NMIH
NMI Holdings, Inc. NASDAQ Listed Nov 8, 2013$44.09
-1.89%
vs $44.94
Mkt Cap $3.3B
52w Low $34.84
77.7% of range
52w High $46.74
50d MA $39.70
200d MA $38.81
P/E (TTM)
8.6x
EV/EBITDA
7.2x
P/B
1.3x
Debt/Equity
0.2x
ROE
15.0%
P/FCF
8.4x
RSI (14)
66.60
ATR (14)
$1.10
Beta
0.64
50d MA
$39.70
200d MA
$38.81
Avg Volume
581.5K
NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.
2100 Powell Street · EmeryVille, CA 94608 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jul 30, 2026 | AMC | 1.28 | 1.38 | +7.8% | 43.44 | +4.2% | +2.0% | +0.6% | -0.2% | +1.1% | — | — |
| Apr 30, 2026 | AMC | 1.22 | 1.28 | +4.9% | 38.71 | +0.2% | -3.9% | -0.7% | +1.9% | +1.6% | +0.9% | — |
| Feb 10, 2026 | AMC | 1.17 | 1.20 | +2.6% | 40.19 | -1.6% | +1.8% | +0.1% | -3.2% | +1.0% | -0.9% | — |
| Nov 4, 2025 | AMC | 1.21 | 1.21 | +0.0% | 37.52 | -5.8% | -1.8% | -2.0% | +1.6% | +2.4% | +0.5% | — |
| Jul 29, 2025 | AMC | 1.16 | 1.22 | +5.2% | 37.96 | +0.2% | -1.6% | -0.1% | -0.3% | +1.1% | +0.7% | — |
| Apr 29, 2025 | AMC | 1.10 | 1.28 | +16.4% | 33.64 | +4.4% | +7.5% | +0.6% | +3.4% | -0.4% | +1.3% | — |
| Feb 6, 2025 | AMC | 1.11 | 1.07 | -3.6% | 38.80 | -2.5% | -4.8% | -1.3% | -0.9% | -2.7% | +1.1% | — |
| Nov 6, 2024 | AMC | 1.14 | 1.15 | +0.9% | 39.28 | -5.9% | -5.2% | -0.4% | +2.4% | +1.4% | -0.9% | — |
| Jul 30, 2024 | AMC | 1.05 | 1.20 | +14.3% | 39.20 | +3.4% | +0.4% | -2.9% | -1.4% | -3.8% | +0.6% | — |
| Apr 30, 2024 | AMC | 0.99 | 1.08 | +9.1% | 30.86 | +0.3% | +2.6% | +2.6% | +0.1% | +2.8% | +0.7% | — |
| Feb 14, 2024 | AMC | 0.96 | 1.01 | +5.2% | 30.29 | +1.5% | -1.7% | -2.5% | -0.4% | +1.8% | -1.0% | — |
| Nov 1, 2023 | AMC | 0.92 | 1.00 | +8.7% | 27.55 | +2.1% | +1.5% | +4.2% | -0.9% | -2.2% | -0.5% | — |
| Aug 1, 2023 | AMC | 0.86 | 0.95 | +10.5% | 26.97 | +5.5% | +5.3% | +2.9% | +1.7% | -0.5% | -0.3% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aug 3 | Keefe Bruyette | Downgrade | Outperform → Mkt Perform | $47 | $44.30 | $43.82 | -1.1% | +0.6% | -0.2% | +1.1% | — | — |
| May 22 | RBC Capital Mkts | Initiates | Outperform | $46 | $37.76 | $37.76 | +0.0% | -1.0% | -0.7% | -0.8% | -1.6% | -1.0% |
| Apr 10 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $39.33 | $39.33 | +0.0% | -1.8% | +1.6% | -0.9% | -0.3% | +0.2% |
| Apr 9 | JP Morgan | Maintains | Overweight → Overweight | — | $38.91 | $38.87 | -0.1% | +1.1% | -1.8% | +1.6% | -0.9% | -0.3% |
| Apr 6 | Barclays | Maintains | Equal Weight → Equal Weight | — | $37.54 | $37.29 | -0.7% | +1.0% | +0.7% | +1.9% | +1.1% | -1.8% |
| Jan 12 | JP Morgan | Maintains | Overweight → Overweight | — | $40.48 | $40.37 | -0.3% | -2.9% | -7.4% | +1.8% | +1.5% | +1.0% |
| Jan 6 | Barclays | Maintains | Equal Weight → Equal Weight | — | $41.21 | $40.94 | -0.7% | -2.0% | -1.2% | +1.5% | +0.0% | -2.9% |
| Dec 18 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $40.46 | $41.23 | +1.9% | +3.3% | -1.8% | +0.8% | +0.5% | -0.0% |
| Nov 5 | JP Morgan | Maintains | Overweight → Overweight | — | $37.52 | $35.34 | -5.8% | -1.8% | -2.0% | +1.6% | +2.4% | +0.5% |
| Oct 7 | JP Morgan | Maintains | Overweight → Overweight | — | $36.40 | $36.44 | +0.1% | -1.0% | -0.1% | -0.4% | -1.0% | +0.6% |
| Oct 6 | Barclays | Maintains | Equal Weight → Equal Weight | — | $36.72 | $36.68 | -0.1% | -0.9% | -1.0% | -0.1% | -0.4% | -1.0% |
| Jul 11 | JP Morgan | Maintains | Overweight → Overweight | — | $38.59 | $38.65 | +0.2% | -1.8% | +0.7% | -2.3% | +0.9% | +0.6% |
| Jul 8 | Barclays | Maintains | Equal Weight → Equal Weight | — | $41.19 | $41.16 | -0.1% | -0.5% | -2.3% | -3.6% | -1.8% | +0.7% |
| Jul 7 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $43.15 | $42.49 | -1.5% | -4.5% | -0.5% | -2.3% | -3.6% | -1.8% |
| May 23 | Compass Point | Maintains | Buy → Buy | — | $37.77 | $37.65 | -0.3% | +0.5% | +3.1% | -0.6% | +1.4% | +0.6% |
| Apr 8 | JP Morgan | Maintains | Overweight → Overweight | — | $32.79 | $33.62 | +2.5% | +0.2% | +5.5% | -4.0% | +2.1% | +1.2% |
| Apr 8 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $32.79 | $33.62 | +2.5% | +0.2% | +5.5% | -4.0% | +2.1% | +1.2% |
| Feb 24 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $34.88 | $35.72 | +2.4% | +2.3% | +0.8% | -1.1% | +0.6% | +1.8% |
| Feb 19 | UBS | Maintains | Neutral → Neutral | — | $35.46 | $35.17 | -0.8% | -0.8% | +0.0% | -0.9% | +2.3% | +0.8% |
| Jan 10 | UBS | Maintains | Neutral → Neutral | — | $35.68 | $35.25 | -1.2% | -2.3% | +0.8% | +2.0% | +2.7% | +1.9% |
| Jan 8 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $35.81 | $35.44 | -1.0% | -0.4% | -2.3% | +0.8% | +2.0% | +2.7% |
| Jan 6 | Barclays | Downgrade | Overweight → Equal Weight | — | $36.92 | $36.50 | -1.1% | -3.5% | +0.5% | -0.4% | -2.3% | +0.8% |
| Dec 10 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $37.59 | $37.43 | -0.4% | +0.9% | +1.6% | -0.8% | -0.7% | +0.3% |
| Dec 9 | JP Morgan | Maintains | Overweight → Overweight | — | $39.29 | $38.68 | -1.6% | -4.3% | +0.9% | +1.6% | -0.8% | -0.7% |
| Nov 7 | RBC Capital | Maintains | Outperform → Outperform | — | $39.28 | $36.96 | -5.9% | -5.2% | -0.4% | +2.4% | +1.4% | -0.9% |
| Oct 8 | Barclays | Maintains | Overweight → Overweight | — | $40.80 | $41.17 | +0.9% | +1.0% | -0.9% | -0.5% | +0.6% | +0.3% |
| Oct 7 | JP Morgan | Maintains | Overweight → Overweight | — | $41.27 | $41.23 | -0.1% | -1.1% | +1.0% | -0.9% | -0.5% | +0.6% |
| Sep 18 | RBC Capital | Upgrade | Sector Perform → Outperform | — | $41.15 | $42.00 | +2.1% | +1.2% | -0.4% | -1.6% | +1.4% | -1.0% |
| Aug 1 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $39.35 | $39.34 | -0.0% | -2.9% | -1.4% | -3.8% | +0.6% | +0.1% |
| Jul 31 | Truist | Maintains | Buy → Buy | — | $39.20 | $40.54 | +3.4% | +0.4% | -2.9% | -1.4% | -3.8% | +0.6% |
| Jul 31 | JP Morgan | Maintains | Overweight → Overweight | — | $39.20 | $40.54 | +3.4% | +0.4% | -2.9% | -1.4% | -3.8% | +0.6% |
| Jul 31 | RBC Capital | Maintains | Sector Perform → Sector Perform | — | $39.20 | $40.54 | +3.4% | +0.4% | -2.9% | -1.4% | -3.8% | +0.6% |
| Jul 31 | Barclays | Maintains | Overweight → Overweight | — | $39.20 | $40.54 | +3.4% | +0.4% | -2.9% | -1.4% | -3.8% | +0.6% |
| Jul 9 | Barclays | Maintains | Overweight → Overweight | — | $33.86 | $34.00 | +0.4% | +1.4% | +1.4% | +1.8% | +0.4% | +3.0% |
| Jul 8 | JP Morgan | Maintains | Overweight → Overweight | — | $33.99 | $34.23 | +0.7% | -0.4% | +1.4% | +1.4% | +1.8% | +0.4% |
| May 22 | UBS | Downgrade | Buy → Neutral | — | $33.77 | $32.81 | -2.8% | -2.0% | -1.6% | +0.4% | -0.8% | -0.8% |
| May 7 | Compass Point | Maintains | Buy → Buy | — | $33.41 | $33.47 | +0.2% | +0.7% | -0.7% | +0.5% | +1.0% | -1.4% |
| May 1 | Truist | Maintains | Buy → Buy | — | $30.86 | $30.94 | +0.3% | +2.6% | +2.6% | +0.1% | +2.8% | +0.7% |
| May 1 | JP Morgan | Maintains | Overweight → Overweight | — | $30.86 | $30.94 | +0.3% | +2.6% | +2.6% | +0.1% | +2.8% | +0.7% |
| Apr 4 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $31.85 | $32.10 | +0.8% | -3.4% | +0.8% | +0.5% | -1.1% | -3.2% |
| Apr 3 | JP Morgan | Maintains | Overweight → Overweight | — | $31.57 | $31.70 | +0.4% | +0.9% | -3.4% | +0.8% | +0.5% | -1.1% |
| Feb 15 | JP Morgan | Maintains | Overweight → Overweight | — | $30.29 | $30.75 | +1.5% | -1.7% | -2.5% | -0.4% | +1.8% | -1.0% |
| Feb 15 | RBC Capital | Maintains | Sector Perform → Sector Perform | — | $30.29 | $30.75 | +1.5% | -1.7% | -2.5% | -0.4% | +1.8% | -1.0% |
| Feb 15 | Truist | Maintains | Buy → Buy | — | $30.29 | $30.75 | +1.5% | -1.7% | -2.5% | -0.4% | +1.8% | -1.0% |
| Nov 2 | JP Morgan | Maintains | Overweight → Overweight | — | $27.55 | $28.13 | +2.1% | +1.5% | +4.2% | -0.9% | -2.2% | -0.5% |
| Aug 2 | JP Morgan | Maintains | Overweight → Overweight | — | $26.97 | $28.45 | +5.5% | +5.3% | +2.9% | +1.7% | -0.5% | -0.3% |
| Aug 2 | Truist | Maintains | Buy → Buy | — | $26.97 | $28.45 | +5.5% | +5.3% | +2.9% | +1.7% | -0.5% | -0.3% |
| Aug 2 | Citigroup | Maintains | Buy → Buy | — | $26.97 | $28.45 | +5.5% | +5.3% | +2.9% | +1.7% | -0.5% | -0.3% |
| May 4 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $23.09 | $22.91 | -0.8% | -0.2% | +2.6% | +1.4% | -0.4% | -0.4% |
| Apr 17 | JP Morgan | Maintains | Overweight → Overweight | — | $23.38 | $23.26 | -0.5% | -0.9% | -0.5% | +0.1% | -0.6% | -0.0% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| May 19, 2026 | Montgomery Michael CurryDir | — | Sell | 1,554 | $37.90 | $59K | 69,026 | -1.28% | -1.60% |
8-K
NMI Holdings, Inc. -- 8-K Filing
NMI Holdings reported Q1 2026 net income of $99.3 million ($1.28 per share), maintaining earnings levels despite flat year-over-year comparison, suggesting stable mortgage insurance demand.
Apr 30
8-K · 5.02
!!! Very High
NMI Holdings Inc. -- 8-K 5.02: Executive Change
NMI Holdings appointed Renu Agrawal as an independent director effective February 12, 2026, strengthening board governance and oversight of the mortgage insurance provider.
Feb 12
8-K
NMI Holdings Inc. -- 8-K Filing
NMI Holdings delivered strong 2025 earnings of $4.92 per share, up 11% year-over-year, demonstrating solid mortgage insurance demand despite modest Q4 sequential decline.
Feb 10
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Capital Management Llc | 3,430,453 | $129M | New | Mar 2026 |
| 2 | Vanguard Portfolio Management Llc | 3,006,678 | $113M | New | Mar 2026 |
| 3 | Morgan Stanley | 2,238,820 | $91M | Reduced | Dec 2025 |
| 4 | Bank Of America Corp /de/ | 1,304,633 | $49M | Added | Mar 2026 |
| 5 | Fmr Llc | 1,158,897 | $43M | Added | Mar 2026 |
| 6 | Frontier Capital Management Co Llc | 1,059,178 | $43M | Reduced | Dec 2025 |
| 7 | Nuveen, Llc | 986,391 | $37M | Reduced | Mar 2026 |
| 8 | Jpmorgan Chase & Co | 876,426 | $33M | Added | Mar 2026 |
| 9 | Northern Trust Corp | 835,596 | $31M | Added | Mar 2026 |
| 10 | Barclays Plc | 731,018 | $27M | Reduced | Mar 2026 |
| 11 | Aqr Capital Management Llc | 718,330 | $27M | Reduced | Mar 2026 |
| 12 | Qube Research & Technologies Ltd | 708,942 | $27M | Added | Mar 2026 |
| 13 | Clearbridge Investments, Llc | 704,961 | $26M | Reduced | Mar 2026 |
| 14 | Two Sigma Investments, Lp | 633,881 | $24M | Added | Mar 2026 |
| 15 | Panagora Asset Management Inc | 594,040 | $22M | — | Mar 2026 |
| 16 | Millennium Management | 578,460 | $22M | Added | Mar 2026 |
| 17 | D.e. Shaw & Co | 551,115 | $21M | Reduced | Mar 2026 |
| 18 | Principal Financial Group Inc | 479,994 | $20M | Added | Dec 2025 |
| 19 | Bank Of New York Mellon Corp | 498,157 | $19M | Reduced | Mar 2026 |
| 20 | Arrowstreet Capital, Limited Partnership | 475,306 | $18M | — | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$3.35B
Enterprise Value
$3.93B
P/E (TTM)
8.64x
Forward P/E
8.62x
PEG Ratio
0.73x
P/B
1.32x
P/S
4.77x
P/FCF
8.45x
EV/EBITDA
7.23x
Shares Out
79.0M
Financials (TTM)
Revenue
$730.5M
Net Income
$395.3M
EBITDA
$543.2M
Free Cash Flow
$412.5M
Op Cash Flow
$419.3M
EPS Basic
$5.01
EPS Diluted
$5.08
EPS Forward
$5.11
Gross Margin
89.9%
Op Margin
76.3%
Net Margin
54.1%
Balance Sheet
Total Assets
$3.84B
Total Liab.
$1.25B
Total Equity
$2.59B
Cash
$43.9M
LT Debt
$417.0M
Book Value/Sh
$33.39
Debt/Equity
0.16x
Current Ratio
0.25
Quick Ratio
0.25
Returns & Growth
ROE
15.0%
ROA
10.1%
ROIC
-99.9%
Rev Growth YoY
+8.4%
EPS Growth YoY
+11.1%
Price Returns
2W
+7.8%
1M
+8.6%
3M
+17.5%
6M
+9.5%
12M
+17.4%
Technicals
52W High
$46.74
52W Low
$34.84
50d MA
$39.70
200d MA
$38.81
RSI (14)
66.60
ATR (14)
$1.10
Beta
0.64
Avg Volume
582K
Dividends
Div Rate
$0.00
Div Yield
—
Frequency
—
Ex-Div Date
—
Analyst Price Targets
Consensus
$43.50
High
$44.00
Low
$43.00
Median
$43.50
Data updated apr 26, 2026 3:17pm
· Source: financialmodelingprep.com