ISBA
Isabella Bank Corporation NASDAQ Listed Jan 30, 2006$40.15
+0.75%
vs $39.85
Mkt Cap $296.3M
52w Low $28.59
41.3% of range
52w High $56.58
50d MA $41.88
200d MA $43.76
P/E (TTM)
14.8x
EV/EBITDA
5.7x
P/B
1.3x
Debt/Equity
0.6x
ROE
8.2%
P/FCF
12.7x
RSI (14)
34.70
ATR (14)
$1.60
Beta
0.15
50d MA
$41.88
200d MA
$43.76
Avg Volume
70.4K
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products include checking accounts, savings accounts, certificates of deposit, direct deposits, and money market accounts. The company's loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. It also offers cash management, mobile and internet banking, electronic bill pay, automated teller machines, trust and investment, estate planning, and safe deposit box rental services; and group life, health, accident, disability, and other insurance products, as well as other employee benefit programs. As of December 31, 2021, the company operated 30 banking offices in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.
401 North Main Street · Mount Pleasant, MI 48858 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 23, 2026 | AMC | 0.78 | 0.68 | -12.8% | 44.43 | +0.0% | -6.3% | +2.4% | -1.7% | -0.3% | -4.6% | — |
| Feb 5, 2026 | AMC | 0.74 | 0.64 | -13.5% | 50.17 | +0.2% | -3.2% | +9.1% | +1.5% | -1.5% | -2.1% | — |
| Oct 27, 2025 | AMC | 0.60 | 0.71 | +18.3% | 35.76 | +0.1% | -1.0% | -0.8% | +1.3% | +0.4% | +7.1% | — |
| Jul 24, 2025 | AMC | 0.55 | 0.55 | +0.0% | 32.50 | +1.5% | -0.7% | -6.1% | -3.1% | +2.1% | +2.9% | — |
| Apr 17, 2025 | AMC | 0.52 | 0.57 | +9.6% | 24.50 | +2.0% | +5.3% | -0.2% | -1.9% | +2.2% | +0.7% | — |
| Jan 30, 2025 | AMC | 0.49 | 0.52 | +6.1% | 25.80 | -2.0% | +0.0% | -1.6% | -0.1% | +0.0% | +0.1% | — |
| Oct 24, 2024 | AMC | 0.45 | 0.44 | -2.2% | 21.25 | +0.5% | +1.2% | +0.7% | +0.0% | +0.0% | +0.0% | — |
| Jul 25, 2024 | AMC | 0.42 | 0.46 | +9.5% | 19.53 | -2.5% | +1.2% | +0.5% | +0.0% | +0.4% | -0.3% | — |
| Apr 18, 2024 | AMC | 0.51 | 0.42 | -17.6% | 18.20 | -0.5% | -1.1% | -1.1% | +1.1% | -0.8% | +4.2% | — |
| Feb 16, 2024 | AMC | 0.69 | 0.51 | -26.1% | 20.55 | -0.2% | -0.2% | -1.2% | -1.2% | +2.5% | -6.1% | — |
| Oct 19, 2023 | AMC | 0.72 | 0.58 | -19.4% | 20.50 | +0.0% | +0.0% | +1.0% | +0.0% | +0.0% | +0.0% | — |
| Jul 21, 2023 | AMC | 0.66 | 0.61 | -7.6% | 21.75 | -3.8% | -3.8% | +0.0% | -4.0% | +1.1% | +2.2% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 27 | Piper Sandler | Maintains | Neutral → Neutral | — | $41.63 | $41.52 | -0.3% | +2.4% | -1.7% | -0.3% | -4.6% | +3.0% |
| Feb 9 | Piper Sandler | Maintains | Neutral → Neutral | — | $48.54 | $49.10 | +1.2% | +9.1% | +1.5% | -1.5% | -2.1% | -1.0% |
| Oct 31 | Piper Sandler | Maintains | Neutral → Neutral | — | $35.59 | $34.92 | -1.9% | +0.4% | +7.1% | +13.8% | -4.1% | -4.8% |
| Jul 29 | Piper Sandler | Maintains | Neutral → Neutral | — | $30.30 | $29.13 | -3.9% | -3.1% | +2.1% | +2.9% | +5.2% | +0.1% |
| Feb 3 | Piper Sandler | Maintains | Neutral → Neutral | — | $25.80 | $25.26 | -2.1% | -1.6% | -0.1% | +0.0% | +0.1% | +0.0% |
| Oct 30 | Piper Sandler | Maintains | Neutral → Neutral | — | $21.65 | $21.65 | +0.0% | +0.0% | +0.0% | +0.0% | +1.2% | +0.0% |
| Jul 31 | Piper Sandler | Maintains | Neutral → Neutral | — | $19.85 | $19.93 | +0.4% | +0.4% | -0.3% | -2.5% | -3.5% | +1.3% |
| Oct 25 | Piper Sandler | Upgrade | Neutral → Overweight | — | $22.25 | $22.50 | +1.1% | +1.1% | -3.3% | -2.9% | +0.0% | +0.7% |
| Oct 25 | Piper Sandler | Downgrade | Overweight → Neutral | — | $26.45 | $26.65 | +0.8% | +0.8% | +0.0% | +0.0% | -0.8% | +0.0% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jun 16, 2026 | Bourland JillDir | — | Buy | 7 | $41.43 | $290 | 5,876 | +0.83% | -0.18% |
| May 18, 2026 | Bourland JillDir | — | Buy | 7 | $41.05 | $287 | 5,860 | +1.86% | -1.94% |
8-K · 1.01
!! High
Isabella Bank Corporation -- 8-K 1.01: Material Agreement
Jun 16
8-K · 7.01
! Medium
Isabella Bank Corporation -- 8-K 7.01: Regulation FD Disclosure
Jun 12
8-K · 8.01
!! High
Isabella Bank Corporation -- 8-K 8.01: Material Event / Announcement
Isabella Bank Corporation's Board declared a $0.28 per share quarterly dividend payable June 30, 2026, indicating consistent shareholder returns and confidence in the bank's financial performance.
May 28
8-K
Isabella Bank Corporation -- 8-K Filing
Isabella Bank Corporation's Q1 2026 net income surged to $5.0 million ($0.68 per share) from $3.9 million ($0.53) year-over-year, demonstrating improved profitability and earnings growth.
Apr 23
8-K · 5.02
!!! Very High
Unknown — 8-K 5.02: Executive Change
I don't have enough specific information about the executive change at ISBA to provide meaningful analysis. Please share details about which executive departed, their role, and whether a successor was named for a proper assessment.
Mar 25
8-K · 8.01
!! High
Isabella Bank Corporation -- 8-K 8.01: Material Event / Announcement
Isabella Bank Corporation declared a $0.28 per share first quarter dividend payable March 31, 2026, demonstrating continued commitment to shareholder returns.
Feb 26
8-K
Isabella Bank Corporation -- 8-K Filing
Isabella Bank Corporation reported its fourth quarter and full-year 2025 earnings results, providing shareholders with updated financial performance metrics for the recent period.
Feb 5
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Capital Management Llc | 274,048 | $13M | New | Mar 2026 |
| 2 | Millennium Management | 107,356 | $5M | Added | Mar 2026 |
| 3 | Susquehanna International Group, Llp | 94,742 | $4M | Added | Mar 2026 |
| 4 | Marshall Wace, Llp | 53,678 | $2M | Added | Mar 2026 |
| 5 | Qube Research & Technologies Ltd | 21,534 | $983K | Added | Mar 2026 |
| 6 | Morgan Stanley | 16,798 | $840K | Added | Dec 2025 |
| 7 | Northern Trust Corp | 14,740 | $673K | — | Mar 2026 |
| 8 | Ubs Group Ag | 13,389 | $611K | Added | Mar 2026 |
| 9 | Bank Of America Corp /de/ | 9,316 | $425K | Added | Mar 2026 |
| 10 | Jane Street Group, Llc | 8,398 | $420K | New | Dec 2025 |
| 11 | Hrt Financial Lp | 6,343 | $289K | New | Mar 2026 |
| 12 | Point72 Asset Management | 5,989 | $274K | — | Mar 2026 |
| 13 | Citadel Advisors Llc | 5,289 | $242K | Reduced | Mar 2026 |
| 14 | Norris Perne & French Llp/mi | 5,151 | $235K | — | Mar 2026 |
| 15 | Catalyst Funds Management Pty Ltd | 5,074 | $232K | New | Mar 2026 |
| 16 | Atlantic Union Bankshares Corp | 2,563 | $128K | — | Dec 2025 |
| 17 | Citigroup Inc | 2,253 | $113K | Added | Dec 2025 |
| 18 | Barclays Plc | 1,027 | $47K | Reduced | Mar 2026 |
| 19 | Bnp Paribas Financial Markets | 856 | $39K | New | Mar 2026 |
| 20 | Cwm, Llc | 756 | $35K | — | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 16
All ↗
| # | Fund | Shares | Value | Period |
|---|---|---|---|---|
| 1 | Fidelity Extended Market Index Fund | 36,452 | $2M | Feb 2026 |
| 2 | Fidelity Total Market Index Fund | 14,188 | $675K | Feb 2026 |
| 3 | Ultra-Small Company Fund | 14,240 | $650K | Mar 2026 |
| 4 | Avantis U.S. Small Cap Value ETF | 13,302 | $633K | Feb 2026 |
| 5 | Fidelity Series Total Market Index Fund | 9,896 | $471K | Feb 2026 |
| 6 | Fidelity Nasdaq Composite Index Fund | 3,603 | $171K | Feb 2026 |
| 7 | Schwab Total Stock Market Index Fund | 3,500 | $169K | Jan 2026 |
| 8 | Avantis U.S. Small Cap Equity ETF | 3,128 | $149K | Feb 2026 |
| 9 | U.S. SMALL CAP PORTFOLIO | 1,069 | $52K | Jan 2026 |
| 10 | Victory Extended Market Index Fund | 732 | $35K | Jan 2026 |
| 11 | Dimensional U.S. Small Cap ETF | 476 | $23K | Jan 2026 |
| 12 | U.S. VECTOR EQUITY PORTFOLIO | 387 | $19K | Jan 2026 |
| 13 | Dimensional US Sustainability Core 1 ETF | 313 | $15K | Jan 2026 |
| 14 | Dimensional U.S. Core Equity 2 ETF | 306 | $15K | Jan 2026 |
| 15 | U.S. MICRO CAP PORTFOLIO | 292 | $14K | Jan 2026 |
| 16 | Dimensional U.S. Targeted Value ETF | 54 | $3K | Jan 2026 |
Valuation
Market Cap
$296.3M
Enterprise Value
$144.0M
P/E (TTM)
14.85x
Forward P/E
11.15x
PEG Ratio
0.52x
P/B
1.28x
P/S
2.56x
P/FCF
12.70x
EV/EBITDA
5.66x
Shares Out
7.4M
Financials (TTM)
Revenue
$115.8M
Net Income
$20.0M
EBITDA
$25.4M
Free Cash Flow
$23.3M
Op Cash Flow
$26.8M
EPS Basic
$2.56
EPS Diluted
$2.71
EPS Forward
$3.60
Gross Margin
71.4%
Op Margin
20.1%
Net Margin
17.2%
Balance Sheet
Total Assets
$2.21B
Total Liab.
$1.98B
Total Equity
$231.4M
Cash
$226.9M
LT Debt
$74.5M
Book Value/Sh
$31.35
Debt/Equity
0.62x
Current Ratio
0.12
Quick Ratio
0.12
Returns & Growth
ROE
8.2%
ROA
0.9%
ROIC
4.5%
Rev Growth YoY
+10.1%
EPS Growth YoY
+37.6%
Price Returns
2W
-2.2%
1M
+2.4%
3M
-14.3%
6M
-2.9%
12M
+48.3%
Technicals
52W High
$56.58
52W Low
$28.59
50d MA
$41.88
200d MA
$43.76
RSI (14)
34.70
ATR (14)
$1.60
Beta
0.15
Avg Volume
70K
Dividends
Div Rate
$1.10
Div Yield
2.7%
Frequency
4
Ex-Div Date
Mar 27, 2026
Analyst Price Targets
Consensus
$47.00
High
$47.00
Low
$47.00
Median
$47.00
Data updated apr 25, 2026 4:19pm
· Source: financialmodelingprep.com