JCAP
Jefferson Capital, Inc. Common Stock NASDAQ Listed Jun 25, 2025$17.34
-0.40%
vs $17.41
Mkt Cap $520.5M
52w Low $15.52
23.2% of range
52w High $23.37
50d MA $18.60
200d MA $19.85
P/E (TTM)
2.8x
EV/EBITDA
5.7x
P/B
1.1x
Debt/Equity
3.6x
ROE
39.5%
P/FCF
1763.7x
RSI (14)
53.50
ATR (14)
$0.58
Beta
0.47
50d MA
$18.60
200d MA
$19.85
Avg Volume
264.1K
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. The company primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. It offers consumer receivables, including credit card, secured and unsecured automotive, telecom and utilities, and other receivables. The company also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Sartell, Minnesota.
200 14th Ave E · Sartell, MN 56377 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| May 14, 2026 | AMC | 0.67 | 0.69 | +2.7% | 18.69 | -1.0% | -4.4% | -2.9% | +0.3% | -0.8% | +0.7% | — |
| Nov 13, 2025 | AMC | 0.64 | 0.74 | +15.6% | 20.78 | +4.5% | +6.6% | -0.5% | -2.7% | -0.3% | -3.0% | — |
| Aug 14, 2025 | AMC | 0.88 | 0.81 | -8.0% | 18.87 | +0.1% | -1.3% | +1.8% | -2.0% | -3.3% | -0.3% | — |
| Mar 31, 2025 | AMC | — | 0.87 | — | — | — | — | — | — | — | — | — |
| Jun 30, 2024 | AMC | — | 0.55 | — | — | — | — | — | — | — | — | — |
| Mar 31, 2024 | AMC | — | 0.56 | — | — | — | — | — | — | — | — | — |
| Jun 30, 2020 | AMC | — | -0.01 | — | — | — | — | — | — | — | — | — |
| May 8, 2020 | AMC | — | -2.30 | — | — | — | — | — | — | — | — | — |
| Feb 27, 2020 | AMC | — | 0.29 | — | — | — | — | — | — | — | — | — |
| Nov 1, 2019 | AMC | — | 0.49 | — | — | — | — | — | — | — | — | — |
| Aug 2, 2019 | AMC | — | 0.67 | — | — | — | — | — | — | — | — | — |
| May 2, 2019 | AMC | — | 0.59 | — | — | — | — | — | — | — | — | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 24 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $22.79 | $22.90 | +0.5% | +0.2% | +0.6% | -0.1% | -1.0% | -1.7% |
| Nov 17 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $22.15 | $22.41 | +1.2% | -0.5% | -2.7% | -0.3% | -3.0% | +1.3% |
| Nov 14 | Citizens | Maintains | Market Outperform → Market Outperform | — | $20.78 | $21.71 | +4.5% | +6.6% | -0.5% | -2.7% | -0.3% | -3.0% |
| Apr 23 | B. Riley FBR | Maintains | Buy → Buy | — | — | — | — | — | — | — | — | — |
| Apr 9 | KeyBanc | Maintains | Overweight → Overweight | — | — | — | — | — | — | — | — | — |
| Jan 24 | KeyBanc | Maintains | Overweight → Overweight | — | — | — | — | — | — | — | — | — |
| Dec 17 | KeyBanc | Maintains | Overweight → Overweight | — | — | — | — | — | — | — | — | — |
| Aug 5 | Raymond James | Downgrade | Outperform → Perform | — | — | — | — | — | — | — | — | — |
| Dec 11 | Raymond James | Maintains | Outperform → Outperform | — | — | — | — | — | — | — | — | — |
| Sep 27 | Jefferies | Upgrade | Hold → Buy | — | — | — | — | — | — | — | — | — |
| Mar 6 | KeyBanc | Maintains | Overweight → Overweight | — | — | — | — | — | — | — | — | — |
| Oct 19 | KeyBanc | Maintains | Overweight → Overweight | — | — | — | — | — | — | — | — | — |
| Apr 24 | Jefferies | Maintains | Hold → Hold | — | — | — | — | — | — | — | — | — |
| Jun 23 | FBR Capital | Maintains | Outperform → Outperform | — | — | — | — | — | — | — | — | — |
| Apr 6 | Wunderlich | Downgrade | Hold → Sell | — | — | — | — | — | — | — | — | — |
| Aug 13 | Wunderlich | Maintains | Buy → Buy | — | — | — | — | — | — | — | — | — |
| May 12 | Baird | Maintains | Outperform → Outperform | — | — | — | — | — | — | — | — | — |
| Apr 21 | Raymond James | Maintains | Outperform → Outperform | — | — | — | — | — | — | — | — | — |
| Apr 21 | Wunderlich | Maintains | Buy → Buy | — | — | — | — | — | — | — | — | — |
No insider trades available.
8-K · 1.01
! Medium
Jefferson Capital, Inc. -- 8-K 1.01: Financing / Debt Agreement
Jefferson Capital amended its credit agreement with no material changes to existing terms, maintaining its current financing structure and debt obligations.
Apr 23
8-K · 5.02
!!! Very High
Unknown — 8-K 5.02: Executive Change
The replacement director received a substantial equity incentive package with three-year vesting, signaling management's confidence in continuity while aligning their interests with long-term shareholder value creation.
Mar 18
8-K · 5.02
!!! Very High
Unknown — 8-K 5.02: Executive Change
Finalization of 2025 executive compensation for JCAP's leadership signals the company's confidence in performance targets and sets clear incentive alignment, affecting investor perception of management credibility and operational outlook.
Mar 17
8-K
Unknown — 8-K Filing
Jefferson Capital's record collections, deployments, and ERC position it for sustained revenue growth and improved profitability, making JCAP attractive for investors seeking exposure to the recovering consumer debt market.
Mar 12
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | William Blair Investment Management, Llc | 1,559,949 | $30M | Added | Mar 2026 |
| 2 | Vanguard Capital Management Llc | 1,056,798 | $20M | New | Mar 2026 |
| 3 | Principal Financial Group Inc | 773,288 | $17M | — | Dec 2025 |
| 4 | Citadel Advisors Llc | 587,498 | $11M | Added | Mar 2026 |
| 5 | Millennium Management | 404,349 | $8M | Added | Mar 2026 |
| 6 | Clearbridge Investments, Llc | 330,392 | $6M | Added | Mar 2026 |
| 7 | Two Sigma Investments, Lp | 315,015 | $6M | Added | Mar 2026 |
| 8 | Morgan Stanley | 267,338 | $6M | Added | Dec 2025 |
| 9 | Ubs Group Ag | 254,965 | $5M | Added | Mar 2026 |
| 10 | Alyeska Investment Group, L.p. | 247,072 | $5M | Added | Mar 2026 |
| 11 | Healthcare Of Ontario Pension Plan Trust Fund | 200,000 | $4M | — | Mar 2026 |
| 12 | Franklin Resources Inc | 198,464 | $4M | Added | Mar 2026 |
| 13 | Renaissance Technologies Llc | 178,032 | $3M | Added | Mar 2026 |
| 14 | Ejf Capital Lp | 171,092 | $3M | Added | Mar 2026 |
| 15 | Vanguard Portfolio Management Llc | 161,879 | $3M | New | Mar 2026 |
| 16 | Northern Trust Corp | 156,961 | $3M | Added | Mar 2026 |
| 17 | Jpmorgan Chase & Co | 158,935 | $3M | Added | Mar 2026 |
| 18 | Jane Street Group, Llc | 77,523 | $2M | New | Dec 2025 |
| 19 | Qube Research & Technologies Ltd | 80,914 | $2M | New | Mar 2026 |
| 20 | Bnp Paribas Financial Markets | 63,172 | $1M | Added | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$520.5M
Enterprise Value
$1.88B
P/E (TTM)
2.77x
Forward P/E
6.12x
PEG Ratio
0.01x
P/B
1.09x
P/S
0.85x
P/FCF
1763.67x
EV/EBITDA
5.71x
Shares Out
30.0M
Financials (TTM)
Revenue
$613.3M
Net Income
$188.0M
EBITDA
$329.5M
Free Cash Flow
$295K
Op Cash Flow
$295K
EPS Basic
$6.26
EPS Diluted
$6.26
EPS Forward
$2.83
Gross Margin
67.8%
Op Margin
51.6%
Net Margin
30.6%
Balance Sheet
Total Assets
$2.09B
Total Liab.
$1.61B
Total Equity
$476.1M
Cash
$47.6M
LT Debt
$1.41B
Book Value/Sh
$15.86
Debt/Equity
3.60x
Current Ratio
0.20
Quick Ratio
0.20
Returns & Growth
ROE
39.5%
ROA
9.0%
ROIC
13.1%
Rev Growth YoY
+41.5%
EPS Growth YoY
+245.9%
Price Returns
2W
-9.1%
1M
-18.1%
3M
-17.6%
6M
-19.0%
12M
-8.4%
Technicals
52W High
$23.37
52W Low
$15.52
50d MA
$18.60
200d MA
$19.85
RSI (14)
53.50
ATR (14)
$0.58
Beta
0.47
Avg Volume
264K
Dividends
Div Rate
$0.48
Div Yield
2.3%
Frequency
4
Ex-Div Date
Mar 24, 2026
Analyst Price Targets
Consensus
$27.00
High
$29.00
Low
$25.00
Median
$27.00
Data updated apr 25, 2026 4:46pm
· Source: financialmodelingprep.com