NCNO
nCino, Inc. NASDAQ Listed Jul 14, 2020$14.80
-4.45%
vs $15.49
Mkt Cap $1.7B
52w Low $14.01
4.2% of range
52w High $32.69
50d MA $16.50
200d MA $21.38
P/E (TTM)
296.0x
EV/EBITDA
487.6x
P/B
1.6x
Debt/Equity
0.3x
ROE
0.5%
P/FCF
20.5x
RSI (14)
41.30
ATR (14)
$0.91
Beta
0.61
50d MA
$16.50
200d MA
$21.38
Avg Volume
3.8M
nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, which digitizes, automates, and streamlines complex processes and workflow; and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable banks and credit unions to onboard new clients, make loans and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The company's nCino IQ, an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus, a suite of products that enables loan officers, borrowers, real estate agents, settlement agents, and others to engage in the homeownership process from internet-enabled device. The company serves financial institution customers, including global financial institutions, enterprise banks, regional banks, community banks, credit unions, new market entrants, and independent mortgage banks through sales team comprising business development representatives, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.
6770 Parker Farm Drive · Wilmington, NC 28405 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mar 31, 2026 | AMC | 0.21 | 0.37 | +76.2% | 14.98 | +22.6% | +10.6% | +3.2% | +1.5% | +3.8% | -1.6% | — |
| Dec 3, 2025 | AMC | 0.21 | 0.31 | +50.0% | 25.57 | +5.8% | -4.8% | -3.9% | +5.1% | +1.1% | +4.1% | — |
| Aug 26, 2025 | AMC | 0.14 | 0.22 | +57.1% | 28.69 | +11.0% | +13.9% | -1.8% | +0.0% | -3.2% | -1.5% | — |
| May 28, 2025 | AMC | 0.16 | 0.16 | +0.0% | 26.78 | +5.0% | -1.7% | -0.1% | -0.4% | +4.1% | -0.1% | — |
| Apr 1, 2025 | AMC | 0.18 | 0.12 | -33.3% | 28.12 | -32.9% | -19.7% | -3.9% | -1.2% | +1.3% | +1.5% | — |
| Dec 4, 2024 | AMC | 0.16 | 0.21 | +31.2% | 42.50 | -15.2% | -12.3% | +0.3% | -0.8% | -3.0% | +1.1% | — |
| Aug 27, 2024 | AMC | 0.13 | 0.14 | +7.7% | 34.53 | -13.8% | -13.9% | +1.5% | -0.8% | +0.3% | +0.5% | — |
| May 29, 2024 | AMC | 0.14 | 0.19 | +40.4% | 30.15 | -5.4% | -0.1% | +1.4% | -0.6% | -0.6% | -1.8% | — |
| Mar 26, 2024 | AMC | 0.12 | 0.21 | +75.0% | 30.18 | +14.3% | +19.0% | +4.1% | -5.4% | -1.8% | +1.1% | — |
| Nov 29, 2023 | AMC | 0.11 | 0.14 | +27.3% | 29.98 | -5.1% | -7.8% | +2.6% | +3.2% | +0.1% | +1.0% | — |
| Aug 29, 2023 | AMC | 0.07 | 0.09 | +28.6% | 29.48 | -1.0% | +9.7% | +1.6% | +0.4% | -1.8% | +0.0% | — |
| May 31, 2023 | AMC | 0.05 | 0.07 | +40.0% | 27.49 | -19.8% | -10.3% | +1.4% | -4.0% | +0.7% | +0.7% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apr 1 | Morgan Stanley | Maintains | Overweight → Overweight | — | $14.98 | $18.37 | +22.6% | +10.6% | +3.2% | +1.5% | +3.8% | -1.6% |
| Apr 1 | Goldman Sachs | Maintains | Neutral → Neutral | — | $14.98 | $18.37 | +22.6% | +10.6% | +3.2% | +1.5% | +3.8% | -1.6% |
| Apr 1 | Stephens & Co. | Maintains | Overweight → Overweight | — | $14.98 | $18.37 | +22.6% | +10.6% | +3.2% | +1.5% | +3.8% | -1.6% |
| Apr 1 | Citizens | Maintains | Market Outperform → Market Outperform | — | $14.98 | $18.37 | +22.6% | +10.6% | +3.2% | +1.5% | +3.8% | -1.6% |
| Apr 1 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $14.98 | $18.37 | +22.6% | +10.6% | +3.2% | +1.5% | +3.8% | -1.6% |
| Apr 1 | Barclays | Maintains | Overweight → Overweight | — | $14.98 | $18.37 | +22.6% | +10.6% | +3.2% | +1.5% | +3.8% | -1.6% |
| Apr 1 | Truist | Maintains | Hold → Hold | — | $14.98 | $18.37 | +22.6% | +10.6% | +3.2% | +1.5% | +3.8% | -1.6% |
| Apr 1 | Piper Sandler | Upgrade | Neutral → Overweight | — | $14.98 | $18.37 | +22.6% | +10.6% | +3.2% | +1.5% | +3.8% | -1.6% |
| Apr 1 | Needham | Maintains | Buy → Buy | — | $14.98 | $18.37 | +22.6% | +10.6% | +3.2% | +1.5% | +3.8% | -1.6% |
| Mar 31 | Baird | Maintains | Outperform → Outperform | — | $14.42 | $14.61 | +1.3% | +3.9% | +10.6% | +3.2% | +1.5% | +3.8% |
| Mar 30 | Morgan Stanley | Maintains | Overweight → Overweight | — | $14.01 | $14.03 | +0.1% | +2.9% | +3.9% | +10.6% | +3.2% | +1.5% |
| Mar 24 | Barclays | Maintains | Overweight → Overweight | — | $15.52 | $15.27 | -1.6% | -7.1% | +0.4% | +3.6% | -6.6% | +2.9% |
| Feb 18 | JP Morgan | Maintains | Neutral → Neutral | — | $16.18 | $16.25 | +0.4% | +1.1% | -2.1% | -2.4% | -6.3% | +4.9% |
| Jan 5 | Barclays | Maintains | Overweight → Overweight | — | $24.65 | $24.51 | -0.6% | -0.6% | +0.3% | +3.0% | -0.8% | +2.0% |
| Dec 4 | Piper Sandler | Maintains | Neutral → Neutral | — | $25.57 | $27.05 | +5.8% | -4.8% | -3.9% | +5.1% | +1.1% | +4.1% |
| Dec 4 | Truist | Maintains | Hold → Hold | — | $25.57 | $27.05 | +5.8% | -4.8% | -3.9% | +5.1% | +1.1% | +4.1% |
| Dec 4 | Needham | Maintains | Buy → Buy | — | $25.57 | $27.05 | +5.8% | -4.8% | -3.9% | +5.1% | +1.1% | +4.1% |
| Dec 4 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $25.57 | $27.05 | +5.8% | -4.8% | -3.9% | +5.1% | +1.1% | +4.1% |
| Oct 20 | Raymond James | Upgrade | Outperform → Strong Buy | — | $23.76 | $24.67 | +3.8% | +4.6% | +4.5% | -1.5% | +1.4% | +0.5% |
| Oct 10 | William Blair | Upgrade | Market Perform → Outperform | — | $25.50 | $26.53 | +4.0% | -1.9% | -1.2% | +0.7% | -2.3% | -1.0% |
| Sep 10 | Morgan Stanley | Upgrade | Equal Weight → Overweight | — | $30.40 | $31.67 | +4.2% | -1.4% | +1.6% | -1.2% | +0.5% | -0.9% |
| Aug 27 | Needham | Maintains | Buy → Buy | — | $28.69 | $31.84 | +11.0% | +13.9% | -1.8% | +0.0% | -3.2% | -1.5% |
| Aug 27 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $28.69 | $31.84 | +11.0% | +13.9% | -1.8% | +0.0% | -3.2% | -1.5% |
| Aug 27 | Piper Sandler | Maintains | Neutral → Neutral | — | $28.69 | $31.84 | +11.0% | +13.9% | -1.8% | +0.0% | -3.2% | -1.5% |
| Aug 27 | Truist | Maintains | Hold → Hold | — | $28.69 | $31.84 | +11.0% | +13.9% | -1.8% | +0.0% | -3.2% | -1.5% |
| Aug 27 | Raymond James | Maintains | Outperform → Outperform | — | $28.69 | $31.84 | +11.0% | +13.9% | -1.8% | +0.0% | -3.2% | -1.5% |
| Aug 27 | BofA Securities | Maintains | Neutral → Neutral | — | $28.69 | $31.84 | +11.0% | +13.9% | -1.8% | +0.0% | -3.2% | -1.5% |
| Aug 27 | Baird | Maintains | Outperform → Outperform | — | $28.69 | $31.84 | +11.0% | +13.9% | -1.8% | +0.0% | -3.2% | -1.5% |
| Aug 27 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $28.69 | $31.84 | +11.0% | +13.9% | -1.8% | +0.0% | -3.2% | -1.5% |
| Aug 27 | Barclays | Maintains | Overweight → Overweight | — | $28.69 | $31.84 | +11.0% | +13.9% | -1.8% | +0.0% | -3.2% | -1.5% |
| Jul 29 | Raymond James | Maintains | Outperform → Outperform | — | $30.36 | $30.49 | +0.4% | -2.0% | -1.4% | -4.7% | -2.8% | +3.0% |
| Jul 22 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $30.83 | $30.92 | +0.3% | +1.3% | -0.8% | -1.1% | +0.5% | -1.4% |
| Jul 14 | Baird | Upgrade | Neutral → Outperform | — | $28.82 | $29.96 | +4.0% | +3.4% | -1.8% | +2.6% | +2.2% | -0.3% |
| Jun 9 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $27.32 | $27.51 | +0.7% | -0.6% | +0.1% | +0.4% | +0.6% | -1.7% |
| May 29 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $26.78 | $28.12 | +5.0% | -1.7% | -0.1% | -0.4% | +4.1% | -0.1% |
| May 29 | Barclays | Maintains | Overweight → Overweight | — | $26.78 | $28.12 | +5.0% | -1.7% | -0.1% | -0.4% | +4.1% | -0.1% |
| May 29 | Needham | Maintains | Buy → Buy | — | $26.78 | $28.12 | +5.0% | -1.7% | -0.1% | -0.4% | +4.1% | -0.1% |
| May 29 | Truist | Maintains | Hold → Hold | — | $26.78 | $28.12 | +5.0% | -1.7% | -0.1% | -0.4% | +4.1% | -0.1% |
| May 29 | Piper Sandler | Maintains | Neutral → Neutral | — | $26.78 | $28.12 | +5.0% | -1.7% | -0.1% | -0.4% | +4.1% | -0.1% |
| May 29 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $26.78 | $28.12 | +5.0% | -1.7% | -0.1% | -0.4% | +4.1% | -0.1% |
| May 27 | JMP Securities | Maintains | Market Outperform → Market Outperform | — | $26.26 | $26.61 | +1.3% | +2.7% | -0.7% | -1.7% | -0.1% | -0.4% |
| May 23 | Morgan Stanley | Maintains | Equal Weight → Equal Weight | — | $26.66 | $26.71 | +0.2% | -1.5% | +2.7% | -0.7% | -1.7% | -0.1% |
| May 22 | Needham | Maintains | Buy → Buy | — | $25.48 | $25.68 | +0.8% | +4.6% | -1.5% | +2.7% | -0.7% | -1.7% |
| May 21 | Scotiabank | Maintains | Sector Perform → Sector Perform | — | $25.81 | $25.81 | +0.0% | -1.3% | +4.6% | -1.5% | +2.7% | -0.7% |
| May 21 | Stephens & Co. | Maintains | Equal Weight → Equal Weight | — | $25.81 | $25.81 | +0.0% | -1.3% | +4.6% | -1.5% | +2.7% | -0.7% |
| Apr 23 | Piper Sandler | Maintains | Neutral → Neutral | — | $23.28 | $23.80 | +2.2% | -2.1% | +1.7% | -0.6% | -0.5% | +2.1% |
| Apr 10 | BofA Securities | Maintains | Neutral → Neutral | — | $24.43 | $23.87 | -2.3% | -4.2% | +2.0% | -0.8% | +1.5% | -0.4% |
| Apr 3 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $22.59 | $21.62 | -4.3% | -3.9% | -1.2% | +1.3% | +1.5% | +10.8% |
| Apr 2 | Scotiabank | Downgrade | Sector Outperform → Sector Perform | — | $28.12 | $18.88 | -32.9% | -19.7% | -3.9% | -1.2% | +1.3% | +1.5% |
| Apr 2 | Raymond James | Maintains | Outperform → Outperform | — | $28.12 | $18.88 | -32.9% | -19.7% | -3.9% | -1.2% | +1.3% | +1.5% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| May 5, 2026 | Sellers JeanetteOff | SVP of Accounting | Sell | 3,695 | $18.04 | $67K | 50,876 | -0.17% | -4.70% |
| May 5, 2026 | Desmond SeanDir/Off | CEO & President | Sell | 16,589 | $18.04 | $299K | 1,262,492 | -0.17% | -4.70% |
| May 4, 2026 | Desmond SeanDir/Off | CEO & President | Sell | 22,073 | $18.02 | $398K | 1,271,016 | -2.90% | -3.35% |
| May 4, 2026 | Orenstein GregoryOff | CFO & Treasurer | Sell | 14,650 | $18.02 | $264K | 702,293 | -2.90% | -3.35% |
| May 4, 2026 | Naude PierreDir | — | Sell | 35,650 | $18.02 | $642K | 1,108,473 | -2.90% | -3.35% |
| May 4, 2026 | Sellers JeanetteOff | SVP of Accounting | Sell | 1,486 | $18.02 | $27K | 54,571 | -2.90% | -3.35% |
| May 4, 2026 | Rieger AprilOff | Chief Lgl. & Admin Ofc., Sec | Sell | 9,693 | $18.02 | $175K | 383,601 | -2.90% | -3.35% |
8-K · 2.02
!! High
nCino, Inc. -- 8-K 2.02: Earnings Results
nCino reported earnings results showing changes in operations and financial condition, which investors should review in the attached press release for specific performance metrics and guidance implications.
May 27
8-K · 1.01
! Medium
Unknown — 8-K 1.01: Financing / Debt Agreement
Bank of America's $100M accelerated share repurchase signals management confidence in undervaluation while reducing share count, potentially boosting near-term EPS despite using capital that could fund growth or dividends.
Mar 31
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Portfolio Management Llc | 6,958,680 | $104M | New | Mar 2026 |
| 2 | Vanguard Capital Management Llc | 4,719,936 | $71M | New | Mar 2026 |
| 3 | Millennium Management | 4,403,022 | $66M | Added | Mar 2026 |
| 4 | Morgan Stanley | 2,284,914 | $59M | Reduced | Dec 2025 |
| 5 | Spyglass Capital Management Llc | 3,085,237 | $46M | New | Mar 2026 |
| 6 | Lead Edge Capital Management, Llc | 1,687,480 | $43M | Added | Dec 2025 |
| 7 | Conestoga Capital Advisors, Llc | 2,724,354 | $41M | Reduced | Mar 2026 |
| 8 | Aqr Capital Management Llc | 2,451,952 | $36M | Added | Mar 2026 |
| 9 | Clearbridge Investments, Llc | 2,113,704 | $32M | Reduced | Mar 2026 |
| 10 | Algebris (Uk) Ltd | 2,079,386 | $31M | Added | Mar 2026 |
| 11 | Bank Of Montreal /can/ | 1,666,322 | $25M | New | Mar 2026 |
| 12 | Jpmorgan Chase & Co | 1,555,963 | $22M | Added | Mar 2026 |
| 13 | Brown Brothers Harriman & Co | 1,461,808 | $22M | Reduced | Mar 2026 |
| 14 | Franklin Resources Inc | 1,183,140 | $18M | Reduced | Mar 2026 |
| 15 | Point72 Asset Management | 1,053,603 | $16M | Added | Mar 2026 |
| 16 | Jane Street Group, Llc | 583,625 | $15M | Added | Dec 2025 |
| 17 | Bank Of America Corp /de/ | 993,801 | $15M | Reduced | Mar 2026 |
| 18 | Citadel Advisors Llc | 958,496 | $14M | Added | Mar 2026 |
| 19 | Fmr Llc | 942,946 | $14M | Reduced | Mar 2026 |
| 20 | Ubs Group Ag | 866,599 | $13M | Reduced | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$1.69B
Enterprise Value
$1.82B
P/E (TTM)
296.00x
Forward P/E
12.32x
PEG Ratio
-4.04x
P/B
1.56x
P/S
2.85x
P/FCF
20.50x
EV/EBITDA
487.65x
Shares Out
114.3M
Financials (TTM)
Revenue
$594.8M
Net Income
$5.2M
EBITDA
$3.7M
Free Cash Flow
$82.6M
Op Cash Flow
$90.1M
EPS Basic
$0.05
EPS Diluted
$0.05
EPS Forward
$1.20
Gross Margin
60.6%
Op Margin
0.6%
Net Margin
0.9%
Balance Sheet
Total Assets
$1.65B
Total Liab.
$579.5M
Total Equity
$1.07B
Cash
$88.4M
LT Debt
$213.5M
Book Value/Sh
$9.47
Debt/Equity
0.26x
Current Ratio
1.00
Quick Ratio
1.00
Returns & Growth
ROE
0.5%
ROA
0.3%
ROIC
0.2%
Rev Growth YoY
+10.0%
EPS Growth YoY
+115.1%
Price Returns
2W
+10.1%
1M
-8.0%
3M
-0.4%
6M
-34.9%
12M
-38.9%
Technicals
52W High
$32.69
52W Low
$14.01
50d MA
$16.50
200d MA
$21.38
RSI (14)
41.30
ATR (14)
$0.91
Beta
0.61
Avg Volume
3.8M
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
—
Ex-Div Date
—
Analyst Price Targets
Consensus
$32.33
High
$36.00
Low
$27.00
Median
$34.00
Data updated apr 26, 2026 2:29pm
· Source: financialmodelingprep.com