.4% | +9.5% | -6.8% | +8.5% | +0.1% |
| Aug 9 | Piper Sandler | Upgrade | Neutral → Overweight | — | $8.16 | $8.56 | +4.9% | +26.6% | +4.2% | +11.9% | +6.9% | +8.9% |
| Aug 8 | Truist | Maintains | Buy → Buy | — | $7.40 | $7.62 | +3.0% | +10.3% | +26.6% | +4.2% | +11.9% | +6.9% |
| Apr 1 | Piper Sandler | Maintains | Neutral → Neutral | — | $10.65 | $10.65 | +0.0% | +3.2% | -0.5% | -0.5% | -3.0% | -2.3% |
| Mar 13 | Truist | Maintains | Buy → Buy | — | $8.95 | $8.75 | -2.2% | -5.9% | -6.7% | +4.5% | +3.9% | +8.2% |
| Mar 13 | JMP Securities | Downgrade | Market Outperform → Market Perform | — | $8.95 | $8.75 | -2.2% | -5.9% | -6.7% | +4.5% | +3.9% | +8.2% |
| Jan 17 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $6.12 | $6.11 | -0.2% | +3.6% | -0.6% | +3.3% | -0.9% | -2.2% |
| Nov 6 | Piper Sandler | Maintains | Neutral → Neutral | — | $7.00 | $7.31 | +4.4% | +0.9% | +8.8% | -1.6% | -1.5% | -0.8% |
| Nov 6 | Truist | Maintains | Buy → Buy | — | $7.00 | $7.31 | +4.4% | +0.9% | +8.8% | -1.6% | -1.5% | -0.8% |
| Oct 6 | Piper Sandler | Maintains | Neutral → Neutral | — | $5.66 | $5.56 | -1.8% | -4.1% | +3.5% | -1.1% | +3.8% | +0.0% |
| Oct 5 | Piper Sandler | Maintains | Neutral → Neutral | — | $6.27 | $6.06 | -3.3% | -9.7% | -4.1% | +3.5% | -1.1% | +3.8% |
| Aug 10 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $4.88 | $4.87 | -0.2% | +8.2% | -0.6% | +10.7% | +0.5% | -2.9% |
| Jul 12 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $4.08 | $4.13 | +1.2% | +1.0% | +6.1% | -2.1% | +0.5% | -0.9% |
| May 8 | Piper Sandler | Maintains | Neutral → Neutral | — | $3.76 | $3.74 | -0.5% | +8.8% | +11.7% | +3.1% | -7.2% | +6.2% |
| Apr 18 | JMP Securities | Maintains | Market Outperform → Outperform | — | $3.06 | $3.20 | +4.6% | +2.0% | +6.7% | +0.3% | +2.7% | +0.0% |
| Mar 6 | Truist | Maintains | Buy → Buy | — | $3.64 | $3.78 | +3.8% | -3.6% | +8.5% | -1.8% | -1.6% | -5.7% |
| Feb 13 | Piper Sandler | Downgrade | Overweight → Neutral | — | $2.16 | $2.12 | -1.9% | -11.1% | +18.2% | -3.1% | +0.9% | +2.3% |
| Jan 17 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $2.26 | $2.31 | +2.2% | -1.3% | -0.9% | +4.5% | -0.4% | +6.5% |
| Oct 18 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $1.47 | $1.46 | -0.7% | -2.0% | +0.0% | -8.3% | +8.3% | -2.8% |
| Jul 18 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $2.45 | $2.47 | +0.8% | -1.6% | +5.0% | -0.4% | -0.4% | -2.8% |
| Oct 15 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $6.85 | $6.97 | +1.8% | +0.6% | -1.3% | +1.5% | +1.3% | +3.7% |
| Apr 16 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $10.46 | $10.35 | -1.1% | +1.1% | +5.5% | -4.2% | -2.1% | +1.0% |
| Apr 6 | Piper Sandler | Upgrade | Neutral → Overweight | — | $10.40 | $10.93 | +5.1% | +0.8% | +1.2% | +1.3% | +5.1% | +0.0% |
| Nov 5 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $14.82 | $14.32 | -3.4% | -2.0% | +1.0% | +0.5% | -0.6% | -2.4% |
| Jul 16 | Sandler O'Neill | Downgrade | Buy → Hold | — | $15.95 | $15.36 | -3.7% | -2.7% | -1.5% | -8.2% | +0.3% | -2.5% |
| Jul 16 | Piper Sandler | Downgrade | Buy → Hold | — | $15.95 | $15.36 | -3.7% | -2.7% | -1.5% | -8.2% | +0.3% | -2.5% |
| May 15 | JMP Securities | Upgrade | Market Perform → Market Outperform | — | $15.16 | $15.48 | +2.1% | +2.2% | +1.9% | -1.1% | -2.1% | +0.2% |
| Oct 12 | Citigroup | Maintains | Buy → Buy | — | $13.67 | $13.60 | -0.5% | -3.1% | -0.8% | +2.7% | -0.8% | -0.6% |
| Apr 10 | Citigroup | Maintains | Buy → Buy | — | $15.99 | $16.13 | +0.9% | +0.7% | -0.2% | -0.9% | -0.4% | +2.1% |
| Jan 22 | JMP Securities | Downgrade | Market Outperform → Market Perform | — | $18.94 | $18.22 | -3.8% | -7.1% | +0.0% | -1.4% | +1.0% | -4.2% |
| Nov 3 | Citigroup | Maintains | Buy → Buy | — | $16.45 | $16.47 | +0.1% | +0.5% | +2.1% | -1.2% | +0.1% | +1.7% |
| Oct 17 | Citigroup | Maintains | Buy → Buy | — | $15.50 | $15.48 | -0.1% | +0.6% | +2.3% | -0.7% | +0.1% | -0.1% |
| Oct 11 | Citigroup | Maintains | Buy → Buy | — | $12.73 | $12.85 | +0.9% | -4.2% | +3.3% | -2.1% | +2.4% | -1.0% |
| Aug 9 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $13.55 | $13.55 | +0.0% | +1.0% | -2.8% | -0.5% | -1.4% | -0.8% |
| Aug 9 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $13.55 | $13.55 | +0.0% | +1.0% | -2.8% | -0.5% | -1.4% | -0.8% |
| Jun 13 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $12.85 | $12.66 | -1.5% | -3.3% | +0.6% | -1.9% | +4.5% | -1.2% |
| Jun 13 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $12.85 | $12.66 | -1.5% | -3.3% | +0.6% | -1.9% | +4.5% | -1.2% |
| Apr 8 | Citigroup | Maintains | Buy → Buy | — | $14.87 | $14.86 | -0.1% | -4.7% | -3.5% | +0.8% | +3.0% | -0.8% |
| Mar 4 | Piper Sandler | Downgrade | Buy → Hold | — | $17.44 | $17.13 | -1.8% | -6.2% | -4.6% | -0.4% | +1.2% | -0.3% |
| Mar 4 | Sandler O'Neill | Downgrade | Buy → Hold | — | $17.44 | $17.13 | -1.8% | -6.2% | -4.6% | -0.4% | +1.2% | -0.3% |
| Aug 10 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $20.27 | $20.13 | -0.7% | -7.2% | +6.4% | -2.7% | -1.5% | -0.3% |
| Aug 10 | Keefe Bruyette & Woods | Maintains | Outperform → Outperform | — | $20.27 | $20.13 | -0.7% | -7.2% | +6.4% | -2.7% | -1.5% | -0.3% |
| Aug 7 | Citigroup | Maintains | Buy → Buy | — | $21.05 | $20.98 | -0.3% | -3.7% | -7.2% | +6.4% | -2.7% | -1.5% |
| Jul 20 | JMP Securities | Downgrade | Outperform → Market Perform | — | $27.11 | $26.68 | -1.6% | -8.0% | +1.0% | +2.4% | -2.2% | -1.2% |
| Jul 15 | Citigroup | Maintains | Buy → Buy | — | $25.72 | $25.76 | +0.2% | +1.2% | +4.1% | +0.1% | -8.0% | +1.0% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| May 19, 2026 | WHITING PAUL LDir | — | Buy | 1,000 | $24.45 | $24K | 103,126 | +0.77% | -0.72% |
| May 19, 2026 | WHITING PAUL LDir | — | Buy | 15,000 | $23.50 | $352K | 102,126 | +0.77% | -0.72% |
| May 1, 2026 | Binnun SharonOff | Chief Accounting Officer | Sell | 9,200 | $28.99 | $267K | 123,988 | -1.03% | +3.74% |
8-K
Heritage Insurance Holdings, Inc. -- 8-K Filing
May 29
8-K
HERITAGE INSURANCE HOLDINGS INC -- 8-K Filing
Heritage Insurance Holdings reported its fourth quarter and full year 2025 financial results, with the company maintaining its position as a super-regional property and casualty insurance provider operating on the NYSE.
Mar 9
8-K
HERITAGE INSURANCE HOLDINGS INC -- 8-K Filing
Heritage Insurance Holdings announced its fourth quarter 2025 preliminary financial results, signaling upcoming detailed earnings disclosure that will help investors assess the insurer's profitability and underwriting performance.
Feb 23
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Capital Management Llc | 1,001,243 | $26M | New | Mar 2026 |
| 2 | Vanguard Portfolio Management Llc | 846,693 | $22M | New | Mar 2026 |
| 3 | Connor, Clark & Lunn Investment Management Ltd. | 580,323 | $17M | Reduced | Dec 2025 |
| 4 | Morgan Stanley | 544,908 | $16M | Reduced | Dec 2025 |
| 5 | Prudential Financial Inc | 492,092 | $13M | Reduced | Mar 2026 |
| 6 | Assenagon Asset Management S.a. | 461,844 | $12M | — | Mar 2026 |
| 7 | Acadian Asset Management Llc | 386,624 | $10M | Reduced | Mar 2026 |
| 8 | Marshall Wace, Llp | 374,906 | $10M | Reduced | Mar 2026 |
| 9 | Aqr Capital Management Llc | 349,249 | $9M | Reduced | Mar 2026 |
| 10 | Two Sigma Investments, Lp | 274,542 | $7M | Added | Mar 2026 |
| 11 | Northern Trust Corp | 241,415 | $6M | Added | Mar 2026 |
| 12 | Invesco Ltd. | 228,720 | $6M | Added | Mar 2026 |
| 13 | Qube Research & Technologies Ltd | 222,385 | $6M | Reduced | Mar 2026 |
| 14 | Arrowstreet Capital, Limited Partnership | 218,655 | $6M | Added | Mar 2026 |
| 15 | Ubs Group Ag | 203,005 | $5M | Reduced | Mar 2026 |
| 16 | Bank Of America Corp /de/ | 194,689 | $5M | Added | Mar 2026 |
| 17 | Citadel Advisors Llc | 183,632 | $5M | Added | Mar 2026 |
| 18 | Renaissance Technologies Llc | 172,530 | $5M | Reduced | Mar 2026 |
| 19 | Nuveen, Llc | 169,898 | $4M | — | Mar 2026 |
| 20 | Segall Bryant & Hamill, Llc | 165,232 | $4M | New | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$720.2M
Enterprise Value
$140.0M
P/E (TTM)
3.68x
Forward P/E
5.04x
PEG Ratio
0.02x
P/B
1.42x
P/S
0.85x
P/FCF
4.14x
EV/EBITDA
0.50x
Shares Out
30.9M
Financials (TTM)
Revenue
$847.3M
Net Income
$195.6M
EBITDA
$279.9M
Free Cash Flow
$174.2M
Op Cash Flow
$182.2M
EPS Basic
$6.33
EPS Diluted
$6.32
EPS Forward
$4.62
Gross Margin
63.0%
Op Margin
30.6%
Net Margin
23.1%
Balance Sheet
Total Assets
$2.20B
Total Liab.
$1.69B
Total Equity
$505.3M
Cash
$658.7M
LT Debt
$78.4M
Book Value/Sh
$16.36
Debt/Equity
0.20x
Current Ratio
152.87
Quick Ratio
152.87
Returns & Growth
ROE
13.2%
ROA
3.0%
ROIC
26.4%
Rev Growth YoY
+3.7%
EPS Growth YoY
+214.9%
Price Returns
2W
-3.6%
1M
-26.0%
3M
-22.2%
6M
-25.3%
12M
-11.3%
Technicals
52W High
$31.14
52W Low
$19.02
50d MA
$24.76
200d MA
$26.02
RSI (14)
66.70
ATR (14)
$0.67
Beta
0.95
Avg Volume
550K
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
4
Ex-Div Date
Jun 13, 2022
Analyst Price Targets
Consensus
$39.00
High
$39.00
Low
$39.00
Median
$39.00
Data updated apr 25, 2026 2:03pm
· Source: financialmodelingprep.com