LOB
Live Oak Bancshares, Inc. NYSE Listed Jul 23, 2015$37.66
Pre-mkt
$37.63
+0.00%
Mkt Cap $1.7B
52w Low $25.67
69.6% of range
52w High $42.89
50d MA $35.19
200d MA $35.30
P/E (TTM)
16.6x
EV/EBITDA
4.4x
P/B
1.4x
Debt/Equity
0.1x
ROE
8.5%
P/FCF
11.0x
RSI (14)
—
ATR (14)
—
Beta
1.90
50d MA
$35.19
200d MA
$35.30
Avg Volume
290.1K
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.
1741 Tiburon Drive · Wilmington, NC 28403 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 22, 2026 | AMC | 0.54 | 0.60 | +11.1% | 36.29 | +0.8% | +3.3% | +3.1% | +4.3% | +6.9% | +4.2% | — |
| Jan 21, 2026 | AMC | 0.56 | 0.95 | +69.6% | 39.00 | +2.6% | +4.5% | +0.9% | +0.6% | -0.6% | -1.8% | — |
| Oct 22, 2025 | AMC | 0.58 | 0.55 | -5.2% | 34.65 | -3.8% | -3.3% | -1.3% | -5.0% | -6.8% | -8.1% | — |
| Jul 23, 2025 | AMC | 0.52 | 0.51 | -1.9% | 32.35 | +0.5% | +0.6% | +4.9% | +5.2% | +2.2% | -0.6% | — |
| Apr 23, 2025 | AMC | 0.38 | 0.21 | -44.7% | 24.67 | +2.4% | +7.1% | +7.8% | +9.6% | +8.4% | +6.0% | — |
| Mar 18, 2025 | AMC | — | 0.21 | — | 28.29 | -0.1% | -2.7% | -3.1% | -3.4% | -2.0% | -1.2% | — |
| Oct 23, 2024 | AMC | 0.56 | 0.28 | -50.0% | 46.64 | -1.7% | -10.3% | -15.0% | -12.4% | -14.6% | -14.2% | — |
| Jul 24, 2024 | AMC | 0.46 | 0.59 | +28.3% | 42.87 | +3.8% | +3.8% | +6.5% | +2.8% | +4.2% | +5.3% | — |
| Apr 24, 2024 | AMC | 0.47 | 0.36 | -23.4% | 39.87 | -9.6% | -14.0% | -16.8% | -16.0% | -18.9% | -16.0% | — |
| Jan 24, 2024 | AMC | 0.44 | 0.36 | -18.2% | 42.50 | +0.0% | -5.2% | -6.5% | -6.2% | -6.6% | -14.4% | — |
| Oct 25, 2023 | AMC | 0.48 | 0.88 | +83.3% | 26.99 | +6.0% | +7.2% | +4.4% | +7.5% | +6.9% | +6.8% | — |
| Jul 25, 2023 | AMC | 0.31 | 0.39 | +25.8% | 31.00 | +6.3% | +15.4% | +17.2% | +20.9% | +22.2% | +20.7% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 27 | TD Cowen | Maintains | Buy → Buy | — | $37.43 | $37.42 | -0.0% | +1.1% | +3.6% | +1.0% | +0.5% | -0.7% |
| Apr 27 | Piper Sandler | Maintains | Neutral → Neutral | — | $37.43 | $37.42 | -0.0% | +1.1% | +3.6% | +1.0% | +0.5% | -0.7% |
| Apr 24 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $37.48 | $37.52 | +0.1% | -0.1% | +1.0% | +3.5% | +0.9% | +0.3% |
| Feb 3 | TD Cowen | Maintains | Buy → Buy | — | $41.15 | $40.64 | -1.2% | -1.1% | +1.3% | -2.2% | -0.8% | +1.5% |
| Oct 24 | Piper Sandler | Maintains | Neutral → Neutral | — | $33.51 | $33.81 | +0.9% | +2.0% | -1.8% | -3.6% | -5.0% | -5.7% |
| Aug 19 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $34.29 | $35.15 | +2.5% | +3.1% | +2.0% | +2.2% | +10.1% | +9.9% |
| Jul 25 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $32.53 | $32.54 | +0.0% | +4.3% | +4.6% | +1.6% | -1.1% | -2.8% |
| Jul 11 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $32.55 | $32.46 | -0.3% | -0.6% | -0.2% | -4.6% | -2.3% | -1.0% |
| Apr 25 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $26.41 | $25.95 | -1.7% | +0.7% | +2.4% | +1.3% | -1.0% | +1.0% |
| Jan 24 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $35.07 | $34.73 | -1.0% | -0.1% | +2.6% | +3.2% | +1.5% | +1.1% |
| Oct 28 | Truist | Maintains | Buy → Buy | — | $39.65 | $39.93 | +0.7% | +3.0% | +0.5% | +0.9% | +0.2% | +3.6% |
| Oct 25 | Piper Sandler | Maintains | Neutral → Neutral | — | $41.83 | $42.21 | +0.9% | -5.2% | -2.3% | -4.8% | -4.4% | -5.1% |
| Sep 20 | Truist | Maintains | Buy → Buy | — | $49.72 | $50.16 | +0.9% | -1.7% | -2.2% | -4.5% | -7.7% | -7.1% |
| Jul 29 | Piper Sandler | Maintains | Neutral → Neutral | — | $45.66 | $45.99 | +0.7% | -3.5% | -2.2% | -1.1% | -5.7% | -10.0% |
| Jul 29 | Truist | Maintains | Buy → Buy | — | $45.66 | $45.99 | +0.7% | -3.5% | -2.2% | -1.1% | -5.7% | -10.0% |
| Jul 26 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $44.50 | $45.24 | +1.7% | +2.6% | -0.9% | +0.4% | +1.4% | -3.2% |
| Jul 8 | Truist | Maintains | Buy → Buy | — | $33.45 | $33.76 | +0.9% | +0.5% | +1.1% | +3.1% | +9.7% | +11.4% |
| Jun 27 | JP Morgan | Maintains | Overweight → Overweight | — | $33.62 | $33.59 | -0.1% | +0.7% | +4.3% | +1.6% | +3.5% | -0.1% |
| Apr 26 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $34.28 | $34.17 | -0.3% | -3.2% | -2.3% | -5.7% | -2.3% | +1.5% |
| Apr 26 | Truist | Maintains | Buy → Buy | — | $34.28 | $34.17 | -0.3% | -3.2% | -2.3% | -5.7% | -2.3% | +1.5% |
| Apr 1 | Truist | Maintains | Buy → Buy | — | $41.51 | $41.51 | +0.0% | -2.3% | -3.5% | -6.0% | -4.6% | -2.8% |
| Jan 30 | Truist | Maintains | Buy → Buy | — | $39.86 | $39.57 | -0.7% | -0.5% | -8.8% | -9.3% | -8.4% | -10.4% |
| Jan 26 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $40.30 | $40.70 | +1.0% | -1.4% | -1.1% | -1.5% | -9.8% | -10.3% |
| Dec 15 | Truist | Maintains | Buy → Buy | — | $43.98 | $45.84 | +4.2% | +1.0% | +1.5% | +3.5% | -2.4% | -0.8% |
| Oct 5 | JP Morgan | Upgrade | Neutral → Overweight | — | $27.36 | $28.57 | +4.4% | +6.4% | +5.3% | +5.8% | +6.5% | +6.4% |
| Sep 27 | Truist | Maintains | Buy → Buy | — | $28.87 | $28.62 | -0.9% | -1.0% | -0.7% | +0.3% | -2.1% | -6.2% |
| Jul 27 | JP Morgan | Maintains | Neutral → Neutral | — | $35.76 | $36.83 | +3.0% | +1.6% | +4.8% | +5.9% | +4.6% | +4.7% |
| Jul 27 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $35.76 | $36.83 | +3.0% | +1.6% | +4.8% | +5.9% | +4.6% | +4.7% |
| Jun 29 | Truist | Maintains | Buy → Buy | — | $25.22 | $26.38 | +4.6% | +5.0% | +4.3% | +5.8% | +5.0% | +3.1% |
| May 2 | Truist | Maintains | Buy → Buy | — | $22.63 | $22.33 | -1.3% | -3.0% | -4.1% | -8.0% | -4.6% | -8.4% |
| Apr 28 | JP Morgan | Upgrade | Underweight → Neutral | — | $23.09 | $23.50 | +1.8% | +2.0% | -2.0% | -5.0% | -6.0% | -9.9% |
| Apr 6 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $24.20 | $23.68 | -2.1% | +0.5% | +0.4% | +2.0% | +0.6% | +1.2% |
| Mar 23 | Truist | Maintains | Buy → Buy | — | $25.57 | $25.80 | +0.9% | -4.3% | -3.9% | -3.2% | -4.7% | -4.7% |
| Feb 1 | Truist | Maintains | Buy → Buy | — | $34.23 | $34.00 | -0.7% | +1.4% | +8.2% | +7.5% | +5.2% | +6.5% |
| Dec 13 | JP Morgan | Downgrade | Neutral → Underweight | — | $32.59 | $32.01 | -1.8% | -6.3% | -5.2% | -10.6% | -12.7% | -10.6% |
| Sep 28 | Piper Sandler | Maintains | Neutral → Neutral | — | $33.39 | $33.12 | -0.8% | -0.7% | -7.2% | -8.4% | -4.6% | +3.1% |
| Sep 14 | Truist | Maintains | Buy → Buy | — | $34.50 | $34.51 | +0.0% | -0.6% | +2.9% | +1.4% | +1.3% | +1.0% |
| Aug 15 | Truist | Maintains | Buy → Buy | — | $42.61 | $42.80 | +0.4% | +1.4% | +0.7% | -5.0% | -3.8% | -7.9% |
| Jul 7 | Raymond James | Downgrade | Outperform → Market Perform | — | $33.40 | $33.31 | -0.3% | +1.0% | -1.2% | -4.3% | -4.7% | -6.1% |
| Jul 1 | JP Morgan | Downgrade | Overweight → Neutral | — | $33.89 | $33.00 | -2.6% | +1.2% | +3.3% | -1.4% | -0.5% | -2.7% |
| Jun 29 | Piper Sandler | Maintains | Neutral → Neutral | — | $34.37 | $34.69 | +0.9% | -1.0% | -1.4% | -0.2% | +1.8% | -2.8% |
| Jun 15 | Truist | Maintains | Buy → Buy | — | $34.40 | $34.80 | +1.2% | +0.1% | -4.5% | -0.7% | -1.2% | -1.9% |
| Jun 13 | Truist | Maintains | Buy → Buy | — | $36.35 | $35.07 | -3.5% | -6.7% | -5.4% | -5.3% | -9.6% | -6.0% |
| Apr 29 | Raymond James | Maintains | Outperform → Outperform | — | $45.56 | $44.54 | -2.2% | -7.1% | -4.9% | -1.5% | -0.3% | -3.7% |
| Feb 17 | JP Morgan | Maintains | Overweight → Overweight | — | $65.81 | $65.71 | -0.2% | -3.0% | -3.3% | -8.1% | -10.1% | -6.4% |
| Jan 27 | Raymond James | Maintains | Outperform → Outperform | — | $58.01 | $58.00 | -0.0% | -6.9% | -5.4% | +1.5% | +1.3% | +2.4% |
| Nov 1 | Raymond James | Maintains | Outperform → Outperform | — | $89.18 | $85.69 | -3.9% | +2.3% | +3.6% | +8.4% | +9.7% | +8.4% |
| Oct 29 | JP Morgan | Upgrade | Neutral → Overweight | — | $77.79 | $79.64 | +2.4% | +14.6% | +17.3% | +18.7% | +24.3% | +25.7% |
| Oct 7 | Raymond James | Downgrade | Strong Buy → Outperform | — | $66.71 | $66.15 | -0.8% | -0.0% | -0.0% | -0.8% | -0.5% | +0.6% |
| Apr 12 | JP Morgan | Maintains | Neutral → Neutral | — | $70.09 | $70.50 | +0.6% | +1.6% | -2.0% | -0.2% | +1.4% | +2.2% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Apr 30, 2026 | Derraik RenatoOff | Chief Info./Digital Off., Bank | Sell | 75,000 | $37.83 | $2.8M | 4,243 | +2.29% | — |
8-K
Live Oak Bancshares, Inc. -- 8-K Filing
Live Oak Bancshares' Q1 2026 earnings of $0.60 per share declined from Q4 2025 primarily due to the absence of a $24.1 million pre-tax gain from selling its Apiture subsidiary.
Apr 22
8-K · 8.01
!! High
Live Oak Bancshares, Inc. -- 8-K 8.01: Material Event / Announcement
Live Oak Bancshares' Board of Directors made an announcement on February 19, 2026, though the specific decision details aren't fully disclosed in this summary.
Feb 19
8-K · 5.02
!!! Very High
Live Oak Bancshares, Inc. -- 8-K 5.02: Executive Change
Live Oak Bancshares' CFO Phifer received a $50,000 cash bonus and 9,580 restricted stock units, indicating the bank is retaining key financial leadership through equity incentives.
Feb 13
Data updated apr 25, 2026 7:36pm
· Source: massive.com