OFG
OFG Bancorp NYSE Listed Mar 26, 1987$53.24
-0.32%
vs $53.41
Mkt Cap $2.3B
52w Low $35.71
98.4% of range
52w High $53.52
50d MA $48.77
200d MA $43.24
P/E (TTM)
10.2x
EV/EBITDA
6.4x
P/B
1.8x
Debt/Equity
0.4x
ROE
14.8%
P/FCF
12.7x
RSI (14)
69.40
ATR (14)
$1.09
Beta
0.69
50d MA
$48.77
200d MA
$43.24
Avg Volume
371.2K
OFG Bancorp, a financial holding company, provides a range of banking and financial services. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, as well as time deposit products; commercial, consumer, auto, and mortgage lending services; financial planning and insurance services; and corporate and individual trust, and retirement services. It also provides securities brokerage and investment advisory services, including various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients; and separately-managed accounts and mutual fund asset allocation programs. In addition, the company engages in the insurance agency and reinsurance businesses; administration and servicing of retirement plans; various treasury-related functions with an investment portfolio consisting of mortgage-backed securities, obligations of U.S. government sponsored agencies, and U.S. Treasury securities and money market instruments; and management and participation in public offerings and private placements of debt and equity securities. Further, it offers money management and investment banking services; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company operates through a network of 50 branches in Puerto Rico and 2 branches in USVI. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico.
254 MuNoz Rivera Avenue · San Juan, PR 00918 · US
| Date | Time | Est | Rptd | Surp | Base | Gap% | D1% | D2% | D3% | D4% | D5% | Guide ▲★ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jul 21, 2026 | BMO | 1.17 | 1.39 | +18.8% | 50.00 | +3.3% | +5.8% | -1.5% | +0.6% | -0.1% | -0.0% | — |
| Apr 21, 2026 | BMO | 1.02 | 1.26 | +23.5% | 44.71 | +3.0% | +2.4% | +0.7% | -1.2% | +0.7% | +0.1% | — |
| Jan 22, 2026 | BMO | 1.16 | 1.27 | +9.5% | 38.98 | -2.3% | -4.7% | +0.0% | +2.0% | -0.4% | +5.3% | — |
| Oct 22, 2025 | BMO | 1.17 | 1.16 | -0.9% | 39.60 | -0.3% | -1.1% | +1.2% | -1.4% | +0.5% | -2.0% | — |
| Jul 17, 2025 | BMO | 1.05 | 1.15 | +9.5% | 45.47 | +1.4% | -1.2% | -1.0% | +0.1% | +0.0% | -3.6% | — |
| Apr 23, 2025 | BMO | 0.97 | 1.00 | +3.3% | 36.79 | +0.7% | +2.7% | +0.6% | +2.6% | +2.0% | -1.1% | — |
| Feb 26, 2025 | AMC | — | 1.09 | — | 41.70 | -0.4% | +0.9% | +1.0% | -0.9% | -2.9% | +0.2% | — |
| Jan 22, 2025 | BMO | 0.97 | 1.09 | +12.4% | 44.10 | +0.9% | -1.8% | -0.1% | -0.5% | +0.4% | +0.2% | — |
| Oct 16, 2024 | BMO | 1.02 | 1.00 | -2.0% | 41.35 | -0.3% | +0.5% | -1.9% | -2.6% | +1.0% | -1.4% | — |
| Jul 18, 2024 | BMO | 0.96 | 1.08 | +12.5% | 43.00 | +0.5% | +1.5% | +3.9% | +3.3% | -3.1% | +1.7% | — |
| Apr 18, 2024 | BMO | 0.95 | 1.05 | +10.5% | 33.44 | -0.1% | +4.1% | +2.5% | +1.5% | +2.0% | -1.4% | — |
| Jan 24, 2024 | BMO | 0.93 | 0.94 | +1.1% | 36.42 | +2.0% | +3.7% | +0.5% | +0.4% | +1.0% | -4.5% | — |
| Oct 20, 2023 | BMO | 0.94 | 0.95 | +1.1% | 28.70 | +0.4% | +0.5% | +0.3% | -0.9% | +3.5% | -0.8% | — |
| Jul 20, 2023 | AMC | 0.88 | 0.93 | +5.7% | 32.60 | +2.5% | +3.2% | +0.5% | -1.5% | +0.8% | -2.4% | — |
| Date | Firm | Action | Grade | Target | Base | Open | Gap% | D1% | D2% | D3% | D4% | D5% |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jul 15 | The Benchmark Company | Initiates | Hold | — | $49.85 | $49.96 | +0.2% | +0.3% | +2.4% | -2.1% | -0.1% | +5.8% |
| Apr 22 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $44.71 | $46.04 | +3.0% | +2.4% | +0.7% | -1.2% | +0.7% | +0.1% |
| Apr 22 | Piper Sandler | Maintains | Neutral → Neutral | — | $44.71 | $46.04 | +3.0% | +2.4% | +0.7% | -1.2% | +0.7% | +0.1% |
| Apr 22 | Truist | Maintains | Buy → Buy | — | $44.71 | $46.04 | +3.0% | +2.4% | +0.7% | -1.2% | +0.7% | +0.1% |
| Jan 26 | Truist | Maintains | Buy → Buy | — | $37.15 | $37.06 | -0.2% | +0.0% | +2.0% | -0.4% | +5.3% | +1.4% |
| Jan 23 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $38.98 | $38.10 | -2.3% | -4.7% | +0.0% | +2.0% | -0.4% | +5.3% |
| Oct 27 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $39.63 | $39.57 | -0.2% | -1.4% | +0.5% | -2.0% | -0.7% | +1.2% |
| Oct 23 | Truist | Maintains | Buy → Buy | — | $39.60 | $39.50 | -0.3% | -1.1% | +1.2% | -1.4% | +0.5% | -2.0% |
| Oct 23 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $39.60 | $39.50 | -0.3% | -1.1% | +1.2% | -1.4% | +0.5% | -2.0% |
| Jul 18 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $45.47 | $46.11 | +1.4% | -1.2% | -1.0% | +0.1% | +0.0% | -3.6% |
| Jul 10 | Wells Fargo | Maintains | Equal Weight → Equal Weight | — | $44.39 | $44.30 | -0.2% | +0.9% | -0.3% | +1.4% | -4.4% | +1.7% |
| Apr 24 | Piper Sandler | Maintains | Overweight → Overweight | — | $36.79 | $37.03 | +0.7% | +2.7% | +0.6% | +2.6% | +2.0% | -1.1% |
| Apr 24 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $36.79 | $37.03 | +0.7% | +2.7% | +0.6% | +2.6% | +2.0% | -1.1% |
| Apr 9 | Wells Fargo | Downgrade | Overweight → Equal Weight | — | $34.78 | $33.15 | -4.7% | +6.3% | -5.1% | -0.6% | +0.6% | +1.0% |
| Jan 23 | Wells Fargo | Maintains | Overweight → Overweight | — | $44.10 | $44.50 | +0.9% | -1.8% | -0.1% | -0.5% | +0.4% | +0.2% |
| Jan 23 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $44.10 | $44.50 | +0.9% | -1.8% | -0.1% | -0.5% | +0.4% | +0.2% |
| Jan 6 | Wells Fargo | Maintains | Overweight → Overweight | — | $42.39 | $42.32 | -0.2% | -0.4% | -1.1% | +0.7% | -3.8% | +1.3% |
| Dec 4 | Keefe, Bruyette & Woods | Maintains | Outperform → Outperform | — | $45.12 | $45.31 | +0.4% | +0.6% | -0.8% | -0.5% | -0.5% | -0.8% |
| Dec 3 | Wells Fargo | Maintains | Overweight → Overweight | — | $45.51 | $46.26 | +1.6% | -0.9% | +0.6% | -0.8% | -0.5% | -0.5% |
| Oct 17 | Piper Sandler | Maintains | Overweight → Overweight | — | $41.35 | $41.24 | -0.3% | +0.5% | -1.9% | -2.6% | +1.0% | -1.4% |
| Jul 22 | Wells Fargo | Maintains | Overweight → Overweight | — | $43.66 | $44.05 | +0.9% | +3.9% | +3.3% | -3.1% | +1.7% | +0.8% |
| Apr 10 | Wells Fargo | Maintains | Overweight → Overweight | — | $36.18 | $35.12 | -2.9% | -4.0% | -0.0% | -1.0% | -0.9% | -1.7% |
| Jan 29 | Wells Fargo | Maintains | Overweight → Overweight | — | $37.97 | $38.29 | +0.8% | +0.4% | +1.0% | -4.5% | +0.0% | -0.2% |
| Jul 21 | Wells Fargo | Maintains | Overweight → Overweight | — | $32.60 | $33.40 | +2.5% | +3.2% | +0.5% | -1.5% | +0.8% | -2.4% |
| Apr 5 | Wells Fargo | Maintains | Overweight → Overweight | — | $23.79 | $23.37 | -1.8% | -0.9% | +1.9% | -0.0% | +0.5% | -0.8% |
| Jan 4 | Wells Fargo | Maintains | Overweight → Overweight | — | $27.37 | $27.97 | +2.2% | +2.0% | +0.4% | +3.8% | +1.1% | +0.6% |
| Mar 6 | Alden Securities | Downgrade | Outperform → Neutral | — | $21.10 | $20.90 | -0.9% | -2.3% | -4.9% | -0.6% | +3.3% | -0.0% |
| Jul 16 | Piper Sandler | Upgrade | Neutral → Overweight | — | $14.50 | $15.40 | +6.2% | +5.2% | -2.3% | +1.7% | -3.6% | +8.9% |
| Nov 28 | Keefe, Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $9.30 | $9.65 | +3.8% | +9.1% | +1.0% | -4.4% | -0.5% | -1.0% |
| Nov 28 | Keefe Bruyette & Woods | Upgrade | Market Perform → Outperform | — | $9.30 | $9.65 | +3.8% | +9.1% | +1.0% | -4.4% | -0.5% | -1.0% |
| Oct 30 | Piper Sandler | Upgrade | Hold → Buy | — | $8.90 | $9.30 | +4.5% | -4.5% | +4.7% | -4.5% | -1.2% | -1.2% |
| Oct 30 | Sandler O'Neill | Upgrade | Hold → Buy | — | $8.90 | $9.30 | +4.5% | -4.5% | +4.7% | -4.5% | -1.2% | -1.2% |
| Jul 25 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $10.27 | $10.29 | +0.2% | +0.4% | +2.2% | +2.0% | -0.8% | -0.5% |
| Jul 25 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $10.27 | $10.29 | +0.2% | +0.4% | +2.2% | +2.0% | -0.8% | -0.5% |
| Apr 25 | Merion Capital | Maintains | Outperform → Outperform | — | $8.51 | $8.50 | -0.1% | +1.9% | +3.6% | -0.1% | -1.2% | -0.3% |
| Apr 25 | Merion Capital Group | Maintains | Outperform → Outperform | — | $8.51 | $8.50 | -0.1% | +1.9% | +3.6% | -0.1% | -1.2% | -0.3% |
| Feb 16 | Merion Capital | Upgrade | Neutral → Outperform | — | $5.20 | $5.32 | +2.3% | +11.3% | -5.4% | -2.7% | +1.5% | +3.1% |
| Feb 16 | Merion Capital Group | Upgrade | Neutral → Outperform | — | $5.20 | $5.32 | +2.3% | +11.3% | -5.4% | -2.7% | +1.5% | +3.1% |
| Oct 14 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $9.54 | $9.35 | -2.0% | -7.4% | +2.6% | -1.8% | -3.4% | +5.1% |
| Oct 14 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $9.54 | $9.35 | -2.0% | -7.4% | +2.6% | -1.8% | -3.4% | +5.1% |
| Jul 27 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $8.56 | $8.38 | -2.1% | +4.6% | -2.7% | -1.5% | -4.3% | -1.8% |
| Jul 27 | Guggenheim | Upgrade | Neutral → Buy | — | $8.56 | $8.38 | -2.1% | +4.6% | -2.7% | -1.5% | -4.3% | -1.8% |
| Jul 27 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $8.56 | $8.38 | -2.1% | +4.6% | -2.7% | -1.5% | -4.3% | -1.8% |
| Apr 29 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $14.68 | $14.50 | -1.2% | -1.7% | -2.4% | -1.8% | +0.7% | -2.3% |
| Apr 29 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $14.68 | $14.50 | -1.2% | -1.7% | -2.4% | -1.8% | +0.7% | -2.3% |
| Apr 20 | Keefe, Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $16.62 | $16.47 | -0.9% | -3.3% | -1.8% | +2.5% | -1.9% | -6.7% |
| Apr 20 | Keefe Bruyette & Woods | Maintains | Market Perform → Market Perform | — | $16.62 | $16.47 | -0.9% | -3.3% | -1.8% | +2.5% | -1.9% | -6.7% |
| Mar 31 | Guggenheim | Downgrade | Buy → Neutral | — | $17.11 | $16.67 | -2.6% | -4.6% | +0.9% | +0.9% | -0.4% | +0.7% |
| Feb 6 | Keefe, Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $17.81 | $17.57 | -1.3% | -2.0% | -1.0% | +0.2% | -0.6% | +1.7% |
| Feb 6 | Keefe Bruyette & Woods | Downgrade | Outperform → Market Perform | — | $17.81 | $17.57 | -1.3% | -2.0% | -1.0% | +0.2% | -0.6% | +1.7% |
| Date | Insider | Title | Type | Shares | Price | Value | Owned After | D1% | D5% |
|---|---|---|---|---|---|---|---|---|---|
| Jul 24, 2026 | FERNANDEZ JOSE RAFAELDir/Off | CEO; Chairman BOD | Sell | 52,352 | $52.45 | $2.7M | 152,656 | -1.30% | +0.62% |
8-K · 2.02
!! High
OFG Bancorp -- 8-K 2.02: Earnings Results
Jul 21
8-K
OFG BANCORP -- 8-K Filing
OFG Bancorp appointed KPMG LLP as its independent registered public accountant for 2026, a routine governance decision with minimal direct impact on shareholder value.
Apr 23
8-K
OFG BANCORP -- 8-K Filing
OFG Bancorp returned $44.5 million to shareholders through buybacks and raised dividends 17%, demonstrating strong capital management and confidence in its digital banking strategy.
Apr 21
Institutional (13F) — Top 20
All ↗
| # | Manager | Shares | Value | Chg | Period |
|---|---|---|---|---|---|
| 1 | Vanguard Portfolio Management Llc | 3,109,064 | $126M | New | Mar 2026 |
| 2 | First Trust Advisors Lp | 2,321,924 | $94M | Added | Mar 2026 |
| 3 | Vanguard Capital Management Llc | 1,908,153 | $77M | New | Mar 2026 |
| 4 | Morgan Stanley | 1,215,084 | $50M | Added | Dec 2025 |
| 5 | Barrow Hanley Mewhinney & Strauss Llc | 1,221,702 | $49M | Reduced | Mar 2026 |
| 6 | Nuveen, Llc | 990,519 | $40M | Added | Mar 2026 |
| 7 | Janus Henderson Group Plc | 711,933 | $29M | New | Mar 2026 |
| 8 | Millennium Management | 614,747 | $25M | Reduced | Mar 2026 |
| 9 | Northern Trust Corp | 560,561 | $23M | Added | Mar 2026 |
| 10 | Two Sigma Investments, Lp | 511,958 | $21M | Added | Mar 2026 |
| 11 | Bank Of New York Mellon Corp | 380,258 | $15M | Reduced | Mar 2026 |
| 12 | Qube Research & Technologies Ltd | 377,005 | $15M | Added | Mar 2026 |
| 13 | Algert Global Llc | 316,892 | $13M | Reduced | Mar 2026 |
| 14 | Gator Capital Management, Llc | 307,653 | $12M | Added | Mar 2026 |
| 15 | Principal Financial Group Inc | 259,930 | $11M | Added | Dec 2025 |
| 16 | Invesco Ltd. | 247,689 | $10M | Added | Mar 2026 |
| 17 | Citadel Advisors Llc | 230,111 | $9M | Added | Mar 2026 |
| 18 | Russell Investments Group, Ltd. | 224,324 | $9M | Reduced | Mar 2026 |
| 19 | Aqr Capital Management Llc | 207,982 | $8M | Added | Mar 2026 |
| 20 | Point72 Asset Management | 201,155 | $8M | Reduced | Mar 2026 |
Mutual Funds / ETFs (N-PORT) — Top 20
All ↗
Valuation
Market Cap
$2.25B
Enterprise Value
$1.95B
P/E (TTM)
10.24x
Forward P/E
11.29x
PEG Ratio
1.41x
P/B
1.78x
P/S
2.79x
P/FCF
12.65x
EV/EBITDA
6.43x
Shares Out
47.4M
Financials (TTM)
Revenue
$902.5M
Net Income
$220.4M
EBITDA
$302.5M
Free Cash Flow
$199.3M
Op Cash Flow
$217.7M
EPS Basic
$4.53
EPS Diluted
$4.99
EPS Forward
$4.71
Gross Margin
74.1%
Op Margin
31.5%
Net Margin
24.4%
Balance Sheet
Total Assets
$12.47B
Total Liab.
$11.08B
Total Equity
$1.39B
Cash
$1.04B
LT Debt
$456.6M
Book Value/Sh
$29.84
Debt/Equity
0.42x
Current Ratio
0.12
Quick Ratio
0.12
Returns & Growth
ROE
14.8%
ROA
1.7%
ROIC
11.8%
Rev Growth YoY
+4.8%
EPS Growth YoY
+6.6%
Price Returns
2W
+1.0%
1M
+7.5%
3M
+17.3%
6M
+29.9%
12M
+25.0%
Technicals
52W High
$53.52
52W Low
$35.71
50d MA
$48.77
200d MA
$43.24
RSI (14)
69.40
ATR (14)
$1.09
Beta
0.69
Avg Volume
371K
Dividends
Div Rate
$1.11
Div Yield
2.4%
Frequency
4
Ex-Div Date
Jun 30, 2026
Analyst Price Targets
Consensus
$44.50
High
$45.00
Low
$44.00
Median
$44.50
Data updated apr 26, 2026 4:59pm
· Source: financialmodelingprep.com